[sdcellar]

[quote=IT.MOM]I am going to escrow for a house in CV too.

I know that maybe it is not the best time to buy. But there will never be a “best time”.

I trust sky is not falling, and I should enjoy living in NOW.

Just do it![/quote]

I’d never advise someone to try to buy at the best time, but I’d definitely suggest they hold off during a bad time. Right now certainly seems like an uncertain time at best.

Curious what home ownership has to do with enjoying living in the now?

If you have the means, then by all means, but as always, I’d recommend avoiding compromise and stretching your limits.

[sdcellar]

We better, eh?

[sdcellar]

We better, eh?

[sdcellar]

We better, eh?

[sdcellar]

We better, eh?

[sdcellar]

We better, eh?

[sdcellar]

[quote=nocommonsense]Vacations are over rated. We prefer staycations :)[/quote]I’m definitely not trying to convince you otherwise, but for our family, it’s definitely the opposite. My wife says we can get as nice a house as I want, but we better still be able to take nice vacations!

To put into perspective, that means I have roughly $40,000 less to spend on my house. Ouch.

[sdcellar]

[quote=nocommonsense]Vacations are over rated. We prefer staycations :)[/quote]I’m definitely not trying to convince you otherwise, but for our family, it’s definitely the opposite. My wife says we can get as nice a house as I want, but we better still be able to take nice vacations!

To put into perspective, that means I have roughly $40,000 less to spend on my house. Ouch.

[sdcellar]

[quote=nocommonsense]Vacations are over rated. We prefer staycations :)[/quote]I’m definitely not trying to convince you otherwise, but for our family, it’s definitely the opposite. My wife says we can get as nice a house as I want, but we better still be able to take nice vacations!

To put into perspective, that means I have roughly $40,000 less to spend on my house. Ouch.

[sdcellar]

[quote=nocommonsense]Vacations are over rated. We prefer staycations :)[/quote]I’m definitely not trying to convince you otherwise, but for our family, it’s definitely the opposite. My wife says we can get as nice a house as I want, but we better still be able to take nice vacations!

To put into perspective, that means I have roughly $40,000 less to spend on my house. Ouch.

[sdcellar]

[quote=nocommonsense]Vacations are over rated. We prefer staycations :)[/quote]I’m definitely not trying to convince you otherwise, but for our family, it’s definitely the opposite. My wife says we can get as nice a house as I want, but we better still be able to take nice vacations!

To put into perspective, that means I have roughly $40,000 less to spend on my house. Ouch.

[sdcellar]

[quote=nocommonsense][quote=vonbeeler]I live just Southwest of you and the quality of life for my family is priceless for me. [/quote]

Thanks! You hit the nail on the head. That’s the main driver for our purchase.[/quote]

Hey vonbeeler, I remember you. I have to say I wonder why you’re here. Why squander precious quality time with us losers? It would make more sense to me if your were a long time member of the community, but you’re fairly new. If I were settled into my nice new shiny place that I loved, the last thing I’d do is watch the market and follow RE blogs. I guess you can count me in the ignorance is bliss club.

Back to the topic at hand, I don’t think anybody on this thread was searching for negatives. The OP admitted they were stretching themselves and folks were trying to help assess exactly how far that might be (as in too far because that’s all that matters). It wasn’t until fairly late in the thread that we even got to what the true DTI was. I assure you that if this guy’s salary was $95K a year, it would be a big mistake. At what it actually is, not as bad, but still worthy of some serious introspection.

Nobody told him it wasn’t the time to buy or that he should wait, rather some simply suggested he might want to seek something more modest (which would still be pretty damn nice, btw). What’s wrong with that, exactly?

[sdcellar]

[quote=nocommonsense][quote=vonbeeler]I live just Southwest of you and the quality of life for my family is priceless for me. [/quote]

Thanks! You hit the nail on the head. That’s the main driver for our purchase.[/quote]

Hey vonbeeler, I remember you. I have to say I wonder why you’re here. Why squander precious quality time with us losers? It would make more sense to me if your were a long time member of the community, but you’re fairly new. If I were settled into my nice new shiny place that I loved, the last thing I’d do is watch the market and follow RE blogs. I guess you can count me in the ignorance is bliss club.

Back to the topic at hand, I don’t think anybody on this thread was searching for negatives. The OP admitted they were stretching themselves and folks were trying to help assess exactly how far that might be (as in too far because that’s all that matters). It wasn’t until fairly late in the thread that we even got to what the true DTI was. I assure you that if this guy’s salary was $95K a year, it would be a big mistake. At what it actually is, not as bad, but still worthy of some serious introspection.

Nobody told him it wasn’t the time to buy or that he should wait, rather some simply suggested he might want to seek something more modest (which would still be pretty damn nice, btw). What’s wrong with that, exactly?

[sdcellar]

[quote=nocommonsense][quote=vonbeeler]I live just Southwest of you and the quality of life for my family is priceless for me. [/quote]

Thanks! You hit the nail on the head. That’s the main driver for our purchase.[/quote]

Hey vonbeeler, I remember you. I have to say I wonder why you’re here. Why squander precious quality time with us losers? It would make more sense to me if your were a long time member of the community, but you’re fairly new. If I were settled into my nice new shiny place that I loved, the last thing I’d do is watch the market and follow RE blogs. I guess you can count me in the ignorance is bliss club.

Back to the topic at hand, I don’t think anybody on this thread was searching for negatives. The OP admitted they were stretching themselves and folks were trying to help assess exactly how far that might be (as in too far because that’s all that matters). It wasn’t until fairly late in the thread that we even got to what the true DTI was. I assure you that if this guy’s salary was $95K a year, it would be a big mistake. At what it actually is, not as bad, but still worthy of some serious introspection.

Nobody told him it wasn’t the time to buy or that he should wait, rather some simply suggested he might want to seek something more modest (which would still be pretty damn nice, btw). What’s wrong with that, exactly?

[sdcellar]

[quote=nocommonsense][quote=vonbeeler]I live just Southwest of you and the quality of life for my family is priceless for me. [/quote]

Thanks! You hit the nail on the head. That’s the main driver for our purchase.[/quote]

Hey vonbeeler, I remember you. I have to say I wonder why you’re here. Why squander precious quality time with us losers? It would make more sense to me if your were a long time member of the community, but you’re fairly new. If I were settled into my nice new shiny place that I loved, the last thing I’d do is watch the market and follow RE blogs. I guess you can count me in the ignorance is bliss club.

Back to the topic at hand, I don’t think anybody on this thread was searching for negatives. The OP admitted they were stretching themselves and folks were trying to help assess exactly how far that might be (as in too far because that’s all that matters). It wasn’t until fairly late in the thread that we even got to what the true DTI was. I assure you that if this guy’s salary was $95K a year, it would be a big mistake. At what it actually is, not as bad, but still worthy of some serious introspection.

Nobody told him it wasn’t the time to buy or that he should wait, rather some simply suggested he might want to seek something more modest (which would still be pretty damn nice, btw). What’s wrong with that, exactly?

[Author]

Posts