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no_such_reality
ParticipantThe distances traveled between major tourism zones in Europe is on par with the distance between SanFran and San Diego.
Munich to Paris is less. Berlin to Prague is closer than Vegas.
How many of the fifty states have you been in? All of Europe fits roughly in an area the size of the Midwest.
IMHO, if you don’t know the cultural differences between Florida, Georgia, Mississippi, Louisana and Texas, you haven’t traveled enough. They’re each very different, while “The south”
Midwest, west, southwest, mountain, Appalachian, east, northeast and rural, urban suburban is just a start of the cultural landscape most have no clue about.
no_such_reality
ParticipantChina’s breakers are waaaaaaaaayyyyyy too tight.
They halt for the day at 7%, which is where US breakers kick in for a break.
It’s funny, I flipped on the stock news and they again are having a cow over the markets being down HUGE numbers, yet it’s a down spike of a mere 2%. Which is normal market volatility.
The media is having fits over hundred point swings, but with the market at 16000-17000, a 100-200 point swing is the historical daily volatility.
no_such_reality
ParticipantThe picking of the numbers independent events Thus, whether you pick them or e computer picks them, the odds are the same.
With the jump from $500 to $675, a 175,000,000 picks have been made. I wonder how much more it will go up by Saturday.$750?
Perhaps it’s the new economic indicator for the stock market, the number of people playing lottery jackpots.
no_such_reality
ParticipantI used to enjoy it for the entertainment value of the fantasy for a day or two. And the occasional $10 and chance to match 5 and win a million or two. In October, they revamped and now almost all the money goes to just the final jackpot.
Before you could match 5 of 59 at about 1 in 5 million odds and due to Cali’s para mutual payout system get $1-$2 million. It was still statistically irrelevant, but a more reasonable fantasy. Now, it’s 1 in 11 million for Saturday’s person that hit 5 was a mere $424K. Sure, $424K isn’t anything to sneeze it. I think it’ll even buy a house in SD, a condo in OC or a downpayment in San Fran.
no_such_reality
ParticipantWhat about a web service like these guys https://legfi.com/HOA
$2/month per unit. So $192/year.
Invoicing, payment processing, budgets, tax forms. Looks like everything you’ll need.
no_such_reality
Participant[quote=dumbrenter]20%: start pushing the boundaries, open call for prayer, open display of numbers[/quote]
You mean like the people evangelizing at the beach or any other public place? Most of the midwest, the church bells ring before mass.
What’s the difference?
no_such_reality
ParticipantSo much stuff makes me wonder if it’s
1. Real and actual viewpoint
2. Over the top rhetoric on a basic idea
3 a plant like the Claremont prof 10 years ago spray painting her own car then blowing the hate crime alarm
4. TrollI do see a difference between 3 & 4 and sadly think 3 is becoming a more commonly used tactic.
no_such_reality
ParticipantWell, each home owner should be able to set up a recurring payment with their bank. That’ll help the six that pay. The other two, , just late fee them until they get it.
Have the board figure out what the max late fee is and levy it. With an assessment of $350, I’m guessing around $35 or $50. Should be enough to get noticed after a couple.
We had problems with one of the rental condos where the assessment would show up in the mailbox and be due within like two days. It was always late so we created a scheduled auto bill pay on our account at the bank. Each homeowner can automated their own bill pay,
no_such_reality
Participant15 seconds on dice.
Here, note salary range listed in description, $145k to $200k.
Here’s another maybe you think it’s too much icky management stuff. Lists $170k right in the title.
no_such_reality
ParticipantThanks regarding Roth 401k. Never heard of them before.
ESPP varies by company, I’ve seen them run as quickly as quarterly, where we bought shares at 15% below the lower of the quarterly starting price and the quarterly ending price. Shares where immediately sellable upon receipt, which took about 2 business days to show up in your account once established with tax benefits if held 2 years (that whole below market buy was free if held two years), whole not available thing really amounted to three months of with holdings. Once you have the stock you can sell without getting locked out.
And yes, it’s a pretty big tax incentive to sit on the stock for two years when you bought it $40 and its trading at $50 or $60. Because with ESPP that early sale gets reported as income on your W2′ Make sure your tax guy doesn’t double report it
[quote=flu]
The stock can not be rolled immediately. Espp usually has a 6month waiting window, and if you do withdraw early, you will be locked out of the plan for the duration of the offering period. And when you do sell, before 2 years you will be taxed at ordinary income which is roughly 30-35% I believe, fed and state.[/quote]
Apples to apples with other wage slaves, just compare discretionary after state and fed taxes. Everything else is variable. At high income, ESPP, 401k, deferred comp, you can’t afford to say no too but they can crimp on a monthly run.
no_such_reality
ParticipantHow much is the monthly assessment? Is this a cash flow issue or a PITA documentation issue?
I’m assuming PITA. If cash flow will board agree to special assessment to close the gap?
Are you using any management software to track accounts? If so isn’t it just a matter of entering 8 data pieces on given day after entering the mail?
Levying late fees should be automated and just a matter of post stamp isn’t before required date.
no_such_reality
ParticipantAs a tech manager type in Orange County, that far away northern frontier, I’ll tell you I’ve hired tech centric role people making $175k comp
Common no, rare no. realistic yes. Boatloads making 140 ish base with 15-20% baseline bonus, stock options great 401k match, healthcare contribution that was a pittance eta
no_such_reality
ParticipantHow is someone putting money in a roth with a base salary of $169K and other $33K in bonus?
As for the hypo paycheck, sorry, but $2000 going into the 401K, Roth 401K and ESPP every two weeks which is a $52K a year savings rate. $26K a year of which is going into stock purchase.
Yea, definitely do it, but don’t claim the take home is minuscule because those stock purchases can be rolled immediately.
no_such_reality
Participant[quote=scaredyclassic]
Money money money…[/quote]
Money == Liberty
or
Money == Enslavement
you choose one for your relationship with it.
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