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NicMM
Participant[quote=DA]The Plan 3 model home for Silhouette just got listed for sale at 750-850k. Does that mean they are closing down the project? Last I heard, there were 3 more phases left to be built in Silhouette.
http://www.sdlookup.com/MLS-090007703-10456_Paseo_De_Linda_San_Diego_Ca_92127
Anyone has any scoop on this?[/quote]
All Silhouette model homes have been sold to investors middle of 2007. So this is not a list from the builder.
January 15, 2009 at 5:12 PM in reply to: Does it make sense to borrow money out of 401K to refinance? #329558ParticipantYes, she is trying to get it to below $546,250 in San Diego county from a Jumbo.
January 15, 2009 at 5:12 PM in reply to: Does it make sense to borrow money out of 401K to refinance? #329897ParticipantYes, she is trying to get it to below $546,250 in San Diego county from a Jumbo.
January 15, 2009 at 5:12 PM in reply to: Does it make sense to borrow money out of 401K to refinance? #329970ParticipantYes, she is trying to get it to below $546,250 in San Diego county from a Jumbo.
January 15, 2009 at 5:12 PM in reply to: Does it make sense to borrow money out of 401K to refinance? #329997ParticipantYes, she is trying to get it to below $546,250 in San Diego county from a Jumbo.
January 15, 2009 at 5:12 PM in reply to: Does it make sense to borrow money out of 401K to refinance? #330080ParticipantYes, she is trying to get it to below $546,250 in San Diego county from a Jumbo.
January 15, 2009 at 11:26 AM in reply to: Does it make sense to borrow money out of 401K to refinance? #329296ParticipantI don’t agree with using credit cards as the source of fund. Because,
1. It’s hard to get $40K in one or two 0% credit cards.
2. Such big balance would drag down your credit score and therefore negatively influence the mortgage rate you can get.
3. You have to find the next available 0 cards in a year again and again.If she loses her job in 5 years (before pays back the 401K loan), she can chose to take the rest of the loan out as an early distribution and pay income tax of that portion. Without a job, I guess her tax brake would be lower than now.
January 15, 2009 at 11:26 AM in reply to: Does it make sense to borrow money out of 401K to refinance? #329638ParticipantI don’t agree with using credit cards as the source of fund. Because,
1. It’s hard to get $40K in one or two 0% credit cards.
2. Such big balance would drag down your credit score and therefore negatively influence the mortgage rate you can get.
3. You have to find the next available 0 cards in a year again and again.If she loses her job in 5 years (before pays back the 401K loan), she can chose to take the rest of the loan out as an early distribution and pay income tax of that portion. Without a job, I guess her tax brake would be lower than now.
January 15, 2009 at 11:26 AM in reply to: Does it make sense to borrow money out of 401K to refinance? #329709ParticipantI don’t agree with using credit cards as the source of fund. Because,
1. It’s hard to get $40K in one or two 0% credit cards.
2. Such big balance would drag down your credit score and therefore negatively influence the mortgage rate you can get.
3. You have to find the next available 0 cards in a year again and again.If she loses her job in 5 years (before pays back the 401K loan), she can chose to take the rest of the loan out as an early distribution and pay income tax of that portion. Without a job, I guess her tax brake would be lower than now.
January 15, 2009 at 11:26 AM in reply to: Does it make sense to borrow money out of 401K to refinance? #329736ParticipantI don’t agree with using credit cards as the source of fund. Because,
1. It’s hard to get $40K in one or two 0% credit cards.
2. Such big balance would drag down your credit score and therefore negatively influence the mortgage rate you can get.
3. You have to find the next available 0 cards in a year again and again.If she loses her job in 5 years (before pays back the 401K loan), she can chose to take the rest of the loan out as an early distribution and pay income tax of that portion. Without a job, I guess her tax brake would be lower than now.
January 15, 2009 at 11:26 AM in reply to: Does it make sense to borrow money out of 401K to refinance? #329820ParticipantI don’t agree with using credit cards as the source of fund. Because,
1. It’s hard to get $40K in one or two 0% credit cards.
2. Such big balance would drag down your credit score and therefore negatively influence the mortgage rate you can get.
3. You have to find the next available 0 cards in a year again and again.If she loses her job in 5 years (before pays back the 401K loan), she can chose to take the rest of the loan out as an early distribution and pay income tax of that portion. Without a job, I guess her tax brake would be lower than now.
January 15, 2009 at 10:00 AM in reply to: Does it make sense to borrow money out of 401K to refinance? #329541Participant[quote=FormerSanDiegan]Thanks joestool for also pointing out this red herring.
[/quote]I was doubting about the double-taxing. Thanks joestool for pointing it out.
January 15, 2009 at 10:00 AM in reply to: Does it make sense to borrow money out of 401K to refinance? #329614Participant[quote=FormerSanDiegan]Thanks joestool for also pointing out this red herring.
[/quote]I was doubting about the double-taxing. Thanks joestool for pointing it out.
January 15, 2009 at 10:00 AM in reply to: Does it make sense to borrow money out of 401K to refinance? #329640Participant[quote=FormerSanDiegan]Thanks joestool for also pointing out this red herring.
[/quote]I was doubting about the double-taxing. Thanks joestool for pointing it out.
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