[raptorduck]

Rustico. My Bay Area house sold in 5 days at 99% of asking. Packaged it right, priced it to market, and moved on.

Josh. The decision to buy was equal between my wife and I. Perhaps I wanted to wait longer, or buy a cheaper house that needed more work or was smaller, or liked Santaluz more than she, but I started this with a buying mentality. Personally, I could have rented for maybe a year or so, but after that I would have wanted to buy something. My wife wanted things a bit sooner, but in the end, if she had to, she would have waited a year as well. So we compromised. After all, we had been looking for a year and a half already by the time we bought, that is a lot to ask of a spouse to wait and wait and wait after looking at hundreds of homes.

Remember that I was the anal one on specs and price etc. She just wanted a place to live in in an area she fell in love with. She was picky, yes, but for the things that mattered to her. I was the one picky on price and other stats. Also, as I said in my posts, finding one house that you “both” love was a challenge, let alone one that you “both” love and that is priced right in a neighborhood that you “both” love. I am sure as single people we would have taken half as long to find a home. But that ain’t the point.

And the reason I come back for the occasional tidbit update is because I won’t forget the great help I got from folks on this site along the way.

[raptorduck]

Rustico. My Bay Area house sold in 5 days at 99% of asking. Packaged it right, priced it to market, and moved on.

Josh. The decision to buy was equal between my wife and I. Perhaps I wanted to wait longer, or buy a cheaper house that needed more work or was smaller, or liked Santaluz more than she, but I started this with a buying mentality. Personally, I could have rented for maybe a year or so, but after that I would have wanted to buy something. My wife wanted things a bit sooner, but in the end, if she had to, she would have waited a year as well. So we compromised. After all, we had been looking for a year and a half already by the time we bought, that is a lot to ask of a spouse to wait and wait and wait after looking at hundreds of homes.

Remember that I was the anal one on specs and price etc. She just wanted a place to live in in an area she fell in love with. She was picky, yes, but for the things that mattered to her. I was the one picky on price and other stats. Also, as I said in my posts, finding one house that you “both” love was a challenge, let alone one that you “both” love and that is priced right in a neighborhood that you “both” love. I am sure as single people we would have taken half as long to find a home. But that ain’t the point.

And the reason I come back for the occasional tidbit update is because I won’t forget the great help I got from folks on this site along the way.

[raptorduck]

Rustico. My Bay Area house sold in 5 days at 99% of asking. Packaged it right, priced it to market, and moved on.

Josh. The decision to buy was equal between my wife and I. Perhaps I wanted to wait longer, or buy a cheaper house that needed more work or was smaller, or liked Santaluz more than she, but I started this with a buying mentality. Personally, I could have rented for maybe a year or so, but after that I would have wanted to buy something. My wife wanted things a bit sooner, but in the end, if she had to, she would have waited a year as well. So we compromised. After all, we had been looking for a year and a half already by the time we bought, that is a lot to ask of a spouse to wait and wait and wait after looking at hundreds of homes.

Remember that I was the anal one on specs and price etc. She just wanted a place to live in in an area she fell in love with. She was picky, yes, but for the things that mattered to her. I was the one picky on price and other stats. Also, as I said in my posts, finding one house that you “both” love was a challenge, let alone one that you “both” love and that is priced right in a neighborhood that you “both” love. I am sure as single people we would have taken half as long to find a home. But that ain’t the point.

And the reason I come back for the occasional tidbit update is because I won’t forget the great help I got from folks on this site along the way.

[raptorduck]

Rustico. My Bay Area house sold in 5 days at 99% of asking. Packaged it right, priced it to market, and moved on.

Josh. The decision to buy was equal between my wife and I. Perhaps I wanted to wait longer, or buy a cheaper house that needed more work or was smaller, or liked Santaluz more than she, but I started this with a buying mentality. Personally, I could have rented for maybe a year or so, but after that I would have wanted to buy something. My wife wanted things a bit sooner, but in the end, if she had to, she would have waited a year as well. So we compromised. After all, we had been looking for a year and a half already by the time we bought, that is a lot to ask of a spouse to wait and wait and wait after looking at hundreds of homes.

