[Oxford]

[quote=bob2007]If you don’t mind my asking, what did you mean by “sheldon you were right”? Was this one of his loans, or did you go with someone else? If you went with someone else, why not use Sheldon now?[/quote]

This was not Sheldon’s loan. I spoke with him as I was searching loans and he said BOA and the large banks will take longer to finalize a loan.

I think this loan will happen now that I can call and email every 15 minutes to all the managers involved (and not wanting to be involved). I am going to be a royal pain in the ass all day-every day until loan docs are out. Yeeehawwww!

They are going to be SOOOO glad to get rid of me. Now it’s my turn 😉

ox

[Oxford]

I just demanded the phone numbers and email addresses from my loan rep for all parties involved up and down the chain and surprisingly he gave it to me…

THEN i called ALL of them and left very firm but not abusive voicemails.. and then I emailed them All with similar aggression and facts of my loan.

Looks like it stirred things up. I got them all hopping now and the finger pointing is rampant. Without going into all the detail, it looks like it is finally going to happen.

ox
…loud squeaky wheel

[Oxford]

I just demanded the phone numbers and email addresses from my loan rep for all parties involved up and down the chain and surprisingly he gave it to me…

THEN i called ALL of them and left very firm but not abusive voicemails.. and then I emailed them All with similar aggression and facts of my loan.

Looks like it stirred things up. I got them all hopping now and the finger pointing is rampant. Without going into all the detail, it looks like it is finally going to happen.

ox
…loud squeaky wheel

[Oxford]

I just demanded the phone numbers and email addresses from my loan rep for all parties involved up and down the chain and surprisingly he gave it to me…

THEN i called ALL of them and left very firm but not abusive voicemails.. and then I emailed them All with similar aggression and facts of my loan.

Looks like it stirred things up. I got them all hopping now and the finger pointing is rampant. Without going into all the detail, it looks like it is finally going to happen.

ox
…loud squeaky wheel

[Oxford]

I just demanded the phone numbers and email addresses from my loan rep for all parties involved up and down the chain and surprisingly he gave it to me…

THEN i called ALL of them and left very firm but not abusive voicemails.. and then I emailed them All with similar aggression and facts of my loan.

Looks like it stirred things up. I got them all hopping now and the finger pointing is rampant. Without going into all the detail, it looks like it is finally going to happen.

ox
…loud squeaky wheel

[Oxford]

I just demanded the phone numbers and email addresses from my loan rep for all parties involved up and down the chain and surprisingly he gave it to me…

THEN i called ALL of them and left very firm but not abusive voicemails.. and then I emailed them All with similar aggression and facts of my loan.

Looks like it stirred things up. I got them all hopping now and the finger pointing is rampant. Without going into all the detail, it looks like it is finally going to happen.

ox
…loud squeaky wheel

[Oxford]

[quote=AK]Sorry to hear about your ordeal. Is it too late to start another loan app as a backup plan? Maybe a reputable/honest mortgage broker could arrange some kind of bridge financing so the deal doesn’t fall through.

FWIW, I had a little problem with BofA several months back … I got a preapproval letter that stated in bold print “No prepayment penalty” with a little footnote … when I read through all the various disclosures, addenda, etc., it turned out there was indeed a substantial prepayment penalty. I got a lot of grief on these forums from people who accused me of being a flipper, financially illiterate, not worthy of joining the ownership society, etc. … but the way I saw it, a company that shows a lack of respect to its customers in one aspect of a deal can’t be relied upon or trusted in other aspects of the deal.

BofA didn’t clean up Countrywide — instead, Countrywide dragged them down to their level.[/quote]

I just got off the phone with another lender and he said he could close in 20 days and says he gets “getting screwed by BOA” calls all week. I had a rate of 4.875% with 1/2 point with them. New guy offers 4.875 with 2 points.

I am not sure what to do now and starting to boil over. Do I wait it out? How long? Start a new loan process? Will the seller work with me on this?

I wish the media would do an expose on the bullshit BOA is running on the public. It is almost criminal.

ox

[Oxford]

[quote=AK]Sorry to hear about your ordeal. Is it too late to start another loan app as a backup plan? Maybe a reputable/honest mortgage broker could arrange some kind of bridge financing so the deal doesn’t fall through.

FWIW, I had a little problem with BofA several months back … I got a preapproval letter that stated in bold print “No prepayment penalty” with a little footnote … when I read through all the various disclosures, addenda, etc., it turned out there was indeed a substantial prepayment penalty. I got a lot of grief on these forums from people who accused me of being a flipper, financially illiterate, not worthy of joining the ownership society, etc. … but the way I saw it, a company that shows a lack of respect to its customers in one aspect of a deal can’t be relied upon or trusted in other aspects of the deal.

