Forum Replies Created
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AuthorPosts
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Raybyrnes
ParticipantJWM
Hindsight is always 20/20. Have all of your stocks gone up. Have all of your employment opportunities worked out exactly the way you thought. Hopefully they ahve. My experience tell me that it is challenging to predict. My experiencees all tell me that if I have an indefitite timeline than long term purchases have a way of paying off. Therefore we can only do our best to work withing the 2 constraints we have. The amount that we can afford, and the time we can afford it.
Raybyrnes
ParticipantJWM
Hindsight is always 20/20. Have all of your stocks gone up. Have all of your employment opportunities worked out exactly the way you thought. Hopefully they ahve. My experience tell me that it is challenging to predict. My experiencees all tell me that if I have an indefitite timeline than long term purchases have a way of paying off. Therefore we can only do our best to work withing the 2 constraints we have. The amount that we can afford, and the time we can afford it.
Raybyrnes
ParticipantJWM
Hindsight is always 20/20. Have all of your stocks gone up. Have all of your employment opportunities worked out exactly the way you thought. Hopefully they ahve. My experience tell me that it is challenging to predict. My experiencees all tell me that if I have an indefitite timeline than long term purchases have a way of paying off. Therefore we can only do our best to work withing the 2 constraints we have. The amount that we can afford, and the time we can afford it.
Raybyrnes
ParticipantJWM
Hindsight is always 20/20. Have all of your stocks gone up. Have all of your employment opportunities worked out exactly the way you thought. Hopefully they ahve. My experience tell me that it is challenging to predict. My experiencees all tell me that if I have an indefitite timeline than long term purchases have a way of paying off. Therefore we can only do our best to work withing the 2 constraints we have. The amount that we can afford, and the time we can afford it.
Raybyrnes
Participantpatientlywaiting
Tell you what pw. You keep saving up until you have enough cash to avoid having to borrow money for you home.
I on the other hand will gladly pay 6% to a partner on my transaction to take on the majority of the risk.
Raybyrnes
Participantpatientlywaiting
Tell you what pw. You keep saving up until you have enough cash to avoid having to borrow money for you home.
I on the other hand will gladly pay 6% to a partner on my transaction to take on the majority of the risk.
Raybyrnes
Participantpatientlywaiting
Tell you what pw. You keep saving up until you have enough cash to avoid having to borrow money for you home.
I on the other hand will gladly pay 6% to a partner on my transaction to take on the majority of the risk.
Raybyrnes
Participantpatientlywaiting
Tell you what pw. You keep saving up until you have enough cash to avoid having to borrow money for you home.
I on the other hand will gladly pay 6% to a partner on my transaction to take on the majority of the risk.
Raybyrnes
Participantpatientlywaiting
Tell you what pw. You keep saving up until you have enough cash to avoid having to borrow money for you home.
I on the other hand will gladly pay 6% to a partner on my transaction to take on the majority of the risk.
Raybyrnes
ParticipantBugs
You seem to make the assumption that everyone who has the extra cash is going to prudently sock it away. The reality is that in a credit card society most people would not be a prudent with the additonal money they have. Therefore homeownership creates a forced saving for many people. Now I know that many will argue that Equity lines and other tools can be tapped into against the home but I would argue there are more who buy homes in the hopes of simply paying them off and being debt free.
Here is my question to you bugs. If I bought 1 house a year cassh at a market rate and I did this for 20 years. how owul that strategy ahve worked out for me. You take any 20 year period of time and I will make a bet that in real terms (account for all net present value calculations) I would be ahead.
Raybyrnes
ParticipantBugs
You seem to make the assumption that everyone who has the extra cash is going to prudently sock it away. The reality is that in a credit card society most people would not be a prudent with the additonal money they have. Therefore homeownership creates a forced saving for many people. Now I know that many will argue that Equity lines and other tools can be tapped into against the home but I would argue there are more who buy homes in the hopes of simply paying them off and being debt free.
Here is my question to you bugs. If I bought 1 house a year cassh at a market rate and I did this for 20 years. how owul that strategy ahve worked out for me. You take any 20 year period of time and I will make a bet that in real terms (account for all net present value calculations) I would be ahead.
Raybyrnes
ParticipantBugs
You seem to make the assumption that everyone who has the extra cash is going to prudently sock it away. The reality is that in a credit card society most people would not be a prudent with the additonal money they have. Therefore homeownership creates a forced saving for many people. Now I know that many will argue that Equity lines and other tools can be tapped into against the home but I would argue there are more who buy homes in the hopes of simply paying them off and being debt free.
Here is my question to you bugs. If I bought 1 house a year cassh at a market rate and I did this for 20 years. how owul that strategy ahve worked out for me. You take any 20 year period of time and I will make a bet that in real terms (account for all net present value calculations) I would be ahead.
Raybyrnes
ParticipantBugs
You seem to make the assumption that everyone who has the extra cash is going to prudently sock it away. The reality is that in a credit card society most people would not be a prudent with the additonal money they have. Therefore homeownership creates a forced saving for many people. Now I know that many will argue that Equity lines and other tools can be tapped into against the home but I would argue there are more who buy homes in the hopes of simply paying them off and being debt free.
Here is my question to you bugs. If I bought 1 house a year cassh at a market rate and I did this for 20 years. how owul that strategy ahve worked out for me. You take any 20 year period of time and I will make a bet that in real terms (account for all net present value calculations) I would be ahead.
Raybyrnes
ParticipantBugs
You seem to make the assumption that everyone who has the extra cash is going to prudently sock it away. The reality is that in a credit card society most people would not be a prudent with the additonal money they have. Therefore homeownership creates a forced saving for many people. Now I know that many will argue that Equity lines and other tools can be tapped into against the home but I would argue there are more who buy homes in the hopes of simply paying them off and being debt free.
Here is my question to you bugs. If I bought 1 house a year cassh at a market rate and I did this for 20 years. how owul that strategy ahve worked out for me. You take any 20 year period of time and I will make a bet that in real terms (account for all net present value calculations) I would be ahead.
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