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pencilneck
ParticipantWell said, Sdduuuuude.
One of my favorite indicators is the the Household Debt Service and Financial Obligations Ratios put out quarterly by the Federal Reserve Board. It shows the ratio of debt payments to disposable personal income.
Over time this tends to show the consumer’s sentiment towards debt. Here on the West Coast where real estate is very debt driven (since most of us have to take out loans to purchase a home) this ratio looks to be at least coincident with housing booms and busts, and sometimes leads by a few years.
http://www.federalreserve.gov/releases/housedebt/default.htm
I keep my eye on the DSR. The federal gov’t added renter and homeowner columns a few years ago that I find less than helpful.
ParticipantWell said, Sdduuuuude.
One of my favorite indicators is the the Household Debt Service and Financial Obligations Ratios put out quarterly by the Federal Reserve Board. It shows the ratio of debt payments to disposable personal income.
Over time this tends to show the consumer’s sentiment towards debt. Here on the West Coast where real estate is very debt driven (since most of us have to take out loans to purchase a home) this ratio looks to be at least coincident with housing booms and busts, and sometimes leads by a few years.
http://www.federalreserve.gov/releases/housedebt/default.htm
I keep my eye on the DSR. The federal gov’t added renter and homeowner columns a few years ago that I find less than helpful.
ParticipantWell said, Sdduuuuude.
One of my favorite indicators is the the Household Debt Service and Financial Obligations Ratios put out quarterly by the Federal Reserve Board. It shows the ratio of debt payments to disposable personal income.
Over time this tends to show the consumer’s sentiment towards debt. Here on the West Coast where real estate is very debt driven (since most of us have to take out loans to purchase a home) this ratio looks to be at least coincident with housing booms and busts, and sometimes leads by a few years.
http://www.federalreserve.gov/releases/housedebt/default.htm
I keep my eye on the DSR. The federal gov’t added renter and homeowner columns a few years ago that I find less than helpful.
ParticipantIt’ll be better to wait in 2008.
ParticipantIt’ll be better to wait in 2008.
ParticipantIt’ll be better to wait in 2008.
ParticipantIt’ll be better to wait in 2008.
ParticipantGood advice on repainting and uncluttering. I’m all for doing the simplist things first.
There may be no simple solution, but the barking dogs fenced in the kitchen may turn off a certain percentage of potential buyers.
ParticipantGood advice on repainting and uncluttering. I’m all for doing the simplist things first.
There may be no simple solution, but the barking dogs fenced in the kitchen may turn off a certain percentage of potential buyers.
ParticipantGood advice on repainting and uncluttering. I’m all for doing the simplist things first.
There may be no simple solution, but the barking dogs fenced in the kitchen may turn off a certain percentage of potential buyers.
ParticipantGood advice on repainting and uncluttering. I’m all for doing the simplist things first.
There may be no simple solution, but the barking dogs fenced in the kitchen may turn off a certain percentage of potential buyers.
September 10, 2007 at 5:07 PM in reply to: Housing Market Slump Forces Couple To Open Brothel #84099ParticipantLol! That is funny. I expect a small percentage of homeowners to be “forced” to rob banks to keep their homes. That will not be so funny.
ParticipantI’m not a realtor, but yes Dataquick shows $615k as the sale price so it should certainly affect comps.
Also the assessed value is: $731,701
I’m at a loss as to why the property was assessed so much higher than the sale price. Does anyone know if its difficult lowering assessed values, and can anyone venture to guess why the assessed value would be so high to begin with?
ParticipantThis part made me laugh out loud (Ok, I have a sick sense of humor):
On FHA Secure: The program would let homeowners who have good credit histories but can’t afford their current mortgage payments to refinance into mortgages insured by the FHA.
This will help the subprime crises how?
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