[Ren]

I have nothing against homeschooling, as long as the kids are exposed to others their age. It’s great to expose them to a variety, but peers are important. I also think it’s important that you’re not homeschooling for the wrong reasons, such as paranoia or other personal baggage. I only have one anecdotal experience with homeschoolers. They were Mormons who kept their kids hidden from the evils of the world, which caused them to emerge a little socially inept, but not as bad as you would think. Needless to say, they missed out on a lot.

I do suspect some homeschoolers must have had a terrible experience in school themselves (sorry, prison). I went to good schools, and as I recall, we spent our days learning, not mindlessly conforming, with a few breaks for socializing. My elementary school days were competitive, challenging, and fun. I could have skipped high school and college altogether and been virtually the same person I am today, but I would not have missed those prior years for anything. At that age, it feels good to be in a group of kids, life is about experiencing as much as it is learning, and in my mind, the real prison would be at home with the parents. In hindsight, I would feel cheated if I had missed school. I actually left high school early to go to college, and now regret that decision.

I also disagree with the notion that school is unnatural. It’s been done this way for thousands of years because it is so natural to have the subject matter experts teach/babysit while the parents (who often aren’t educated themselves) work. We’re social animals, so grouping and learning from elders is instinctive. It can also go from being a great thing to a very bad thing if class size gets out of hand.

Sure, there are problems such as bullying, so we need to find solutions, rather than throw out what is mostly a good system. We can start with public education being made a privilege rather than a right. Not that that would be an easy change, or would ever happen in this country.

And then there are the teachers. Being exposed to such a large variety is a good thing. You might have one or two Nazis, but most are good, and a handful are inspiring and remembered fondly for the rest of your life. Talk about good karma.

My $.02.

[Ren]

I have nothing against homeschooling, as long as the kids are exposed to others their age. It’s great to expose them to a variety, but peers are important. I also think it’s important that you’re not homeschooling for the wrong reasons, such as paranoia or other personal baggage. I only have one anecdotal experience with homeschoolers. They were Mormons who kept their kids hidden from the evils of the world, which caused them to emerge a little socially inept, but not as bad as you would think. Needless to say, they missed out on a lot.

I do suspect some homeschoolers must have had a terrible experience in school themselves (sorry, prison). I went to good schools, and as I recall, we spent our days learning, not mindlessly conforming, with a few breaks for socializing. My elementary school days were competitive, challenging, and fun. I could have skipped high school and college altogether and been virtually the same person I am today, but I would not have missed those prior years for anything. At that age, it feels good to be in a group of kids, life is about experiencing as much as it is learning, and in my mind, the real prison would be at home with the parents. In hindsight, I would feel cheated if I had missed school. I actually left high school early to go to college, and now regret that decision.

I also disagree with the notion that school is unnatural. It’s been done this way for thousands of years because it is so natural to have the subject matter experts teach/babysit while the parents (who often aren’t educated themselves) work. We’re social animals, so grouping and learning from elders is instinctive. It can also go from being a great thing to a very bad thing if class size gets out of hand.

Sure, there are problems such as bullying, so we need to find solutions, rather than throw out what is mostly a good system. We can start with public education being made a privilege rather than a right. Not that that would be an easy change, or would ever happen in this country.

And then there are the teachers. Being exposed to such a large variety is a good thing. You might have one or two Nazis, but most are good, and a handful are inspiring and remembered fondly for the rest of your life. Talk about good karma.

My $.02.

[Ren]

I have nothing against homeschooling, as long as the kids are exposed to others their age. It’s great to expose them to a variety, but peers are important. I also think it’s important that you’re not homeschooling for the wrong reasons, such as paranoia or other personal baggage. I only have one anecdotal experience with homeschoolers. They were Mormons who kept their kids hidden from the evils of the world, which caused them to emerge a little socially inept, but not as bad as you would think. Needless to say, they missed out on a lot.

I do suspect some homeschoolers must have had a terrible experience in school themselves (sorry, prison). I went to good schools, and as I recall, we spent our days learning, not mindlessly conforming, with a few breaks for socializing. My elementary school days were competitive, challenging, and fun. I could have skipped high school and college altogether and been virtually the same person I am today, but I would not have missed those prior years for anything. At that age, it feels good to be in a group of kids, life is about experiencing as much as it is learning, and in my mind, the real prison would be at home with the parents. In hindsight, I would feel cheated if I had missed school. I actually left high school early to go to college, and now regret that decision.

