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seattle-relo
ParticipantIn terms of mortgage rate, I read that 3 years after a foreclosure you can qualify for an FHA loan (as long as your credit has been perfect since) and that the FHA loan had fairly decent rates…I could be wrong…HLS do you have any info?
seattle-relo
ParticipantIn terms of mortgage rate, I read that 3 years after a foreclosure you can qualify for an FHA loan (as long as your credit has been perfect since) and that the FHA loan had fairly decent rates…I could be wrong…HLS do you have any info?
seattle-relo
ParticipantIn terms of mortgage rate, I read that 3 years after a foreclosure you can qualify for an FHA loan (as long as your credit has been perfect since) and that the FHA loan had fairly decent rates…I could be wrong…HLS do you have any info?
seattle-relo
ParticipantIn terms of mortgage rate, I read that 3 years after a foreclosure you can qualify for an FHA loan (as long as your credit has been perfect since) and that the FHA loan had fairly decent rates…I could be wrong…HLS do you have any info?
seattle-relo
ParticipantIn terms of mortgage rate, I read that 3 years after a foreclosure you can qualify for an FHA loan (as long as your credit has been perfect since) and that the FHA loan had fairly decent rates…I could be wrong…HLS do you have any info?
seattle-relo
ParticipantThis post was inspired by some interesting conversations I had at my husband’s holiday party last week. After the many years I have had to endure his parties, I still am surprised at the things/ideas that come out of drunk engineers’ mouths. Basically I was talking to one of his employees who actually had this idea (I am not sure why he was telling me this being that I am the wife of his boss)and was actually thinking about following through. I’ll just say he was very, very tanked. I am not sure what it is with drunk engineers at holiday parties, but they usually spill their guts to me on all kind of crazy things…it’s pretty funny π However, on a serious note, I will say that the pain of our market is beginning to spill over to other businesses and professionals (like civil engineers) whose business is related to infrastructure, land development, and municipal funds.
seattle-relo
ParticipantThis post was inspired by some interesting conversations I had at my husband’s holiday party last week. After the many years I have had to endure his parties, I still am surprised at the things/ideas that come out of drunk engineers’ mouths. Basically I was talking to one of his employees who actually had this idea (I am not sure why he was telling me this being that I am the wife of his boss)and was actually thinking about following through. I’ll just say he was very, very tanked. I am not sure what it is with drunk engineers at holiday parties, but they usually spill their guts to me on all kind of crazy things…it’s pretty funny π However, on a serious note, I will say that the pain of our market is beginning to spill over to other businesses and professionals (like civil engineers) whose business is related to infrastructure, land development, and municipal funds.
seattle-relo
ParticipantThis post was inspired by some interesting conversations I had at my husband’s holiday party last week. After the many years I have had to endure his parties, I still am surprised at the things/ideas that come out of drunk engineers’ mouths. Basically I was talking to one of his employees who actually had this idea (I am not sure why he was telling me this being that I am the wife of his boss)and was actually thinking about following through. I’ll just say he was very, very tanked. I am not sure what it is with drunk engineers at holiday parties, but they usually spill their guts to me on all kind of crazy things…it’s pretty funny π However, on a serious note, I will say that the pain of our market is beginning to spill over to other businesses and professionals (like civil engineers) whose business is related to infrastructure, land development, and municipal funds.
seattle-relo
ParticipantThis post was inspired by some interesting conversations I had at my husband’s holiday party last week. After the many years I have had to endure his parties, I still am surprised at the things/ideas that come out of drunk engineers’ mouths. Basically I was talking to one of his employees who actually had this idea (I am not sure why he was telling me this being that I am the wife of his boss)and was actually thinking about following through. I’ll just say he was very, very tanked. I am not sure what it is with drunk engineers at holiday parties, but they usually spill their guts to me on all kind of crazy things…it’s pretty funny π However, on a serious note, I will say that the pain of our market is beginning to spill over to other businesses and professionals (like civil engineers) whose business is related to infrastructure, land development, and municipal funds.
seattle-relo
ParticipantThis post was inspired by some interesting conversations I had at my husband’s holiday party last week. After the many years I have had to endure his parties, I still am surprised at the things/ideas that come out of drunk engineers’ mouths. Basically I was talking to one of his employees who actually had this idea (I am not sure why he was telling me this being that I am the wife of his boss)and was actually thinking about following through. I’ll just say he was very, very tanked. I am not sure what it is with drunk engineers at holiday parties, but they usually spill their guts to me on all kind of crazy things…it’s pretty funny π However, on a serious note, I will say that the pain of our market is beginning to spill over to other businesses and professionals (like civil engineers) whose business is related to infrastructure, land development, and municipal funds.
