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SandraLParticipant
Case for the lower end staying about where it is now: the low end is selling, which means that there are willing buyers at this price. This would lead one to figure that the market has said “yes” to this price point. As long as there are first time buyers who qualify and say “yes” to this price level, it will likely stick or raise. The jump from a $200k home to a $400k home is too steep for a first time buyer, so it makes sense that the low end has achieved price discovery.
That’s my opinion, I could be wrong.
SandraLParticipantCase for the lower end staying about where it is now: the low end is selling, which means that there are willing buyers at this price. This would lead one to figure that the market has said “yes” to this price point. As long as there are first time buyers who qualify and say “yes” to this price level, it will likely stick or raise. The jump from a $200k home to a $400k home is too steep for a first time buyer, so it makes sense that the low end has achieved price discovery.
That’s my opinion, I could be wrong.
SandraLParticipantCase for the lower end staying about where it is now: the low end is selling, which means that there are willing buyers at this price. This would lead one to figure that the market has said “yes” to this price point. As long as there are first time buyers who qualify and say “yes” to this price level, it will likely stick or raise. The jump from a $200k home to a $400k home is too steep for a first time buyer, so it makes sense that the low end has achieved price discovery.
That’s my opinion, I could be wrong.
SandraLParticipantCase for the lower end staying about where it is now: the low end is selling, which means that there are willing buyers at this price. This would lead one to figure that the market has said “yes” to this price point. As long as there are first time buyers who qualify and say “yes” to this price level, it will likely stick or raise. The jump from a $200k home to a $400k home is too steep for a first time buyer, so it makes sense that the low end has achieved price discovery.
That’s my opinion, I could be wrong.
SandraLParticipantI’m 46, single, no kids, self-employed. I’ve had an HSA for a couple of years now and love it. Like someone said upthread: not good for people who like to go to the doctor every 10 minutes or who have kids. My plan is through Kaiser, with a $5k deductible and I deposit $200 each month automatically from my checking account into the HSA.
If I had a major accident, I would have my deductible 2/3 covered right now. I really love the freedom of not worrying whether a doctor I want to see is “in plan” or not. I see who I want and write a check right out of the HSA account.
Fees tend to be more negotiable when paying cash.
I also don’t have to decide what my plan is or isn’t going to cover. Chiropractic, massage, acupuncture…..I do what I want for my health. I control the costs and make the decisions.
My opinion, if you are the right kind of person and willing to keep yourself healthy — an HSA is a great plan.
If you aren’t sure, sit down and write out what you can afford to pay each month. Then write down the benefits you would like to have available to you. Somewhere between available benefits and at the price you can pay is where your best option is.
SandraLParticipantI’m 46, single, no kids, self-employed. I’ve had an HSA for a couple of years now and love it. Like someone said upthread: not good for people who like to go to the doctor every 10 minutes or who have kids. My plan is through Kaiser, with a $5k deductible and I deposit $200 each month automatically from my checking account into the HSA.
If I had a major accident, I would have my deductible 2/3 covered right now. I really love the freedom of not worrying whether a doctor I want to see is “in plan” or not. I see who I want and write a check right out of the HSA account.
Fees tend to be more negotiable when paying cash.
I also don’t have to decide what my plan is or isn’t going to cover. Chiropractic, massage, acupuncture…..I do what I want for my health. I control the costs and make the decisions.
My opinion, if you are the right kind of person and willing to keep yourself healthy — an HSA is a great plan.
If you aren’t sure, sit down and write out what you can afford to pay each month. Then write down the benefits you would like to have available to you. Somewhere between available benefits and at the price you can pay is where your best option is.
SandraLParticipantI’m 46, single, no kids, self-employed. I’ve had an HSA for a couple of years now and love it. Like someone said upthread: not good for people who like to go to the doctor every 10 minutes or who have kids. My plan is through Kaiser, with a $5k deductible and I deposit $200 each month automatically from my checking account into the HSA.
If I had a major accident, I would have my deductible 2/3 covered right now. I really love the freedom of not worrying whether a doctor I want to see is “in plan” or not. I see who I want and write a check right out of the HSA account.
Fees tend to be more negotiable when paying cash.
I also don’t have to decide what my plan is or isn’t going to cover. Chiropractic, massage, acupuncture…..I do what I want for my health. I control the costs and make the decisions.
My opinion, if you are the right kind of person and willing to keep yourself healthy — an HSA is a great plan.
If you aren’t sure, sit down and write out what you can afford to pay each month. Then write down the benefits you would like to have available to you. Somewhere between available benefits and at the price you can pay is where your best option is.
