[SD Realtor]

I think that it is inevitable that interest rate shock (at the very least) is in our future. How far the prices will drop when that happens is speculative but it could be pretty grim. However I am not sure when we will see that shock. It could indeed be very 80’s like. So if you can reconcile that event then you are okay. Agreed with you on the higher taxes statement as well.

The real question is how long our creditors will continue to put up with our debt. I used to think (many years ago) that it would not be long. Now I am more convinced that will be several more years.

As far as finding a place, sounds like you found one that has been better then every single place you have seen. That definitely makes it harder to pass up. Sounds like a tough call scaredy.

[SD Realtor]

I think that it is inevitable that interest rate shock (at the very least) is in our future. How far the prices will drop when that happens is speculative but it could be pretty grim. However I am not sure when we will see that shock. It could indeed be very 80’s like. So if you can reconcile that event then you are okay. Agreed with you on the higher taxes statement as well.

The real question is how long our creditors will continue to put up with our debt. I used to think (many years ago) that it would not be long. Now I am more convinced that will be several more years.

As far as finding a place, sounds like you found one that has been better then every single place you have seen. That definitely makes it harder to pass up. Sounds like a tough call scaredy.

[SD Realtor]

I think that it is inevitable that interest rate shock (at the very least) is in our future. How far the prices will drop when that happens is speculative but it could be pretty grim. However I am not sure when we will see that shock. It could indeed be very 80’s like. So if you can reconcile that event then you are okay. Agreed with you on the higher taxes statement as well.

The real question is how long our creditors will continue to put up with our debt. I used to think (many years ago) that it would not be long. Now I am more convinced that will be several more years.

As far as finding a place, sounds like you found one that has been better then every single place you have seen. That definitely makes it harder to pass up. Sounds like a tough call scaredy.

[SD Realtor]

I think that it is inevitable that interest rate shock (at the very least) is in our future. How far the prices will drop when that happens is speculative but it could be pretty grim. However I am not sure when we will see that shock. It could indeed be very 80’s like. So if you can reconcile that event then you are okay. Agreed with you on the higher taxes statement as well.

The real question is how long our creditors will continue to put up with our debt. I used to think (many years ago) that it would not be long. Now I am more convinced that will be several more years.

As far as finding a place, sounds like you found one that has been better then every single place you have seen. That definitely makes it harder to pass up. Sounds like a tough call scaredy.

[SD Realtor]

Congrats SC –

My read is that with any major transistion in life, there is going to be fear. When you agree to marry someone you have made a committment to the relationship.

One thing that the is consistent with the gloom and doom message is a lack of explanation for how personal savings and assets may be affected. Valuation of paper money, government confiscating gold, things like that. If things really get as bad as some people prognosticate and you have several hundred thousand in a bank of some type, what do you do if you can never get to that money? What do you do if someone takes your gold?

There never seems to be any explanation about how you can also lose any or all of that?

I fail to understand if the economic system we have falls apart as we know it, how personal wealth in the form of currency or precious metals can just sit in everyones account unaffected. Seems to me we are living in an era where government power and intervention is expanding and not contracting. If things get as bad as some people predict, that intervention would grow drastically.

Wouldnt it?

[SD Realtor]

Congrats SC –

My read is that with any major transistion in life, there is going to be fear. When you agree to marry someone you have made a committment to the relationship.

One thing that the is consistent with the gloom and doom message is a lack of explanation for how personal savings and assets may be affected. Valuation of paper money, government confiscating gold, things like that. If things really get as bad as some people prognosticate and you have several hundred thousand in a bank of some type, what do you do if you can never get to that money? What do you do if someone takes your gold?

There never seems to be any explanation about how you can also lose any or all of that?

I fail to understand if the economic system we have falls apart as we know it, how personal wealth in the form of currency or precious metals can just sit in everyones account unaffected. Seems to me we are living in an era where government power and intervention is expanding and not contracting. If things get as bad as some people predict, that intervention would grow drastically.

Wouldnt it?

[SD Realtor]

Congrats SC –

My read is that with any major transistion in life, there is going to be fear. When you agree to marry someone you have made a committment to the relationship.

One thing that the is consistent with the gloom and doom message is a lack of explanation for how personal savings and assets may be affected. Valuation of paper money, government confiscating gold, things like that. If things really get as bad as some people prognosticate and you have several hundred thousand in a bank of some type, what do you do if you can never get to that money? What do you do if someone takes your gold?