I also disagree with the notion that school is unnatural. It’s been done this way for thousands of years because it is so natural to have the subject matter experts teach/babysit while the parents (who often aren’t educated themselves) work. We’re social animals, so grouping and learning from elders is instinctive. It can also go from being a great thing to a very bad thing if class size gets out of hand.

Sure, there are problems such as bullying, so we need to find solutions, rather than throw out what is mostly a good system. We can start with public education being made a privilege rather than a right. Not that that would be an easy change, or would ever happen in this country.

And then there are the teachers. Being exposed to such a large variety is a good thing. You might have one or two Nazis, but most are good, and a handful are inspiring and remembered fondly for the rest of your life. Talk about good karma.

My $.02.

[Ren]

I have nothing against homeschooling, as long as the kids are exposed to others their age. It’s great to expose them to a variety, but peers are important. I also think it’s important that you’re not homeschooling for the wrong reasons, such as paranoia or other personal baggage. I only have one anecdotal experience with homeschoolers. They were Mormons who kept their kids hidden from the evils of the world, which caused them to emerge a little socially inept, but not as bad as you would think. Needless to say, they missed out on a lot.

I do suspect some homeschoolers must have had a terrible experience in school themselves (sorry, prison). I went to good schools, and as I recall, we spent our days learning, not mindlessly conforming, with a few breaks for socializing. My elementary school days were competitive, challenging, and fun. I could have skipped high school and college altogether and been virtually the same person I am today, but I would not have missed those prior years for anything. At that age, it feels good to be in a group of kids, life is about experiencing as much as it is learning, and in my mind, the real prison would be at home with the parents. In hindsight, I would feel cheated if I had missed school. I actually left high school early to go to college, and now regret that decision.

I also disagree with the notion that school is unnatural. It’s been done this way for thousands of years because it is so natural to have the subject matter experts teach/babysit while the parents (who often aren’t educated themselves) work. We’re social animals, so grouping and learning from elders is instinctive. It can also go from being a great thing to a very bad thing if class size gets out of hand.

Sure, there are problems such as bullying, so we need to find solutions, rather than throw out what is mostly a good system. We can start with public education being made a privilege rather than a right. Not that that would be an easy change, or would ever happen in this country.

And then there are the teachers. Being exposed to such a large variety is a good thing. You might have one or two Nazis, but most are good, and a handful are inspiring and remembered fondly for the rest of your life. Talk about good karma.

My $.02.

[Ren]

I have nothing against homeschooling, as long as the kids are exposed to others their age. It’s great to expose them to a variety, but peers are important. I also think it’s important that you’re not homeschooling for the wrong reasons, such as paranoia or other personal baggage. I only have one anecdotal experience with homeschoolers. They were Mormons who kept their kids hidden from the evils of the world, which caused them to emerge a little socially inept, but not as bad as you would think. Needless to say, they missed out on a lot.

I do suspect some homeschoolers must have had a terrible experience in school themselves (sorry, prison). I went to good schools, and as I recall, we spent our days learning, not mindlessly conforming, with a few breaks for socializing. My elementary school days were competitive, challenging, and fun. I could have skipped high school and college altogether and been virtually the same person I am today, but I would not have missed those prior years for anything. At that age, it feels good to be in a group of kids, life is about experiencing as much as it is learning, and in my mind, the real prison would be at home with the parents. In hindsight, I would feel cheated if I had missed school. I actually left high school early to go to college, and now regret that decision.

I also disagree with the notion that school is unnatural. It’s been done this way for thousands of years because it is so natural to have the subject matter experts teach/babysit while the parents (who often aren’t educated themselves) work. We’re social animals, so grouping and learning from elders is instinctive. It can also go from being a great thing to a very bad thing if class size gets out of hand.

Sure, there are problems such as bullying, so we need to find solutions, rather than throw out what is mostly a good system. We can start with public education being made a privilege rather than a right. Not that that would be an easy change, or would ever happen in this country.

