[SD Realtor]

I cannot think of any good reason why to throw down alot of cash when money is so cheap today. Most investors including myself are taking advantage of rates to procure property. While an argument can be made for using cash to buy an owner occupied home, (sleeping better at night) I am not so sure that is the case for a rental. To each his own though. I think substantial opportunity will be there for those with cashpiles (that are not eaten away by inflation) when we have high interest rates. Liquidity is something that is of the utmost importance, at least to me in uncertain times like this.

[SD Realtor]

I cannot think of any good reason why to throw down alot of cash when money is so cheap today. Most investors including myself are taking advantage of rates to procure property. While an argument can be made for using cash to buy an owner occupied home, (sleeping better at night) I am not so sure that is the case for a rental. To each his own though. I think substantial opportunity will be there for those with cashpiles (that are not eaten away by inflation) when we have high interest rates. Liquidity is something that is of the utmost importance, at least to me in uncertain times like this.

[SD Realtor]

I cannot think of any good reason why to throw down alot of cash when money is so cheap today. Most investors including myself are taking advantage of rates to procure property. While an argument can be made for using cash to buy an owner occupied home, (sleeping better at night) I am not so sure that is the case for a rental. To each his own though. I think substantial opportunity will be there for those with cashpiles (that are not eaten away by inflation) when we have high interest rates. Liquidity is something that is of the utmost importance, at least to me in uncertain times like this.

[SD Realtor]

I cannot think of any good reason why to throw down alot of cash when money is so cheap today. Most investors including myself are taking advantage of rates to procure property. While an argument can be made for using cash to buy an owner occupied home, (sleeping better at night) I am not so sure that is the case for a rental. To each his own though. I think substantial opportunity will be there for those with cashpiles (that are not eaten away by inflation) when we have high interest rates. Liquidity is something that is of the utmost importance, at least to me in uncertain times like this.

[SD Realtor]

Because most sellers don’t want to lease back at the buyers PITI because that payment is generally much higher then a sellers monthly payment.

Why would any seller want to throw away money doing that? The only time it makes sense is if the sellers PITI matches the buyers PITI which is rare.

[SD Realtor]

Because most sellers don’t want to lease back at the buyers PITI because that payment is generally much higher then a sellers monthly payment.

Why would any seller want to throw away money doing that? The only time it makes sense is if the sellers PITI matches the buyers PITI which is rare.

[SD Realtor]

Because most sellers don’t want to lease back at the buyers PITI because that payment is generally much higher then a sellers monthly payment.

Why would any seller want to throw away money doing that? The only time it makes sense is if the sellers PITI matches the buyers PITI which is rare.

[SD Realtor]

Because most sellers don’t want to lease back at the buyers PITI because that payment is generally much higher then a sellers monthly payment.

Why would any seller want to throw away money doing that? The only time it makes sense is if the sellers PITI matches the buyers PITI which is rare.

[SD Realtor]

Because most sellers don’t want to lease back at the buyers PITI because that payment is generally much higher then a sellers monthly payment.

Why would any seller want to throw away money doing that? The only time it makes sense is if the sellers PITI matches the buyers PITI which is rare.

[SD Realtor]

AN it is not worth arguing over. CAR try not to confuse home ownership with shelter okay. Really is that the best you can do?

Let’s prohibit people from buying homes? Really.

Okay then play fair, make it even, you should be prohibited from buying a home until EVERYONE can afford a home.

Isn’t that a gaurantee that ALL OF SOCIETY will get shelter which in your own argument means home ownership.

You see the argument is about what is best for society but what I read is actually what is best for me. I am frustrated so we need to do what is best for society. Thus lets lock out those evil foreigners, lock out those evil investors.

If you want the argument to be REALLY for society then it doesn’t really work does it? Because for society means everyone gets a home. EVERYONE GETS A HOME, not just you. That also means that someone gets a beach home and someone gets a crapper in El Cajon but who decides who gets what?

You see the argument becomes so overwhelmingly absurd that inevitably the idea that desireability is something that has value and can be attained through hard work rather then having it given to you just because of a utopian dream. Unfortunately many gain wealth and can procure things without working hard. It is how the world operates. However people have the freedom to live wherever they want and guess what.. the are plenty of other cities with fantastic housing prices, better employment, lower taxes, and many many many citizens love living there.

Nobody is forcing you to live in one of the highest priced housing markets in the country. Cries to implement or restrict buyers because of their means or citizenship is to me, more based on selfishness rather then anything else. Your argument may be based on housing only, but can be abstracted to other assets as well.

[SD Realtor]

AN it is not worth arguing over. CAR try not to confuse home ownership with shelter okay. Really is that the best you can do?

Let’s prohibit people from buying homes? Really.

Okay then play fair, make it even, you should be prohibited from buying a home until EVERYONE can afford a home.

Isn’t that a gaurantee that ALL OF SOCIETY will get shelter which in your own argument means home ownership.

You see the argument is about what is best for society but what I read is actually what is best for me. I am frustrated so we need to do what is best for society. Thus lets lock out those evil foreigners, lock out those evil investors.

If you want the argument to be REALLY for society then it doesn’t really work does it? Because for society means everyone gets a home. EVERYONE GETS A HOME, not just you. That also means that someone gets a beach home and someone gets a crapper in El Cajon but who decides who gets what?