Remember that I was the anal one on specs and price etc. She just wanted a place to live in in an area she fell in love with. She was picky, yes, but for the things that mattered to her. I was the one picky on price and other stats. Also, as I said in my posts, finding one house that you “both” love was a challenge, let alone one that you “both” love and that is priced right in a neighborhood that you “both” love. I am sure as single people we would have taken half as long to find a home. But that ain’t the point.

And the reason I come back for the occasional tidbit update is because I won’t forget the great help I got from folks on this site along the way.

[raptorduck]

Rustico. My Bay Area house sold in 5 days at 99% of asking. Packaged it right, priced it to market, and moved on.

Josh. The decision to buy was equal between my wife and I. Perhaps I wanted to wait longer, or buy a cheaper house that needed more work or was smaller, or liked Santaluz more than she, but I started this with a buying mentality. Personally, I could have rented for maybe a year or so, but after that I would have wanted to buy something. My wife wanted things a bit sooner, but in the end, if she had to, she would have waited a year as well. So we compromised. After all, we had been looking for a year and a half already by the time we bought, that is a lot to ask of a spouse to wait and wait and wait after looking at hundreds of homes.

Remember that I was the anal one on specs and price etc. She just wanted a place to live in in an area she fell in love with. She was picky, yes, but for the things that mattered to her. I was the one picky on price and other stats. Also, as I said in my posts, finding one house that you “both” love was a challenge, let alone one that you “both” love and that is priced right in a neighborhood that you “both” love. I am sure as single people we would have taken half as long to find a home. But that ain’t the point.

And the reason I come back for the occasional tidbit update is because I won’t forget the great help I got from folks on this site along the way.

[raptorduck]

Sure I would have liked to wait longer, like until April-May of 2009. But I had the wife’s happiness to consider and was not trying to time the market, just pay a reasonable price all things considered. This was a long term purchase measured in decades.

Hard to say that if I bought today I would pay the same or less for my house. Some comps suggest the same, but who knows. We have remodeled a lot in 6 months. Recall that it was a “project home.” Wife did not like the term “fixer upper.”

As for waiting for something else. Well, the wife found the home she wanted. I wanted three others that were cheaper, and in one case, much more of a fixer upper. That is not to say I don’t love the house we bought, particularly after the upgrades we did, and of course I do love Fairbanks Ranch. But the other 3 I liked were also good buys I thought. Only put in offer on 2 of those. One rejected us, the other accepted, but the wife vetoed that one in the end.

I have not seen anything new at the price I paid that would make me second guess my choice. I did see one house a little bit higher that is a lot of house for that price and that might have made me think twice today, but I suspect the wife would have vetoed it because it was not in Fairbanks Ranch.

So yes, I am happy, and she is very very happy, and since she is very very happy, I am very very happy.

[raptorduck]

Sure I would have liked to wait longer, like until April-May of 2009. But I had the wife’s happiness to consider and was not trying to time the market, just pay a reasonable price all things considered. This was a long term purchase measured in decades.

Hard to say that if I bought today I would pay the same or less for my house. Some comps suggest the same, but who knows. We have remodeled a lot in 6 months. Recall that it was a “project home.” Wife did not like the term “fixer upper.”

As for waiting for something else. Well, the wife found the home she wanted. I wanted three others that were cheaper, and in one case, much more of a fixer upper. That is not to say I don’t love the house we bought, particularly after the upgrades we did, and of course I do love Fairbanks Ranch. But the other 3 I liked were also good buys I thought. Only put in offer on 2 of those. One rejected us, the other accepted, but the wife vetoed that one in the end.

I have not seen anything new at the price I paid that would make me second guess my choice. I did see one house a little bit higher that is a lot of house for that price and that might have made me think twice today, but I suspect the wife would have vetoed it because it was not in Fairbanks Ranch.

So yes, I am happy, and she is very very happy, and since she is very very happy, I am very very happy.

[raptorduck]

Sure I would have liked to wait longer, like until April-May of 2009. But I had the wife’s happiness to consider and was not trying to time the market, just pay a reasonable price all things considered. This was a long term purchase measured in decades.