There never seems to be any explanation about how you can also lose any or all of that?

I fail to understand if the economic system we have falls apart as we know it, how personal wealth in the form of currency or precious metals can just sit in everyones account unaffected. Seems to me we are living in an era where government power and intervention is expanding and not contracting. If things get as bad as some people predict, that intervention would grow drastically.

Wouldnt it?

[SD Realtor]

Congrats SC –

My read is that with any major transistion in life, there is going to be fear. When you agree to marry someone you have made a committment to the relationship.

One thing that the is consistent with the gloom and doom message is a lack of explanation for how personal savings and assets may be affected. Valuation of paper money, government confiscating gold, things like that. If things really get as bad as some people prognosticate and you have several hundred thousand in a bank of some type, what do you do if you can never get to that money? What do you do if someone takes your gold?

There never seems to be any explanation about how you can also lose any or all of that?

I fail to understand if the economic system we have falls apart as we know it, how personal wealth in the form of currency or precious metals can just sit in everyones account unaffected. Seems to me we are living in an era where government power and intervention is expanding and not contracting. If things get as bad as some people predict, that intervention would grow drastically.

Wouldnt it?

[SD Realtor]

Congrats SC –

My read is that with any major transistion in life, there is going to be fear. When you agree to marry someone you have made a committment to the relationship.

One thing that the is consistent with the gloom and doom message is a lack of explanation for how personal savings and assets may be affected. Valuation of paper money, government confiscating gold, things like that. If things really get as bad as some people prognosticate and you have several hundred thousand in a bank of some type, what do you do if you can never get to that money? What do you do if someone takes your gold?

There never seems to be any explanation about how you can also lose any or all of that?

I fail to understand if the economic system we have falls apart as we know it, how personal wealth in the form of currency or precious metals can just sit in everyones account unaffected. Seems to me we are living in an era where government power and intervention is expanding and not contracting. If things get as bad as some people predict, that intervention would grow drastically.

Wouldnt it?

[SD Realtor]

Yep I agree with you on that. Buyers of those homes should have known that. I had a buyer for one of those homes (foreclosed) awhile back and I pointed out what will happen to the view and they held off because of that issue.

[SD Realtor]

Yep I agree with you on that. Buyers of those homes should have known that. I had a buyer for one of those homes (foreclosed) awhile back and I pointed out what will happen to the view and they held off because of that issue.

[SD Realtor]

Yep I agree with you on that. Buyers of those homes should have known that. I had a buyer for one of those homes (foreclosed) awhile back and I pointed out what will happen to the view and they held off because of that issue.

[SD Realtor]

Yep I agree with you on that. Buyers of those homes should have known that. I had a buyer for one of those homes (foreclosed) awhile back and I pointed out what will happen to the view and they held off because of that issue.

[SD Realtor]

Yep I agree with you on that. Buyers of those homes should have known that. I had a buyer for one of those homes (foreclosed) awhile back and I pointed out what will happen to the view and they held off because of that issue.

[SD Realtor]

The biggest question in my book is the interest rate effect on housing prices. On the one hand I do not see significant levels of higher rates in the short term. Thus the effect on housing prices should be nominal. However if we shift the conversation into a double digit rate environment then I think the depreciation on housing prices will indeed be significant. It also seems to me that all things being equal sub 200 ppsf in stonebridge seems unlikely in a reasonable rate environment.

One thing you mentioned will definitely touch a nerve here. To think that you saw strong activity in december for 800k homes probably doesn’t sit well with a lot of piggs. the amount of money out there is staggering and flies in the face of the finite buyers pool that many people subscribe to.

You characterized scripps well. Sounds like some of the homes south of pomerado may work for you but even many of those do not have the yard size you like.

As for us we would like some land as well and poway suits us a bit better but the places we like are out of our price range. We are okay with an older house but not mr fees so stonebridge is not on our radar.

I am not validating or arguing the pros and cons of the purchase. Don’t forget about the sunrise power link either. Seems like you place a high value on the premium for home ownership. Trying to wait out the mystical bottom (which to me seems farther off now then it did to me back in 2007) has just burned many buyers out. Sounds like you have been looking for quite awhile and you found something you really like.

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