And then there are the teachers. Being exposed to such a large variety is a good thing. You might have one or two Nazis, but most are good, and a handful are inspiring and remembered fondly for the rest of your life. Talk about good karma.

My $.02.

[Ren]

Just to insert a couple points I’ve learned about education…

Environment is everything. If your kids are being bullied or distracted all day by kids who have no desire (or limited ability) to learn, I guarantee you they won’t learn nearly as well as they are capable of. A district with low test scores and other questionable stats is a direct reflection of the learning environment.

The thing that will carry your child through school, regardless of school stats, is PRE-school parent participation which continues throughout high school. If your children start kindergarten without knowing how to read, you’ve already failed them and need to get on the ball. Not because they need to know how to read in kindergarten, but because the reading and writing skills you master in elementary school determine how well you write as an adult, and getting a head start on this is vital.

[Ren]

Just to insert a couple points I’ve learned about education…

Environment is everything. If your kids are being bullied or distracted all day by kids who have no desire (or limited ability) to learn, I guarantee you they won’t learn nearly as well as they are capable of. A district with low test scores and other questionable stats is a direct reflection of the learning environment.

The thing that will carry your child through school, regardless of school stats, is PRE-school parent participation which continues throughout high school. If your children start kindergarten without knowing how to read, you’ve already failed them and need to get on the ball. Not because they need to know how to read in kindergarten, but because the reading and writing skills you master in elementary school determine how well you write as an adult, and getting a head start on this is vital.

[Ren]

Just to insert a couple points I’ve learned about education…

Environment is everything. If your kids are being bullied or distracted all day by kids who have no desire (or limited ability) to learn, I guarantee you they won’t learn nearly as well as they are capable of. A district with low test scores and other questionable stats is a direct reflection of the learning environment.

The thing that will carry your child through school, regardless of school stats, is PRE-school parent participation which continues throughout high school. If your children start kindergarten without knowing how to read, you’ve already failed them and need to get on the ball. Not because they need to know how to read in kindergarten, but because the reading and writing skills you master in elementary school determine how well you write as an adult, and getting a head start on this is vital.

[Ren]

Just to insert a couple points I’ve learned about education…

Environment is everything. If your kids are being bullied or distracted all day by kids who have no desire (or limited ability) to learn, I guarantee you they won’t learn nearly as well as they are capable of. A district with low test scores and other questionable stats is a direct reflection of the learning environment.

The thing that will carry your child through school, regardless of school stats, is PRE-school parent participation which continues throughout high school. If your children start kindergarten without knowing how to read, you’ve already failed them and need to get on the ball. Not because they need to know how to read in kindergarten, but because the reading and writing skills you master in elementary school determine how well you write as an adult, and getting a head start on this is vital.

[Ren]

Just to insert a couple points I’ve learned about education…

Environment is everything. If your kids are being bullied or distracted all day by kids who have no desire (or limited ability) to learn, I guarantee you they won’t learn nearly as well as they are capable of. A district with low test scores and other questionable stats is a direct reflection of the learning environment.

The thing that will carry your child through school, regardless of school stats, is PRE-school parent participation which continues throughout high school. If your children start kindergarten without knowing how to read, you’ve already failed them and need to get on the ball. Not because they need to know how to read in kindergarten, but because the reading and writing skills you master in elementary school determine how well you write as an adult, and getting a head start on this is vital.

[Ren]

[quote=bearishgurl]Ren, I forgot to add last night that Paramount only put 10% down so he is most likely paying at least $180 mo. PMI premium in his “PITI.” Not sure if this is also tax deductible also after putting the property into rental service.

It may be a very l-o-o-o-ong time before he is able to get rid of the PMI.[/quote]

If his PMI is included in the $1,600 PITI, then that’s okay in my book (of course not ideal), because someone else is paying for it.

The way I look at it, he either buys at the peak and then walks at the trough, or he buys at the peak and then sells at the next peak (or keeps it indefinitely). The former guarantees a large loss, which has not actually taken place yet, and doesn’t have to. He didn’t buy at the artificially inflated highs of 2004-2006. If that had been the case and he was far in the red, then sure, walking might be a good idea, as those highs will never be seen again. As it is, he’s got a property that will be cash flowing in a couple years and only has 22 to go on the loan. Like I said it’s not ideal, but I wouldn’t mind having it in my portfolio.