You see the argument becomes so overwhelmingly absurd that inevitably the idea that desireability is something that has value and can be attained through hard work rather then having it given to you just because of a utopian dream. Unfortunately many gain wealth and can procure things without working hard. It is how the world operates. However people have the freedom to live wherever they want and guess what.. the are plenty of other cities with fantastic housing prices, better employment, lower taxes, and many many many citizens love living there.

Nobody is forcing you to live in one of the highest priced housing markets in the country. Cries to implement or restrict buyers because of their means or citizenship is to me, more based on selfishness rather then anything else. Your argument may be based on housing only, but can be abstracted to other assets as well.

[SD Realtor]

AN it is not worth arguing over. CAR try not to confuse home ownership with shelter okay. Really is that the best you can do?

Let’s prohibit people from buying homes? Really.

Okay then play fair, make it even, you should be prohibited from buying a home until EVERYONE can afford a home.

Isn’t that a gaurantee that ALL OF SOCIETY will get shelter which in your own argument means home ownership.

You see the argument is about what is best for society but what I read is actually what is best for me. I am frustrated so we need to do what is best for society. Thus lets lock out those evil foreigners, lock out those evil investors.

If you want the argument to be REALLY for society then it doesn’t really work does it? Because for society means everyone gets a home. EVERYONE GETS A HOME, not just you. That also means that someone gets a beach home and someone gets a crapper in El Cajon but who decides who gets what?

You see the argument becomes so overwhelmingly absurd that inevitably the idea that desireability is something that has value and can be attained through hard work rather then having it given to you just because of a utopian dream. Unfortunately many gain wealth and can procure things without working hard. It is how the world operates. However people have the freedom to live wherever they want and guess what.. the are plenty of other cities with fantastic housing prices, better employment, lower taxes, and many many many citizens love living there.

Nobody is forcing you to live in one of the highest priced housing markets in the country. Cries to implement or restrict buyers because of their means or citizenship is to me, more based on selfishness rather then anything else. Your argument may be based on housing only, but can be abstracted to other assets as well.

[SD Realtor]

AN it is not worth arguing over. CAR try not to confuse home ownership with shelter okay. Really is that the best you can do?

Let’s prohibit people from buying homes? Really.

Okay then play fair, make it even, you should be prohibited from buying a home until EVERYONE can afford a home.

Isn’t that a gaurantee that ALL OF SOCIETY will get shelter which in your own argument means home ownership.

You see the argument is about what is best for society but what I read is actually what is best for me. I am frustrated so we need to do what is best for society. Thus lets lock out those evil foreigners, lock out those evil investors.

If you want the argument to be REALLY for society then it doesn’t really work does it? Because for society means everyone gets a home. EVERYONE GETS A HOME, not just you. That also means that someone gets a beach home and someone gets a crapper in El Cajon but who decides who gets what?

You see the argument becomes so overwhelmingly absurd that inevitably the idea that desireability is something that has value and can be attained through hard work rather then having it given to you just because of a utopian dream. Unfortunately many gain wealth and can procure things without working hard. It is how the world operates. However people have the freedom to live wherever they want and guess what.. the are plenty of other cities with fantastic housing prices, better employment, lower taxes, and many many many citizens love living there.

Nobody is forcing you to live in one of the highest priced housing markets in the country. Cries to implement or restrict buyers because of their means or citizenship is to me, more based on selfishness rather then anything else. Your argument may be based on housing only, but can be abstracted to other assets as well.

[SD Realtor]

AN it is not worth arguing over. CAR try not to confuse home ownership with shelter okay. Really is that the best you can do?

Let’s prohibit people from buying homes? Really.

Okay then play fair, make it even, you should be prohibited from buying a home until EVERYONE can afford a home.

Isn’t that a gaurantee that ALL OF SOCIETY will get shelter which in your own argument means home ownership.

You see the argument is about what is best for society but what I read is actually what is best for me. I am frustrated so we need to do what is best for society. Thus lets lock out those evil foreigners, lock out those evil investors.

If you want the argument to be REALLY for society then it doesn’t really work does it? Because for society means everyone gets a home. EVERYONE GETS A HOME, not just you. That also means that someone gets a beach home and someone gets a crapper in El Cajon but who decides who gets what?

You see the argument becomes so overwhelmingly absurd that inevitably the idea that desireability is something that has value and can be attained through hard work rather then having it given to you just because of a utopian dream. Unfortunately many gain wealth and can procure things without working hard. It is how the world operates. However people have the freedom to live wherever they want and guess what.. the are plenty of other cities with fantastic housing prices, better employment, lower taxes, and many many many citizens love living there.

Nobody is forcing you to live in one of the highest priced housing markets in the country. Cries to implement or restrict buyers because of their means or citizenship is to me, more based on selfishness rather then anything else. Your argument may be based on housing only, but can be abstracted to other assets as well.

[SD Realtor]

So t sounds like you are basing a projection for a market bottom on the pricing being static in this area for a few months? That could be. However I believe that longer term mortgage rates will have a greater bearing on pricing then most other factors. I think how you plan to finance your purchase should have some bearing on you decision. If you plan to finance it heavily then yes it may be in your better interest to lock in the low rate and static payment in exchange for potential further depreciation. If you are planning on using a higher portion of cash then it may be better to wait.

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