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ucodegen
ParticipantI also have a Dell Precision M90 (the laptop that the HP replaced) and it was a piece of junk. Keyboard went first, followed by CD/DVD drive and the hard drive started persistently overheating.
The company I work for uses M90s very heavily, including for travel. The only problem we have seen is battery life and weight and one charging power supply starting to go bad (which was replaced very quickly). Maybe because it was purchased as a corporation, that we got notebooks that were better constructed. I do know that several companies that had support with Dell complained when Dell decided to outsource support to India. The Corporate I.T. folks were getting tired of dealing with people reading from scripts and wanted people on the other end with real knowledge (no needing to tell I.T. people how to power cycle their machines etc). The end result is that support on corporate purchases is done in the United States, not India. Suffice it to say, I buy my personal notebooks through the company I work for. I don’t need to have to work through phone support telling me how to power cycle my machine..
It was mentioned that one of the kids may bring the notebook to school. I would almost suggest 2 notebooks because of the breakage factor and the possibility of unknown software being added (wouldn’t want to put a critical machine at risk). I would avoid the large 15″ or larger screened notebooks (unless the kid is older than 16) because of the weight. I would also avoid the ‘Home’ version of Windows like the plague. The professional versions have better access control over accounts.
I agree with the comments on Apple. Nice.. but.. In addition, if you are going to play computer games or software from other vendors, your selection under Apple is going to be smaller.
ParticipantI also have a Dell Precision M90 (the laptop that the HP replaced) and it was a piece of junk. Keyboard went first, followed by CD/DVD drive and the hard drive started persistently overheating.
The company I work for uses M90s very heavily, including for travel. The only problem we have seen is battery life and weight and one charging power supply starting to go bad (which was replaced very quickly). Maybe because it was purchased as a corporation, that we got notebooks that were better constructed. I do know that several companies that had support with Dell complained when Dell decided to outsource support to India. The Corporate I.T. folks were getting tired of dealing with people reading from scripts and wanted people on the other end with real knowledge (no needing to tell I.T. people how to power cycle their machines etc). The end result is that support on corporate purchases is done in the United States, not India. Suffice it to say, I buy my personal notebooks through the company I work for. I don’t need to have to work through phone support telling me how to power cycle my machine..
It was mentioned that one of the kids may bring the notebook to school. I would almost suggest 2 notebooks because of the breakage factor and the possibility of unknown software being added (wouldn’t want to put a critical machine at risk). I would avoid the large 15″ or larger screened notebooks (unless the kid is older than 16) because of the weight. I would also avoid the ‘Home’ version of Windows like the plague. The professional versions have better access control over accounts.
I agree with the comments on Apple. Nice.. but.. In addition, if you are going to play computer games or software from other vendors, your selection under Apple is going to be smaller.
ParticipantOur tax rate is 9.3% and long term cap gains is taxed the same amount. The Fed govt long term cap gains is 18%. If CA goes to 12%…..
Last time I checked, fed long term cap gains rate was 15%.
Ok.. you made be do it.. I pulled my 2007 CA Tax return, form and instructions. This is from the Form 540 instructions.
Page 26
Single or married/separately, top bracket is 9.3% of everything over $44,814 + $1,973tax
Married/jointly, top bracket is 9.3% of everything over $89,628 + $3,946tax
Head of household is 9.3% over everything $61,000 + $2,228tax.Page 53 for line 13 of form
Long and short capital gains taxed as income (this is the one that bites me)ParticipantOur tax rate is 9.3% and long term cap gains is taxed the same amount. The Fed govt long term cap gains is 18%. If CA goes to 12%…..
Last time I checked, fed long term cap gains rate was 15%.
Ok.. you made be do it.. I pulled my 2007 CA Tax return, form and instructions. This is from the Form 540 instructions.
Page 26
Single or married/separately, top bracket is 9.3% of everything over $44,814 + $1,973tax
Married/jointly, top bracket is 9.3% of everything over $89,628 + $3,946tax
Head of household is 9.3% over everything $61,000 + $2,228tax.Page 53 for line 13 of form
Long and short capital gains taxed as income (this is the one that bites me)ParticipantOur tax rate is 9.3% and long term cap gains is taxed the same amount. The Fed govt long term cap gains is 18%. If CA goes to 12%…..
Last time I checked, fed long term cap gains rate was 15%.
Ok.. you made be do it.. I pulled my 2007 CA Tax return, form and instructions. This is from the Form 540 instructions.
