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ucodegen
ParticipantHaven’t decided if the extra $100 would be well spent on the 12.1mp versus 8mp, especially with these point and shoot, I suspect there’s a limit how effective a higher res camera would be beyond 6mp.
As you go to a higher resolution on same size sensor chip, you run into ISO noise issues. You are trying to capture light with a smaller cell within the chip. To do this, the gain on the op-amps has to be pushed up. Any noise or even quantization noise gets magnified. DPreview shows both the resolution and sensor size. They also run noise analysis.
One thing I did notice is that the SD950IS(12Mpixel) has a larger sensor (1/1.7″) vs the SD850IS(1/2.5″)(8Mpixel). This would mean that the SD950IS will do as well or better in low light and the flash response would be better (would not need as bright a flash).
SD850IS photo sensor cell is 2.2um across
SD950IS photo sensor cell is 2.2um acrossIf you are shooting 4×6, anything over about 4Mpixel doesn’t add anything. If you want to print an 8×10, larger resolution does matter. I have a 12Mpixel DSLR and a friend of mine has a 6Mpixel DSLR. The difference is quite noticeable. on 8x10s.
I’m sort of bummed that it’s getting harder to find simple point and shoot that take the compact flash format. I hate memory sticks and SD cards are yet another format I need to stock now.
I agree here.. for the heck of it, I checked if my old point and shoot was still available.. it is and they are asking insane prices for it now, much more than what I paid. It does take CF (as do my other digitals).
ucodegen
ParticipantHaven’t decided if the extra $100 would be well spent on the 12.1mp versus 8mp, especially with these point and shoot, I suspect there’s a limit how effective a higher res camera would be beyond 6mp.
As you go to a higher resolution on same size sensor chip, you run into ISO noise issues. You are trying to capture light with a smaller cell within the chip. To do this, the gain on the op-amps has to be pushed up. Any noise or even quantization noise gets magnified. DPreview shows both the resolution and sensor size. They also run noise analysis.
One thing I did notice is that the SD950IS(12Mpixel) has a larger sensor (1/1.7″) vs the SD850IS(1/2.5″)(8Mpixel). This would mean that the SD950IS will do as well or better in low light and the flash response would be better (would not need as bright a flash).
SD850IS photo sensor cell is 2.2um across
SD950IS photo sensor cell is 2.2um acrossIf you are shooting 4×6, anything over about 4Mpixel doesn’t add anything. If you want to print an 8×10, larger resolution does matter. I have a 12Mpixel DSLR and a friend of mine has a 6Mpixel DSLR. The difference is quite noticeable. on 8x10s.
I’m sort of bummed that it’s getting harder to find simple point and shoot that take the compact flash format. I hate memory sticks and SD cards are yet another format I need to stock now.
I agree here.. for the heck of it, I checked if my old point and shoot was still available.. it is and they are asking insane prices for it now, much more than what I paid. It does take CF (as do my other digitals).
ucodegen
ParticipantFor a good site for evals, I would look at http://www.dpreview.com. He does get technical though.
One thing you would want to determine is what size of camera that you want for a point and shoot (dimensions). Determine under what conditions will be using the camera (like amount of light, do you want the lens to retract and protect itself when turning the camera off). Do you want a point and shoot that allows all the controls of an SLR? Larger cameras allow larger sensors with less noise and better light sensitivity. Lower f-stops allow more light into the camera.
ucodegen
ParticipantFor a good site for evals, I would look at http://www.dpreview.com. He does get technical though.
One thing you would want to determine is what size of camera that you want for a point and shoot (dimensions). Determine under what conditions will be using the camera (like amount of light, do you want the lens to retract and protect itself when turning the camera off). Do you want a point and shoot that allows all the controls of an SLR? Larger cameras allow larger sensors with less noise and better light sensitivity. Lower f-stops allow more light into the camera.
ucodegen
ParticipantFor a good site for evals, I would look at http://www.dpreview.com. He does get technical though.
One thing you would want to determine is what size of camera that you want for a point and shoot (dimensions). Determine under what conditions will be using the camera (like amount of light, do you want the lens to retract and protect itself when turning the camera off). Do you want a point and shoot that allows all the controls of an SLR? Larger cameras allow larger sensors with less noise and better light sensitivity. Lower f-stops allow more light into the camera.
ucodegen
ParticipantFor a good site for evals, I would look at http://www.dpreview.com. He does get technical though.
One thing you would want to determine is what size of camera that you want for a point and shoot (dimensions). Determine under what conditions will be using the camera (like amount of light, do you want the lens to retract and protect itself when turning the camera off). Do you want a point and shoot that allows all the controls of an SLR? Larger cameras allow larger sensors with less noise and better light sensitivity. Lower f-stops allow more light into the camera.
ucodegen
ParticipantFor a good site for evals, I would look at http://www.dpreview.com. He does get technical though.