SandraLParticipantI’m 46, single, no kids, self-employed. I’ve had an HSA for a couple of years now and love it. Like someone said upthread: not good for people who like to go to the doctor every 10 minutes or who have kids. My plan is through Kaiser, with a $5k deductible and I deposit $200 each month automatically from my checking account into the HSA.
If I had a major accident, I would have my deductible 2/3 covered right now. I really love the freedom of not worrying whether a doctor I want to see is “in plan” or not. I see who I want and write a check right out of the HSA account.
Fees tend to be more negotiable when paying cash.
I also don’t have to decide what my plan is or isn’t going to cover. Chiropractic, massage, acupuncture…..I do what I want for my health. I control the costs and make the decisions.
My opinion, if you are the right kind of person and willing to keep yourself healthy — an HSA is a great plan.
If you aren’t sure, sit down and write out what you can afford to pay each month. Then write down the benefits you would like to have available to you. Somewhere between available benefits and at the price you can pay is where your best option is.
SandraLParticipantI’m 46, single, no kids, self-employed. I’ve had an HSA for a couple of years now and love it. Like someone said upthread: not good for people who like to go to the doctor every 10 minutes or who have kids. My plan is through Kaiser, with a $5k deductible and I deposit $200 each month automatically from my checking account into the HSA.
If I had a major accident, I would have my deductible 2/3 covered right now. I really love the freedom of not worrying whether a doctor I want to see is “in plan” or not. I see who I want and write a check right out of the HSA account.
Fees tend to be more negotiable when paying cash.
I also don’t have to decide what my plan is or isn’t going to cover. Chiropractic, massage, acupuncture…..I do what I want for my health. I control the costs and make the decisions.
My opinion, if you are the right kind of person and willing to keep yourself healthy — an HSA is a great plan.
If you aren’t sure, sit down and write out what you can afford to pay each month. Then write down the benefits you would like to have available to you. Somewhere between available benefits and at the price you can pay is where your best option is.
SandraLParticipantI have to totally agree with rnen on staying away from big box stores when it comes to installation. The big box stores have significant track records for bad workmanship. The big box stores don’t actually do the installation, they shop it out to local contractors and then tack 10% (or more) onto what the contractor is going to charge. Cheapest contractor wins the work.
My personal experience with having Home Depot install a Whole House Fan was a nightmare because of their sub-contractor. Waited three months for installation. Dozens of phone calls and trips to the store to complain. Finally canceled the installation and found a contractor myself who had the thing up within days.
SandraLParticipantI have to totally agree with rnen on staying away from big box stores when it comes to installation. The big box stores have significant track records for bad workmanship. The big box stores don’t actually do the installation, they shop it out to local contractors and then tack 10% (or more) onto what the contractor is going to charge. Cheapest contractor wins the work.
My personal experience with having Home Depot install a Whole House Fan was a nightmare because of their sub-contractor. Waited three months for installation. Dozens of phone calls and trips to the store to complain. Finally canceled the installation and found a contractor myself who had the thing up within days.
SandraLParticipantI have to totally agree with rnen on staying away from big box stores when it comes to installation. The big box stores have significant track records for bad workmanship. The big box stores don’t actually do the installation, they shop it out to local contractors and then tack 10% (or more) onto what the contractor is going to charge. Cheapest contractor wins the work.
My personal experience with having Home Depot install a Whole House Fan was a nightmare because of their sub-contractor. Waited three months for installation. Dozens of phone calls and trips to the store to complain. Finally canceled the installation and found a contractor myself who had the thing up within days.
SandraLParticipantI have to totally agree with rnen on staying away from big box stores when it comes to installation. The big box stores have significant track records for bad workmanship. The big box stores don’t actually do the installation, they shop it out to local contractors and then tack 10% (or more) onto what the contractor is going to charge. Cheapest contractor wins the work.
My personal experience with having Home Depot install a Whole House Fan was a nightmare because of their sub-contractor. Waited three months for installation. Dozens of phone calls and trips to the store to complain. Finally canceled the installation and found a contractor myself who had the thing up within days.
SandraLParticipantI have to totally agree with rnen on staying away from big box stores when it comes to installation. The big box stores have significant track records for bad workmanship. The big box stores don’t actually do the installation, they shop it out to local contractors and then tack 10% (or more) onto what the contractor is going to charge. Cheapest contractor wins the work.
My personal experience with having Home Depot install a Whole House Fan was a nightmare because of their sub-contractor. Waited three months for installation. Dozens of phone calls and trips to the store to complain. Finally canceled the installation and found a contractor myself who had the thing up within days.
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