Hard to say that if I bought today I would pay the same or less for my house. Some comps suggest the same, but who knows. We have remodeled a lot in 6 months. Recall that it was a “project home.” Wife did not like the term “fixer upper.”

As for waiting for something else. Well, the wife found the home she wanted. I wanted three others that were cheaper, and in one case, much more of a fixer upper. That is not to say I don’t love the house we bought, particularly after the upgrades we did, and of course I do love Fairbanks Ranch. But the other 3 I liked were also good buys I thought. Only put in offer on 2 of those. One rejected us, the other accepted, but the wife vetoed that one in the end.

I have not seen anything new at the price I paid that would make me second guess my choice. I did see one house a little bit higher that is a lot of house for that price and that might have made me think twice today, but I suspect the wife would have vetoed it because it was not in Fairbanks Ranch.

So yes, I am happy, and she is very very happy, and since she is very very happy, I am very very happy.

[raptorduck]

Sure I would have liked to wait longer, like until April-May of 2009. But I had the wife’s happiness to consider and was not trying to time the market, just pay a reasonable price all things considered. This was a long term purchase measured in decades.

Hard to say that if I bought today I would pay the same or less for my house. Some comps suggest the same, but who knows. We have remodeled a lot in 6 months. Recall that it was a “project home.” Wife did not like the term “fixer upper.”

As for waiting for something else. Well, the wife found the home she wanted. I wanted three others that were cheaper, and in one case, much more of a fixer upper. That is not to say I don’t love the house we bought, particularly after the upgrades we did, and of course I do love Fairbanks Ranch. But the other 3 I liked were also good buys I thought. Only put in offer on 2 of those. One rejected us, the other accepted, but the wife vetoed that one in the end.

I have not seen anything new at the price I paid that would make me second guess my choice. I did see one house a little bit higher that is a lot of house for that price and that might have made me think twice today, but I suspect the wife would have vetoed it because it was not in Fairbanks Ranch.

So yes, I am happy, and she is very very happy, and since she is very very happy, I am very very happy.

[raptorduck]

Sure I would have liked to wait longer, like until April-May of 2009. But I had the wife’s happiness to consider and was not trying to time the market, just pay a reasonable price all things considered. This was a long term purchase measured in decades.

Hard to say that if I bought today I would pay the same or less for my house. Some comps suggest the same, but who knows. We have remodeled a lot in 6 months. Recall that it was a “project home.” Wife did not like the term “fixer upper.”

As for waiting for something else. Well, the wife found the home she wanted. I wanted three others that were cheaper, and in one case, much more of a fixer upper. That is not to say I don’t love the house we bought, particularly after the upgrades we did, and of course I do love Fairbanks Ranch. But the other 3 I liked were also good buys I thought. Only put in offer on 2 of those. One rejected us, the other accepted, but the wife vetoed that one in the end.

I have not seen anything new at the price I paid that would make me second guess my choice. I did see one house a little bit higher that is a lot of house for that price and that might have made me think twice today, but I suspect the wife would have vetoed it because it was not in Fairbanks Ranch.

So yes, I am happy, and she is very very happy, and since she is very very happy, I am very very happy.

[raptorduck]

Some very very good and well thought out comments here so I decided to say what I often don’t.

I hate the socialist redistribution of wealth mentality. And I actually understand Pareto efficiency and appreciate it. Why do I hate it?

I grew up in one of the poorest neighboorhoods in the US. The worst of the worst “hoods.” We were a population of fatherless kids. Almost all my friends had mothers on welfare, the poster child social program of wealth redistribution to care for the “needy.” Well most of those same folks worked jobs “under the table.” And almost all of them had a higher quality of life and had more “things” than my family did. They bought nice cars with that extra cash since the government picked up the bill for their day to day expenses.

We were not so lucky, but then again we were. My mom was an spanish speaking immigrant and too proud to except a hand out. She believed the only way to move up in this world is hard work. Nothing motivates you to work hard more than the gift of struggle. She worked 3 jobs making $12k/yr to raise 3 children. A few of my friends had similarly thinking moms.

