[urbanrealtor]

I have actually asked sandicor (who oversees rules regarding San Diego Realtor advertising) regarding this sort of ad.
Per them, until a sale is final and closed (ie: the title has shifted to the new owner) agents can advertise it. The DRE is, in my experience, less restrictive than NAR, CAR, SDAR, or Sandicor.

Complaining to DRE is unlikely to have an effect.
Advertising a place that has not yet sold is not illegal, (professionally) unethical, or false advertising.

That being said, I agree with you. It seems really cheesy to be throwing out ads for a place that has a deposit on it already. You might have some luck in approaching the senior broker or office manager of the team or agent in question. That is what I would do.

[urbanrealtor]

I have actually asked sandicor (who oversees rules regarding San Diego Realtor advertising) regarding this sort of ad.
Per them, until a sale is final and closed (ie: the title has shifted to the new owner) agents can advertise it. The DRE is, in my experience, less restrictive than NAR, CAR, SDAR, or Sandicor.

Complaining to DRE is unlikely to have an effect.
Advertising a place that has not yet sold is not illegal, (professionally) unethical, or false advertising.

That being said, I agree with you. It seems really cheesy to be throwing out ads for a place that has a deposit on it already. You might have some luck in approaching the senior broker or office manager of the team or agent in question. That is what I would do.

[urbanrealtor]

Please don’t flame me but actually answer this question. I am asking it genuinely.

Would it be better for you as an individual to not have an economic bailout/rescue/stimulus/bucket-of-money-for-bank?

If so, why?

If not, why not?

Again, not looking to fight, I am curious what people think of this. I know everybody is pissed off but I am curious what else is in the thought process.

–Dan

[urbanrealtor]

Please don’t flame me but actually answer this question. I am asking it genuinely.

Would it be better for you as an individual to not have an economic bailout/rescue/stimulus/bucket-of-money-for-bank?

If so, why?

If not, why not?

Again, not looking to fight, I am curious what people think of this. I know everybody is pissed off but I am curious what else is in the thought process.

–Dan

[urbanrealtor]

Please don’t flame me but actually answer this question. I am asking it genuinely.

Would it be better for you as an individual to not have an economic bailout/rescue/stimulus/bucket-of-money-for-bank?

If so, why?

If not, why not?

Again, not looking to fight, I am curious what people think of this. I know everybody is pissed off but I am curious what else is in the thought process.

–Dan

[urbanrealtor]

Please don’t flame me but actually answer this question. I am asking it genuinely.

Would it be better for you as an individual to not have an economic bailout/rescue/stimulus/bucket-of-money-for-bank?

If so, why?

If not, why not?

Again, not looking to fight, I am curious what people think of this. I know everybody is pissed off but I am curious what else is in the thought process.

–Dan

[urbanrealtor]

Please don’t flame me but actually answer this question. I am asking it genuinely.

Would it be better for you as an individual to not have an economic bailout/rescue/stimulus/bucket-of-money-for-bank?

If so, why?

If not, why not?

Again, not looking to fight, I am curious what people think of this. I know everybody is pissed off but I am curious what else is in the thought process.

–Dan

[urbanrealtor]

I will do what, in the last post, I said I would not do and make a comment that is about personal stuff.

I apologize that this post is a bit cheesy.

I think that people outside of a situation underestimate the pain and stress financial difficulty can add. Coupled with emotional turmoil (eg: a relationship ending) this can be almost unbearable. There is nothing worse than trying to process serious personal pain and then having a creditor call.

Currently I see a lot of this. While most of my clients are buyers ALL of my seller-clients are selling short. Some are mid breakup. Its awful to watch and I can only imagine what its like for them.

My sympathies to the friend of the author who is the subject of this thread.

Sorry for the sermon everyone.

[urbanrealtor]

I will do what, in the last post, I said I would not do and make a comment that is about personal stuff.

I apologize that this post is a bit cheesy.

I think that people outside of a situation underestimate the pain and stress financial difficulty can add. Coupled with emotional turmoil (eg: a relationship ending) this can be almost unbearable. There is nothing worse than trying to process serious personal pain and then having a creditor call.

Currently I see a lot of this. While most of my clients are buyers ALL of my seller-clients are selling short. Some are mid breakup. Its awful to watch and I can only imagine what its like for them.

