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[quote=flu]
Teachers are a tool to help your kids learn. Parents who choose not to be involved directly in their kids education or who themselves don’t take personal responsibility to make sure they help their kids learn/understand really have no one else to blame but themselves.
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So Flu, I basically agree, however that begs two questions.

The first, what are we going to do with the unfortunate children whose parents, don’t, can’t or are too busy trying to put food on the table to do anything?

Second, if the parents are the primary reason for success or failure, why are cities like Chicago paying their teachers an average of $76,000/yr.
http://www.chicagotribune.com/news/sns-rt-us-usa-chicago-schools-costbre88i1fp-20120919,0,5583155.story

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[quote=bearishgurl]
Folks, contrary to what the MSM would have us believe, OPTION ARMs are NOT EVIL. They are GOOD … that is, if you are a PRIME borrower who CHOOSES to AMORTIZE every month. (My current purchase money transaction cost only $2800 out the door to close.)
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BG, in California 24% of students drop out of high school. On top of that, only 25% of of 8th graders are proficient at 8th grade math or reading.

In other words, 75% of 8th graders probably can’t read that paragraph let alone understand what those terms mean. And not to be cynical, I seriously doubt how much better it gets by graduation. Which is not meant to be a political dig, it’s a point on the capabilities of the populace.

I grew up with firearms. I had firearm training as a tween. Most of my male peers growing up had firearm training as tweens. We didn’t hunt until we had completed the firearm training.

Taking a loan, just sign your name.

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MN is a big area. Do you mean Minneapolis / St. Paul metro area? The twin cities metro-area isn’t too bad, but outlying get more into the local MLS fiefdom thing.

For the metro area try http://msp.themlsonline.com/

Not nearly as user friendly as redfin, but enough to get the job done.

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[quote=lindismith]
From the pic, the kids look incredibly happy. Isn’t that what really matters?
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One would hope so. That and having their basic needs taken care of, which is pretty easy to assume based on the picture.

Frankly it’s a shame it’s a divisive issue. In the end the picture says it all, just a middle aged couple doing the best they can for their kids.

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[quote=flu]
My goal starting beginning of the year was to move partly out of the equity markets for some lower/yet more predictable returns, just in the thing hit the fan… It sure looked like it was about Feb/March months ago in the stock market…Not so much right now…My regret was not being more agressive earlier.
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Getting out apparently is herd think, cause I was thinking the same way. Still am. I still think the fan hitting stuff has just been kicked down the road.

I’ve been hampered by being unwilling to buy a condo or townhome. Nor will I buy a SFR with an Association. I’ve had enough of those as a owner and renter to see how badly they go.

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Nice find UC, I couldn’t get google to spit the second one out yesterday.

Note, the first one is for new home construction targets, which are utilizing a number of water savings features inside and out.

The 60% irrigation is average across customers in all housing types (I assume since no clarification is provided).

So if the average is 60% and that is from a fairly typical cross section of housing in SD, I would assume a person with a 10,000SF lot would be far higher.

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CAR and BG, Detroit has lost population, but not jobs. Non-farm employment is just over 1.8 Million, nearly the same as it was in early 1990s (probably about a 50K decrease).

Even then, nice houses in safe neighborhoods were $30,000 or $40,000. And still are today and often far lower. The burbs, just fine, in spite of all those lost union jobs…

I’m not saying the bad economy is due to lack of RE investors, nice straw man argument. I’m saying the complete collapse of housing is due to nobody, not even investors, wanting to buy. This is in spite of the fact that in the general area, payroll is the same as it was in the early 90s. Yet population has shifted from Detroit.

BTW, I worked with those righteous auto-workers. Management was inept in tolerating the union bullsh*t on top of all the other stupid mistakes management made. I’ve literally seen entire assembly lines shutdown and the workforce stand and pick this backside while they wait for a union electrician to show up and push a reset button on a test spot. Everybody knows you push the reset button, but nobody does cause it’s an instant grievance. Woo-hoo! the lines down.

Well, looks like a whole lot of lines are down now. I’ve worked there, the union workers have reaped what they’ve sowed.

I know what killed Detroit’s industry, I lived in it. Inept management and a bunch of workers that took joy in ‘sticking it’ to the man by messing with the company and their products.

Top management needing $!00 Million pay days and line workers that are disgruntled at making $70,000 to put tires on.

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That shower will punish you

Easy way.to check the sprinkler. Put a couple coffee cans or straight sided pailsnout. Turn the sprinkled on for twenty minutes. Go che k th size of the spray area and the depth in the cans. Do the math for inches by area and multiply bybthree tonget you per hour reading

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Except you are wrong. Detroit employment isbhigher thab when I lived there. Detroit itself not. The suburbs is a bigger sh*thole

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depends on how you water.

1 inch of water on 5000 sq ft of landscape per week over the month is 25 HCF.

The poster has a 4000 SF house (two-story) on a 9000 sf lot, halve the house and add 50% for garage and driveway, you ‘ve got 3000 SF of house footprint. 6000SF of land.

if they went from 4 or 6 minutes every other day to 6 or 8 minutes, that’s an even bigger jump. i.e. 50% or 33% respectively.

Minutes don’t matter, flow rate matters. Because flowrate controls water lay down and coverage.

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75% of your water use is going to be your yard.

a 2 minute increase on the sprinklers is huge.

If you went from 10 to 12 minutes, that’s 20% more HCF on the lawn meaning 15% more on the bill.

If you went from 15 to 17 minutes, that’s 13% more water use and 10% on the bill.

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How’s the SD small unit market doing these days? Tri or fourplex market?

In OC, buying any rentals is nearly impossible, anything worth buying has 3 cash offers by noon the first day it shows up.

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Detroit.

CAR, that is the one word rebuttal of your position. Detroit is what happens when there are no investors. You can buy houses in Detroit for less than $10,000. And no they aren’t gutted, bombed, or shredded.

You can buy beautiful little old and perfectly livable homes for less than the price of a new car, in a fairly decent neighborhood.

Most are going to get abandoned, gutted and have the copper pipes and wires ripped out of the walls for salvage though.

As for history, let me some human history of the last 50,000 years up for you. It is roughly the following:

I am the leader, I am the anointed of god, you will do as I say or I will have you killed. I think that land over there looks good, we will go take it because our fist are stronger than their fist.

Or maybe just go watch a chimp troop hunt down a baby chimp of another troop for a protein snack.

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I have an older asus g51j gaming laptop. Worksngreat bit jerky on Skyrim so I quite playing

Nvidia chipset or radeon chipset are mandatory. Looknforn4gb ornmore on memory

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I’d lay Marathon sod.

The other stuff, well, just not grass. And if your wife wants real grass, she wants the stuff that will feel like real grass underfoot.

That’s fescue and I’d go with Marathon. Just had some installed when we updated landscaping in the front to round out some areas. Good feeling grass.

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