[ucodegen]

and an NSA monitor in our collective crotch.

Sorry, but the NSA monitor will not be placed in the crotch — unless you think from that ‘location’. The planned implant is located at the brain-stem. This way it is possible to monitor all as well as directly affect your actions (much like GM’s OnStar and the ignition disable) should you protest to the gov. screwing err.. helping you.

Crap.. shouldn’t have said this.. I hear black helicopters…

[ucodegen]

Did the contract with these ‘realtors’ include the contingency clause? If so, these ‘realtors’ are SOL because the ‘trigger’ was the purchase of a new house – the sale of the existing being contingent on the new house. Was there any ‘fee’ in the contract that indicated that if the contingency fell through, you would have to pay the realtors? .. Please read contracts before signing them ..

[ucodegen]

First, demand that she fit the legal requirements (itemized list) for the list of repairs and cost. If you can find the section from CA law.. quote it. This way it is easier to start dealing with what may or may not have been correctly charged.

PS: Always take pictures.. before and after.

[ucodegen]

[quote=spdrun]This almost seems like something out of a bad spaghetti Western … perhaps they should be summarily deported to Arizona.[/quote]Not too bad of an idea. That way everyone else would be equally armed to the police.. and the police might be less likely to pull their weapons to push people around realizing the other person might be armed as well. I suspect that both police involved didn’t know that the other was also an officer.. so they were going to use the ‘well I am the police with a gun’ justification… big OOPS!

[ucodegen]

[quote=SK in CV][quote=ucodegen]I think you are confusing ‘entitled’ vs ‘negotiated’ and ‘promised’. The words do not mean the same. ‘Entitled’ does not imply a contract.. it implies a right free of requirement. [/quote]

what the word “entitled” means:

en·ti·tle
/enˈtītl/
verb

1. give (someone) a legal right or a just claim to receive or do something.[/quote]You are picking at nits again. You can’t eliminate context. As I said, it does not imply contract. It implies a right free of requirement. Did the dictionary definition for entitle say that something has to be accomplished to obtain that right.. no it doesn’t, because entitled has no requirements associated. What is interesting.. in my dictionary, giving someone a legal right is under 3a and b, not 1. There is no quid pro quo with entitled. It is not in exchange for something like labor, building a house, negotiating a sale.

Cute.. taking an email monitoring of a post that I deleted because it had become OBE at that point and trying to ‘recreate’ the deleted post to reply to it…. just couldn’t fake the timestamp. Once a post is replied to.. it can’t be modified or deleted… so this one looks like it was ‘recreated’ to nit pick.

To add: Is an ’employee’ entitled to their salary if they don’t show up? Don’t work if hourly?.. If the word ‘entitled’ applies, there is no ‘if’.

[ucodegen]

..deleted.. comments were made irrelevant by following posts.

[ucodegen]

[quote=The-Shoveler]Well it was not every year but there were quite a few because you were getting promotions as well as cost of living raises (based on the cost to BUY a house by the way).

My wages easily doubled every 5 years from 1973 to 1990. My first new car in 1976 was worth about what I paid for when I paid it off in 1979.[/quote] Apply rule of 72… approx increase would be 14.4% not 30% to match that rate of increase. 30% would mean doubling every 3 years not 5.

[quote=SK in CV][quote=moneymaker]Why limit a computer to the level of human thought? Why not create them to be perfect! That might answer the question of who made god. Perhaps created by an imperfect race to be perfect. Is it possible? i believe so[/quote]

Dave, I’m afraid I can’t do that.[/quote]
Hummm.. nice reference!! And of course a disaster caused by political types f.. w… l…. c…. n…….. (don’t want to give away the ref, yet)

[ucodegen]

[quote=bearishgurl]The most-recent and “15th victim” was a senior-citizen volunteer coordinator for the City.[/quote] I think she is the 16th. That said it could be 15th. On TV, I don’t know if ch8 or 10.. I am pretty sure they said 16th. I read some postings that said 15th. Is there anyone with a running tally w/ names?

[quote=bearishgurl]She HAD to have been ~300 lbs (275 min) and at LEAST as old as the mayor. I’m just having a HARD TIME believing that “Mayor Feely Mealy” came onto her, ESP in the manner that she said he did LOL …[/quote] True.. but realize who Swartzenegger dipped his wick into… even having a child from.

[quote=bearishgurl]And NO, DeMaio wasn’t and isn’t the answer. SD would have been much WORSE OFF with DeMaio left “in charge.” You people just can’t even imagine the havoc with City finances that his particular (problematic) ego would surely cause … straight out of the gate. [/quote] In that case it would be the same as Filner.. because Filener is known for his ego… and that Cheshire cat grin or grin of ‘the cat that ate the canary’. There have been several instances published on Filner’s ego and tendency to ignore other people rights, lawful process, interrupt and talk over people. He is also so attached to power, and covets power so much that he can’t let go/resign. He can’t let go even if it might be better for him in the long run. The longer he holds on, the more issues are uncovered and the hard it will be to ‘blow over’.

[ucodegen]

[quote=CA renter][quote=ucodegen]The banks ‘delaying’ foreclosures were for two other reasons as well.

[ucodegen]

[quote=The-Shoveler]I could see an open source Sports car that would take on the best BMW’s etc… that could be assembled maybe for 20K or less.

Man this is going to be a wild ride,[/quote]Some Shelby Cobra kits come in at about $36,000. Some cost more.. depends upon quality, authenticity. Factory 5 Mk4 is about $20,000 + cost of upgrades + engine and trans.

