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spdrun
ParticipantDo you have kids? i.e. are you tied to schools and bedrooms?
If not, you have about $200k of equity, right? Buy a $200k condo with 50% down, use the other rest to pay off debts and as a financial cushion.
You should end up with $200 taxes + $250 hoa + $450 loan + $50 insurance. Under $1000/mo nut. Maybe pick up another rental property somewhere to further reduce that if you can put 25-30% down.
March 12, 2015 at 5:50 PM in reply to: The cost of an Ivy League undergrad degree next year…. #783559ParticipantDepends on whom they fall in love with. Didn’t the Unabomber finish Harvard?
March 12, 2015 at 5:24 PM in reply to: The cost of an Ivy League undergrad degree next year…. #783556ParticipantMaybe it’s best if one’s kids don’t marry the kind of small-minded idiot that judges them based on what school they finished, or who is spineless enough to listen to their small-minded in-laws instead of telling them to go fuck themselves with a pointy object.
If you want to buy your kids a pedigree, get them a purebred dog.
March 12, 2015 at 4:35 PM in reply to: The cost of an Ivy League undergrad degree next year…. #783549ParticipantOr send the sprogs to a good state school.
ParticipantAFAIK, impotence is inability to get it up. Low libido is lack of interest in getting it on.
ParticipantDepends what they’re doing, I know people doing physics and biochem research in Europe because the funding simply wasn’t available in the US.
And better to be somewhere where you can be comfortable without putting forth extraordinary effort, because it’s a big fucking waste of life to be always rooting and hogging.
Having a government that takes care of things like health insurance, education, working hour negotiation, etc from cradle to grave is actually a big time-saver.
ParticipantNot too many zero degree days, but I walked even when it was 15F out and snowing. I enjoy the cold and snow — I love me a brisk winter!
I might not walk as much in the rain, but cold and snow don’t bother me as long as I have good boots. This (and last) winter were pretty much ideal in my book. If I could somehow teleport NY to the Maine coast (cold winters, not above 80F in summer), I would.
The problem with San Diego isn’t climate, BTW. It’s lack of pedestrian and bicycle amenities. Walking or biking more than a mile from home often involves 4 or 6 lane streets with cars doing 50 mph. I’d probably walk if I lived in an older community near the coast, not so much if I lived inland. As I said, I could stand living in North Park, University Heights, Golden Hill, PB, OB and the like provided I worked nearby.
Not in some development where only exit is to a giant street with cars whizzing by and spewing exhaust. My test whether somewhere is worth living in is “can I live there 99% of the time without ever getting behind the wheel?” I like driving on road trips. I hate it for day-to-day use. Using a 2500 lb steel box or 400 lb motorcycle to haul a much lighter human around is an inelegant solution.
ParticipantYou don’t understand … I don’t walk to save money. I walk because I enjoy doing so. Subway would only cost $5 per day so it’s not an issue. Walking is enjoyable to me, wakes me up, yet relaxes me. I *want* to live in a place where I can walk everywhere. Thus NYC.
Four miles each way is an hour basically. A nice, fast walk twice a day. Who can go wrong with that?
And I’d never take Uber. Kalanick is a piece of fucking dirt. There’s no possibility of using Uber anonymously (no cash or prepaid cards allowed), so all travel goes “on your record.” Yet if their CEO had no respect for Sarah Lacy’s privacy, why should I trust him with mine?
ParticipantI was speaking to the West in general — doesn’t FlyerInHI live in Vegas now? As far as SD, unless you live in certain places (North Park, coastal North County, PB, OB) it’s harder than you think to commute by foot, bike, and generally be car-independent if you don’t either want to be hit by a car, or spend all of your free time walking and biking.
I routinely walk 8+ miles a day, part of it being part of my “commute”.
Participant… until they notice that you have to drive a car just to scratch your bee-hind and see your health insurance bill.
Then: “it’s a nice place to visit, s’long.”
I’d probably be morbidly obese if I lived (and I use that term loosely) in a place where I had to drive everywhere.
Participantpoorgradstudent — I’m seeing $807 r/t from LAX to Berlin in April. With one stop each way. NOT horrible.
Customers at smaller city airports like SAN tend to get shafted as far as airfare abroad, unfortunately. Cheapest 1-stop from San Diego is $1237. There’s a two-stop round trip for $100 cheaper, but that involves Aeroflot, which flies over a disputed part of Ukraine where SAM sites are in use. No thanks!
ParticipantContingent — buyer hasn’t waived contingencies yet and is doing due diligence. No 10% deposit paid yet.
ParticipantSD isn’t a particularly large city on a world scale, though, especially when viewing the heavily urbanized part 🙂
ParticipantForecasts are almost always wrong.
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