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sunny88
ParticipantSure, this will be the dream ticket for the democrats…
ParticipantSure, this will be the dream ticket for the democrats…
Participant[quote=SD Realtor]Hi Sunny
When I was in escrow I was able to get insured with State Farm. Also if it was impossible to get hazard insurance then the only sales you would see would be cash deals right? You cannot get financing if you cannot get hazard insurance.
One thing we should also clarify here is that the same holds true for many zip codes, especially Poway (92064), Rancho Bernardo (92127 seems like we are conveniently forgetting about all the homes that burned there recently), San Pasqual and Bear Valley (92025), places like Fallbrook, Ramona, Pine Valley, Julian, Lakeside, Tierra Santa…
I think it is almost easier to name communities that are NOT fire hazards then those that are fire hazards.
This is not to say Scripps is not a fire hazard and has not had homes burned. In 2003 it was a nightmare. South of Pomerado Road looked like it was nuked. Yet, San Diego county as a whole is nothing but chapparal and with the exception of the coast is prone to fire. It will only get worse as water becomes more precious. [/quote]
Thank you for your comments on this topic. In your opinion, has the fire hazard in Scripps Ranch, esp. south of Pomerado Rd. affected the resale value of homes?
Participant[quote=SD Realtor]Hi Sunny
When I was in escrow I was able to get insured with State Farm. Also if it was impossible to get hazard insurance then the only sales you would see would be cash deals right? You cannot get financing if you cannot get hazard insurance.
One thing we should also clarify here is that the same holds true for many zip codes, especially Poway (92064), Rancho Bernardo (92127 seems like we are conveniently forgetting about all the homes that burned there recently), San Pasqual and Bear Valley (92025), places like Fallbrook, Ramona, Pine Valley, Julian, Lakeside, Tierra Santa…
I think it is almost easier to name communities that are NOT fire hazards then those that are fire hazards.
This is not to say Scripps is not a fire hazard and has not had homes burned. In 2003 it was a nightmare. South of Pomerado Road looked like it was nuked. Yet, San Diego county as a whole is nothing but chapparal and with the exception of the coast is prone to fire. It will only get worse as water becomes more precious. [/quote]
Thank you for your comments on this topic. In your opinion, has the fire hazard in Scripps Ranch, esp. south of Pomerado Rd. affected the resale value of homes?
Participant[quote=SD Realtor]Hi Sunny
When I was in escrow I was able to get insured with State Farm. Also if it was impossible to get hazard insurance then the only sales you would see would be cash deals right? You cannot get financing if you cannot get hazard insurance.
One thing we should also clarify here is that the same holds true for many zip codes, especially Poway (92064), Rancho Bernardo (92127 seems like we are conveniently forgetting about all the homes that burned there recently), San Pasqual and Bear Valley (92025), places like Fallbrook, Ramona, Pine Valley, Julian, Lakeside, Tierra Santa…
I think it is almost easier to name communities that are NOT fire hazards then those that are fire hazards.
This is not to say Scripps is not a fire hazard and has not had homes burned. In 2003 it was a nightmare. South of Pomerado Road looked like it was nuked. Yet, San Diego county as a whole is nothing but chapparal and with the exception of the coast is prone to fire. It will only get worse as water becomes more precious. [/quote]
Thank you for your comments on this topic. In your opinion, has the fire hazard in Scripps Ranch, esp. south of Pomerado Rd. affected the resale value of homes?
Participant[quote=SD Realtor]Hi Sunny
When I was in escrow I was able to get insured with State Farm. Also if it was impossible to get hazard insurance then the only sales you would see would be cash deals right? You cannot get financing if you cannot get hazard insurance.
One thing we should also clarify here is that the same holds true for many zip codes, especially Poway (92064), Rancho Bernardo (92127 seems like we are conveniently forgetting about all the homes that burned there recently), San Pasqual and Bear Valley (92025), places like Fallbrook, Ramona, Pine Valley, Julian, Lakeside, Tierra Santa…
I think it is almost easier to name communities that are NOT fire hazards then those that are fire hazards.
This is not to say Scripps is not a fire hazard and has not had homes burned. In 2003 it was a nightmare. South of Pomerado Road looked like it was nuked. Yet, San Diego county as a whole is nothing but chapparal and with the exception of the coast is prone to fire. It will only get worse as water becomes more precious. [/quote]
Thank you for your comments on this topic. In your opinion, has the fire hazard in Scripps Ranch, esp. south of Pomerado Rd. affected the resale value of homes?
Participant[quote=SD Realtor]Hi Sunny
When I was in escrow I was able to get insured with State Farm. Also if it was impossible to get hazard insurance then the only sales you would see would be cash deals right? You cannot get financing if you cannot get hazard insurance.
