[pbnative]

if they weren’t sleeping, my cats would be really offended…
LOL and still grinning…

[pbnative]

if they weren’t sleeping, my cats would be really offended…
LOL and still grinning…

[pbnative]

if they weren’t sleeping, my cats would be really offended…
LOL and still grinning…

[pbnative]

if they weren’t sleeping, my cats would be really offended…
LOL and still grinning…

[pbnative]

I didn’t attend. I was curious about #9 so I looked at mine. It says that my line can be terminated, requiring me to pay the outstanding balance and pay certain fees, if “the value of the dwelling securing the equity account declines significantly below its appraised value for purposes of the equity account.” Separate from the possible termination, the rate can go as high as 18%. I can’t find anything about a conversion to fixed 18%. I don’t have any money on it, but this is good to consider in case I want to use it.

I suppose that ‘Declines significantly’ means whatever they want it to mean. There is no specific LTV amount.

[pbnative]

I didn’t attend. I was curious about #9 so I looked at mine. It says that my line can be terminated, requiring me to pay the outstanding balance and pay certain fees, if “the value of the dwelling securing the equity account declines significantly below its appraised value for purposes of the equity account.” Separate from the possible termination, the rate can go as high as 18%. I can’t find anything about a conversion to fixed 18%. I don’t have any money on it, but this is good to consider in case I want to use it.

I suppose that ‘Declines significantly’ means whatever they want it to mean. There is no specific LTV amount.

[pbnative]

I didn’t attend. I was curious about #9 so I looked at mine. It says that my line can be terminated, requiring me to pay the outstanding balance and pay certain fees, if “the value of the dwelling securing the equity account declines significantly below its appraised value for purposes of the equity account.” Separate from the possible termination, the rate can go as high as 18%. I can’t find anything about a conversion to fixed 18%. I don’t have any money on it, but this is good to consider in case I want to use it.

I suppose that ‘Declines significantly’ means whatever they want it to mean. There is no specific LTV amount.

[pbnative]

I didn’t attend. I was curious about #9 so I looked at mine. It says that my line can be terminated, requiring me to pay the outstanding balance and pay certain fees, if “the value of the dwelling securing the equity account declines significantly below its appraised value for purposes of the equity account.” Separate from the possible termination, the rate can go as high as 18%. I can’t find anything about a conversion to fixed 18%. I don’t have any money on it, but this is good to consider in case I want to use it.

I suppose that ‘Declines significantly’ means whatever they want it to mean. There is no specific LTV amount.

[pbnative]

I didn’t attend. I was curious about #9 so I looked at mine. It says that my line can be terminated, requiring me to pay the outstanding balance and pay certain fees, if “the value of the dwelling securing the equity account declines significantly below its appraised value for purposes of the equity account.” Separate from the possible termination, the rate can go as high as 18%. I can’t find anything about a conversion to fixed 18%. I don’t have any money on it, but this is good to consider in case I want to use it.

I suppose that ‘Declines significantly’ means whatever they want it to mean. There is no specific LTV amount.

[pbnative]

I have an ESPP flip-it rule, because a 15% return makes me happy. Bird in the hand sorta thing. If I felt strongly about a rising stock price, I might hold some of it. (But of course, you have to be careful when you sell, making sure the sale is not based on any info you learned because you work there.)

[pbnative]

I have an ESPP flip-it rule, because a 15% return makes me happy. Bird in the hand sorta thing. If I felt strongly about a rising stock price, I might hold some of it. (But of course, you have to be careful when you sell, making sure the sale is not based on any info you learned because you work there.)

[pbnative]

I have an ESPP flip-it rule, because a 15% return makes me happy. Bird in the hand sorta thing. If I felt strongly about a rising stock price, I might hold some of it. (But of course, you have to be careful when you sell, making sure the sale is not based on any info you learned because you work there.)

[pbnative]

I have an ESPP flip-it rule, because a 15% return makes me happy. Bird in the hand sorta thing. If I felt strongly about a rising stock price, I might hold some of it. (But of course, you have to be careful when you sell, making sure the sale is not based on any info you learned because you work there.)

[pbnative]

I have an ESPP flip-it rule, because a 15% return makes me happy. Bird in the hand sorta thing. If I felt strongly about a rising stock price, I might hold some of it. (But of course, you have to be careful when you sell, making sure the sale is not based on any info you learned because you work there.)

[pbnative]

I can’t get cat. I HATE cats. I wonder if a dog would do the trick…

I’ve read marion’s other posts, and I’ve always thought ‘chic seems to have control issues.’ Completely separate of this, I have always thought that people who dislike cats have control issues. I’m feeling so… insightful! Luckily marion doesn’t know me and could not possibly care less what I think.

My rottie let possums and racoons come into the house, so I wouldn’t rely on getting a dog like Thor. Of course some cats aren’t hunters either. But I’ve always had cats and never had rodents in the house, even though there are plenty in the neighborhood (lots of growth around).

BTW, La Jolla is the definition of upscale, and is supposed to be rat-central. Lots of foliage for nesting, maybe? And gourmet trash?

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