[Scarlett]

[quote=bearishgurl]Scarlett (or any Pigg), do you know what the avg HOA is for an SFR in PQ? What about MR’s? I’m assuming under $100? I don’t think the SFR’s in Scripps Ranch would have MR’s in the OP’s price range but what about HOA dues?

Also, consider this. I think the gas difference is 3 tanks per month living in UC and 8+ tanks per month living in PQ or SR per vehicle. This is barring any leisure travel outside of the county.

I think your $200 extra for gas is too low if the OP will commute with two vehicles.[/quote]
There are no MRs at all for all the PQ that OP would be interested in budgetwise (MRs are only in Torrey Highlands which is a small part of PQ). HOAs, if they exist (and they often enough DON’T), are below $50 – for SFRs.

SD R can comment on HOAs and MRs on SR better than me.
What I’ve seen – and I haven’t looked extensively in SR – MRs in PQ are ~$100/mo for 500K-600K SFR usually. Some SFRs in PQ have also HOAs, some even in low 100$. I didn’t get the impression that is the norm though – to be that high. I’ve seen smaller than $50. To be clear though, vast majority if not all the SFRs in SR are not in the OP’s budget of 400K. The townhouses in SR that are close to I-15 are relatively old so no MRs there, but they can have significant HOAs, though no bigger than UC ones.

$200 was just a guess. We don’t know how much the significant other commutes right now and where. $300 is more than likely at the current prices.

[Scarlett]

That is true, they are a good size for a family. I liked the biggest floorplan. I am just saying that those HOAs are MUCH higher than the fees the OP would pay in SR and PQ. I don’t think they would sell that low, but we shall see.

The question is, can one can get financing on those condos? If it is even possible, then likely you can’t also get a great rate, so that’s something to consider too.

[Scarlett]

That is true, they are a good size for a family. I liked the biggest floorplan. I am just saying that those HOAs are MUCH higher than the fees the OP would pay in SR and PQ. I don’t think they would sell that low, but we shall see.

The question is, can one can get financing on those condos? If it is even possible, then likely you can’t also get a great rate, so that’s something to consider too.

[Scarlett]

That is true, they are a good size for a family. I liked the biggest floorplan. I am just saying that those HOAs are MUCH higher than the fees the OP would pay in SR and PQ. I don’t think they would sell that low, but we shall see.

The question is, can one can get financing on those condos? If it is even possible, then likely you can’t also get a great rate, so that’s something to consider too.

[Scarlett]

That is true, they are a good size for a family. I liked the biggest floorplan. I am just saying that those HOAs are MUCH higher than the fees the OP would pay in SR and PQ. I don’t think they would sell that low, but we shall see.

The question is, can one can get financing on those condos? If it is even possible, then likely you can’t also get a great rate, so that’s something to consider too.

[Scarlett]

That is true, they are a good size for a family. I liked the biggest floorplan. I am just saying that those HOAs are MUCH higher than the fees the OP would pay in SR and PQ. I don’t think they would sell that low, but we shall see.

The question is, can one can get financing on those condos? If it is even possible, then likely you can’t also get a great rate, so that’s something to consider too.

[Scarlett]

[quote=bearishgurl]

http://www.sdlookup.com/MLS-100065782-4481_Via_Pasear_San_Diego_CA_92122

http://www.sdlookup.com/MLS-100073019-4408_Via_Amable_San_Diego_CA_92122
[/quote]

To clarify, these 2 listings refer to another complex, one right next to UTC mall (Macy’s side) – called Vista La Jolla townhouses – they are not in La Jolla Village Square. I’ve looked at a couple of them there a couple of years ago. VERY HIGH HOA – $400 / mo – much more than any MR you would pay in PQ or SR (and MRs are not quite forever you know, and they are fixed). Besides, the HOA there did not take good care of the exterior (at the time) – some of the stucco was crumbling, stained, etc.
EDIT: the HOA is on top of an already higher price that what the OP is intersted in. IF each $100 in monthly fees is equivalent with 20K in price (which I am not sure about) that is equivalent of paying for low 500K SFR…
EDIT: at that time, I found that Chase would not lend on that complex. I don’t know if others do, or if things have changes. They all have approved lists of condo complexes.