BofA didn’t clean up Countrywide — instead, Countrywide dragged them down to their level.[/quote]

I just got off the phone with another lender and he said he could close in 20 days and says he gets “getting screwed by BOA” calls all week. I had a rate of 4.875% with 1/2 point with them. New guy offers 4.875 with 2 points.

I am not sure what to do now and starting to boil over. Do I wait it out? How long? Start a new loan process? Will the seller work with me on this?

I wish the media would do an expose on the bullshit BOA is running on the public. It is almost criminal.

ox

[Oxford]

[quote=AK]Sorry to hear about your ordeal. Is it too late to start another loan app as a backup plan? Maybe a reputable/honest mortgage broker could arrange some kind of bridge financing so the deal doesn’t fall through.

FWIW, I had a little problem with BofA several months back … I got a preapproval letter that stated in bold print “No prepayment penalty” with a little footnote … when I read through all the various disclosures, addenda, etc., it turned out there was indeed a substantial prepayment penalty. I got a lot of grief on these forums from people who accused me of being a flipper, financially illiterate, not worthy of joining the ownership society, etc. … but the way I saw it, a company that shows a lack of respect to its customers in one aspect of a deal can’t be relied upon or trusted in other aspects of the deal.

BofA didn’t clean up Countrywide — instead, Countrywide dragged them down to their level.[/quote]

I just got off the phone with another lender and he said he could close in 20 days and says he gets “getting screwed by BOA” calls all week. I had a rate of 4.875% with 1/2 point with them. New guy offers 4.875 with 2 points.

I am not sure what to do now and starting to boil over. Do I wait it out? How long? Start a new loan process? Will the seller work with me on this?

I wish the media would do an expose on the bullshit BOA is running on the public. It is almost criminal.

ox

[Oxford]

[quote=AK]Sorry to hear about your ordeal. Is it too late to start another loan app as a backup plan? Maybe a reputable/honest mortgage broker could arrange some kind of bridge financing so the deal doesn’t fall through.

FWIW, I had a little problem with BofA several months back … I got a preapproval letter that stated in bold print “No prepayment penalty” with a little footnote … when I read through all the various disclosures, addenda, etc., it turned out there was indeed a substantial prepayment penalty. I got a lot of grief on these forums from people who accused me of being a flipper, financially illiterate, not worthy of joining the ownership society, etc. … but the way I saw it, a company that shows a lack of respect to its customers in one aspect of a deal can’t be relied upon or trusted in other aspects of the deal.

BofA didn’t clean up Countrywide — instead, Countrywide dragged them down to their level.[/quote]

I just got off the phone with another lender and he said he could close in 20 days and says he gets “getting screwed by BOA” calls all week. I had a rate of 4.875% with 1/2 point with them. New guy offers 4.875 with 2 points.

I am not sure what to do now and starting to boil over. Do I wait it out? How long? Start a new loan process? Will the seller work with me on this?

I wish the media would do an expose on the bullshit BOA is running on the public. It is almost criminal.

ox

[Oxford]

[quote=AK]Sorry to hear about your ordeal. Is it too late to start another loan app as a backup plan? Maybe a reputable/honest mortgage broker could arrange some kind of bridge financing so the deal doesn’t fall through.

FWIW, I had a little problem with BofA several months back … I got a preapproval letter that stated in bold print “No prepayment penalty” with a little footnote … when I read through all the various disclosures, addenda, etc., it turned out there was indeed a substantial prepayment penalty. I got a lot of grief on these forums from people who accused me of being a flipper, financially illiterate, not worthy of joining the ownership society, etc. … but the way I saw it, a company that shows a lack of respect to its customers in one aspect of a deal can’t be relied upon or trusted in other aspects of the deal.

BofA didn’t clean up Countrywide — instead, Countrywide dragged them down to their level.[/quote]

I just got off the phone with another lender and he said he could close in 20 days and says he gets “getting screwed by BOA” calls all week. I had a rate of 4.875% with 1/2 point with them. New guy offers 4.875 with 2 points.

I am not sure what to do now and starting to boil over. Do I wait it out? How long? Start a new loan process? Will the seller work with me on this?

I wish the media would do an expose on the bullshit BOA is running on the public. It is almost criminal.

ox

[Oxford]

Very fishy

[Oxford]

Very fishy

[Oxford]

Very fishy

[Oxford]

Very fishy

[Author]

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