[Raybyrnes]

Bugs,

I have read enough of your threads to get a good idea of your perspective and I appreciate where you are coming from.

Here is my perspective. My mother complains about how much her retirement portfolio has dropped over the last year. I hear this not only form her but from other who are in their situation. But when you ask how they feel about losing more money on their homes than on their equity postions the reply is that they own their homes and have made money relative to their purchase price.

It is funny how people classify their gain and losses. I try to point out that relative to last year their home has lost close to 100K and they just don’t get it. No one sends a statement each month to say this is what your home value is worth.

There is something that the tech guru’s on the board should create. A detailed home estimator. They could market and sell it to the banks as an add on feature similiar to a free credit score and then let the banks pass it along to their clients so that they get a better picture of their Net Worth in a real time basis.

[Raybyrnes]

Bugs,

I have read enough of your threads to get a good idea of your perspective and I appreciate where you are coming from.

Here is my perspective. My mother complains about how much her retirement portfolio has dropped over the last year. I hear this not only form her but from other who are in their situation. But when you ask how they feel about losing more money on their homes than on their equity postions the reply is that they own their homes and have made money relative to their purchase price.

It is funny how people classify their gain and losses. I try to point out that relative to last year their home has lost close to 100K and they just don’t get it. No one sends a statement each month to say this is what your home value is worth.

There is something that the tech guru’s on the board should create. A detailed home estimator. They could market and sell it to the banks as an add on feature similiar to a free credit score and then let the banks pass it along to their clients so that they get a better picture of their Net Worth in a real time basis.

[Raybyrnes]

Bugs,

I have read enough of your threads to get a good idea of your perspective and I appreciate where you are coming from.

Here is my perspective. My mother complains about how much her retirement portfolio has dropped over the last year. I hear this not only form her but from other who are in their situation. But when you ask how they feel about losing more money on their homes than on their equity postions the reply is that they own their homes and have made money relative to their purchase price.

It is funny how people classify their gain and losses. I try to point out that relative to last year their home has lost close to 100K and they just don’t get it. No one sends a statement each month to say this is what your home value is worth.

There is something that the tech guru’s on the board should create. A detailed home estimator. They could market and sell it to the banks as an add on feature similiar to a free credit score and then let the banks pass it along to their clients so that they get a better picture of their Net Worth in a real time basis.

[Raybyrnes]

Bugs,

I have read enough of your threads to get a good idea of your perspective and I appreciate where you are coming from.

Here is my perspective. My mother complains about how much her retirement portfolio has dropped over the last year. I hear this not only form her but from other who are in their situation. But when you ask how they feel about losing more money on their homes than on their equity postions the reply is that they own their homes and have made money relative to their purchase price.

It is funny how people classify their gain and losses. I try to point out that relative to last year their home has lost close to 100K and they just don’t get it. No one sends a statement each month to say this is what your home value is worth.

There is something that the tech guru’s on the board should create. A detailed home estimator. They could market and sell it to the banks as an add on feature similiar to a free credit score and then let the banks pass it along to their clients so that they get a better picture of their Net Worth in a real time basis.

[Raybyrnes]

Bugs,

I have read enough of your threads to get a good idea of your perspective and I appreciate where you are coming from.

Here is my perspective. My mother complains about how much her retirement portfolio has dropped over the last year. I hear this not only form her but from other who are in their situation. But when you ask how they feel about losing more money on their homes than on their equity postions the reply is that they own their homes and have made money relative to their purchase price.

It is funny how people classify their gain and losses. I try to point out that relative to last year their home has lost close to 100K and they just don’t get it. No one sends a statement each month to say this is what your home value is worth.

There is something that the tech guru’s on the board should create. A detailed home estimator. They could market and sell it to the banks as an add on feature similiar to a free credit score and then let the banks pass it along to their clients so that they get a better picture of their Net Worth in a real time basis.

[Raybyrnes]

lendingbubble

If your argument is along the lines of natural fires are destructive but are neceeswary for the survival of the forest then I understand where you are coming from. But man is it hard when you are a deer in that forest.

[Raybyrnes]

lendingbubble

If your argument is along the lines of natural fires are destructive but are neceeswary for the survival of the forest then I understand where you are coming from. But man is it hard when you are a deer in that forest.

[Raybyrnes]

lendingbubble

If your argument is along the lines of natural fires are destructive but are neceeswary for the survival of the forest then I understand where you are coming from. But man is it hard when you are a deer in that forest.

[Raybyrnes]

lendingbubble

If your argument is along the lines of natural fires are destructive but are neceeswary for the survival of the forest then I understand where you are coming from. But man is it hard when you are a deer in that forest.

[Raybyrnes]

lendingbubble

If your argument is along the lines of natural fires are destructive but are neceeswary for the survival of the forest then I understand where you are coming from. But man is it hard when you are a deer in that forest.

[Raybyrnes]

Bugs

Here is what is funny to me. Buyers represent such a small percentage of transactions relative to all of the homes in the total market.

Why doesn’t anyone ever talk about the many homeowner who already own their home who are not putting their home on the market and have nno intention of doing so. Regardless of when you bought you are equally losing money with respect to opportunity cost. No one ever says how stupid these people are for not selling.

[Raybyrnes]

Bugs

Here is what is funny to me. Buyers represent such a small percentage of transactions relative to all of the homes in the total market.

Why doesn’t anyone ever talk about the many homeowner who already own their home who are not putting their home on the market and have nno intention of doing so. Regardless of when you bought you are equally losing money with respect to opportunity cost. No one ever says how stupid these people are for not selling.

[Raybyrnes]

Bugs

Here is what is funny to me. Buyers represent such a small percentage of transactions relative to all of the homes in the total market.

Why doesn’t anyone ever talk about the many homeowner who already own their home who are not putting their home on the market and have nno intention of doing so. Regardless of when you bought you are equally losing money with respect to opportunity cost. No one ever says how stupid these people are for not selling.

[Raybyrnes]

Bugs

Here is what is funny to me. Buyers represent such a small percentage of transactions relative to all of the homes in the total market.

Why doesn’t anyone ever talk about the many homeowner who already own their home who are not putting their home on the market and have nno intention of doing so. Regardless of when you bought you are equally losing money with respect to opportunity cost. No one ever says how stupid these people are for not selling.

[Raybyrnes]

Bugs

Here is what is funny to me. Buyers represent such a small percentage of transactions relative to all of the homes in the total market.

Why doesn’t anyone ever talk about the many homeowner who already own their home who are not putting their home on the market and have nno intention of doing so. Regardless of when you bought you are equally losing money with respect to opportunity cost. No one ever says how stupid these people are for not selling.

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