[urbanrealtor]

[quote=EconProf]Go house-hunting and find a house.
Take 1% of its value.
Add that to the planned monthly cost of ownership.

PS: 1% is conservative. 1 1/2 percent more likely, 2% within the realm of possibility.[/quote]

Econ prof you say this on multiple threads.
I don’t think that it is truly applicable.

The difference in depreciation varies wildly from one micromarket to the next.

Again, you will see a stronger depreciation in certain areas (eg: Chula Vista) which in many cases means you could get a place now (or later) that would carry with little down.

This headline (the 1%) would work if we were dealing with a perfect market (interchangeable goods and complete information) but we are not.

We are dealing with a market that has dissimilar commodities, multiple non- or semi- comparable market sites, and wildly inconsistant levels of information. I don’t mean to get all John Nash on you but mapping this in Game Theory would look like a spiderweb.

I stand by what I said before. Market and econ fundamentals really are what needs to guide personal action. When or if you buy, make sure the payment is reasonable and that you are not spending wildly more than what market rent would be (in case you have to rent it). And make sure you are buying something you think you will enjoy for a few years.

Again, as prices drop further, a greater portion of them will be in less desirable areas. I would question the expertise of anyone saying to pass up a good deal in OB now for a great deal in Mira Mesa in a year.

Timing the downturn is about as advisable as timing the boom. That effort did not work out so well.

[urbanrealtor]

[quote=EconProf]Go house-hunting and find a house.
Take 1% of its value.
Add that to the planned monthly cost of ownership.

PS: 1% is conservative. 1 1/2 percent more likely, 2% within the realm of possibility.[/quote]

Econ prof you say this on multiple threads.
I don’t think that it is truly applicable.

The difference in depreciation varies wildly from one micromarket to the next.

Again, you will see a stronger depreciation in certain areas (eg: Chula Vista) which in many cases means you could get a place now (or later) that would carry with little down.

This headline (the 1%) would work if we were dealing with a perfect market (interchangeable goods and complete information) but we are not.

We are dealing with a market that has dissimilar commodities, multiple non- or semi- comparable market sites, and wildly inconsistant levels of information. I don’t mean to get all John Nash on you but mapping this in Game Theory would look like a spiderweb.

I stand by what I said before. Market and econ fundamentals really are what needs to guide personal action. When or if you buy, make sure the payment is reasonable and that you are not spending wildly more than what market rent would be (in case you have to rent it). And make sure you are buying something you think you will enjoy for a few years.

Again, as prices drop further, a greater portion of them will be in less desirable areas. I would question the expertise of anyone saying to pass up a good deal in OB now for a great deal in Mira Mesa in a year.

Timing the downturn is about as advisable as timing the boom. That effort did not work out so well.

[urbanrealtor]

I totally agree.
The next time we should use napalm.
Or nuanced monetary policy.
Whichever.

[urbanrealtor]

I totally agree.
The next time we should use napalm.
Or nuanced monetary policy.
Whichever.

[urbanrealtor]

I totally agree.
The next time we should use napalm.
Or nuanced monetary policy.
Whichever.

[urbanrealtor]

I totally agree.
The next time we should use napalm.
Or nuanced monetary policy.
Whichever.

[urbanrealtor]

I totally agree.
The next time we should use napalm.
Or nuanced monetary policy.
Whichever.

[urbanrealtor]

[quote=gandalf]Yeah, but not suggesting speech restrictions or revoking accounts. Suggesting an abuse link, where over the line posts could be ‘voted’ on and if the votes were above a certain threshold, deleted. The community would take care of itself. Seems like it would be easy to implement. I’d be willing to help.[/quote]

I don’t even like that a little bit.

I agree with the slashdot school of nothing being off limits with regard to discourse.

While I do not agree with many of the people that post here (eg: Ron Paul loving wizards), I think they have the right to do so. I mean its a private blog but the exchange of ideas I consider to be somewhat sacrosanct. Sorry if that seems cheesy but I really do believe it.

[urbanrealtor]

[quote=gandalf]Yeah, but not suggesting speech restrictions or revoking accounts. Suggesting an abuse link, where over the line posts could be ‘voted’ on and if the votes were above a certain threshold, deleted. The community would take care of itself. Seems like it would be easy to implement. I’d be willing to help.[/quote]

I don’t even like that a little bit.

I agree with the slashdot school of nothing being off limits with regard to discourse.

While I do not agree with many of the people that post here (eg: Ron Paul loving wizards), I think they have the right to do so. I mean its a private blog but the exchange of ideas I consider to be somewhat sacrosanct. Sorry if that seems cheesy but I really do believe it.

[urbanrealtor]

[quote=gandalf]Yeah, but not suggesting speech restrictions or revoking accounts. Suggesting an abuse link, where over the line posts could be ‘voted’ on and if the votes were above a certain threshold, deleted. The community would take care of itself. Seems like it would be easy to implement. I’d be willing to help.[/quote]

I don’t even like that a little bit.