My sympathies to the friend of the author who is the subject of this thread.

Sorry for the sermon everyone.

[urbanrealtor]

I will do what, in the last post, I said I would not do and make a comment that is about personal stuff.

I apologize that this post is a bit cheesy.

I think that people outside of a situation underestimate the pain and stress financial difficulty can add. Coupled with emotional turmoil (eg: a relationship ending) this can be almost unbearable. There is nothing worse than trying to process serious personal pain and then having a creditor call.

Currently I see a lot of this. While most of my clients are buyers ALL of my seller-clients are selling short. Some are mid breakup. Its awful to watch and I can only imagine what its like for them.

My sympathies to the friend of the author who is the subject of this thread.

Sorry for the sermon everyone.

[urbanrealtor]

I will do what, in the last post, I said I would not do and make a comment that is about personal stuff.

I apologize that this post is a bit cheesy.

I think that people outside of a situation underestimate the pain and stress financial difficulty can add. Coupled with emotional turmoil (eg: a relationship ending) this can be almost unbearable. There is nothing worse than trying to process serious personal pain and then having a creditor call.

Currently I see a lot of this. While most of my clients are buyers ALL of my seller-clients are selling short. Some are mid breakup. Its awful to watch and I can only imagine what its like for them.

My sympathies to the friend of the author who is the subject of this thread.

Sorry for the sermon everyone.

[urbanrealtor]

I will do what, in the last post, I said I would not do and make a comment that is about personal stuff.

I apologize that this post is a bit cheesy.

I think that people outside of a situation underestimate the pain and stress financial difficulty can add. Coupled with emotional turmoil (eg: a relationship ending) this can be almost unbearable. There is nothing worse than trying to process serious personal pain and then having a creditor call.

Currently I see a lot of this. While most of my clients are buyers ALL of my seller-clients are selling short. Some are mid breakup. Its awful to watch and I can only imagine what its like for them.

My sympathies to the friend of the author who is the subject of this thread.

Sorry for the sermon everyone.

[urbanrealtor]

I don’t care to add to the comments above about people’s views on family or marriage.

Some comments make me speculate on people’s personal lives and I really don’t like doing that–even involuntarily. Ick.

Regarding the issues brought up by the thread author:
As I understand it, the property and all the down payment are community property. Husband gets back half the proceeds (or lack thereof) and is liable for half the unpaid or forgiven debt (should he sell short).

Regarding the loan, it is unlikely that any occupancy requirement is enforceable. Most owner occ loans have some similar clause and nobody enforces it if the owner’s circumstances change. The only time we see those followed is when there is legitimate mortgage fraud (google Todd Lackner some time) or when the loans are especially non-standard (eg: a private or hard money lender).

Also, it might be obvious but both people on title have to agree to the sale.

[urbanrealtor]

I don’t care to add to the comments above about people’s views on family or marriage.

Some comments make me speculate on people’s personal lives and I really don’t like doing that–even involuntarily. Ick.

Regarding the issues brought up by the thread author:
As I understand it, the property and all the down payment are community property. Husband gets back half the proceeds (or lack thereof) and is liable for half the unpaid or forgiven debt (should he sell short).

Regarding the loan, it is unlikely that any occupancy requirement is enforceable. Most owner occ loans have some similar clause and nobody enforces it if the owner’s circumstances change. The only time we see those followed is when there is legitimate mortgage fraud (google Todd Lackner some time) or when the loans are especially non-standard (eg: a private or hard money lender).

Also, it might be obvious but both people on title have to agree to the sale.

[urbanrealtor]

I don’t care to add to the comments above about people’s views on family or marriage.

Some comments make me speculate on people’s personal lives and I really don’t like doing that–even involuntarily. Ick.

Regarding the issues brought up by the thread author:
As I understand it, the property and all the down payment are community property. Husband gets back half the proceeds (or lack thereof) and is liable for half the unpaid or forgiven debt (should he sell short).

Regarding the loan, it is unlikely that any occupancy requirement is enforceable. Most owner occ loans have some similar clause and nobody enforces it if the owner’s circumstances change. The only time we see those followed is when there is legitimate mortgage fraud (google Todd Lackner some time) or when the loans are especially non-standard (eg: a private or hard money lender).

Also, it might be obvious but both people on title have to agree to the sale.

[Author]

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