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SD Realtor
ParticipantWhy would the govt and associated reporting agencies ever not present accurate data to the public?
SD Realtor
ParticipantThe hub bub is understandable. However has anyone ever believed bls stats?
SD Realtor
ParticipantMost people here don’t care about real estate prices across the country, they care about san diego county real estate prices. Higher gas prices have never affected the real estate pricing in San Diego.
SD Realtor
ParticipantI honestly think it will have no effect at all on the housing market.
SD Realtor
ParticipantFor multi-family you cannot get longer then a 10 year term. You may be able to get the first 5 years fixed. The prepayment penalty is not trivial and the prepay is based on how many years left you have on the loan. Generally no less then 30% down. You may find some assumable paper out there.
SD Realtor
ParticipantRemember that with a short sale, the bank has no relationship with the tenants. The bank only deals with the owners of the home so no the bank will not deal with the tenants at all. In short sale deals with tenants occupying the home the biggest worry is that they will not be out by the end of escrow even though the purchase agreement stipulates it. However I have not seen tenants do that as they have always left before close of escrow.
SD Realtor
ParticipantIt is really tempting to let the tenant pay for the capital improvement but I agree that this is a major improvement and there could be some issues or claims down the road… In short it just may not be worth the hassle. I would give the tenant the opportunity to get out the lease and simply get a new tenant. If they want to stay in the lease then that is fine. You may want to draw up some additional documentation that states you have given the tenant the preceding options and the tenant declined them.
SD Realtor
ParticipantSD Realtor
ParticipantArraya what you said about capitalism may be true however in nature there is an abundance of classes within pretty much every single society from species that form them. From ants to bees, to more complex societies of mammals, there are niches within those societies. Please don’t try to blame capitalism for everything. Furthermore within nature when species become weak, old or sick they die. There are no safety nets for them to enjoy.
As much as you love to bag on capitalism, nature is not the utopia that you make it out to be. Nature is a place where the strongest survive and the weak die.
SD Realtor
ParticipantDo yourself a favor and walk away.
SD Realtor
Participantzk what you said makes sense.
[Traditional conservatives] were intensely interested in creating the sort of social, economic and political order that would encourage people to work hard, finish school and postpone childbearing until marriage.
To me this is not redistributing anything. I would gladly pay higher taxes if those revenues went towards reducing our debt, not bailing out banks but also not going towards pork barrel spending programs either.
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On the pragmatic side, going back to the utopia type of society that consists of universal equality, it simply is not possible. It never has been and it never will be. Anyone who even reads this site was blessed with the statistical improbability. By pure randomness they were born into one of the best, very best situations on the planet compared to billions of others.
The best we could hope for is the situation you described above. I don’t think we will ever, ever see it with the two party system we have.
SD Realtor
Participantim wondering if we could all agree that it would be best for society if the wealth were generally spread around. I don’t mean that it should be taken from you personally but…just setting up our ideal society, from scratch, can we all agree it would be best if it tends to have wealth distributed about, and not concentrated intensely at the very top, and not with very few people in the middle, and lots and lot of very broke people?
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Except that your idea of all being equal is incredibly hypocritical. Like CAR you define the ideal society within the context of your cushy lives in the USA. You don’t really want everyone to be equal because if you wanted to include everyone you would include all of the impoverished humans in the world. This means your standard would go down in a very drastic manner.
So really your utopia is build on a hypocritical foundation. If you took the however many billions of people on the planet and applied your principals then you would not live in a beautiful climate where you live… if you were lucky you may have an outhouse or a ditch to crap in. You may or may not have electricity. Your children would most likely be working a hell of alot harder then they do now.
I think that the equality statement that is bantered about is the biggest load of BS I see on this entire site.
Say it like it is… I love the idea of equality as long as I get my home in southern california, enjoy a pension, and get to enjoy freedoms and benefits that billions and billions will never ever see.
If the REAL EQUALITY you guys speak of were to be implemented over the entire planet, you would be quite sorry.
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Scaredy I will say that yes, it is sad that the middle class is withering away and that our politicians have no will at all to reverse that trend. The disparity has only increased regardless of who is in power. I don’t have any answers, I wish I did… however history always has shown that having the govt make the decisions about who gets what always ends poorly because those in or aligned with govt always took advantage of the situation creating the very class based society that was supposed to be avoided.
SD Realtor
ParticipantI agree flu
SD Realtor
ParticipantI would agree that having the tenant send you such a detailed list is fantastic. It may seem anal to you and it may be a precursor of many requests to fix little things but it also provides a documented list. You should follow up with documentation that states an acknowledgement of that list and that everything else is in good condition.
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