I agree with the slashdot school of nothing being off limits with regard to discourse.

While I do not agree with many of the people that post here (eg: Ron Paul loving wizards), I think they have the right to do so. I mean its a private blog but the exchange of ideas I consider to be somewhat sacrosanct. Sorry if that seems cheesy but I really do believe it.

[urbanrealtor]

[quote=gandalf]Yeah, but not suggesting speech restrictions or revoking accounts. Suggesting an abuse link, where over the line posts could be ‘voted’ on and if the votes were above a certain threshold, deleted. The community would take care of itself. Seems like it would be easy to implement. I’d be willing to help.[/quote]

I don’t even like that a little bit.

I agree with the slashdot school of nothing being off limits with regard to discourse.

While I do not agree with many of the people that post here (eg: Ron Paul loving wizards), I think they have the right to do so. I mean its a private blog but the exchange of ideas I consider to be somewhat sacrosanct. Sorry if that seems cheesy but I really do believe it.

[urbanrealtor]

[quote=gandalf]Yeah, but not suggesting speech restrictions or revoking accounts. Suggesting an abuse link, where over the line posts could be ‘voted’ on and if the votes were above a certain threshold, deleted. The community would take care of itself. Seems like it would be easy to implement. I’d be willing to help.[/quote]

I don’t even like that a little bit.

I agree with the slashdot school of nothing being off limits with regard to discourse.

While I do not agree with many of the people that post here (eg: Ron Paul loving wizards), I think they have the right to do so. I mean its a private blog but the exchange of ideas I consider to be somewhat sacrosanct. Sorry if that seems cheesy but I really do believe it.

[urbanrealtor]

I am a clone.
I was cultivated from the tumor on Casca’s arm.

By the way, while I don’t think you are clones, is there some sort of subtext here?

Mithrandir riding Shadofax or something?

Also, does or does not Shadowfax sound like some new product from HP or Brother?

Finally Casca, you have suggested that liberals are communists without guns. Again, I don’t understand what about my beliefs are communist. Nothing I believe in is of a communist nature. Also, there are communist political parties in democracies and they do not use guns nor do they resemble liberals in the United States. Have you been to a communist country? It does not sound like you have.

Also, while I agree that military deserve great respect for the risks they take and the sacrifices they make, the fact is that we still live in a democracy. In the Civil war, Lincoln was supported by the voting majority (which included the military). If the voting majority (including the military electorate) elects leaders based on a desire for change in foreign policy, is that unpatriotic? I thought our country was constructed to place the military subordinate and subservient to a civilian government. There are some countries where that is reversed. Pakistan and Burma come to mind. Do you think our country would be more patriotic or better if the military were in charge?

What exactly do you find ignorant on the part of the American people (I believe you mentioned history and culture)?

[urbanrealtor]

I am a clone.
I was cultivated from the tumor on Casca’s arm.

By the way, while I don’t think you are clones, is there some sort of subtext here?

Mithrandir riding Shadofax or something?

Also, does or does not Shadowfax sound like some new product from HP or Brother?

Finally Casca, you have suggested that liberals are communists without guns. Again, I don’t understand what about my beliefs are communist. Nothing I believe in is of a communist nature. Also, there are communist political parties in democracies and they do not use guns nor do they resemble liberals in the United States. Have you been to a communist country? It does not sound like you have.

Also, while I agree that military deserve great respect for the risks they take and the sacrifices they make, the fact is that we still live in a democracy. In the Civil war, Lincoln was supported by the voting majority (which included the military). If the voting majority (including the military electorate) elects leaders based on a desire for change in foreign policy, is that unpatriotic? I thought our country was constructed to place the military subordinate and subservient to a civilian government. There are some countries where that is reversed. Pakistan and Burma come to mind. Do you think our country would be more patriotic or better if the military were in charge?

What exactly do you find ignorant on the part of the American people (I believe you mentioned history and culture)?

[urbanrealtor]

I am a clone.
I was cultivated from the tumor on Casca’s arm.

By the way, while I don’t think you are clones, is there some sort of subtext here?

Mithrandir riding Shadofax or something?

Also, does or does not Shadowfax sound like some new product from HP or Brother?

Finally Casca, you have suggested that liberals are communists without guns. Again, I don’t understand what about my beliefs are communist. Nothing I believe in is of a communist nature. Also, there are communist political parties in democracies and they do not use guns nor do they resemble liberals in the United States. Have you been to a communist country? It does not sound like you have.

Also, while I agree that military deserve great respect for the risks they take and the sacrifices they make, the fact is that we still live in a democracy. In the Civil war, Lincoln was supported by the voting majority (which included the military). If the voting majority (including the military electorate) elects leaders based on a desire for change in foreign policy, is that unpatriotic? I thought our country was constructed to place the military subordinate and subservient to a civilian government. There are some countries where that is reversed. Pakistan and Burma come to mind. Do you think our country would be more patriotic or better if the military were in charge?

What exactly do you find ignorant on the part of the American people (I believe you mentioned history and culture)?

[Author]

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