[Ren]

[quote=bearishgurl]Ren, I forgot to add last night that Paramount only put 10% down so he is most likely paying at least $180 mo. PMI premium in his “PITI.” Not sure if this is also tax deductible also after putting the property into rental service.

It may be a very l-o-o-o-ong time before he is able to get rid of the PMI.[/quote]

If his PMI is included in the $1,600 PITI, then that’s okay in my book (of course not ideal), because someone else is paying for it.

The way I look at it, he either buys at the peak and then walks at the trough, or he buys at the peak and then sells at the next peak (or keeps it indefinitely). The former guarantees a large loss, which has not actually taken place yet, and doesn’t have to. He didn’t buy at the artificially inflated highs of 2004-2006. If that had been the case and he was far in the red, then sure, walking might be a good idea, as those highs will never be seen again. As it is, he’s got a property that will be cash flowing in a couple years and only has 22 to go on the loan. Like I said it’s not ideal, but I wouldn’t mind having it in my portfolio.

[Ren]

[quote=bearishgurl]Ren, I forgot to add last night that Paramount only put 10% down so he is most likely paying at least $180 mo. PMI premium in his “PITI.” Not sure if this is also tax deductible also after putting the property into rental service.

It may be a very l-o-o-o-ong time before he is able to get rid of the PMI.[/quote]

If his PMI is included in the $1,600 PITI, then that’s okay in my book (of course not ideal), because someone else is paying for it.

The way I look at it, he either buys at the peak and then walks at the trough, or he buys at the peak and then sells at the next peak (or keeps it indefinitely). The former guarantees a large loss, which has not actually taken place yet, and doesn’t have to. He didn’t buy at the artificially inflated highs of 2004-2006. If that had been the case and he was far in the red, then sure, walking might be a good idea, as those highs will never be seen again. As it is, he’s got a property that will be cash flowing in a couple years and only has 22 to go on the loan. Like I said it’s not ideal, but I wouldn’t mind having it in my portfolio.

[Ren]

[quote=bearishgurl]Ren, I forgot to add last night that Paramount only put 10% down so he is most likely paying at least $180 mo. PMI premium in his “PITI.” Not sure if this is also tax deductible also after putting the property into rental service.

It may be a very l-o-o-o-ong time before he is able to get rid of the PMI.[/quote]

If his PMI is included in the $1,600 PITI, then that’s okay in my book (of course not ideal), because someone else is paying for it.

The way I look at it, he either buys at the peak and then walks at the trough, or he buys at the peak and then sells at the next peak (or keeps it indefinitely). The former guarantees a large loss, which has not actually taken place yet, and doesn’t have to. He didn’t buy at the artificially inflated highs of 2004-2006. If that had been the case and he was far in the red, then sure, walking might be a good idea, as those highs will never be seen again. As it is, he’s got a property that will be cash flowing in a couple years and only has 22 to go on the loan. Like I said it’s not ideal, but I wouldn’t mind having it in my portfolio.

[Ren]

[quote=bearishgurl]Ren, I forgot to add last night that Paramount only put 10% down so he is most likely paying at least $180 mo. PMI premium in his “PITI.” Not sure if this is also tax deductible also after putting the property into rental service.

It may be a very l-o-o-o-ong time before he is able to get rid of the PMI.[/quote]

If his PMI is included in the $1,600 PITI, then that’s okay in my book (of course not ideal), because someone else is paying for it.

The way I look at it, he either buys at the peak and then walks at the trough, or he buys at the peak and then sells at the next peak (or keeps it indefinitely). The former guarantees a large loss, which has not actually taken place yet, and doesn’t have to. He didn’t buy at the artificially inflated highs of 2004-2006. If that had been the case and he was far in the red, then sure, walking might be a good idea, as those highs will never be seen again. As it is, he’s got a property that will be cash flowing in a couple years and only has 22 to go on the loan. Like I said it’s not ideal, but I wouldn’t mind having it in my portfolio.

[Author]

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