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LA DWP

LAUSD

and how many state senators and reps are up on corruption and fraud charges?

and how is the high speed rail working out?

The country and governments that did the moon landings, built the Hoover dam, the prior California work project, no longer exist.

They have been replaced by the likes of Los Angeles Unified.

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28 years. Dude you’re a lifer

Good job

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If you want a tent put up a tent

If you want a permanent structure for guests to live in disguised as a tent so you can avoid pulling required permits and building to code, hopefully nobody dies cause you want to cut corners

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[quote=CDMA ENG]Well then… I’ll admit to being a jerk…

I have laughed at guys jumping out of the water when a fin pops of of the water and everybody pulls their feet and hands in.
[/quote]

I’ve laughed and I’ve laughed at myself after cleaning the figurative cr*p out of my wetsuit a several years ago.

The funniest and briefly scariest was a weekday mid-fall morning, the marine layer was thick, a light foggy drizzle, I’m out off of Bolsa Chica pretty much by myself on my surf board and it’s getting late maybe 9AM so the crowds are gone and the morning traffic is light on PCH.

I’m just enjoying a decent swell, watching the porpoises way out. sea bird, a oouple pelicans fishing. A really enjoyable way to spend the pre-job hunt post layoff stress.

Then it happened. That cutting water sound. I snap my head around to see the wedge dorsal fin and a very large torpodo shaped ‘fish’, right on me, right under me, brushing my foot as I jerk.

It came up on the other side for a breath that familiar blow sound. I think it was laughing at me.

I was laughing at me and feeling really out of my element.

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I was wondering about this the other day as to what is causes the proliferation of ‘medical’ weight loss centers in the lower economic area near me.

They’re popping up like yogurt shops a couple years ago.

Is it just the trendy fad weight solution. Or did ACA change the coverage rules for it or add enough people to coverage that previously weren’t covered that there is a whole new market to exploit?

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That’s right SK. I just rechecked. On CoveredCA a platinum. Pl an for a 40 yo single is basically $400

At 50 it’s $500

At 55its $750

At 60 it’s $860

And 64 it’s $950

So from 40 to 60 the basis more than doubles and a cost have double digit inflation rate. Basically at a rate to double over 7 years. So by the time the 40 year old that is paying $400 today will be paying $3200/month in future dollars per month in twenty years

[quote=SK in CV][quote=UCGal]
I think the factor was adult ages. I did some what if’ing.. and it appears my husband’s age was a bigger factor. Employer coverage doesn’t include ages of adults in the pricing. (It can’t – age discrimination, etc.) ACA and privately contracted insurance considers age and smoking status.

We’ll have a gap of one year between when COBRA runs out and he qualifies for Medicare… so we’ll have to budget extra for that year. But we can make the adjustments we need with planning.[/quote]

That bolded part isn’t exactly right. Many employer plans are age-rated. It is allowed. It’s that many HR/EB departments will insist on non-age-rated policies, for a number of reasons (none of them evil), and most large carriers will comply. So premium quotes are based on age-rated-rates, and then divided equally by the actual number of covered employees. So what happens when COBRA becomes an issue is that older employees end up with lower premiums than in the individual market and younger employees end up with sometimes much higher rates than the individual market. You’re probably a beneficiary of the former.[/quote]

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[quote=UCGal][quote=no_such_reality]
You also need to control variables. Employers have the “family” plan that doesn’t count how many people[/quote]

You’re right about that. But with 2 kids, we’re not a huge family.

I think the factor was adult ages. I did some what if’ing.. and it appears my husband’s age was a bigger factor. Employer coverage doesn’t include ages of adults in the pricing. (It can’t – age discrimination, etc.) ACA and privately contracted insurance considers age and smoking status.

We’ll have a gap of one year between when COBRA runs out and he qualifies for Medicare… so we’ll have to budget extra for that year. But we can make the adjustments we need with planning.[/quote]

Ah. Yea the brutal year. The CoveredCA site was wonderful for pricing that in. It was pretty scary to see the steepness of the premium curve between 55 and 65. Insurance goes up more than 50% not including annual increases.

If at mid 40s your plan is $1000 a month, a 60 year old is looking at$2000
I’m curious on a the what if. Have you priced your equivalent plan on private as if you where both 40? How’s it compare to cobra

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[quote=UCGal]I was pricing insurance this week to determine if I wanted to go COBRA or ACA exchange. The coveredCA website was less helpful than the einsurance.com website. On einsurance they let you filter options by whether you’re ok with a more limited network.

