[ocrenter]

we live in a litigious society. we also live in a consumer is always right society.

the combination applied to medicine is therefore ALL doctors must be RIGHT 100% of the time. they also need to keep the patients happy by giving them what they demand.

how do doctors make sure they are RIGHT 100% of the time? they order tests, lots of them. they also give in to patients who want the newest (and therefore priciest) medication that was just advertised on TV.

the end result is the cost keeps going up, and the premium keeps rising.

Here’s the example:

let’s take 10 people showing up with cough in America. that 10 people will all get chest x-rays because the doctors don’t dare miss anything. 3 out of the 10 will have an incidental finding on the chest x-ray that will require CT scan, 1 will need the CT scan repeated 2 or 3 times to ensure it is nothing. nothing was found but that’s 10 chest x-rays, and 5 CT scans.

take the same 10 people showing up with cough in Taiwan. all told most likely cough would just go away. 2 comes back with the cough after a couple of weeks, those are the 2 that gets the chest x-ray. having only had 2 chest x-rays done, there are fewer incidental findings, no CT scan had to be done.

the result? the American gets more radiation, and the American then goes on a blog to complaint that his insurance premium is going up by another 24% this next year.

[ocrenter]

we live in a litigious society. we also live in a consumer is always right society.

the combination applied to medicine is therefore ALL doctors must be RIGHT 100% of the time. they also need to keep the patients happy by giving them what they demand.

how do doctors make sure they are RIGHT 100% of the time? they order tests, lots of them. they also give in to patients who want the newest (and therefore priciest) medication that was just advertised on TV.

the end result is the cost keeps going up, and the premium keeps rising.

Here’s the example:

let’s take 10 people showing up with cough in America. that 10 people will all get chest x-rays because the doctors don’t dare miss anything. 3 out of the 10 will have an incidental finding on the chest x-ray that will require CT scan, 1 will need the CT scan repeated 2 or 3 times to ensure it is nothing. nothing was found but that’s 10 chest x-rays, and 5 CT scans.

take the same 10 people showing up with cough in Taiwan. all told most likely cough would just go away. 2 comes back with the cough after a couple of weeks, those are the 2 that gets the chest x-ray. having only had 2 chest x-rays done, there are fewer incidental findings, no CT scan had to be done.

the result? the American gets more radiation, and the American then goes on a blog to complaint that his insurance premium is going up by another 24% this next year.

[ocrenter]

[quote=SD Transplant]I just found out my medical cost increase for 2010 is about 25% higher. This crap never stops……last year it was up by about 24%.[/quote]

the good news is you will be getting 25% better care. NOT…

[ocrenter]

[quote=SD Transplant]I just found out my medical cost increase for 2010 is about 25% higher. This crap never stops……last year it was up by about 24%.[/quote]

the good news is you will be getting 25% better care. NOT…

[ocrenter]

[quote=SD Transplant]I just found out my medical cost increase for 2010 is about 25% higher. This crap never stops……last year it was up by about 24%.[/quote]

the good news is you will be getting 25% better care. NOT…

[ocrenter]

[quote=SD Transplant]I just found out my medical cost increase for 2010 is about 25% higher. This crap never stops……last year it was up by about 24%.[/quote]

the good news is you will be getting 25% better care. NOT…

[ocrenter]

[quote=SD Transplant]I just found out my medical cost increase for 2010 is about 25% higher. This crap never stops……last year it was up by about 24%.[/quote]

the good news is you will be getting 25% better care. NOT…

[ocrenter]

[quote=infoseeker]We would like to understand remodelling costs (material+labor) for each of the following. We know there will be a big range based on what we want but would like to get some ballpark to keep in mind before making an offer on a home that requires remodelling…

1. 450 sq feet of hardwood flooring
2. Traveltine Tile flooring for a 150 sq feet kitchen
3. Granite Countertop — granite area may be 40 sq ft
4. Interior custom paint for a 2400 sq ft home
5. Masterbath remodel — (tile flooring, shower tiles and countertop)[/quote]

prices I seen so far…

1. ~$5/sqft + ~$3/sqft install = $8/sqft, $3600
2. ~$3/sqft (look for it in Home Depot) + $4/sqft install = $7/sqft, $1050
3. $3-4k?
4. ~$3000 for paint
5. ~10k?
———
total $18-20k

[ocrenter]

[quote=infoseeker]We would like to understand remodelling costs (material+labor) for each of the following. We know there will be a big range based on what we want but would like to get some ballpark to keep in mind before making an offer on a home that requires remodelling…

1. 450 sq feet of hardwood flooring
2. Traveltine Tile flooring for a 150 sq feet kitchen
3. Granite Countertop — granite area may be 40 sq ft
4. Interior custom paint for a 2400 sq ft home
5. Masterbath remodel — (tile flooring, shower tiles and countertop)[/quote]

prices I seen so far…

1. ~$5/sqft + ~$3/sqft install = $8/sqft, $3600
2. ~$3/sqft (look for it in Home Depot) + $4/sqft install = $7/sqft, $1050
3. $3-4k?
4. ~$3000 for paint
5. ~10k?
———
total $18-20k

[ocrenter]

[quote=infoseeker]We would like to understand remodelling costs (material+labor) for each of the following. We know there will be a big range based on what we want but would like to get some ballpark to keep in mind before making an offer on a home that requires remodelling…

1. 450 sq feet of hardwood flooring
2. Traveltine Tile flooring for a 150 sq feet kitchen
3. Granite Countertop — granite area may be 40 sq ft
4. Interior custom paint for a 2400 sq ft home
5. Masterbath remodel — (tile flooring, shower tiles and countertop)[/quote]

prices I seen so far…

1. ~$5/sqft + ~$3/sqft install = $8/sqft, $3600
2. ~$3/sqft (look for it in Home Depot) + $4/sqft install = $7/sqft, $1050
3. $3-4k?
4. ~$3000 for paint
5. ~10k?
———
total $18-20k

[ocrenter]

[quote=infoseeker]We would like to understand remodelling costs (material+labor) for each of the following. We know there will be a big range based on what we want but would like to get some ballpark to keep in mind before making an offer on a home that requires remodelling…

1. 450 sq feet of hardwood flooring
2. Traveltine Tile flooring for a 150 sq feet kitchen
3. Granite Countertop — granite area may be 40 sq ft
4. Interior custom paint for a 2400 sq ft home
5. Masterbath remodel — (tile flooring, shower tiles and countertop)[/quote]

prices I seen so far…

1. ~$5/sqft + ~$3/sqft install = $8/sqft, $3600
2. ~$3/sqft (look for it in Home Depot) + $4/sqft install = $7/sqft, $1050
3. $3-4k?
4. ~$3000 for paint
5. ~10k?
———
total $18-20k

[ocrenter]

[quote=infoseeker]We would like to understand remodelling costs (material+labor) for each of the following. We know there will be a big range based on what we want but would like to get some ballpark to keep in mind before making an offer on a home that requires remodelling…

1. 450 sq feet of hardwood flooring
2. Traveltine Tile flooring for a 150 sq feet kitchen
3. Granite Countertop — granite area may be 40 sq ft
4. Interior custom paint for a 2400 sq ft home
5. Masterbath remodel — (tile flooring, shower tiles and countertop)[/quote]

prices I seen so far…

1. ~$5/sqft + ~$3/sqft install = $8/sqft, $3600
2. ~$3/sqft (look for it in Home Depot) + $4/sqft install = $7/sqft, $1050
3. $3-4k?
4. ~$3000 for paint
5. ~10k?
———
total $18-20k

[ocrenter]

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[ocrenter]

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[ocrenter]

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