[poorgradstudent]

I’ve seen $20 per room advertised. Really I think it depends on the quality of work and how generous/penny-pinching you want to be. I’d say $20/hr is extremely generous, $10/hr may not be worth their while and you may get a lot of “sick days” and shoddy work. Surface cleaning probably isn’t as valuable as stuff like windows and oven cleaning, and if they really get behind appliances, etc.

I also imagine like most entrepreneurs, cleaners would generally prefer more work than less.

Also, as others have pointed out, I do strongly urge those who hire cleaners to hire those who can work here legally. Employers create the demand that fuels the illegal immigration problem. Especially in an environment like this, there should be plenty of legal immigrants and citizens willing to work that hiring illegals isn’t necessary.

[poorgradstudent]

I’ve seen $20 per room advertised. Really I think it depends on the quality of work and how generous/penny-pinching you want to be. I’d say $20/hr is extremely generous, $10/hr may not be worth their while and you may get a lot of “sick days” and shoddy work. Surface cleaning probably isn’t as valuable as stuff like windows and oven cleaning, and if they really get behind appliances, etc.

I also imagine like most entrepreneurs, cleaners would generally prefer more work than less.

Also, as others have pointed out, I do strongly urge those who hire cleaners to hire those who can work here legally. Employers create the demand that fuels the illegal immigration problem. Especially in an environment like this, there should be plenty of legal immigrants and citizens willing to work that hiring illegals isn’t necessary.

[poorgradstudent]

I’ve seen $20 per room advertised. Really I think it depends on the quality of work and how generous/penny-pinching you want to be. I’d say $20/hr is extremely generous, $10/hr may not be worth their while and you may get a lot of “sick days” and shoddy work. Surface cleaning probably isn’t as valuable as stuff like windows and oven cleaning, and if they really get behind appliances, etc.

I also imagine like most entrepreneurs, cleaners would generally prefer more work than less.

Also, as others have pointed out, I do strongly urge those who hire cleaners to hire those who can work here legally. Employers create the demand that fuels the illegal immigration problem. Especially in an environment like this, there should be plenty of legal immigrants and citizens willing to work that hiring illegals isn’t necessary.

[poorgradstudent]

Interest rates will probably go up at some point in the next 12 months. I don’t expect them to skyrocket all of a sudden; the most likely scenario seems more like they will creep up by 0.1% at a time.

The downside on a 104k house is probably pretty low right now. That and a 5% further loss on a 104k house is barely over $5,000.

If you really like the home and can see yourself there for 7+ years, why not buy at this price?

[poorgradstudent]

Interest rates will probably go up at some point in the next 12 months. I don’t expect them to skyrocket all of a sudden; the most likely scenario seems more like they will creep up by 0.1% at a time.

The downside on a 104k house is probably pretty low right now. That and a 5% further loss on a 104k house is barely over $5,000.

If you really like the home and can see yourself there for 7+ years, why not buy at this price?

[poorgradstudent]

Interest rates will probably go up at some point in the next 12 months. I don’t expect them to skyrocket all of a sudden; the most likely scenario seems more like they will creep up by 0.1% at a time.

The downside on a 104k house is probably pretty low right now. That and a 5% further loss on a 104k house is barely over $5,000.

If you really like the home and can see yourself there for 7+ years, why not buy at this price?

[poorgradstudent]

Interest rates will probably go up at some point in the next 12 months. I don’t expect them to skyrocket all of a sudden; the most likely scenario seems more like they will creep up by 0.1% at a time.

The downside on a 104k house is probably pretty low right now. That and a 5% further loss on a 104k house is barely over $5,000.

If you really like the home and can see yourself there for 7+ years, why not buy at this price?

[poorgradstudent]

Interest rates will probably go up at some point in the next 12 months. I don’t expect them to skyrocket all of a sudden; the most likely scenario seems more like they will creep up by 0.1% at a time.

The downside on a 104k house is probably pretty low right now. That and a 5% further loss on a 104k house is barely over $5,000.

If you really like the home and can see yourself there for 7+ years, why not buy at this price?

[poorgradstudent]

My girlfriend uses a HSA for her prescription medications. It doesn’t look like the changes will really affect her. It was nice knowing that if there was money left over we could burn it on tums and aspirin, and I do feel the ban on OTC medications with HSA is a bad change; there are a lot of extremely helpful OTC medications out there, many of which arguably are part of “preventative medicine” and we should be encouraging people to use. Still, HSAs were never really intended as a way for people to dodge paying taxes with common household expenditures.

I’m not a huge fan of mandatory health insurance. I personally think we should have paid for these important reforms the way we pay for wars: income taxes. Health spending benefits the overall population more than bombs and guns do, and health issues kill way more Americans each year than terrorists could ever hope to.

I also think the excise tax on high cost health plans will lead directly to the thresholds being the exact amount of coverage employers provide. As a revenue stream it will be useless. As a cost-control method, it might be effective in creating a more level playing field. Or, it could hit the consumer with more out of pocket costs.

[poorgradstudent]

My girlfriend uses a HSA for her prescription medications. It doesn’t look like the changes will really affect her. It was nice knowing that if there was money left over we could burn it on tums and aspirin, and I do feel the ban on OTC medications with HSA is a bad change; there are a lot of extremely helpful OTC medications out there, many of which arguably are part of “preventative medicine” and we should be encouraging people to use. Still, HSAs were never really intended as a way for people to dodge paying taxes with common household expenditures.

