[Raybyrnes]

I believe the program you are referring to is the CALHFA ofen referred to as a Cahfa loan. This program can be combined with the CHDAP California Housing Down Payment Assistance Program.

I believe if you google NEHIMiah you will find that the Nehimiah program might have been diwscontinued as it was circumventing different procedures and was not that adventageous for the buyers. You can form your own opinion.

These programs have income limitation, and housing price limits. The negative as I see it right now is taht if you ahve excellent credit there could be lower costing loans available but if the downpayment is the challenge this might be the only way to go.

The other negative as I see it is that there is a 1.5 origination fee with these loans. I have not called any lenders on this but I would think that a lender might be willing to discount a portion of that origination fee.

http://www.calhfa.ca.gov

[Raybyrnes]

I believe the program you are referring to is the CALHFA ofen referred to as a Cahfa loan. This program can be combined with the CHDAP California Housing Down Payment Assistance Program.

I believe if you google NEHIMiah you will find that the Nehimiah program might have been diwscontinued as it was circumventing different procedures and was not that adventageous for the buyers. You can form your own opinion.

These programs have income limitation, and housing price limits. The negative as I see it right now is taht if you ahve excellent credit there could be lower costing loans available but if the downpayment is the challenge this might be the only way to go.

The other negative as I see it is that there is a 1.5 origination fee with these loans. I have not called any lenders on this but I would think that a lender might be willing to discount a portion of that origination fee.

http://www.calhfa.ca.gov

[Raybyrnes]

I believe the program you are referring to is the CALHFA ofen referred to as a Cahfa loan. This program can be combined with the CHDAP California Housing Down Payment Assistance Program.

I believe if you google NEHIMiah you will find that the Nehimiah program might have been diwscontinued as it was circumventing different procedures and was not that adventageous for the buyers. You can form your own opinion.

These programs have income limitation, and housing price limits. The negative as I see it right now is taht if you ahve excellent credit there could be lower costing loans available but if the downpayment is the challenge this might be the only way to go.

The other negative as I see it is that there is a 1.5 origination fee with these loans. I have not called any lenders on this but I would think that a lender might be willing to discount a portion of that origination fee.

http://www.calhfa.ca.gov

[Raybyrnes]

I believe the program you are referring to is the CALHFA ofen referred to as a Cahfa loan. This program can be combined with the CHDAP California Housing Down Payment Assistance Program.

I believe if you google NEHIMiah you will find that the Nehimiah program might have been diwscontinued as it was circumventing different procedures and was not that adventageous for the buyers. You can form your own opinion.

These programs have income limitation, and housing price limits. The negative as I see it right now is taht if you ahve excellent credit there could be lower costing loans available but if the downpayment is the challenge this might be the only way to go.

The other negative as I see it is that there is a 1.5 origination fee with these loans. I have not called any lenders on this but I would think that a lender might be willing to discount a portion of that origination fee.

http://www.calhfa.ca.gov

[Raybyrnes]

I believe the program you are referring to is the CALHFA ofen referred to as a Cahfa loan. This program can be combined with the CHDAP California Housing Down Payment Assistance Program.

I believe if you google NEHIMiah you will find that the Nehimiah program might have been diwscontinued as it was circumventing different procedures and was not that adventageous for the buyers. You can form your own opinion.

These programs have income limitation, and housing price limits. The negative as I see it right now is taht if you ahve excellent credit there could be lower costing loans available but if the downpayment is the challenge this might be the only way to go.

The other negative as I see it is that there is a 1.5 origination fee with these loans. I have not called any lenders on this but I would think that a lender might be willing to discount a portion of that origination fee.

http://www.calhfa.ca.gov

[Raybyrnes]

sdrealtor

Ay thoughts as to where capitualtion wuld be with respect to shortsales.

By this I mean 20K of short sales might correlate to X per cent price decline.

[Raybyrnes]

sdrealtor

Ay thoughts as to where capitualtion wuld be with respect to shortsales.

By this I mean 20K of short sales might correlate to X per cent price decline.

[Raybyrnes]

sdrealtor

Ay thoughts as to where capitualtion wuld be with respect to shortsales.

By this I mean 20K of short sales might correlate to X per cent price decline.

[Raybyrnes]

sdrealtor

Ay thoughts as to where capitualtion wuld be with respect to shortsales.

By this I mean 20K of short sales might correlate to X per cent price decline.

[Raybyrnes]

sdrealtor

Ay thoughts as to where capitualtion wuld be with respect to shortsales.

By this I mean 20K of short sales might correlate to X per cent price decline.

[Raybyrnes]

Another way of getting a free credit score every month is to open a credit card up through Washington Mutual. They provide an ogoing credit score on the 20th of each month for free. I believe the credit is pulled from transunion. Additonally you will recieve email alerts any time your credit changes by greater than 20 ponts.

Combine this with http://www.annualcreditreport.com which provides 1 free credit report from each of the 3 major repaorting agencies (equifax, experian , transunion0 and you have a fairly effective way of getting a good idea of where your credit stands without having to pay a ime for it.

[Raybyrnes]

Another way of getting a free credit score every month is to open a credit card up through Washington Mutual. They provide an ogoing credit score on the 20th of each month for free. I believe the credit is pulled from transunion. Additonally you will recieve email alerts any time your credit changes by greater than 20 ponts.

Combine this with http://www.annualcreditreport.com which provides 1 free credit report from each of the 3 major repaorting agencies (equifax, experian , transunion0 and you have a fairly effective way of getting a good idea of where your credit stands without having to pay a ime for it.

[Raybyrnes]

Another way of getting a free credit score every month is to open a credit card up through Washington Mutual. They provide an ogoing credit score on the 20th of each month for free. I believe the credit is pulled from transunion. Additonally you will recieve email alerts any time your credit changes by greater than 20 ponts.

Combine this with http://www.annualcreditreport.com which provides 1 free credit report from each of the 3 major repaorting agencies (equifax, experian , transunion0 and you have a fairly effective way of getting a good idea of where your credit stands without having to pay a ime for it.

[Raybyrnes]

Another way of getting a free credit score every month is to open a credit card up through Washington Mutual. They provide an ogoing credit score on the 20th of each month for free. I believe the credit is pulled from transunion. Additonally you will recieve email alerts any time your credit changes by greater than 20 ponts.

Combine this with http://www.annualcreditreport.com which provides 1 free credit report from each of the 3 major repaorting agencies (equifax, experian , transunion0 and you have a fairly effective way of getting a good idea of where your credit stands without having to pay a ime for it.

[Raybyrnes]

Another way of getting a free credit score every month is to open a credit card up through Washington Mutual. They provide an ogoing credit score on the 20th of each month for free. I believe the credit is pulled from transunion. Additonally you will recieve email alerts any time your credit changes by greater than 20 ponts.

Combine this with http://www.annualcreditreport.com which provides 1 free credit report from each of the 3 major repaorting agencies (equifax, experian , transunion0 and you have a fairly effective way of getting a good idea of where your credit stands without having to pay a ime for it.

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