[Scarlett]

[quote=bearishgurl]

http://www.sdlookup.com/MLS-100065782-4481_Via_Pasear_San_Diego_CA_92122

http://www.sdlookup.com/MLS-100073019-4408_Via_Amable_San_Diego_CA_92122
[/quote]

To clarify, these 2 listings refer to another complex, one right next to UTC mall (Macy’s side) – called Vista La Jolla townhouses – they are not in La Jolla Village Square. I’ve looked at a couple of them there a couple of years ago. VERY HIGH HOA – $400 / mo – much more than any MR you would pay in PQ or SR (and MRs are not quite forever you know, and they are fixed). Besides, the HOA there did not take good care of the exterior (at the time) – some of the stucco was crumbling, stained, etc.
EDIT: the HOA is on top of an already higher price that what the OP is intersted in. IF each $100 in monthly fees is equivalent with 20K in price (which I am not sure about) that is equivalent of paying for low 500K SFR…
EDIT: at that time, I found that Chase would not lend on that complex. I don’t know if others do, or if things have changes. They all have approved lists of condo complexes.

[Scarlett]

[quote=bearishgurl]

http://www.sdlookup.com/MLS-100065782-4481_Via_Pasear_San_Diego_CA_92122

http://www.sdlookup.com/MLS-100073019-4408_Via_Amable_San_Diego_CA_92122
[/quote]

To clarify, these 2 listings refer to another complex, one right next to UTC mall (Macy’s side) – called Vista La Jolla townhouses – they are not in La Jolla Village Square. I’ve looked at a couple of them there a couple of years ago. VERY HIGH HOA – $400 / mo – much more than any MR you would pay in PQ or SR (and MRs are not quite forever you know, and they are fixed). Besides, the HOA there did not take good care of the exterior (at the time) – some of the stucco was crumbling, stained, etc.
EDIT: the HOA is on top of an already higher price that what the OP is intersted in. IF each $100 in monthly fees is equivalent with 20K in price (which I am not sure about) that is equivalent of paying for low 500K SFR…
EDIT: at that time, I found that Chase would not lend on that complex. I don’t know if others do, or if things have changes. They all have approved lists of condo complexes.

[Scarlett]

[quote=bearishgurl]

http://www.sdlookup.com/MLS-100065782-4481_Via_Pasear_San_Diego_CA_92122

http://www.sdlookup.com/MLS-100073019-4408_Via_Amable_San_Diego_CA_92122
[/quote]

To clarify, these 2 listings refer to another complex, one right next to UTC mall (Macy’s side) – called Vista La Jolla townhouses – they are not in La Jolla Village Square. I’ve looked at a couple of them there a couple of years ago. VERY HIGH HOA – $400 / mo – much more than any MR you would pay in PQ or SR (and MRs are not quite forever you know, and they are fixed). Besides, the HOA there did not take good care of the exterior (at the time) – some of the stucco was crumbling, stained, etc.
EDIT: the HOA is on top of an already higher price that what the OP is intersted in. IF each $100 in monthly fees is equivalent with 20K in price (which I am not sure about) that is equivalent of paying for low 500K SFR…
EDIT: at that time, I found that Chase would not lend on that complex. I don’t know if others do, or if things have changes. They all have approved lists of condo complexes.

[Scarlett]

[quote=bearishgurl]

http://www.sdlookup.com/MLS-100065782-4481_Via_Pasear_San_Diego_CA_92122

http://www.sdlookup.com/MLS-100073019-4408_Via_Amable_San_Diego_CA_92122
[/quote]

To clarify, these 2 listings refer to another complex, one right next to UTC mall (Macy’s side) – called Vista La Jolla townhouses – they are not in La Jolla Village Square. I’ve looked at a couple of them there a couple of years ago. VERY HIGH HOA – $400 / mo – much more than any MR you would pay in PQ or SR (and MRs are not quite forever you know, and they are fixed). Besides, the HOA there did not take good care of the exterior (at the time) – some of the stucco was crumbling, stained, etc.
EDIT: the HOA is on top of an already higher price that what the OP is intersted in. IF each $100 in monthly fees is equivalent with 20K in price (which I am not sure about) that is equivalent of paying for low 500K SFR…
EDIT: at that time, I found that Chase would not lend on that complex. I don’t know if others do, or if things have changes. They all have approved lists of condo complexes.

[Scarlett]

VERY possible. I still think it’s better to rent for awhile longer, maybe 1 year…if you have such a sweet commute… I am seriously considering doing just that, so that’s just my biased opinion….:)

[Scarlett]

VERY possible. I still think it’s better to rent for awhile longer, maybe 1 year…if you have such a sweet commute… I am seriously considering doing just that, so that’s just my biased opinion….:)

[Scarlett]

VERY possible. I still think it’s better to rent for awhile longer, maybe 1 year…if you have such a sweet commute… I am seriously considering doing just that, so that’s just my biased opinion….:)

[Scarlett]

VERY possible. I still think it’s better to rent for awhile longer, maybe 1 year…if you have such a sweet commute… I am seriously considering doing just that, so that’s just my biased opinion….:)

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