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sdcellar
ParticipantRaybyrnes– This savvy borrower also needs to remember that he needs to pay it off in a timely manner as well. Again, a “smart” person might do this, but someone else might buy the car over 10 years or more. There go those interest “savings”.
ParticipantRaybyrnes– This savvy borrower also needs to remember that he needs to pay it off in a timely manner as well. Again, a “smart” person might do this, but someone else might buy the car over 10 years or more. There go those interest “savings”.
ParticipantSo you’re thinking of 100% financing and having an equity line at your disposal in case of emergency? Just trying to understand where you’re going with this.
(I’ll leave the why for later…)
ParticipantSo you’re thinking of 100% financing and having an equity line at your disposal in case of emergency? Just trying to understand where you’re going with this.
(I’ll leave the why for later…)
May 18, 2007 at 1:22 PM in reply to: From Huffington Post: Why Mortgage Forclosure Rates are Skyrocketing #53625ParticipantThere you go again confusing the term progressive with liberal…
May 18, 2007 at 1:22 PM in reply to: From Huffington Post: Why Mortgage Forclosure Rates are Skyrocketing #53634ParticipantThere you go again confusing the term progressive with liberal…
ParticipantW2E– Sorry, I wasn’t trying to indicate there was anything wrong with PQ. I was just curious why you might not be interested in closeby areas, like CMR, RB, east CV, etc.
I’m in PQ myself, so I really do get what you like about it (e.g. coastal proximity at a lower price). And it’s even better since they finished the 56/5 interchange!
SDR– Sorry to you to. I simply misread the last sentence of your post–probably since I already had the question in my mind. See how people find what they’re thinking in what they read (even when it’s not there!)
ParticipantW2E– Sorry, I wasn’t trying to indicate there was anything wrong with PQ. I was just curious why you might not be interested in closeby areas, like CMR, RB, east CV, etc.
I’m in PQ myself, so I really do get what you like about it (e.g. coastal proximity at a lower price). And it’s even better since they finished the 56/5 interchange!
SDR– Sorry to you to. I simply misread the last sentence of your post–probably since I already had the question in my mind. See how people find what they’re thinking in what they read (even when it’s not there!)
ParticipantI’m sure Zillow struggles with the high end areas due to the diversity of properties and typically lower volume of sales history.
That’s not to say it’s completely accurate with home values in fairly homogenous tracts either. Just that clearly that’s an easier problem.
As far as personal observations are concerned, that seems equally difficult for places like La Jolla and RSF, but I’m sure some have a much better feel for it than others.
On the earlier post, let’s hope nobody’s confused CV with LJ. It’s certainly on the ladder to it, but a rung or two (or 3?) below it (s’pose it depends on the size of the ladder…)
ParticipantI’m sure Zillow struggles with the high end areas due to the diversity of properties and typically lower volume of sales history.
That’s not to say it’s completely accurate with home values in fairly homogenous tracts either. Just that clearly that’s an easier problem.
As far as personal observations are concerned, that seems equally difficult for places like La Jolla and RSF, but I’m sure some have a much better feel for it than others.
On the earlier post, let’s hope nobody’s confused CV with LJ. It’s certainly on the ladder to it, but a rung or two (or 3?) below it (s’pose it depends on the size of the ladder…)
ParticipantUm, neither?
To answer your question seriously though. Can you even take a HELOC for an originating second? Either way, I’d take the one with the lowest effective rate, factoring in closing costs and considering pre-payment penalties.
To my first point though, you’re not really considering 100% financing at this point, are you? Heck, mix that with some type of neg-am loan and it will blow your mind how under water you stand an excellent chance of becoming.
ParticipantUm, neither?
To answer your question seriously though. Can you even take a HELOC for an originating second? Either way, I’d take the one with the lowest effective rate, factoring in closing costs and considering pre-payment penalties.
To my first point though, you’re not really considering 100% financing at this point, are you? Heck, mix that with some type of neg-am loan and it will blow your mind how under water you stand an excellent chance of becoming.
ParticipantThere are still a few less expensive SFRs in Torrey Highlands. They’re more like detached condos, but they run in the 6’s, so maybe worth considering.
I have the same question as SD Realtor, why PQ?
ParticipantThere are still a few less expensive SFRs in Torrey Highlands. They’re more like detached condos, but they run in the 6’s, so maybe worth considering.
I have the same question as SD Realtor, why PQ?
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