I’m not a huge fan of mandatory health insurance. I personally think we should have paid for these important reforms the way we pay for wars: income taxes. Health spending benefits the overall population more than bombs and guns do, and health issues kill way more Americans each year than terrorists could ever hope to.

I also think the excise tax on high cost health plans will lead directly to the thresholds being the exact amount of coverage employers provide. As a revenue stream it will be useless. As a cost-control method, it might be effective in creating a more level playing field. Or, it could hit the consumer with more out of pocket costs.

[poorgradstudent]

My girlfriend uses a HSA for her prescription medications. It doesn’t look like the changes will really affect her. It was nice knowing that if there was money left over we could burn it on tums and aspirin, and I do feel the ban on OTC medications with HSA is a bad change; there are a lot of extremely helpful OTC medications out there, many of which arguably are part of “preventative medicine” and we should be encouraging people to use. Still, HSAs were never really intended as a way for people to dodge paying taxes with common household expenditures.

I’m not a huge fan of mandatory health insurance. I personally think we should have paid for these important reforms the way we pay for wars: income taxes. Health spending benefits the overall population more than bombs and guns do, and health issues kill way more Americans each year than terrorists could ever hope to.

I also think the excise tax on high cost health plans will lead directly to the thresholds being the exact amount of coverage employers provide. As a revenue stream it will be useless. As a cost-control method, it might be effective in creating a more level playing field. Or, it could hit the consumer with more out of pocket costs.

[poorgradstudent]

My girlfriend uses a HSA for her prescription medications. It doesn’t look like the changes will really affect her. It was nice knowing that if there was money left over we could burn it on tums and aspirin, and I do feel the ban on OTC medications with HSA is a bad change; there are a lot of extremely helpful OTC medications out there, many of which arguably are part of “preventative medicine” and we should be encouraging people to use. Still, HSAs were never really intended as a way for people to dodge paying taxes with common household expenditures.

I’m not a huge fan of mandatory health insurance. I personally think we should have paid for these important reforms the way we pay for wars: income taxes. Health spending benefits the overall population more than bombs and guns do, and health issues kill way more Americans each year than terrorists could ever hope to.

I also think the excise tax on high cost health plans will lead directly to the thresholds being the exact amount of coverage employers provide. As a revenue stream it will be useless. As a cost-control method, it might be effective in creating a more level playing field. Or, it could hit the consumer with more out of pocket costs.

[poorgradstudent]

My girlfriend uses a HSA for her prescription medications. It doesn’t look like the changes will really affect her. It was nice knowing that if there was money left over we could burn it on tums and aspirin, and I do feel the ban on OTC medications with HSA is a bad change; there are a lot of extremely helpful OTC medications out there, many of which arguably are part of “preventative medicine” and we should be encouraging people to use. Still, HSAs were never really intended as a way for people to dodge paying taxes with common household expenditures.

I’m not a huge fan of mandatory health insurance. I personally think we should have paid for these important reforms the way we pay for wars: income taxes. Health spending benefits the overall population more than bombs and guns do, and health issues kill way more Americans each year than terrorists could ever hope to.

I also think the excise tax on high cost health plans will lead directly to the thresholds being the exact amount of coverage employers provide. As a revenue stream it will be useless. As a cost-control method, it might be effective in creating a more level playing field. Or, it could hit the consumer with more out of pocket costs.

[poorgradstudent]

There’s pretty good scientific evidence that romantic love dies at about the 5-7 year mark for a couple. Evolutionary biologists have theorized this would be about the point in time our caveman ancestors would have raised a child together “successfully”, as a 7 year old can run, hide from predators, and pick food from plants and trees on their own.

Obviously there are couples that make their relationship work far past six years. It takes skilled communication, conflict resolution skills, and compromise. We all know the divorce statistics. We also all know couples who are together but not necessarily happy; the sort of couples who file the divorce papers the day their youngest child graduates from high school. There are plenty of couples out there who don’t get divorced that have dealt with infidelity or serious financial deceit.

In short, marriage is hard. It’s a big part of why me and the vast majority of our friends have been extremely gunshy about marriage. Lifelong monogamy just isn’t something humans are naturally very good at. I’m not saying it’s impossible, but I am saying it’s all the more impressive by those who accomplish it.

[poorgradstudent]

There’s pretty good scientific evidence that romantic love dies at about the 5-7 year mark for a couple. Evolutionary biologists have theorized this would be about the point in time our caveman ancestors would have raised a child together “successfully”, as a 7 year old can run, hide from predators, and pick food from plants and trees on their own.

Obviously there are couples that make their relationship work far past six years. It takes skilled communication, conflict resolution skills, and compromise. We all know the divorce statistics. We also all know couples who are together but not necessarily happy; the sort of couples who file the divorce papers the day their youngest child graduates from high school. There are plenty of couples out there who don’t get divorced that have dealt with infidelity or serious financial deceit.

In short, marriage is hard. It’s a big part of why me and the vast majority of our friends have been extremely gunshy about marriage. Lifelong monogamy just isn’t something humans are naturally very good at. I’m not saying it’s impossible, but I am saying it’s all the more impressive by those who accomplish it.

[Author]

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