One thing we should also clarify here is that the same holds true for many zip codes, especially Poway (92064), Rancho Bernardo (92127 seems like we are conveniently forgetting about all the homes that burned there recently), San Pasqual and Bear Valley (92025), places like Fallbrook, Ramona, Pine Valley, Julian, Lakeside, Tierra Santa…
I think it is almost easier to name communities that are NOT fire hazards then those that are fire hazards.
This is not to say Scripps is not a fire hazard and has not had homes burned. In 2003 it was a nightmare. South of Pomerado Road looked like it was nuked. Yet, San Diego county as a whole is nothing but chapparal and with the exception of the coast is prone to fire. It will only get worse as water becomes more precious. [/quote]
Thank you for your comments on this topic. In your opinion, has the fire hazard in Scripps Ranch, esp. south of Pomerado Rd. affected the resale value of homes?
Participant[quote=ocrenter]good question sunny88
he financed at 90% back in 8/2007, monthly carrying cost (not deductible due to not primary resident) is $8200/month.
so far he has held on for 18 months, so that’ll be $147600, $5400 to keep the utility on, water the lawn, and have a gardener come monthly, and assuming $40k for landscaping, that’ll be $193,000 down.
let’s assume $100/back cracked, that’ll be 1930 back cracking sessions.
this is of course provided that he is able to sell at $1.08 million, which is doubtful at this point.
[/quote]I just wonder if he is delusional since buyers can buy nicer homes in Stonebridge for less and at a better location. The power lines are a big turn-off for most potential buyers.
Participant[quote=ocrenter]good question sunny88
he financed at 90% back in 8/2007, monthly carrying cost (not deductible due to not primary resident) is $8200/month.
so far he has held on for 18 months, so that’ll be $147600, $5400 to keep the utility on, water the lawn, and have a gardener come monthly, and assuming $40k for landscaping, that’ll be $193,000 down.
let’s assume $100/back cracked, that’ll be 1930 back cracking sessions.
this is of course provided that he is able to sell at $1.08 million, which is doubtful at this point.
[/quote]I just wonder if he is delusional since buyers can buy nicer homes in Stonebridge for less and at a better location. The power lines are a big turn-off for most potential buyers.
Participant[quote=ocrenter]good question sunny88
he financed at 90% back in 8/2007, monthly carrying cost (not deductible due to not primary resident) is $8200/month.
so far he has held on for 18 months, so that’ll be $147600, $5400 to keep the utility on, water the lawn, and have a gardener come monthly, and assuming $40k for landscaping, that’ll be $193,000 down.
let’s assume $100/back cracked, that’ll be 1930 back cracking sessions.
this is of course provided that he is able to sell at $1.08 million, which is doubtful at this point.
[/quote]I just wonder if he is delusional since buyers can buy nicer homes in Stonebridge for less and at a better location. The power lines are a big turn-off for most potential buyers.
Participant[quote=ocrenter]good question sunny88
he financed at 90% back in 8/2007, monthly carrying cost (not deductible due to not primary resident) is $8200/month.
so far he has held on for 18 months, so that’ll be $147600, $5400 to keep the utility on, water the lawn, and have a gardener come monthly, and assuming $40k for landscaping, that’ll be $193,000 down.
let’s assume $100/back cracked, that’ll be 1930 back cracking sessions.
this is of course provided that he is able to sell at $1.08 million, which is doubtful at this point.
[/quote]I just wonder if he is delusional since buyers can buy nicer homes in Stonebridge for less and at a better location. The power lines are a big turn-off for most potential buyers.
Participant[quote=ocrenter]good question sunny88
he financed at 90% back in 8/2007, monthly carrying cost (not deductible due to not primary resident) is $8200/month.
so far he has held on for 18 months, so that’ll be $147600, $5400 to keep the utility on, water the lawn, and have a gardener come monthly, and assuming $40k for landscaping, that’ll be $193,000 down.
let’s assume $100/back cracked, that’ll be 1930 back cracking sessions.
this is of course provided that he is able to sell at $1.08 million, which is doubtful at this point.
[/quote]I just wonder if he is delusional since buyers can buy nicer homes in Stonebridge for less and at a better location. The power lines are a big turn-off for most potential buyers.
Participant[quote=DataAgent]Fairbrook Rd has some huge new homes. Many Fairbrook homes were burned to the ground in the 2003 fires. Here’s a link to a list of destroyed addresses with pics:
http://www.scrippsranch.org/ProjectPhoenix/fire_address_list.asp[/quote]
Does anybody know if it’s possible to get fire insurance in this neighborhood?
Participant[quote=DataAgent]Fairbrook Rd has some huge new homes. Many Fairbrook homes were burned to the ground in the 2003 fires. Here’s a link to a list of destroyed addresses with pics:
http://www.scrippsranch.org/ProjectPhoenix/fire_address_list.asp[/quote]
Does anybody know if it’s possible to get fire insurance in this neighborhood?
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