One thing you would want to determine is what size of camera that you want for a point and shoot (dimensions). Determine under what conditions will be using the camera (like amount of light, do you want the lens to retract and protect itself when turning the camera off). Do you want a point and shoot that allows all the controls of an SLR? Larger cameras allow larger sensors with less noise and better light sensitivity. Lower f-stops allow more light into the camera.
ucodegen
ParticipantAnother thing the banks want to do is convert a non-recourse original purchase money loan to a recourse refi/2nd mortgage (sink the hook in deeper). On original purchase money loan, they eat the loss on foreclosure. On a recourse, banks have two options. They can pursue you for the difference between what they sold your foreclosed property for and what the loan value was for, or you can get 1099’d for loan loss forgiveness on the difference and they (banks) get to write that down on the taxes they would have to pay. The IRS tends to tread loan loss forgiveness as income.
NOTE:
1) I suspect that the bank will try to ‘game’ the difference in the foreclosure recovery amount and what they pursue you with or 1099 you for.
2) From what I remember, one of the ‘stimulus’ plan provisions was to forego taxing loan loss 1099s as income for a short period of time.ucodegen
ParticipantAnother thing the banks want to do is convert a non-recourse original purchase money loan to a recourse refi/2nd mortgage (sink the hook in deeper). On original purchase money loan, they eat the loss on foreclosure. On a recourse, banks have two options. They can pursue you for the difference between what they sold your foreclosed property for and what the loan value was for, or you can get 1099’d for loan loss forgiveness on the difference and they (banks) get to write that down on the taxes they would have to pay. The IRS tends to tread loan loss forgiveness as income.
NOTE:
1) I suspect that the bank will try to ‘game’ the difference in the foreclosure recovery amount and what they pursue you with or 1099 you for.
2) From what I remember, one of the ‘stimulus’ plan provisions was to forego taxing loan loss 1099s as income for a short period of time.ucodegen
ParticipantAnother thing the banks want to do is convert a non-recourse original purchase money loan to a recourse refi/2nd mortgage (sink the hook in deeper). On original purchase money loan, they eat the loss on foreclosure. On a recourse, banks have two options. They can pursue you for the difference between what they sold your foreclosed property for and what the loan value was for, or you can get 1099’d for loan loss forgiveness on the difference and they (banks) get to write that down on the taxes they would have to pay. The IRS tends to tread loan loss forgiveness as income.
NOTE:
1) I suspect that the bank will try to ‘game’ the difference in the foreclosure recovery amount and what they pursue you with or 1099 you for.
2) From what I remember, one of the ‘stimulus’ plan provisions was to forego taxing loan loss 1099s as income for a short period of time.ucodegen
ParticipantAnother thing the banks want to do is convert a non-recourse original purchase money loan to a recourse refi/2nd mortgage (sink the hook in deeper). On original purchase money loan, they eat the loss on foreclosure. On a recourse, banks have two options. They can pursue you for the difference between what they sold your foreclosed property for and what the loan value was for, or you can get 1099’d for loan loss forgiveness on the difference and they (banks) get to write that down on the taxes they would have to pay. The IRS tends to tread loan loss forgiveness as income.
NOTE:
1) I suspect that the bank will try to ‘game’ the difference in the foreclosure recovery amount and what they pursue you with or 1099 you for.
2) From what I remember, one of the ‘stimulus’ plan provisions was to forego taxing loan loss 1099s as income for a short period of time.ucodegen
ParticipantAnother thing the banks want to do is convert a non-recourse original purchase money loan to a recourse refi/2nd mortgage (sink the hook in deeper). On original purchase money loan, they eat the loss on foreclosure. On a recourse, banks have two options. They can pursue you for the difference between what they sold your foreclosed property for and what the loan value was for, or you can get 1099’d for loan loss forgiveness on the difference and they (banks) get to write that down on the taxes they would have to pay. The IRS tends to tread loan loss forgiveness as income.
NOTE:
1) I suspect that the bank will try to ‘game’ the difference in the foreclosure recovery amount and what they pursue you with or 1099 you for.
2) From what I remember, one of the ‘stimulus’ plan provisions was to forego taxing loan loss 1099s as income for a short period of time.ucodegen
Participantucodegen: Lusitania being torpedoed was WWI, not WWII. That event was what brought us into WWI, just as Pearl Harbor brought us into WWII.
My mistake on WWI.. I was wondering about it when I wrote it.
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