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Scarlett
ParticipantHow can I negotiate down my rent on my current lease? I rent a 3 bdr 1700 sf townhome in La Jolla Colony; my lease is up next month. I pay $2400/mo and I feel like I am overpaying for this particular house. The house is not in great shape – VERY drafty – it costs a lot to warm it up, doesn’t have AC (and needs it upstairs in summer); perennial bug infestations etc. I want to get it down to $2200 , which in 1 year is just the equivalent of 1 month free rent. We’ve been very good and responsible tenants. This property is rented out through an agent. Please, any input is appreciated! Thanks in advance!
Scarlett
ParticipantHow can I negotiate down my rent on my current lease? I rent a 3 bdr 1700 sf townhome in La Jolla Colony; my lease is up next month. I pay $2400/mo and I feel like I am overpaying for this particular house. The house is not in great shape – VERY drafty – it costs a lot to warm it up, doesn’t have AC (and needs it upstairs in summer); perennial bug infestations etc. I want to get it down to $2200 , which in 1 year is just the equivalent of 1 month free rent. We’ve been very good and responsible tenants. This property is rented out through an agent. Please, any input is appreciated! Thanks in advance!
Scarlett
ParticipantHow can I negotiate down my rent on my current lease? I rent a 3 bdr 1700 sf townhome in La Jolla Colony; my lease is up next month. I pay $2400/mo and I feel like I am overpaying for this particular house. The house is not in great shape – VERY drafty – it costs a lot to warm it up, doesn’t have AC (and needs it upstairs in summer); perennial bug infestations etc. I want to get it down to $2200 , which in 1 year is just the equivalent of 1 month free rent. We’ve been very good and responsible tenants. This property is rented out through an agent. Please, any input is appreciated! Thanks in advance!
Scarlett
ParticipantHow can I negotiate down my rent on my current lease? I rent a 3 bdr 1700 sf townhome in La Jolla Colony; my lease is up next month. I pay $2400/mo and I feel like I am overpaying for this particular house. The house is not in great shape – VERY drafty – it costs a lot to warm it up, doesn’t have AC (and needs it upstairs in summer); perennial bug infestations etc. I want to get it down to $2200 , which in 1 year is just the equivalent of 1 month free rent. We’ve been very good and responsible tenants. This property is rented out through an agent. Please, any input is appreciated! Thanks in advance!
Scarlett
ParticipantHow can I negotiate down my rent on my current lease? I rent a 3 bdr 1700 sf townhome in La Jolla Colony; my lease is up next month. I pay $2400/mo and I feel like I am overpaying for this particular house. The house is not in great shape – VERY drafty – it costs a lot to warm it up, doesn’t have AC (and needs it upstairs in summer); perennial bug infestations etc. I want to get it down to $2200 , which in 1 year is just the equivalent of 1 month free rent. We’ve been very good and responsible tenants. This property is rented out through an agent. Please, any input is appreciated! Thanks in advance!
December 3, 2009 at 9:27 AM in reply to: FHA loans to become more expensive and/or harder to get? #489806Scarlett
Participant[quote=HLS](…) I don’t think you will ever see FHA @ 10% down. The housing market would collapse (…)there will be no shortage of intervention on the way down.
The only fix for the housing mess is accelerated foreclosures not delaying them. Modifications are just a delay.(…)Prices falling IS the recovery, back to reality.(…)Foreclosures are not the problem, foreclosures are the solution. Houses wont sit empty, they will be purchased for what they are worth and what buyers can afford to qualify for at the time.
Don’t forget, mortgage rates are near the lowest ever, yet millions cannot qualify for one reason or another.[/quote]
But in that case, making the FHA harder & more expensive to get would mean fewer people would qualify and that will have an impact on the sales and, eventually, sales prices, right?
I think making the FHA requirements at least 5% down and squeaky clean credit, and perhaps increasing the mortgage insurance, would be (part of) a solution, don’t you? If they make the FHA GRADUALLY more expensive, perhaps in a tiered fashion like they alluded to, the market may not collapse and it may just go down slowly…I am hoping that the gov’t will start moving this way in the right direction… the bailouts cannot continue ad infinitum…
December 3, 2009 at 9:27 AM in reply to: FHA loans to become more expensive and/or harder to get? #489972Scarlett
Participant[quote=HLS](…) I don’t think you will ever see FHA @ 10% down. The housing market would collapse (…)there will be no shortage of intervention on the way down.
The only fix for the housing mess is accelerated foreclosures not delaying them. Modifications are just a delay.(…)Prices falling IS the recovery, back to reality.(…)Foreclosures are not the problem, foreclosures are the solution. Houses wont sit empty, they will be purchased for what they are worth and what buyers can afford to qualify for at the time.
Don’t forget, mortgage rates are near the lowest ever, yet millions cannot qualify for one reason or another.[/quote]
But in that case, making the FHA harder & more expensive to get would mean fewer people would qualify and that will have an impact on the sales and, eventually, sales prices, right?
I think making the FHA requirements at least 5% down and squeaky clean credit, and perhaps increasing the mortgage insurance, would be (part of) a solution, don’t you? If they make the FHA GRADUALLY more expensive, perhaps in a tiered fashion like they alluded to, the market may not collapse and it may just go down slowly…I am hoping that the gov’t will start moving this way in the right direction… the bailouts cannot continue ad infinitum…
December 3, 2009 at 9:27 AM in reply to: FHA loans to become more expensive and/or harder to get? #490355Scarlett
Participant[quote=HLS](…) I don’t think you will ever see FHA @ 10% down. The housing market would collapse (…)there will be no shortage of intervention on the way down.
