[UCGal]

If you’re looking for a cost effective and enviro friendly solution… Pre arrange with UCSD Medical school to donate your body to them.

They harvest any usuable bits (skin for burn patients, corneas for eye patients even if you have cancer or another disease that makes the other organs unusable.) If nothing else, they can use the body for a cadaver for learning. When they’re done, they cover the cremation costs and dispose of the ashes.

Having had family members choose this option I know it has to be arranged ahead of time. And I know they are very nice when they show up at the hospital or home to collect the body. There is ZERO expense.

The ultimate “Reduce, Reuse, Recycle.”

[UCGal]

If you’re looking for a cost effective and enviro friendly solution… Pre arrange with UCSD Medical school to donate your body to them.

They harvest any usuable bits (skin for burn patients, corneas for eye patients even if you have cancer or another disease that makes the other organs unusable.) If nothing else, they can use the body for a cadaver for learning. When they’re done, they cover the cremation costs and dispose of the ashes.

Having had family members choose this option I know it has to be arranged ahead of time. And I know they are very nice when they show up at the hospital or home to collect the body. There is ZERO expense.

The ultimate “Reduce, Reuse, Recycle.”

[UCGal]

If you’re looking for a cost effective and enviro friendly solution… Pre arrange with UCSD Medical school to donate your body to them.

They harvest any usuable bits (skin for burn patients, corneas for eye patients even if you have cancer or another disease that makes the other organs unusable.) If nothing else, they can use the body for a cadaver for learning. When they’re done, they cover the cremation costs and dispose of the ashes.

Having had family members choose this option I know it has to be arranged ahead of time. And I know they are very nice when they show up at the hospital or home to collect the body. There is ZERO expense.

The ultimate “Reduce, Reuse, Recycle.”

[UCGal]

There are lots of calculators out there that show you the payoff time for points. Plug in your principal, interest rates with points, and without points, and it calculates how long it takes to break even on the points.

That gives you an idea of how long you need to stay in that loan and at what point the points put you ahead of the game.

If you are more worried about size of the payment, just use one of the gazillion calculators that take your loan amount, term, and interest rate – you can see what your P/I payments will be with the smaller principal/higher interest vs the bigger principal/lower interest.

It’s all math. Do the calcs and see what makes sense for your circumstances.

http://www.google.com/search?hl=en&q=interest+rate+calculator&aq=f&oq=&aqi=g10

http://www.money-zine.com/Calculators/Mortgage-Calculators/Mortgage-Points-Calculator/

[UCGal]

There are lots of calculators out there that show you the payoff time for points. Plug in your principal, interest rates with points, and without points, and it calculates how long it takes to break even on the points.

That gives you an idea of how long you need to stay in that loan and at what point the points put you ahead of the game.

If you are more worried about size of the payment, just use one of the gazillion calculators that take your loan amount, term, and interest rate – you can see what your P/I payments will be with the smaller principal/higher interest vs the bigger principal/lower interest.

It’s all math. Do the calcs and see what makes sense for your circumstances.

http://www.google.com/search?hl=en&q=interest+rate+calculator&aq=f&oq=&aqi=g10

http://www.money-zine.com/Calculators/Mortgage-Calculators/Mortgage-Points-Calculator/

[UCGal]

There are lots of calculators out there that show you the payoff time for points. Plug in your principal, interest rates with points, and without points, and it calculates how long it takes to break even on the points.

That gives you an idea of how long you need to stay in that loan and at what point the points put you ahead of the game.

If you are more worried about size of the payment, just use one of the gazillion calculators that take your loan amount, term, and interest rate – you can see what your P/I payments will be with the smaller principal/higher interest vs the bigger principal/lower interest.

It’s all math. Do the calcs and see what makes sense for your circumstances.

http://www.google.com/search?hl=en&q=interest+rate+calculator&aq=f&oq=&aqi=g10

http://www.money-zine.com/Calculators/Mortgage-Calculators/Mortgage-Points-Calculator/

[UCGal]

There are lots of calculators out there that show you the payoff time for points. Plug in your principal, interest rates with points, and without points, and it calculates how long it takes to break even on the points.

