[Raybyrnes]

cv2

Why is it all or nothing. If you are looking to lower your rate and maintain some level of securrity why not heloc out part and keep the othe wher it is at. For instance if you have 400K outstanding at 7% by going with %25 heloced you now have a weighted average interst rate of 6.31. If interest rate did start to move adversely you would only have to worry about a small amount. In the interim You could continue to pay down the 7% loan with the saved interest reducing the amount of years that you are paying on the loan.

It is not an all or nothing scenario and it seems like ther is definitity to lower your borrowing cost with a modest amount of added risk.

[Raybyrnes]

cv2

Why is it all or nothing. If you are looking to lower your rate and maintain some level of securrity why not heloc out part and keep the othe wher it is at. For instance if you have 400K outstanding at 7% by going with %25 heloced you now have a weighted average interst rate of 6.31. If interest rate did start to move adversely you would only have to worry about a small amount. In the interim You could continue to pay down the 7% loan with the saved interest reducing the amount of years that you are paying on the loan.

It is not an all or nothing scenario and it seems like ther is definitity to lower your borrowing cost with a modest amount of added risk.

[Raybyrnes]

cv2

Why is it all or nothing. If you are looking to lower your rate and maintain some level of securrity why not heloc out part and keep the othe wher it is at. For instance if you have 400K outstanding at 7% by going with %25 heloced you now have a weighted average interst rate of 6.31. If interest rate did start to move adversely you would only have to worry about a small amount. In the interim You could continue to pay down the 7% loan with the saved interest reducing the amount of years that you are paying on the loan.

It is not an all or nothing scenario and it seems like ther is definitity to lower your borrowing cost with a modest amount of added risk.

[Raybyrnes]

cv2

Why is it all or nothing. If you are looking to lower your rate and maintain some level of securrity why not heloc out part and keep the othe wher it is at. For instance if you have 400K outstanding at 7% by going with %25 heloced you now have a weighted average interst rate of 6.31. If interest rate did start to move adversely you would only have to worry about a small amount. In the interim You could continue to pay down the 7% loan with the saved interest reducing the amount of years that you are paying on the loan.

It is not an all or nothing scenario and it seems like ther is definitity to lower your borrowing cost with a modest amount of added risk.

[Raybyrnes]

cv2

Why is it all or nothing. If you are looking to lower your rate and maintain some level of securrity why not heloc out part and keep the othe wher it is at. For instance if you have 400K outstanding at 7% by going with %25 heloced you now have a weighted average interst rate of 6.31. If interest rate did start to move adversely you would only have to worry about a small amount. In the interim You could continue to pay down the 7% loan with the saved interest reducing the amount of years that you are paying on the loan.

It is not an all or nothing scenario and it seems like ther is definitity to lower your borrowing cost with a modest amount of added risk.

[Raybyrnes]

I’d start with Craigslist. You can also check out the Union Tribune section online sigonsandiego.

For some research purposes try using http://www.zilpy.com/

Best of luck

[Raybyrnes]

I’d start with Craigslist. You can also check out the Union Tribune section online sigonsandiego.

For some research purposes try using http://www.zilpy.com/

Best of luck

[Raybyrnes]

I’d start with Craigslist. You can also check out the Union Tribune section online sigonsandiego.

For some research purposes try using http://www.zilpy.com/

Best of luck

[Raybyrnes]

I’d start with Craigslist. You can also check out the Union Tribune section online sigonsandiego.

For some research purposes try using http://www.zilpy.com/

Best of luck

[Raybyrnes]

I’d start with Craigslist. You can also check out the Union Tribune section online sigonsandiego.

For some research purposes try using http://www.zilpy.com/

Best of luck

[Raybyrnes]

I think we still ahve a way to go. Banks still are holding portfolio’s on their books that are not marked for market.

I continue to follow Bob Rodriguez. He is extremely negative on the overall market.

http://www.kiplinger.com/columns/fundwatch/archive/2008/fundwatch0414.htm

[Raybyrnes]

I think we still ahve a way to go. Banks still are holding portfolio’s on their books that are not marked for market.

I continue to follow Bob Rodriguez. He is extremely negative on the overall market.

http://www.kiplinger.com/columns/fundwatch/archive/2008/fundwatch0414.htm

[Raybyrnes]

I think we still ahve a way to go. Banks still are holding portfolio’s on their books that are not marked for market.

I continue to follow Bob Rodriguez. He is extremely negative on the overall market.

http://www.kiplinger.com/columns/fundwatch/archive/2008/fundwatch0414.htm

[Raybyrnes]

I think we still ahve a way to go. Banks still are holding portfolio’s on their books that are not marked for market.

I continue to follow Bob Rodriguez. He is extremely negative on the overall market.

http://www.kiplinger.com/columns/fundwatch/archive/2008/fundwatch0414.htm

[Raybyrnes]

I think we still ahve a way to go. Banks still are holding portfolio’s on their books that are not marked for market.

I continue to follow Bob Rodriguez. He is extremely negative on the overall market.

http://www.kiplinger.com/columns/fundwatch/archive/2008/fundwatch0414.htm

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