The only fix for the housing mess is accelerated foreclosures not delaying them. Modifications are just a delay.(…)Prices falling IS the recovery, back to reality.(…)Foreclosures are not the problem, foreclosures are the solution. Houses wont sit empty, they will be purchased for what they are worth and what buyers can afford to qualify for at the time.
Don’t forget, mortgage rates are near the lowest ever, yet millions cannot qualify for one reason or another.[/quote]
But in that case, making the FHA harder & more expensive to get would mean fewer people would qualify and that will have an impact on the sales and, eventually, sales prices, right?
I think making the FHA requirements at least 5% down and squeaky clean credit, and perhaps increasing the mortgage insurance, would be (part of) a solution, don’t you? If they make the FHA GRADUALLY more expensive, perhaps in a tiered fashion like they alluded to, the market may not collapse and it may just go down slowly…I am hoping that the gov’t will start moving this way in the right direction… the bailouts cannot continue ad infinitum…
December 3, 2009 at 9:27 AM in reply to: FHA loans to become more expensive and/or harder to get? #490443Scarlett
Participant[quote=HLS](…) I don’t think you will ever see FHA @ 10% down. The housing market would collapse (…)there will be no shortage of intervention on the way down.
The only fix for the housing mess is accelerated foreclosures not delaying them. Modifications are just a delay.(…)Prices falling IS the recovery, back to reality.(…)Foreclosures are not the problem, foreclosures are the solution. Houses wont sit empty, they will be purchased for what they are worth and what buyers can afford to qualify for at the time.
Don’t forget, mortgage rates are near the lowest ever, yet millions cannot qualify for one reason or another.[/quote]
But in that case, making the FHA harder & more expensive to get would mean fewer people would qualify and that will have an impact on the sales and, eventually, sales prices, right?
I think making the FHA requirements at least 5% down and squeaky clean credit, and perhaps increasing the mortgage insurance, would be (part of) a solution, don’t you? If they make the FHA GRADUALLY more expensive, perhaps in a tiered fashion like they alluded to, the market may not collapse and it may just go down slowly…I am hoping that the gov’t will start moving this way in the right direction… the bailouts cannot continue ad infinitum…
December 3, 2009 at 9:27 AM in reply to: FHA loans to become more expensive and/or harder to get? #490674Scarlett
Participant[quote=HLS](…) I don’t think you will ever see FHA @ 10% down. The housing market would collapse (…)there will be no shortage of intervention on the way down.
The only fix for the housing mess is accelerated foreclosures not delaying them. Modifications are just a delay.(…)Prices falling IS the recovery, back to reality.(…)Foreclosures are not the problem, foreclosures are the solution. Houses wont sit empty, they will be purchased for what they are worth and what buyers can afford to qualify for at the time.
Don’t forget, mortgage rates are near the lowest ever, yet millions cannot qualify for one reason or another.[/quote]
But in that case, making the FHA harder & more expensive to get would mean fewer people would qualify and that will have an impact on the sales and, eventually, sales prices, right?
I think making the FHA requirements at least 5% down and squeaky clean credit, and perhaps increasing the mortgage insurance, would be (part of) a solution, don’t you? If they make the FHA GRADUALLY more expensive, perhaps in a tiered fashion like they alluded to, the market may not collapse and it may just go down slowly…I am hoping that the gov’t will start moving this way in the right direction… the bailouts cannot continue ad infinitum…
Scarlett
ParticipantUpdate:
NO H1N1 vaccine in the county.
I wanted to get the second shot/nasal spray for my child and couldn’t. Her pediatrician at Scripps doesn’t have it either. I guess we’ll have to wait.BTW, the patent that Baxter applied for in 2007 was a METHOD for making influenza vaccines for all kinds of serotypes/subtypes not just H1N1. It doesn’t mean much, it wasn’t the vaccine that they currently are using. I’d like to see when that patent was filed.
Now, it’s possible that somewhere in the trial process or thru some accident/negligence the virus recombined and escaped…
Scarlett
ParticipantUpdate:
NO H1N1 vaccine in the county.
I wanted to get the second shot/nasal spray for my child and couldn’t. Her pediatrician at Scripps doesn’t have it either. I guess we’ll have to wait.BTW, the patent that Baxter applied for in 2007 was a METHOD for making influenza vaccines for all kinds of serotypes/subtypes not just H1N1. It doesn’t mean much, it wasn’t the vaccine that they currently are using. I’d like to see when that patent was filed.
Now, it’s possible that somewhere in the trial process or thru some accident/negligence the virus recombined and escaped…
Scarlett
ParticipantUpdate:
NO H1N1 vaccine in the county.
I wanted to get the second shot/nasal spray for my child and couldn’t. Her pediatrician at Scripps doesn’t have it either. I guess we’ll have to wait.BTW, the patent that Baxter applied for in 2007 was a METHOD for making influenza vaccines for all kinds of serotypes/subtypes not just H1N1. It doesn’t mean much, it wasn’t the vaccine that they currently are using. I’d like to see when that patent was filed.
Now, it’s possible that somewhere in the trial process or thru some accident/negligence the virus recombined and escaped…
Scarlett
ParticipantUpdate:
NO H1N1 vaccine in the county.
I wanted to get the second shot/nasal spray for my child and couldn’t. Her pediatrician at Scripps doesn’t have it either. I guess we’ll have to wait.BTW, the patent that Baxter applied for in 2007 was a METHOD for making influenza vaccines for all kinds of serotypes/subtypes not just H1N1. It doesn’t mean much, it wasn’t the vaccine that they currently are using. I’d like to see when that patent was filed.
Now, it’s possible that somewhere in the trial process or thru some accident/negligence the virus recombined and escaped…
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