I found that my employer plan, even at full COBRA prices – is a much better deal than what I can get via an unsubsidized private plan. Equivalent plan outside of COBRA is $700 more per month. Proof again, that employers can use their negotiation to get better deals. I was comparing Kaiser Permanente prices, since I’m a satisfied Kaiser customer.[/quote]

It depends on employer my former global pharma company had very good benefits not state employee plans good but the full cost is very high as in north of two grand a month for family. It’s literally difficult to find a private plan that costs that much without going to extremes

You also need to control variables. Employers have the “family” plan that doesn’t count how many people. The employer plan also doesn’t care about your age. You in effect you are directly subsidized by or subsidizing your younger family corners or older family coworkers depending on the mix

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[quote=njtosd]Is it possible that what people are seeing are brown widows instead of black? The Brown W. is much more common in SD than Black, and are more visible (and are theoretically less aggressive and/or venomous). Since there are so many of them, infestations are more of an issue . . .

http://www.countynewscenter.com/news/brown-widows-what-you-need-know%5B/quote%5D

Not a chance. Black widows are pretty distinct. Brown widows have similar shape but a little more generic spider.

They’re after too things, water and food. I’ve learned to be very careful any time I open the compost bin.

I’d be surprised if the spiders are out in the grassy area you’re playing in. But as you child gets older and explores, yes, all the bushes, edges, are harboring spots.

http://www.ipm.ucdavis.edu/PMG/PESTNOTES/pn74149.html

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Congratulation UC!

More American need to figure that out.

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Oh honestly soda is the evil I wish I could give up. Soda IS the gateway drug.

Congratulations!

What did I give up? My two seater convertible sports car. I now drive a minivan. Sliding rear doors is just way less effort to try and not door ding everyone into oblivion.

If you’re a month out, hopefully all your prep is finished. Arrival could be any day. You say him, so if you’re having a boy, have you are you wife already agreed on yes or no on circumcision? The hospital will ask you when you’re at your most tired.

Along the lines of surfing, daddy and me swim lesson start as young as 3 months. Lots of dads in the pool!

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Did you identify the need to fill the nail holes on walk through and provide the tenant with the ability to remedy themselves?

Frankly, if you’re going to be looking to charge for the normal nail holes from hanging pictures, you shouldn’t be renting a place out unfurnished. It’s unrealistic to expect people to leave the walls sitting bare and short of big holes and meaningful repair work, the cost of having a tenant turnover.

Piddly *ss stuff like this is why so many renters, IMHO are just uncaring SOBs when leaving. They assume you’re going to grab every penny you can from the security deposit so they might as well leave the work for you.

Seriously, a foam touch up brush from home depot is 39 cents, a little 8 ounce far of match-paint, something like $2.99 and a small can of spackle is another $2.99 with again, a sub-$1 plastic putty knife to do it and you need about an hour to do them all.

You walk in, squeegee a dab of spackle into the hole and wipe smooth, move to the next hole repeat. When done with the spackle, pick up the pint of paint and the foam brush, shake, step up to the hole, did the corner into the paint, wipe on can lid, dab tiny corner on spackle spot. Move to next nail hole, repeat.

Or hire a handy man and turn it into a $100-$200 “job”.

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LOL, I’ll pull this quote from the prior thread on this topic.

[quote=CA renter][quote=AN][quote=CA renter]I’ve known a couple of teachers who were anti-union, but they are few and far between because the union is the only thing protecting teachers from some very dangerous, power-hungry, and domineering administrators and parents.[/quote]It’s called life.[/quote]

Not in schools, it’s not. Nor should it be. Some administrators come in with a major agenda. I’ve known of principals who were totally opposed to the teaching of phonics in any way. In one case, if the principal happened to walk past a classroom and the teacher was working on letter sounds, the teacher would be written up. Enough write-ups, and the teacher could lose his/her job. This was at an elementary school…with over 90% ESL students, no less!

Needless to say, the union had its work cut out with that one.

Teachers need to have protection from administrators and parents who want to push their own agendas. I can’t think of any other job (other than politics) where a person has more wannabe bosses and where everyone from the POTUS to the local mom who never graduated from high school (and everyone in between) wants to dictate exactly how they need to do their job.[/quote]

Basically your comment exemplifies why this ruling is needed.

You see, no one is actually in charge. The administration is, but only as long as the union and teahers agree.

That’s dysfunctional. Sure, some insane heavy handed administrators will make a mess in places, but just like most teachers are good, most administrators are good.

The problem is the dysfunctional relationship between the two and with union protections insures there is no accountability.

Meanwhile, LAUSD is moving a couple hundred ‘teachers’ to their own homes because having them show up to ‘teaching jail’ is too costly.

Res ipsa loquitur, it’s is broken.

And yes, I will say thank you for the years of service you have done in the schools. But honestly CAR, you come across as extremely burned out by your years of teaching.

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California law, you must provide receipts.

And for personal labor, the hourly rate must be reasonable with an itemized list of the work performed and time on each.

http://www.dca.ca.gov/publications/landlordbook/sec-deposit.shtml

We just used a Temecula area crew to do a move in/ move out cleaning. Something like $299. Took it from a gross mess to we’d move in clean.

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What about the Olympic exterior stain/sealers. The olympic maximum has high VOC and low VOC lines. The low VOC line is a linseed oil based so it gains the oil penetrating benefits. Lowes and others carry it locally.

http://www.olympic.com/products/stains/13/olympic-maximum-stain-sealant-in-one

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