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no_such_reality
ParticipantPlaying as in running their campaign against. Playing as in the way you play the game against an opponent.
The death of a thousand cuts? Reversed with the stroke of the next President’s pen, the same Trump enacted them.
It’s fine, keep rising to the bait of Trump. Like today, the proposal on immigration. A non-starter in congress really, little if any chance to actually make it to actually getting signed to law let alone any legal challenges to it.
Trump like his business deals is running bulldozers to make and fill holes to make it seem like something is happening.
Nothing is happening. It’s all empty. Again, the best way to defuse what Trump is doing is not reacting and simply pointing out his proposals are all vaporware.
Can he do real lasting damage? Yes, he can. So far, it’s all hyperbole. But so far, Trump is like the WallStreet Bro telling us he’s a great ladies man, the reality is he’s the Wallstreet Bro humping the Fearless Girl statue.
Actually, he’s more a Beavis wishing he was the Wallstreet Bro humping the Fearless Girl.
ParticipantPersonally, I think the left is playing Trump all wrong.
The amount of hyperbole out of both sides makes it almost like a debate over a fictional character.
The reality is that Trump has been spectacularly ineffective since taking office.
Devastating for the environment? Not really, mostly shooting his mouth. DAP yes, Keystone Permit, yes, and a minor yet to be enacted coal stream rule, yet.
Paris climate deal revocation, well that’s what his mouth says, but it isn’t that simple. We’re still in it, will still be in it and getting out of it will make the healthcare thrashing look comical.
Immigration, well, yes he change priorities. Arrest up, deportations actually down. Wall? What wall.
Healthcare? Fail. Fail. Fail.
Jobs? Like Foxcon in Wisconsin, at a million dollars a piece in tax deals, IMHO, Wisconsin taxpayers are getting raped.
His single biggest accomplishment was naming a Supreme Court justice with a friendly congress and senate. Granted, the supreme court over the next 7 years will set the direction for the next 25.
Basically, that’s how the left needs to play Trump. He’s failing. The mouth blows but there’s nothing there. Quit rising to the twitter bait and stay focused on real accomplishments, there aren’t any.
Every time there’s screams about the environment, healthcare or anything else, it makes people think Trump is actually doing something.
The emperor has no clothes when it comes to getting it done.
ParticipantDo what flu said.
ParticipantAh, Brian must you troll on even this?
That’s such an intentional baiting strawman it’s sad.
Anyway, neither Hobie nor I said they don’t need to be built. The plan needs too be there. In fact, it’s the kind of planning China did with the 4×4 and now 8×8 HSR backbone that needs to be done.
Participant[quote=FlyerInHi][quote=no_such_reality]
We don’t need HSR, we need interagency cooperation and coordination.[/quote]I would agree with you, all else being equal. But HSR will work very well in conjunction with changes in urban planning to accommodate future population growth. We just have to change urban planning patterns.
Why can’t we overlay a more European/Asian development model on top of what we have so Americans have more future housing and transportation choices?[/quote]
We can, I think the most interesting properties to acquire as a landlord are the new developments along the light rail through LA’s south central core that is integrated commerical, retail and living sitting on or adjacent to rail stop.
The HSR in Cali is a feel good pork barrel, IMho, it should literally be Downtown San Diego to Anaheim, skip Anaheim if you need to and go LA, to Oakland. Existing right of way and planning should do all the regional stops. But it should be get on in LA or Anaheim and get off in San Diego like 20 minutes later and get on in Anaheim and get off at the Oakland Bart station 1.5 hours later without a bunch of BS stops along the way for stations that were justified with ridership numbers that rival Penn Station today.
Participantlol. I live 3 miles from a train station. I can walk a half mile take two buses and spend 45 minutes to get there which isn’t synced to any train. Or I can walk about 55 minutes due to intersection crossing. I can drive there, right around ten minutes which I’ve done plenty. I should bike but part of the route is a little hairy
Around the world the studies all show the same, ridership massively drops when the start point is more than 500 meters from a pickup spot
We don’t need HSR, we need interagency cooperation and coordination.
ParticipantI agree with flu. You don’t want cash, you want verification from a bureau that they consistently pay their bills
I’ve used smartmove for my tenants which includes the background check. Something that’s increasingly important. Flu does the experian one include background checks?
