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Nicole, it sounds like it simply comes down to choice. You know what your fixed monthly costs are. You know what you take home each month. What’s left is simply what you choose to do with it. Do you want to fund your child’s education fund, save it, invest it? Or do you want to dine out, buy stuff, spend it on entertainment, etc. No one can decide that for you.

I find most people by nature are either spenders or savers. If you are a spender, than maybe you need to make it simple and agree with your husband to cut your eating out from twice a week to once a week. Starvation diets don’t work, they arent sustainable. It doesn’t have to be all or nothing.

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I’ve been hearing about rapidly growing property values in Shanghai and other parts of China/ Asia. Anyone have thoughts on this bubble?

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NeetaT, I don’t know where 5k came from, but income taxes alone can save you 10s of thousands. Plus where are you going to buy a nice chunk of land in central SD without dropping several million? I’m very relaxed thank you.

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NeetaT, I don’t know where 5k came from, but income taxes alone can save you 10s of thousands. Plus where are you going to buy a nice chunk of land in central SD without dropping several million? I’m very relaxed thank you.

[zzz]

NeetaT, I don’t know where 5k came from, but income taxes alone can save you 10s of thousands. Plus where are you going to buy a nice chunk of land in central SD without dropping several million? I’m very relaxed thank you.

[zzz]

NeetaT, I don’t know where 5k came from, but income taxes alone can save you 10s of thousands. Plus where are you going to buy a nice chunk of land in central SD without dropping several million? I’m very relaxed thank you.

[zzz]

NeetaT, I don’t know where 5k came from, but income taxes alone can save you 10s of thousands. Plus where are you going to buy a nice chunk of land in central SD without dropping several million? I’m very relaxed thank you.

[zzz]

Hatfield, if you’re considering Marble Falls/ Austin for yourself, its not uncommon for Austin to be blazing hot in August and September, with many days in the 100s. Its not exactly considered freaky weather wise. Austin can be quite humid as well, although not nearly as humid as Houston or as often. Also unless you are retired, Marble Falls is not where you want to live because you’d be commuting 2hrs each way to Austin.

[zzz]

Hatfield, if you’re considering Marble Falls/ Austin for yourself, its not uncommon for Austin to be blazing hot in August and September, with many days in the 100s. Its not exactly considered freaky weather wise. Austin can be quite humid as well, although not nearly as humid as Houston or as often. Also unless you are retired, Marble Falls is not where you want to live because you’d be commuting 2hrs each way to Austin.

[zzz]

Hatfield, if you’re considering Marble Falls/ Austin for yourself, its not uncommon for Austin to be blazing hot in August and September, with many days in the 100s. Its not exactly considered freaky weather wise. Austin can be quite humid as well, although not nearly as humid as Houston or as often. Also unless you are retired, Marble Falls is not where you want to live because you’d be commuting 2hrs each way to Austin.

[zzz]

Hatfield, if you’re considering Marble Falls/ Austin for yourself, its not uncommon for Austin to be blazing hot in August and September, with many days in the 100s. Its not exactly considered freaky weather wise. Austin can be quite humid as well, although not nearly as humid as Houston or as often. Also unless you are retired, Marble Falls is not where you want to live because you’d be commuting 2hrs each way to Austin.

[zzz]

Hatfield, if you’re considering Marble Falls/ Austin for yourself, its not uncommon for Austin to be blazing hot in August and September, with many days in the 100s. Its not exactly considered freaky weather wise. Austin can be quite humid as well, although not nearly as humid as Houston or as often. Also unless you are retired, Marble Falls is not where you want to live because you’d be commuting 2hrs each way to Austin.

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Thanks everyone for the suggestions. We want to stick to the West, west of Denver, so Texas is out and I’ve lived there before and no real desire to head back.

Brian, yep I agree on the middle of nowhere, not where we want to head. Job availability and a broad spectrum of industries doesn’t hurt.

We don’t want to leave SD necessarily, or even CA. Love SD and also the Bay Area which we almost moved to. However there have been some family circumstances in both of our families that has forced us to consider going somewhere with a lower cost base and more land.

[zzz]

Thanks everyone for the suggestions. We want to stick to the West, west of Denver, so Texas is out and I’ve lived there before and no real desire to head back.

Brian, yep I agree on the middle of nowhere, not where we want to head. Job availability and a broad spectrum of industries doesn’t hurt.

We don’t want to leave SD necessarily, or even CA. Love SD and also the Bay Area which we almost moved to. However there have been some family circumstances in both of our families that has forced us to consider going somewhere with a lower cost base and more land.

[zzz]

Thanks everyone for the suggestions. We want to stick to the West, west of Denver, so Texas is out and I’ve lived there before and no real desire to head back.

Brian, yep I agree on the middle of nowhere, not where we want to head. Job availability and a broad spectrum of industries doesn’t hurt.

We don’t want to leave SD necessarily, or even CA. Love SD and also the Bay Area which we almost moved to. However there have been some family circumstances in both of our families that has forced us to consider going somewhere with a lower cost base and more land.

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