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March 16, 2015 at 4:49 PM in reply to: The cost of an Ivy League undergrad degree next year…. #783839
spdrun
ParticipantHopefully on a train to Siberia.
ParticipantLOL, what I pay in income taxes in NY, I save in car payments and gas … I don’t need to drive day-to-day, so I can be happy with a 30 year old car that I drive occasionally.
March 15, 2015 at 3:54 PM in reply to: The cost of an Ivy League undergrad degree next year…. #783753ParticipantMed school abroad is also cheaper. Poland or the Czech Republic, and there are programs that cater to Americans looking to get licensed in the US.
ParticipantSome people might have antiquated notions of fealty to one sovereign.
March 14, 2015 at 8:33 PM in reply to: The cost of an Ivy League undergrad degree next year…. #783710ParticipantOr just go to a law school in a state with lower demands. Tuition at Rutgers Law is $25,000/yr, and at public law schools in NY, it’s about $15,000.
March 14, 2015 at 7:53 PM in reply to: The cost of an Ivy League undergrad degree next year…. #783708Participant[quote=scaredyclassic]
That would be great but public law schools in ca. Are same price as private now. 50k a yr. For uc.[/quote]Tuition or room/board/tuition?
ParticipantIf you’re above water on the car loans, nothing wrong with buying at least one $3000 Craigslist special and trading it for a car with a $300/mo payment. Added bonus: it will bother any prissy-poo neighbors you might have 🙂
March 14, 2015 at 1:56 PM in reply to: The cost of an Ivy League undergrad degree next year…. #783698ParticipantWhat’s wrong with going to public law school, working for a small niche law firm, then opening your own practice in a few years with minimal debt? It may not be glamorous, but it’s a trade.
ParticipantRates are still low — why not go with a 30-year loan?
I wouldn’t shoot for 25% of income as a target as much as “as low a percentage as possible while being comfy.” If you can do under 15% and live in a 2-bedroom condo, then do it! It’s like having subsidized housing with a real income — how cool is that?
Basically, given the choice of “nearly free” or “more floor space”, I’ll almost always take the former. Why? Because ta hell with being a slave to a box of ticky-tacky.
March 14, 2015 at 11:40 AM in reply to: The cost of an Ivy League undergrad degree next year…. #783689Participant2013 defense + homeland security budget was $720 billion combined.
Cost to give every single undergrad in the US a $10,000 scholarship would be $170 billion. Figure it out. Fund education, not fascism and adventurism.
$10,000 per year would go a long way to making state universities affordable considering that average debt load on graduation is $30,000 total ($7,500 incurred per year).
I grew up in NJ. In-state tuition at Rutgers (excluding housing and food) is $11,000 per year now. Imagine all students being able to take classes for $1,000 per year.
March 14, 2015 at 11:29 AM in reply to: The cost of an Ivy League undergrad degree next year…. #783687ParticipantWhat about making public schools public and nearly free. As they used to be? Fund them enough from tax money to make them inexpensive enough to graduate with minimal debt.
ParticipantI wasn’t speaking specifically to San Marcos. The listing you mention seems risky because of its proximity to Rte. 78. If they decide to widen the highway, it could fall under eminent domain.
The price likely reflects the risk (and is overpriced anyway, since last sale was $57,000 in 2009). I was speaking to more low $200s, where the problem becomes easier.
ParticipantCan she fly to JFK or LAX, then take a domestic flight to her final destination? Might actually be cheaper.
Or would that raise too many questions from the fascist weenies running the show in the US and “keeping us safe for freedumb?”
Participantflu – brokers and salespeople aren’t fucking geniuses. In fact, quite the opposite in 95% of cases. The standard forms are available online and are basically checklists. Most of the heavy lifting is done by the title firm anyway. The OP doesn’t seem to be in a rush to sell, so the house can sit on the MLS for months, taking offers as they come in.
Secondly, one can EASILY find a 2-bedroom condo for the low $200k range in metro San Diego. Not in a “crack area”. Exercise is left to the reader 🙂
You won’t get much floor space, but keep in mind that the average new HOUSE in 1970 was under 1000 sf, and family size was larger. Who needs a palace as long as they have a dry roof over their head and a low monthly payment? I’d rather have a paid-off 2-bedroom condo (even in a “crack” area) for $500/month than a house that costs me $2500 per month.
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