ParticipantDanger! Danger! Danger! Goes my instinct on ‘credit check couldn’t be done’ JIMHO
Before I figured it’s just a standard not financially together situation, probably 95% that, 5% chance pro grifter
That last piece though sets my sleaseball meter off. I now feel like a 50/50 you’re dealing with a pro squatter
Did they had some really good story about why they needed the keys right away and you just got lucky on not giving them the keys?
ParticipantIt’s still basically the cost, quality, time triangle.
Energy efficiency is only one aspect of costs. Infrastructure is a much bigger aspect of the cost. Roads are expensive, rail is expensive, airports are expensive.
In major cities, existing light rail/subway is awesome, New York, Athens, Tokyo, get everywhere. Los Angeles, meh, it’s getting better. San Deigo, improving. Orange County, non-existent.
More importantly, the interconnects between the three counties in what is essentially one giant metroplex are basically non-existent too. LA light rail works good for getting downtown and sort of to the LAX office areas, otherwise, not much near any of the stops except near the expo line.
Train travel from say Santa Ana to San Diego or Santa Barbara, expensive. Current mileage reimbursements puts driving pretty much on par with the cheapest ticket. More than one person and driving is far cheaper.
I’ve repeatedly tried to plan short day/weekend trips to near region areas and it’s just not practical with train. Too expensive, too slow, too inflexible.
I wish the five county area would get their collective sh*t together and create a regular running connector that essentially express trains from the Santa Fe staion in San Deigo to Irvine/Santa Ana to LA Union and build out their infrastructure to support off of that model. Once in LA Union you can hit the light rail, dash buses and get around. Santa Fe has some options.
I still can’t put together a decent trip from Santa Ana to the San Deigo Zoo.
It’s sad to say, but LA seems to be doing the best job of it.
July 28, 2017 at 11:01 AM in reply to: Finance Gurus: rollover of 401k and Roth 401k accounts #807336ParticipantThanks.
July 28, 2017 at 8:25 AM in reply to: Finance Gurus: rollover of 401k and Roth 401k accounts #807332ParticipantSK, let me check if I’m following.
Come time for me to start taking my minimum withdrawals, the only thing that matters is the balances on my ROTh accounts versus my non-ROTH accounts at the government appointed date.
Regardless of were I withdraw the money, if I have $200K in ROTH and $800K in IRA, by tax basis on any money taken from those accounts will be 80% taxable as if it came from the IRA, even if I take it all from the IRA (or ROTH).
The next year, the ratio is again checked, and the new ratio used.
Assuming laws remain the same. Do I have that about right?
July 27, 2017 at 12:50 PM in reply to: Finance Gurus: rollover of 401k and Roth 401k accounts #807297Participantflu, call the custodian of your current accounts have them verify the impacts for you. They should spin backflips to go get the money.
ParticipantJIMHO, I’d take my lease, the bounced check to a lawyer and see if there’s an effective out, such as lease goes into effect when rent and security is paid (which it hasn’t been) and cancel the contract.
Again, JIMHO, bouncing the move in money is a non-starter.
Participant[quote=Rich Toscano]
I think he was referring to real estate fund managers? In that case, I don’t see them making that big a difference… if they are flipping then they just have to sell it to someone else, so that doesn’t increase overall demand. Maybe some are buying and holding but I doubt that’s a significant portion of the market.[/quote]No, I meant stock/bond fund managers in gross generalized terms, not every single one of them. That same group where 95% of them don’t beat the market even though what they’re selling is investing in the market.
In general, the stock market, I should have been clear given my mixing of examples with the house flipping displays pretty solid group think. Not to mention the added bonus that so much trading is now just computer algorithm.
I’m old and distinguish between investing and speculating according the older amount of risk involved and the fundamental supports of the underlying ‘investment’.
i.e. Most rental property investments locally, recently are more driven by speculation on further price appreciation than fundamental evaluations of value. I say this not through detailed aggregate analysis, but through anecdotal review of properties while looking for additional properties where properties are listed and sell for prices where the gross rent without vacancy or expenses can’t cover the P&I on a 70% LTV at 4%.
I define that as speculating.
For the stock market, technical analysis, i lump into speculating, fundamental analysis I lump towards investing.
Or super nutshell, buying it because it’s a good company that will beat it’s competition versus buying it because people are buying it and it’s going to go up.
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