Page 26
Single or married/separately, top bracket is 9.3% of everything over $44,814 + $1,973tax
Married/jointly, top bracket is 9.3% of everything over $89,628 + $3,946tax
Head of household is 9.3% over everything $61,000 + $2,228tax.Page 53 for line 13 of form
Long and short capital gains taxed as income (this is the one that bites me)ParticipantOur tax rate is 9.3% and long term cap gains is taxed the same amount. The Fed govt long term cap gains is 18%. If CA goes to 12%…..
Last time I checked, fed long term cap gains rate was 15%.
Ok.. you made be do it.. I pulled my 2007 CA Tax return, form and instructions. This is from the Form 540 instructions.
Page 26
Single or married/separately, top bracket is 9.3% of everything over $44,814 + $1,973tax
Married/jointly, top bracket is 9.3% of everything over $89,628 + $3,946tax
Head of household is 9.3% over everything $61,000 + $2,228tax.Page 53 for line 13 of form
Long and short capital gains taxed as income (this is the one that bites me)ParticipantOur tax rate is 9.3% and long term cap gains is taxed the same amount. The Fed govt long term cap gains is 18%. If CA goes to 12%…..
Last time I checked, fed long term cap gains rate was 15%.
Ok.. you made be do it.. I pulled my 2007 CA Tax return, form and instructions. This is from the Form 540 instructions.
Page 26
Single or married/separately, top bracket is 9.3% of everything over $44,814 + $1,973tax
Married/jointly, top bracket is 9.3% of everything over $89,628 + $3,946tax
Head of household is 9.3% over everything $61,000 + $2,228tax.Page 53 for line 13 of form
Long and short capital gains taxed as income (this is the one that bites me)ParticipantI would be very careful of rebalancing as a rote act. You can be moving money from well performing assets to poor performing assets. Rebalancing is the technique used by some advisers, Rhe real reason some advisers use rebalancing is that when combined with diversified holdings, it avoids taking too bad of a hit with bad choices. The problem with it is that it can really hurt the performance of some of your holdings.
Few things to think of:
Where do you think the market is heading?
What is your risk tolerance?
How long can the money be tied up for investing?ParticipantI would be very careful of rebalancing as a rote act. You can be moving money from well performing assets to poor performing assets. Rebalancing is the technique used by some advisers, Rhe real reason some advisers use rebalancing is that when combined with diversified holdings, it avoids taking too bad of a hit with bad choices. The problem with it is that it can really hurt the performance of some of your holdings.
Few things to think of:
Where do you think the market is heading?
What is your risk tolerance?
How long can the money be tied up for investing?ParticipantI would be very careful of rebalancing as a rote act. You can be moving money from well performing assets to poor performing assets. Rebalancing is the technique used by some advisers, Rhe real reason some advisers use rebalancing is that when combined with diversified holdings, it avoids taking too bad of a hit with bad choices. The problem with it is that it can really hurt the performance of some of your holdings.
Few things to think of:
Where do you think the market is heading?
What is your risk tolerance?
How long can the money be tied up for investing?ParticipantI would be very careful of rebalancing as a rote act. You can be moving money from well performing assets to poor performing assets. Rebalancing is the technique used by some advisers, Rhe real reason some advisers use rebalancing is that when combined with diversified holdings, it avoids taking too bad of a hit with bad choices. The problem with it is that it can really hurt the performance of some of your holdings.
Few things to think of:
Where do you think the market is heading?
What is your risk tolerance?
How long can the money be tied up for investing?ParticipantI would be very careful of rebalancing as a rote act. You can be moving money from well performing assets to poor performing assets. Rebalancing is the technique used by some advisers, Rhe real reason some advisers use rebalancing is that when combined with diversified holdings, it avoids taking too bad of a hit with bad choices. The problem with it is that it can really hurt the performance of some of your holdings.
Few things to think of:
Where do you think the market is heading?
What is your risk tolerance?
How long can the money be tied up for investing?ParticipantYou might want to tell us what type of research. I do research as well as software development & engineering, but my work also requires 3D graphics and number crunching.
The laptops I presently have are a Dell M60 and M70. I am looking at replacing the M60 with a Dell M6300 or M4300. These are not cheap machines and are probably overkill for what you may be doing. Please… ‘need more input’…
ParticipantYou might want to tell us what type of research. I do research as well as software development & engineering, but my work also requires 3D graphics and number crunching.
The laptops I presently have are a Dell M60 and M70. I am looking at replacing the M60 with a Dell M6300 or M4300. These are not cheap machines and are probably overkill for what you may be doing. Please… ‘need more input’…
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