Guess what. We all went to college. We all worked from a young age. My welfare friends did not work and were never motivated to work as they watched their mother’s game the system. I think these social systems actually hurt the poor. They keep them down by not motivating them to work hard to get out of the “hood.” If you do, you might loose your welfare.

Without real struggle there is not desire to work to get out. This the same issue with a kid in my “hood” choosing to deal drugs vs. working hard in school. The former pays, and pays big right away, the latter takes a long time to pay off. Why work hard for a pay off that is a long way off when lazyness pays dividends right now?

My friends who also had moms who worked hard and were not locked into an entitlement program of wealth redistribution also went to college.

I went on to grad school, co-founded companies, more grad school, great career, and now live in RSF in the type of house I dreamed of living in as a child and can provide for my direct and extended families. Nobody’s social program helped me along the way, and I am a “minority.” Hey, I must need the help cuz I came from a disadvantaged background and need someone else’s money to succeed cuz I am unable to do it myself. Hogwash.

Do I want my hard earned cash redistributed to someone who has not worked for it? Of course not. But not only because I don’t think it fair to the decades of struggle I had to overcome to get to where I am at today, but because I don’t think the person who gets my money will benefit either. I don’t want to encourage anybody to be lazy and unmotivated.

Struggle is good. My childhood was rough and I swore I would never eat Spam as an adult. But I am grateful for it. It motivated me to kill myself to succeed and I did. I want to figure out a way for my own kids to learn that lesson. I fear my success may actually hurt their development.

I am grateful to live in a country where you can go from the bottom to pretty close to the top. I believe in capitalism and the small government, individual rights, and individual accountability.

Don’t bail me out of my mistakes. Let me fall flat on my face. I will be stronger for it in the end and can’t learn to walk if you are holding me all the damn time.

As for the “better brain” dialog. Perseverance, determination, and motivation are more valuable than genius, talent, and skill. It is true that you did nothing to get your genius, but struggle gives you the more valuable gifts anyway. The world is full of underachieving geniuses and educated derelicts. I am no genius, but I if you are twice as smart and I work 10 times as hard, I may just end up ahead.

p.s. I “choose” to redistribute some of my “wealth” to the poor as well as some of my time. But that is my choice. Nobody forced me and I don’t think I have the right to force anybody to help the poor with $$ or time. I hope they do if they do it in a manner that does not remove the carrot of motivation. Teach them to fish. Don’t fish for them, I say. But I don’t have a right to make a choice for others at any rate. That is their right. The right to choose is fundamental to a free society.

[raptorduck]

Some very very good and well thought out comments here so I decided to say what I often don’t.

I hate the socialist redistribution of wealth mentality. And I actually understand Pareto efficiency and appreciate it. Why do I hate it?

I grew up in one of the poorest neighboorhoods in the US. The worst of the worst “hoods.” We were a population of fatherless kids. Almost all my friends had mothers on welfare, the poster child social program of wealth redistribution to care for the “needy.” Well most of those same folks worked jobs “under the table.” And almost all of them had a higher quality of life and had more “things” than my family did. They bought nice cars with that extra cash since the government picked up the bill for their day to day expenses.

We were not so lucky, but then again we were. My mom was an spanish speaking immigrant and too proud to except a hand out. She believed the only way to move up in this world is hard work. Nothing motivates you to work hard more than the gift of struggle. She worked 3 jobs making $12k/yr to raise 3 children. A few of my friends had similarly thinking moms.

Guess what. We all went to college. We all worked from a young age. My welfare friends did not work and were never motivated to work as they watched their mother’s game the system. I think these social systems actually hurt the poor. They keep them down by not motivating them to work hard to get out of the “hood.” If you do, you might loose your welfare.

Without real struggle there is not desire to work to get out. This the same issue with a kid in my “hood” choosing to deal drugs vs. working hard in school. The former pays, and pays big right away, the latter takes a long time to pay off. Why work hard for a pay off that is a long way off when lazyness pays dividends right now?

My friends who also had moms who worked hard and were not locked into an entitlement program of wealth redistribution also went to college.

