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Raybyrnes
ParticipantThis looked like the most competitive program I saw for auto financing.
Looks like their ARM is priced competitively. I just think that if you hold your own your home for 5 years, resets are going to kick yo in the ass.
Good price bad program for long term buyers.
ParticipantThis looked like the most competitive program I saw for auto financing.
Looks like their ARM is priced competitively. I just think that if you hold your own your home for 5 years, resets are going to kick yo in the ass.
Good price bad program for long term buyers.
ParticipantThis looked like the most competitive program I saw for auto financing.
Looks like their ARM is priced competitively. I just think that if you hold your own your home for 5 years, resets are going to kick yo in the ass.
Good price bad program for long term buyers.
ParticipantThis looked like the most competitive program I saw for auto financing.
Looks like their ARM is priced competitively. I just think that if you hold your own your home for 5 years, resets are going to kick yo in the ass.
Good price bad program for long term buyers.
ParticipantIt would seem to me that you simply want to eliminate the moving parts in the negotiation process.To do this it seems you could start with a specific time frame for locking a Par rate. Then it would come down to the fees and commission you are paying upfront.
For instance I am looking for 400K refinance. Eliminate all brokers and banks that will not give par rate quote. Once you have 2 or 3 to work with you are now boiling down what their cost is to do the loan. 3 brokers quoting 400 k at 4.5% on a 30 day lock on a 30 year fixed rate mortgage all on he same day. 1 charges 2k, one charges 3K, and 1 charges 4K. It seems to me that the one charging 2K is the guy to go with for the lowest cost of money.
Am I missing something?
ParticipantIt would seem to me that you simply want to eliminate the moving parts in the negotiation process.To do this it seems you could start with a specific time frame for locking a Par rate. Then it would come down to the fees and commission you are paying upfront.
For instance I am looking for 400K refinance. Eliminate all brokers and banks that will not give par rate quote. Once you have 2 or 3 to work with you are now boiling down what their cost is to do the loan. 3 brokers quoting 400 k at 4.5% on a 30 day lock on a 30 year fixed rate mortgage all on he same day. 1 charges 2k, one charges 3K, and 1 charges 4K. It seems to me that the one charging 2K is the guy to go with for the lowest cost of money.
Am I missing something?
ParticipantIt would seem to me that you simply want to eliminate the moving parts in the negotiation process.To do this it seems you could start with a specific time frame for locking a Par rate. Then it would come down to the fees and commission you are paying upfront.
For instance I am looking for 400K refinance. Eliminate all brokers and banks that will not give par rate quote. Once you have 2 or 3 to work with you are now boiling down what their cost is to do the loan. 3 brokers quoting 400 k at 4.5% on a 30 day lock on a 30 year fixed rate mortgage all on he same day. 1 charges 2k, one charges 3K, and 1 charges 4K. It seems to me that the one charging 2K is the guy to go with for the lowest cost of money.
Am I missing something?
ParticipantIt would seem to me that you simply want to eliminate the moving parts in the negotiation process.To do this it seems you could start with a specific time frame for locking a Par rate. Then it would come down to the fees and commission you are paying upfront.
For instance I am looking for 400K refinance. Eliminate all brokers and banks that will not give par rate quote. Once you have 2 or 3 to work with you are now boiling down what their cost is to do the loan. 3 brokers quoting 400 k at 4.5% on a 30 day lock on a 30 year fixed rate mortgage all on he same day. 1 charges 2k, one charges 3K, and 1 charges 4K. It seems to me that the one charging 2K is the guy to go with for the lowest cost of money.
Am I missing something?
ParticipantIt would seem to me that you simply want to eliminate the moving parts in the negotiation process.To do this it seems you could start with a specific time frame for locking a Par rate. Then it would come down to the fees and commission you are paying upfront.
For instance I am looking for 400K refinance. Eliminate all brokers and banks that will not give par rate quote. Once you have 2 or 3 to work with you are now boiling down what their cost is to do the loan. 3 brokers quoting 400 k at 4.5% on a 30 day lock on a 30 year fixed rate mortgage all on he same day. 1 charges 2k, one charges 3K, and 1 charges 4K. It seems to me that the one charging 2K is the guy to go with for the lowest cost of money.
Am I missing something?
ParticipantIt’s not quite as good as BMIT but Housing Kaboom is not so bad
ParticipantIt’s not quite as good as BMIT but Housing Kaboom is not so bad
ParticipantIt’s not quite as good as BMIT but Housing Kaboom is not so bad
ParticipantIt’s not quite as good as BMIT but Housing Kaboom is not so bad
ParticipantIt’s not quite as good as BMIT but Housing Kaboom is not so bad
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