seattle-relo
ParticipantSo Sandiego, are you considering this because you are having a hard time keeping up with your finances and aren’t saving for retirement? Or is it because you’re pissed about your lost down payment and your condo losing more value? It seems that if you are struggling, perhaps it’s not a bad idea to walk, the bank certainly isn’t going to pay for your retirement just because you stuck it out. But if you’re doing great financially, what does it really matter? Yes the market is going down, but in the end you really don’t know how this is going to play out.
The moral issue is complicated, it’s really your call. You are the one to have to live with your decisions, no one else. I will say that I totally understand how you feel, we bought last year and have already “lost” our downpayment, it sucks and I do feel pissed on many levels, but the truth is it’s out of everyones control.
If you are considering walking, I would meet with an attorney to verify that you do indeed have nonrecourse loans. BTW, I don’t believe you will have debt forgiveness tax with nonrecourse as some people are saying…you certainly want to check that out to be sure.
Good luck with whatever decision you make, but be mindful that you need to get your emotions out of the decision you make.seattle-relo
ParticipantSo Sandiego, are you considering this because you are having a hard time keeping up with your finances and aren’t saving for retirement? Or is it because you’re pissed about your lost down payment and your condo losing more value? It seems that if you are struggling, perhaps it’s not a bad idea to walk, the bank certainly isn’t going to pay for your retirement just because you stuck it out. But if you’re doing great financially, what does it really matter? Yes the market is going down, but in the end you really don’t know how this is going to play out.
The moral issue is complicated, it’s really your call. You are the one to have to live with your decisions, no one else. I will say that I totally understand how you feel, we bought last year and have already “lost” our downpayment, it sucks and I do feel pissed on many levels, but the truth is it’s out of everyones control.
If you are considering walking, I would meet with an attorney to verify that you do indeed have nonrecourse loans. BTW, I don’t believe you will have debt forgiveness tax with nonrecourse as some people are saying…you certainly want to check that out to be sure.
Good luck with whatever decision you make, but be mindful that you need to get your emotions out of the decision you make.seattle-relo
ParticipantSo Sandiego, are you considering this because you are having a hard time keeping up with your finances and aren’t saving for retirement? Or is it because you’re pissed about your lost down payment and your condo losing more value? It seems that if you are struggling, perhaps it’s not a bad idea to walk, the bank certainly isn’t going to pay for your retirement just because you stuck it out. But if you’re doing great financially, what does it really matter? Yes the market is going down, but in the end you really don’t know how this is going to play out.
The moral issue is complicated, it’s really your call. You are the one to have to live with your decisions, no one else. I will say that I totally understand how you feel, we bought last year and have already “lost” our downpayment, it sucks and I do feel pissed on many levels, but the truth is it’s out of everyones control.
If you are considering walking, I would meet with an attorney to verify that you do indeed have nonrecourse loans. BTW, I don’t believe you will have debt forgiveness tax with nonrecourse as some people are saying…you certainly want to check that out to be sure.
Good luck with whatever decision you make, but be mindful that you need to get your emotions out of the decision you make.seattle-relo
ParticipantSo Sandiego, are you considering this because you are having a hard time keeping up with your finances and aren’t saving for retirement? Or is it because you’re pissed about your lost down payment and your condo losing more value? It seems that if you are struggling, perhaps it’s not a bad idea to walk, the bank certainly isn’t going to pay for your retirement just because you stuck it out. But if you’re doing great financially, what does it really matter? Yes the market is going down, but in the end you really don’t know how this is going to play out.
The moral issue is complicated, it’s really your call. You are the one to have to live with your decisions, no one else. I will say that I totally understand how you feel, we bought last year and have already “lost” our downpayment, it sucks and I do feel pissed on many levels, but the truth is it’s out of everyones control.
If you are considering walking, I would meet with an attorney to verify that you do indeed have nonrecourse loans. BTW, I don’t believe you will have debt forgiveness tax with nonrecourse as some people are saying…you certainly want to check that out to be sure.
Good luck with whatever decision you make, but be mindful that you need to get your emotions out of the decision you make. -
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