[SD Realtor]

Yes and the best way for the private market to learn the lessons of the past would have been to let the private market deal with the consequences of their stupid behavior rather then bail them out.

A private market will not operate efficiently if there are no consequences for the poor operating practices.

The govt had a chance to teach the private market a lesson and the govt blinked.

[SD Realtor]

Yes and the best way for the private market to learn the lessons of the past would have been to let the private market deal with the consequences of their stupid behavior rather then bail them out.

A private market will not operate efficiently if there are no consequences for the poor operating practices.

The govt had a chance to teach the private market a lesson and the govt blinked.

[SD Realtor]

Yes and the best way for the private market to learn the lessons of the past would have been to let the private market deal with the consequences of their stupid behavior rather then bail them out.

A private market will not operate efficiently if there are no consequences for the poor operating practices.

The govt had a chance to teach the private market a lesson and the govt blinked.

[SD Realtor]

Yes and the best way for the private market to learn the lessons of the past would have been to let the private market deal with the consequences of their stupid behavior rather then bail them out.

A private market will not operate efficiently if there are no consequences for the poor operating practices.

The govt had a chance to teach the private market a lesson and the govt blinked.

[SD Realtor]

If I were you I would talk to a few mortgage professionals before you do anything.

First off the lending standards are VERY fluid and change according to market conditions. The standards in place today are markedly tighter then 2 years ago.

Second off, try to think about the future. Do you believe rates and standards will be higher and more strict 3 years from now, or lower and looser? Ask yourself that and answer honestly.

Third, go to a BofA or go online to Aim Loan and call them up. Pose as a buyer who has a rental property and wants to buy a home. See what the requirements are. Basically no matter what you say or show for your rental, the lender will have their own criteria. Many lenders will only give you income based on 75% occupancy no matter what you say or show.

So to be honest, my OPINION, is that having the rental property will more then likely not help your debt to income ratio. Just my opinion but you would be much better off talking to a mortgage professional.

[SD Realtor]

If I were you I would talk to a few mortgage professionals before you do anything.

First off the lending standards are VERY fluid and change according to market conditions. The standards in place today are markedly tighter then 2 years ago.

Second off, try to think about the future. Do you believe rates and standards will be higher and more strict 3 years from now, or lower and looser? Ask yourself that and answer honestly.

Third, go to a BofA or go online to Aim Loan and call them up. Pose as a buyer who has a rental property and wants to buy a home. See what the requirements are. Basically no matter what you say or show for your rental, the lender will have their own criteria. Many lenders will only give you income based on 75% occupancy no matter what you say or show.

So to be honest, my OPINION, is that having the rental property will more then likely not help your debt to income ratio. Just my opinion but you would be much better off talking to a mortgage professional.

[SD Realtor]

If I were you I would talk to a few mortgage professionals before you do anything.

First off the lending standards are VERY fluid and change according to market conditions. The standards in place today are markedly tighter then 2 years ago.

Second off, try to think about the future. Do you believe rates and standards will be higher and more strict 3 years from now, or lower and looser? Ask yourself that and answer honestly.

Third, go to a BofA or go online to Aim Loan and call them up. Pose as a buyer who has a rental property and wants to buy a home. See what the requirements are. Basically no matter what you say or show for your rental, the lender will have their own criteria. Many lenders will only give you income based on 75% occupancy no matter what you say or show.

So to be honest, my OPINION, is that having the rental property will more then likely not help your debt to income ratio. Just my opinion but you would be much better off talking to a mortgage professional.

[SD Realtor]

If I were you I would talk to a few mortgage professionals before you do anything.

First off the lending standards are VERY fluid and change according to market conditions. The standards in place today are markedly tighter then 2 years ago.

Second off, try to think about the future. Do you believe rates and standards will be higher and more strict 3 years from now, or lower and looser? Ask yourself that and answer honestly.

Third, go to a BofA or go online to Aim Loan and call them up. Pose as a buyer who has a rental property and wants to buy a home. See what the requirements are. Basically no matter what you say or show for your rental, the lender will have their own criteria. Many lenders will only give you income based on 75% occupancy no matter what you say or show.

So to be honest, my OPINION, is that having the rental property will more then likely not help your debt to income ratio. Just my opinion but you would be much better off talking to a mortgage professional.

[SD Realtor]

If I were you I would talk to a few mortgage professionals before you do anything.

First off the lending standards are VERY fluid and change according to market conditions. The standards in place today are markedly tighter then 2 years ago.

Second off, try to think about the future. Do you believe rates and standards will be higher and more strict 3 years from now, or lower and looser? Ask yourself that and answer honestly.

Third, go to a BofA or go online to Aim Loan and call them up. Pose as a buyer who has a rental property and wants to buy a home. See what the requirements are. Basically no matter what you say or show for your rental, the lender will have their own criteria. Many lenders will only give you income based on 75% occupancy no matter what you say or show.

So to be honest, my OPINION, is that having the rental property will more then likely not help your debt to income ratio. Just my opinion but you would be much better off talking to a mortgage professional.

[SD Realtor]

Have your realtor pull the county tax records and send that to you. Also the title company should be able to send you the plot map. Have your realtor call the title company and get that.

[SD Realtor]

Have your realtor pull the county tax records and send that to you. Also the title company should be able to send you the plot map. Have your realtor call the title company and get that.

[SD Realtor]

Have your realtor pull the county tax records and send that to you. Also the title company should be able to send you the plot map. Have your realtor call the title company and get that.

[SD Realtor]

Have your realtor pull the county tax records and send that to you. Also the title company should be able to send you the plot map. Have your realtor call the title company and get that.

[SD Realtor]

Have your realtor pull the county tax records and send that to you. Also the title company should be able to send you the plot map. Have your realtor call the title company and get that.

[SD Realtor]

Yes I am sure they do feel different then I do. CAR and NAR are no better then most unions who are more concerned about putting people in power that will serve their own selfish interests.

If you think that a 100% run government lending program will be beneficial for the housing market then more power to you. The govt has a great track record running other massive programs so I am sure this one will be awesome.

[Author]

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