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September 21, 2016 at 12:12 PM in reply to: Looks like another Housing Bubble is about to burst #801381September 21, 2016 at 11:46 AM in reply to: Looks like another Housing Bubble is about to burst #801379
spdrun
Participantmy zillow appraisal went up 150k in the last few months. not sure if that signals anything re crash. i definitely wouldnt pay that amt. now.
That’s an automated system that’s perhaps working on previous changes in value and extrapolating. An estimate without seeing the property of comps (inventory is tight, so there might be a dearth of recent comps) doesn’t really reflect reality.
September 21, 2016 at 11:45 AM in reply to: Looks like another Housing Bubble is about to burst #801378spdrun
ParticipantPoor people already get “nearly free” housing via Section 8. I think we’d see a guaranteed basic income sooner than more specific help for housing. Fed rates are already near zero, and bankers need to take their cut. Huge lobby, as big as health insurance, and we couldn’t pass national health insurance.
September 21, 2016 at 7:30 AM in reply to: Looks like another Housing Bubble is about to burst #801364spdrun
ParticipantSpeaking of NYC, the bubble in high-end condos is already bursting in NYC and probably other places. New regulations on purchases through shell corporations plus people realizing it’s stupid to pay $10+ million for a place that’s vacant 99% of the time and costing $100,000+ per year in fees and taxes.
http://gothamist.com/2016/09/09/nelson_haha.php
I’m of the opinion that real estate only has value in that it’s cheaper to buy at prevailing rates vs renting the same property. Especially in cities where renters are heavily protected, and having a lease is almost like owning.
If it’s much more expensive to buy vs rent, market is ripe for a short-term correction. Market doesn’t have to be an entire city, BTW. It can be a specific class of properties, like high-end condos in Manhattan.
spdrun
ParticipantWhat a piece of spyware.
It should sync directly to your computer or phone, not mandate that you put your personal medical data (heart rate vs exertion, etc) on Someone Else’s Computer.
Fitbit should be slapped in the nuts with a HIPAA lawsuit to force compliance or allow local usage.
spdrun
ParticipantThat’s usually how PW resets work. Don’t use a @me.com or work addy and have a recovery method for whatever account you DO use and you’re good.
spdrun
ParticipantIt architects had good aesthetics, they would push developers to do a better job of building.
Developers won’t like the cost. They’ll fire the architect and find another hack to replace them.
spdrun
ParticipantYou’re not asking the market price — if you were, you’d be getting more viables per week. You’re asking what others WISH they might be able to rent for. Suck it up and drop your price, or write a better ad that gets people’s attention.
spdrun
ParticipantThat too. So we’d be increasing the police state for minimal benefit.
spdrun
ParticipanteVerify takes care of illegal’s getting jobs and will self deport. Next a change in policy to letting the border patrol do there thing should take care of the rest.
I don’t see why immigration (legal or illegal) is a big enough deal to justify expanding the surveillance state and police state. More electronic tracking of employees is the former, increased power of the Border Patrol is the latter.
The current situation is fine. Honestly, I’d rather work with quite a few illegal immigrants vs a lot of lazy-ass locally-born folk.
spdrun
ParticipantCops did the right thing in not stopping drinkers (less so about drunk drivers) and sticking them with fines and records. In most civilized places, drinking age is 16 or 18, as it should be in the US.
Mormons? One step below Wahhabe fanatics in my book. I’d rather live on the South Side of Chicago than in an area infested by them. Nice, clean, polite, and abstemious, till you get into the history.
Until they had a divine revelation in the 1970s, people of color were “cursed” in their Book.
spdrun
Participant^^^
Exactly.As far as those kinds of parties, didn’t most people have AOL in the 90s growing up? Random parties got advertised via AOL messages or just by people calling each other/talking in person.
Word got around even before Facebook/Snapchat/Whatsapp.
spdrun
ParticipantDown today, up tomorrow, all part of a cycle. Only question is when will tomorrow come?
Ermergerd! The economy is doing moderately low. Unemployment claims came in below expectations. But the Fed might (read: might) raise rates one quarter of one per cent. That’s right. 0.25%!
RUN FOR THE HILLS! PANIC! KEEP YOUR POWDER DRY!
spdrun
ParticipantSmart watch = more more thing to keep charged. My wind-up watch, on the other hand, can be charged with my other hand. No socket required.
spdrun
ParticipantYay for NY, AK, MA, NH, VT, DE, MT, and the Dakotas — people who are useful are paid the most. Not people responsible for teaching the overweight and steroid-addled how to play a children’s game.
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