I went on to grad school, co-founded companies, more grad school, great career, and now live in RSF in the type of house I dreamed of living in as a child and can provide for my direct and extended families. Nobody’s social program helped me along the way, and I am a “minority.” Hey, I must need the help cuz I came from a disadvantaged background and need someone else’s money to succeed cuz I am unable to do it myself. Hogwash.

Do I want my hard earned cash redistributed to someone who has not worked for it? Of course not. But not only because I don’t think it fair to the decades of struggle I had to overcome to get to where I am at today, but because I don’t think the person who gets my money will benefit either. I don’t want to encourage anybody to be lazy and unmotivated.

Struggle is good. My childhood was rough and I swore I would never eat Spam as an adult. But I am grateful for it. It motivated me to kill myself to succeed and I did. I want to figure out a way for my own kids to learn that lesson. I fear my success may actually hurt their development.

I am grateful to live in a country where you can go from the bottom to pretty close to the top. I believe in capitalism and the small government, individual rights, and individual accountability.

Don’t bail me out of my mistakes. Let me fall flat on my face. I will be stronger for it in the end and can’t learn to walk if you are holding me all the damn time.

As for the “better brain” dialog. Perseverance, determination, and motivation are more valuable than genius, talent, and skill. It is true that you did nothing to get your genius, but struggle gives you the more valuable gifts anyway. The world is full of underachieving geniuses and educated derelicts. I am no genius, but I if you are twice as smart and I work 10 times as hard, I may just end up ahead.

p.s. I “choose” to redistribute some of my “wealth” to the poor as well as some of my time. But that is my choice. Nobody forced me and I don’t think I have the right to force anybody to help the poor with $$ or time. I hope they do if they do it in a manner that does not remove the carrot of motivation. Teach them to fish. Don’t fish for them, I say. But I don’t have a right to make a choice for others at any rate. That is their right. The right to choose is fundamental to a free society.

[raptorduck]

Some very very good and well thought out comments here so I decided to say what I often don’t.

I hate the socialist redistribution of wealth mentality. And I actually understand Pareto efficiency and appreciate it. Why do I hate it?

I grew up in one of the poorest neighboorhoods in the US. The worst of the worst “hoods.” We were a population of fatherless kids. Almost all my friends had mothers on welfare, the poster child social program of wealth redistribution to care for the “needy.” Well most of those same folks worked jobs “under the table.” And almost all of them had a higher quality of life and had more “things” than my family did. They bought nice cars with that extra cash since the government picked up the bill for their day to day expenses.

We were not so lucky, but then again we were. My mom was an spanish speaking immigrant and too proud to except a hand out. She believed the only way to move up in this world is hard work. Nothing motivates you to work hard more than the gift of struggle. She worked 3 jobs making $12k/yr to raise 3 children. A few of my friends had similarly thinking moms.

Guess what. We all went to college. We all worked from a young age. My welfare friends did not work and were never motivated to work as they watched their mother’s game the system. I think these social systems actually hurt the poor. They keep them down by not motivating them to work hard to get out of the “hood.” If you do, you might loose your welfare.

Without real struggle there is not desire to work to get out. This the same issue with a kid in my “hood” choosing to deal drugs vs. working hard in school. The former pays, and pays big right away, the latter takes a long time to pay off. Why work hard for a pay off that is a long way off when lazyness pays dividends right now?

My friends who also had moms who worked hard and were not locked into an entitlement program of wealth redistribution also went to college.

I went on to grad school, co-founded companies, more grad school, great career, and now live in RSF in the type of house I dreamed of living in as a child and can provide for my direct and extended families. Nobody’s social program helped me along the way, and I am a “minority.” Hey, I must need the help cuz I came from a disadvantaged background and need someone else’s money to succeed cuz I am unable to do it myself. Hogwash.

Do I want my hard earned cash redistributed to someone who has not worked for it? Of course not. But not only because I don’t think it fair to the decades of struggle I had to overcome to get to where I am at today, but because I don’t think the person who gets my money will benefit either. I don’t want to encourage anybody to be lazy and unmotivated.