That gives you an idea of how long you need to stay in that loan and at what point the points put you ahead of the game.

If you are more worried about size of the payment, just use one of the gazillion calculators that take your loan amount, term, and interest rate – you can see what your P/I payments will be with the smaller principal/higher interest vs the bigger principal/lower interest.

It’s all math. Do the calcs and see what makes sense for your circumstances.

http://www.google.com/search?hl=en&q=interest+rate+calculator&aq=f&oq=&aqi=g10

http://www.money-zine.com/Calculators/Mortgage-Calculators/Mortgage-Points-Calculator/

[UCGal]

There are lots of calculators out there that show you the payoff time for points. Plug in your principal, interest rates with points, and without points, and it calculates how long it takes to break even on the points.

That gives you an idea of how long you need to stay in that loan and at what point the points put you ahead of the game.

If you are more worried about size of the payment, just use one of the gazillion calculators that take your loan amount, term, and interest rate – you can see what your P/I payments will be with the smaller principal/higher interest vs the bigger principal/lower interest.

It’s all math. Do the calcs and see what makes sense for your circumstances.

http://www.google.com/search?hl=en&q=interest+rate+calculator&aq=f&oq=&aqi=g10

http://www.money-zine.com/Calculators/Mortgage-Calculators/Mortgage-Points-Calculator/

[UCGal]

You don’t even have to be that coastal. There are a lot of wacked out wanna-be-sellers with list prices significantly above the bubble price.

Here’s my favorite example. (In my neighborhood, so I’ve been following it.)

http://www.redfin.com/CA/San-Diego/4321-Bromfield-Ave-92122/home/4891534

Sold in 2001 for $543k
Sold in 2008 for $890k
Listed in 2009 for $949k

So, despite the market downturn, they’re still trying to get 7% return in one year. There’s a reason this listing is sitting on the market.

[UCGal]

You don’t even have to be that coastal. There are a lot of wacked out wanna-be-sellers with list prices significantly above the bubble price.

Here’s my favorite example. (In my neighborhood, so I’ve been following it.)

http://www.redfin.com/CA/San-Diego/4321-Bromfield-Ave-92122/home/4891534

Sold in 2001 for $543k
Sold in 2008 for $890k
Listed in 2009 for $949k

So, despite the market downturn, they’re still trying to get 7% return in one year. There’s a reason this listing is sitting on the market.

[UCGal]

You don’t even have to be that coastal. There are a lot of wacked out wanna-be-sellers with list prices significantly above the bubble price.

Here’s my favorite example. (In my neighborhood, so I’ve been following it.)

http://www.redfin.com/CA/San-Diego/4321-Bromfield-Ave-92122/home/4891534

Sold in 2001 for $543k
Sold in 2008 for $890k
Listed in 2009 for $949k

So, despite the market downturn, they’re still trying to get 7% return in one year. There’s a reason this listing is sitting on the market.

[UCGal]

You don’t even have to be that coastal. There are a lot of wacked out wanna-be-sellers with list prices significantly above the bubble price.

Here’s my favorite example. (In my neighborhood, so I’ve been following it.)

http://www.redfin.com/CA/San-Diego/4321-Bromfield-Ave-92122/home/4891534

Sold in 2001 for $543k
Sold in 2008 for $890k
Listed in 2009 for $949k

So, despite the market downturn, they’re still trying to get 7% return in one year. There’s a reason this listing is sitting on the market.

[UCGal]

You don’t even have to be that coastal. There are a lot of wacked out wanna-be-sellers with list prices significantly above the bubble price.

Here’s my favorite example. (In my neighborhood, so I’ve been following it.)

http://www.redfin.com/CA/San-Diego/4321-Bromfield-Ave-92122/home/4891534

Sold in 2001 for $543k
Sold in 2008 for $890k
Listed in 2009 for $949k

So, despite the market downturn, they’re still trying to get 7% return in one year. There’s a reason this listing is sitting on the market.

[UCGal]

[quote=fredo4]How about a dead horse head in the passenger seat?[/quote]
Classic!!!

[UCGal]

[quote=fredo4]How about a dead horse head in the passenger seat?[/quote]
Classic!!!

[Author]

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