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spdrun
ParticipantUnless you’re sitting nose-to-nose with the TV, does it matter? Buy the best used 60″ TV you can on Craigslist from someone upgrading to 4k. The cloud-crap apps don’t really matter either. I’d rather have a good dumb TV. At least I can cheaply upgrade an HTPC or Apple TV. Not so with the TV itself.
ParticipantYet Justin Volpe is still rotting in Federal prison for raping another man who he thought hit him in a fight outside a bar. If a case goes Federal, there’s often a conviction on civil rights charges. As I recall, some of the Rodney King cops ended up serving Federal time as well.
(The Volpe affair is actually sort of a sad story. His father was Bob Volpe, an talented artist who became a cop and ended up investigating art forgery and theft. By all accounts, a decent, intelligent man. He ran himself ragged, driving 2000 miles round trip every month to visit his son in prison and dying too young of a heart attack.)
ParticipantIt’s both. Property tax control is actually a good thing since it adds some predictability to the market.
ParticipantYou speak as if high prices (and normal people being priced out of close-in markets) are a good thing, when in reality, they’re just welfare for boomers.
Participantbearishgurl — Because many buyers wouldn’t be able to afford the payments at 7-8%. They can make the 7% loans, but the principal amount will be lower.
Better to keep the loan on their books, paying something, than have to resort to the bureaucracy of a short sale or foreclosure.
ParticipantSF will decline, too. Not by 50%. Maybe by 10-20%. That was the pattern, even in established parts of NYC, in during the last housing crash.
I’d suspect the effect would be more pronounced in SF than NYC. Unlike NYC, most of the housing stock in SF isn’t co-ops or condos, thus no HOA boards to police what kind of loans people can take.
Participant[quote=bearishgurl][quote=spdrun]Or banks will quietly make existing loans assumable, as was done in the 1980s.[/quote]
spdrun, lenders cannot do anything other than what is already written in the original note, nor can their successors (other lenders down the line who purchased these notes). Virtually zero conventional loans made since about 2002 had any assumability provisions in them. [/quote]
Sure they can. It’s called a loan modification. Principal modifications are frowned upon. But any other term is fair game with the consent of the mortgagee.
ParticipantOr banks will quietly make existing loans assumable, as was done in the 1980s.
ParticipantDepends. The psychos who attacked a man with a plunger in NYC two decades ago are still living the Club Fed lifestyle. The Rodney King cops also did some time as I recall.
If they don’t fry ’em on state murder, assault, or abuse of authority charges, they might get them on Federal civil rights charges.
ParticipantTechnological geegaws are NOT a replacement for human contact and company last I checked.
May 5, 2015 at 7:28 PM in reply to: Best family neighborhoods in San Diego list. mira Mesa #13/85! #785871ParticipantSuBURPan boredom. Boo-hoo errrrrrmahGERD. Restaurants that serve ALCOHOL. The HORROR! Because prohibition is the way to go.
“We think we can turn Pacific Beach around,” Chipman said. “It all starts with an over-concentration of alcohol licenses, which is something a community can impact.”
Hahahahahahahaha! And Hillcrest has to be worst (#85 baby, yeah!) because zOMG the GAYS! How can that possibly be ALLOWED?!
ParticipantCharges are appropriate, and it’s a crying shame that Maryland abolished the death penalty last year. If those cops get found guilty, it’s a shame they can’t spend the last few minutes of their lives in a little glass room, choking on a cloud of gas.
The Baltimore PD doesn’t only do it to people with criminal records and knives. They did it to a couple (the lady was a librarian at Johns Hopkins) to retaliate for them recording police responding to a noise complaint:
Maybe if a few cops are made an example of by the courts, this behavior would cease.
Participant^^^
Lawfully and within the bounds of their authority if they have any authority.
ParticipantSport, revenge, punishment, whatever. They’re accused of overstepping their authority. If they’re convicted, they need a few decades to think about what they did.
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