Struggle is good. My childhood was rough and I swore I would never eat Spam as an adult. But I am grateful for it. It motivated me to kill myself to succeed and I did. I want to figure out a way for my own kids to learn that lesson. I fear my success may actually hurt their development.

I am grateful to live in a country where you can go from the bottom to pretty close to the top. I believe in capitalism and the small government, individual rights, and individual accountability.

Don’t bail me out of my mistakes. Let me fall flat on my face. I will be stronger for it in the end and can’t learn to walk if you are holding me all the damn time.

As for the “better brain” dialog. Perseverance, determination, and motivation are more valuable than genius, talent, and skill. It is true that you did nothing to get your genius, but struggle gives you the more valuable gifts anyway. The world is full of underachieving geniuses and educated derelicts. I am no genius, but I if you are twice as smart and I work 10 times as hard, I may just end up ahead.

p.s. I “choose” to redistribute some of my “wealth” to the poor as well as some of my time. But that is my choice. Nobody forced me and I don’t think I have the right to force anybody to help the poor with $$ or time. I hope they do if they do it in a manner that does not remove the carrot of motivation. Teach them to fish. Don’t fish for them, I say. But I don’t have a right to make a choice for others at any rate. That is their right. The right to choose is fundamental to a free society.

[raptorduck]

Some very very good and well thought out comments here so I decided to say what I often don’t.

I hate the socialist redistribution of wealth mentality. And I actually understand Pareto efficiency and appreciate it. Why do I hate it?

I grew up in one of the poorest neighboorhoods in the US. The worst of the worst “hoods.” We were a population of fatherless kids. Almost all my friends had mothers on welfare, the poster child social program of wealth redistribution to care for the “needy.” Well most of those same folks worked jobs “under the table.” And almost all of them had a higher quality of life and had more “things” than my family did. They bought nice cars with that extra cash since the government picked up the bill for their day to day expenses.

We were not so lucky, but then again we were. My mom was an spanish speaking immigrant and too proud to except a hand out. She believed the only way to move up in this world is hard work. Nothing motivates you to work hard more than the gift of struggle. She worked 3 jobs making $12k/yr to raise 3 children. A few of my friends had similarly thinking moms.

Guess what. We all went to college. We all worked from a young age. My welfare friends did not work and were never motivated to work as they watched their mother’s game the system. I think these social systems actually hurt the poor. They keep them down by not motivating them to work hard to get out of the “hood.” If you do, you might loose your welfare.

Without real struggle there is not desire to work to get out. This the same issue with a kid in my “hood” choosing to deal drugs vs. working hard in school. The former pays, and pays big right away, the latter takes a long time to pay off. Why work hard for a pay off that is a long way off when lazyness pays dividends right now?

My friends who also had moms who worked hard and were not locked into an entitlement program of wealth redistribution also went to college.

I went on to grad school, co-founded companies, more grad school, great career, and now live in RSF in the type of house I dreamed of living in as a child and can provide for my direct and extended families. Nobody’s social program helped me along the way, and I am a “minority.” Hey, I must need the help cuz I came from a disadvantaged background and need someone else’s money to succeed cuz I am unable to do it myself. Hogwash.

Do I want my hard earned cash redistributed to someone who has not worked for it? Of course not. But not only because I don’t think it fair to the decades of struggle I had to overcome to get to where I am at today, but because I don’t think the person who gets my money will benefit either. I don’t want to encourage anybody to be lazy and unmotivated.

Struggle is good. My childhood was rough and I swore I would never eat Spam as an adult. But I am grateful for it. It motivated me to kill myself to succeed and I did. I want to figure out a way for my own kids to learn that lesson. I fear my success may actually hurt their development.

I am grateful to live in a country where you can go from the bottom to pretty close to the top. I believe in capitalism and the small government, individual rights, and individual accountability.

Don’t bail me out of my mistakes. Let me fall flat on my face. I will be stronger for it in the end and can’t learn to walk if you are holding me all the damn time.