Caterham kits start from around $29,580 not including engine/transmission – which you might be able to get from junk yard. (some people drop V8s in these) http://www.uscaterham.com/showroom/classic.html

Both of these can be SB 100’d in California in terms of emissions.

To build one of these.. you’ll need to have an empty, free of junk, 2 car garage. (that is the amount of room you need).

[ucodegen]

[quote=FlyerInHi]CAr, the borrowers were not victims.
They abided by the terms of their loans when they stopped making payments and the banks foreclosed on the collateral. Simple resolution to a business contract between 2 private parties.[/quote]Ok.. lets take it from this. The banks then realize that these particular people will then drop the property and payments when things get a little tight or it doesn’t look like they could immediately flip for a profit. Seeing that these people would do that, means that they are a poor credit risk. The banks then charge them a higher interest rate and insist on a larger down payment because of the greater risk that loaning money to these people entail. When a bank forecloses, it is getting the property back in lieu of having the loan paid back. Seems like it might be equitable unless you realize that sometimes the amount owed is more than that property is worth. That means that the bank ate the loss on this person, while this person gets to walk away without owing the deficit on the loan. — once burned twice shy.. and of course the FICO score takes a hit– which is how banks account for the risk.

[quote=CA renter]The lenders were stalling the foreclosure process because they were buying time in the hopes that one of the many foreclosure prevention programs and asset-price inflation schemes would work. At this point, it looks like it’s worked for many lenders who would have been taking huge losses by now if not for all of the manipulations.[/quote]The banks ‘delaying’ foreclosures were for two other reasons as well.

They were overloaded and were unprepared for this many.

Once the bank forecloses, they have to realize the mortgage/loan at the actual value that they can get from the property they have foreclosed upon, and therefore book the actual loss versus using the ‘paper’ value on the loan. Could make many more banks insolvent.

[ucodegen]

@olegy – new account. Created and then immediately posting to this. Interesting.

It the lien has been filed, it will be very difficult to remove it without a payment.

Wrong. Goes to court, person filing lien has to prove that payment is owed. Part of that is the requirement that there be a contract. If lien was filed w/o any of the above, there can be a bad backlash, including potential jail time for the person filing the lien (under fraud and/or extortion). Amount may mean small-claims.

Unless you plan to sell or refinance your house that invalid lien will have absolutely zero effect on you.

True, but allowing the lien to stand also allows the person filing the lien to be able to demand interest. The length of time that the lien ‘ages’ increases the implication that the lien is valid.

And good luck bringing DA to charge them with a perjury.

You don’t only have perjury to hit the person filing the lien. If you have the demand for payment, lack or incomplete service, service that is occurring after cancellation, threats of filing a lien – you can include extortion and/or fraud.

The only known way to stop that insane process in to file a mechanic lien by yourself on the contractors home. It is illegal, but works.

If the contractor is smart, he can then use this to strike back in court. Go after license & his bond.

[ucodegen]

Multiple things are involved here;

Kid comes for a while on Thursday, we are never home, we request they come on Sat, they say not possible. We say no thank you we won’t do business. – After this point, if the kid comes on the property, he is trespassing/breaking and entering – all depending upon how he is getting on the property. When you saw him at your property later, you should not have complained about the service. This would indicate that you tacitly agreed to the continued implied contract despite saying otherwise earlier. You should have yelled at him about trespassing, stopped him, called his boss and called the cops with license and description – you had earlier refused service. Complaining about it now can negate your refusal of service underlines above and indicate that you did have an agreement. The locking of the gate here might help you prove that you no longer wanted service.

We know they came for maybe 2-3 months (never received a bill, nor do we have a contract). – This should present a problem for getting a mechanics lien. The pool service contractor needs to prove that there is a business deal.

Before we can pay he continues to call leaving voicemails and texts and within days sends a text informing us he put a mechanics lien against us and we should “enjoy.”Check with the city if there is now a mechanics lien. It needs to be attached to the property title.

One very important thing I have to say is be consistent on your approach, any changes in direction/intent will undermine you particularly if you have to go to court. Don’t cancel service and then complain about poor service if they still go on your property (did you cancel service or didn’t you?. Don’t consider paying to get ‘out from under’ and then try to argue against the lien.(Is there cause for the lien or not?)

*And have a book/notebook logging every contact/conversation etc – by date and time and method of contact. This is to create a journal, useful if you have to fight something.

Now crazy boss is chest thumping and screaming when we try to call him. We decide to no longer answer his calls.This could also help if you had logged it as it was happening. There are legal guidelines on how debts are collected.

If a contractor puts a mechanics lien on a property illegally, they can lose their license. I also suspect that to place a mechanics lien on the property, they need a valid contractors license. Do they have a contractors license?

[ucodegen]

You need to check reading charts… they both show the price dropping from about 700 to near 400. Currently both show the same price at around 445. What is different is the vertical scale. The yahoo chart shows more detail. Also make sure you didn’t select YTD instead of 1 year on the google chart. YTD is between 6mo and 1yr on the google controls.. yet we are not yet 6months into the current year.

[ucodegen]

[quote=moneymaker]Yes I read the wiki before posting, I was just wondering if anybody else really paid attention. I personally would call Apple volatile, but a beta of .66 would indicate non volatility.[/quote]Actually, with a beta of 0.66, it would be ‘less volatile’ relative to related stocks. If other related stocks move up $1.00, AAPL would move $0.66 relative to market (swing movement/market volatility movement). Likewise if the market moves down $1.00, AAPL would move down $0.66.
[quote=dumbrenter]Isn’t the volatility defined relative to an index? If the market goes down 10% and your stock does the same, then there is no volatility at all.[/quote] But this is measured with a beta index of 1.0. If it moves opposite of the market, it would be -1.0.

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