As for the “better brain” dialog. Perseverance, determination, and motivation are more valuable than genius, talent, and skill. It is true that you did nothing to get your genius, but struggle gives you the more valuable gifts anyway. The world is full of underachieving geniuses and educated derelicts. I am no genius, but I if you are twice as smart and I work 10 times as hard, I may just end up ahead.

p.s. I “choose” to redistribute some of my “wealth” to the poor as well as some of my time. But that is my choice. Nobody forced me and I don’t think I have the right to force anybody to help the poor with $$ or time. I hope they do if they do it in a manner that does not remove the carrot of motivation. Teach them to fish. Don’t fish for them, I say. But I don’t have a right to make a choice for others at any rate. That is their right. The right to choose is fundamental to a free society.

[raptorduck]

Some very very good and well thought out comments here so I decided to say what I often don’t.

I hate the socialist redistribution of wealth mentality. And I actually understand Pareto efficiency and appreciate it. Why do I hate it?

I grew up in one of the poorest neighboorhoods in the US. The worst of the worst “hoods.” We were a population of fatherless kids. Almost all my friends had mothers on welfare, the poster child social program of wealth redistribution to care for the “needy.” Well most of those same folks worked jobs “under the table.” And almost all of them had a higher quality of life and had more “things” than my family did. They bought nice cars with that extra cash since the government picked up the bill for their day to day expenses.

We were not so lucky, but then again we were. My mom was an spanish speaking immigrant and too proud to except a hand out. She believed the only way to move up in this world is hard work. Nothing motivates you to work hard more than the gift of struggle. She worked 3 jobs making $12k/yr to raise 3 children. A few of my friends had similarly thinking moms.

Guess what. We all went to college. We all worked from a young age. My welfare friends did not work and were never motivated to work as they watched their mother’s game the system. I think these social systems actually hurt the poor. They keep them down by not motivating them to work hard to get out of the “hood.” If you do, you might loose your welfare.

Without real struggle there is not desire to work to get out. This the same issue with a kid in my “hood” choosing to deal drugs vs. working hard in school. The former pays, and pays big right away, the latter takes a long time to pay off. Why work hard for a pay off that is a long way off when lazyness pays dividends right now?

My friends who also had moms who worked hard and were not locked into an entitlement program of wealth redistribution also went to college.

I went on to grad school, co-founded companies, more grad school, great career, and now live in RSF in the type of house I dreamed of living in as a child and can provide for my direct and extended families. Nobody’s social program helped me along the way, and I am a “minority.” Hey, I must need the help cuz I came from a disadvantaged background and need someone else’s money to succeed cuz I am unable to do it myself. Hogwash.

Do I want my hard earned cash redistributed to someone who has not worked for it? Of course not. But not only because I don’t think it fair to the decades of struggle I had to overcome to get to where I am at today, but because I don’t think the person who gets my money will benefit either. I don’t want to encourage anybody to be lazy and unmotivated.

Struggle is good. My childhood was rough and I swore I would never eat Spam as an adult. But I am grateful for it. It motivated me to kill myself to succeed and I did. I want to figure out a way for my own kids to learn that lesson. I fear my success may actually hurt their development.

I am grateful to live in a country where you can go from the bottom to pretty close to the top. I believe in capitalism and the small government, individual rights, and individual accountability.

Don’t bail me out of my mistakes. Let me fall flat on my face. I will be stronger for it in the end and can’t learn to walk if you are holding me all the damn time.

As for the “better brain” dialog. Perseverance, determination, and motivation are more valuable than genius, talent, and skill. It is true that you did nothing to get your genius, but struggle gives you the more valuable gifts anyway. The world is full of underachieving geniuses and educated derelicts. I am no genius, but I if you are twice as smart and I work 10 times as hard, I may just end up ahead.

p.s. I “choose” to redistribute some of my “wealth” to the poor as well as some of my time. But that is my choice. Nobody forced me and I don’t think I have the right to force anybody to help the poor with $$ or time. I hope they do if they do it in a manner that does not remove the carrot of motivation. Teach them to fish. Don’t fish for them, I say. But I don’t have a right to make a choice for others at any rate. That is their right. The right to choose is fundamental to a free society.

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