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moneymaker
ParticipantI would be interested in what kind of bids you get on the pool. Wife and I are trying to decide between pool or jacuzzi, they have some really big jacuzzi’s now. Neighbor said they paid $60k for a pool some 5 or 6 years ago, seemed a little high to me.
ParticipantI would be interested in what kind of bids you get on the pool. Wife and I are trying to decide between pool or jacuzzi, they have some really big jacuzzi’s now. Neighbor said they paid $60k for a pool some 5 or 6 years ago, seemed a little high to me.
ParticipantOk, inventory is low, prices are coming up, Rich’s chart has an inflection point where the second derivative is zero, and yet no one wants to call a bottom. I recognize this craziness, I’ve seen this before, ah yes it’s called rationalization. We just passed a bottom, is it the lowest we will ever see? Maybe not, a bottom none the less.
ParticipantOk, inventory is low, prices are coming up, Rich’s chart has an inflection point where the second derivative is zero, and yet no one wants to call a bottom. I recognize this craziness, I’ve seen this before, ah yes it’s called rationalization. We just passed a bottom, is it the lowest we will ever see? Maybe not, a bottom none the less.
ParticipantOk, inventory is low, prices are coming up, Rich’s chart has an inflection point where the second derivative is zero, and yet no one wants to call a bottom. I recognize this craziness, I’ve seen this before, ah yes it’s called rationalization. We just passed a bottom, is it the lowest we will ever see? Maybe not, a bottom none the less.
ParticipantOk, inventory is low, prices are coming up, Rich’s chart has an inflection point where the second derivative is zero, and yet no one wants to call a bottom. I recognize this craziness, I’ve seen this before, ah yes it’s called rationalization. We just passed a bottom, is it the lowest we will ever see? Maybe not, a bottom none the less.
ParticipantOk, inventory is low, prices are coming up, Rich’s chart has an inflection point where the second derivative is zero, and yet no one wants to call a bottom. I recognize this craziness, I’ve seen this before, ah yes it’s called rationalization. We just passed a bottom, is it the lowest we will ever see? Maybe not, a bottom none the less.
ParticipantIt’s simple just calculate how much the total payments would be at one rate and then do the same thing at the lower rate, then take the difference between these 2 huge numbers and that is how much you would save over the life of the loan with buying down. Now lets say the ratio of the total cost of payments to the price of the house is 2.37,ballpark figure. If the amount you save divided by the cost of buying down is larger than 2.37 then assuming the economy stays the same over the next 30 years the smart thing would be to buy down. My ratio was 2.37 and the second ratio was 5.3 so I paid the points. A no brainer for me, if the numbers are closer then you have to get out your magic ball and guess what the economy will do over the next 30 years.
ParticipantIt’s simple just calculate how much the total payments would be at one rate and then do the same thing at the lower rate, then take the difference between these 2 huge numbers and that is how much you would save over the life of the loan with buying down. Now lets say the ratio of the total cost of payments to the price of the house is 2.37,ballpark figure. If the amount you save divided by the cost of buying down is larger than 2.37 then assuming the economy stays the same over the next 30 years the smart thing would be to buy down. My ratio was 2.37 and the second ratio was 5.3 so I paid the points. A no brainer for me, if the numbers are closer then you have to get out your magic ball and guess what the economy will do over the next 30 years.
ParticipantIt’s simple just calculate how much the total payments would be at one rate and then do the same thing at the lower rate, then take the difference between these 2 huge numbers and that is how much you would save over the life of the loan with buying down. Now lets say the ratio of the total cost of payments to the price of the house is 2.37,ballpark figure. If the amount you save divided by the cost of buying down is larger than 2.37 then assuming the economy stays the same over the next 30 years the smart thing would be to buy down. My ratio was 2.37 and the second ratio was 5.3 so I paid the points. A no brainer for me, if the numbers are closer then you have to get out your magic ball and guess what the economy will do over the next 30 years.
ParticipantIt’s simple just calculate how much the total payments would be at one rate and then do the same thing at the lower rate, then take the difference between these 2 huge numbers and that is how much you would save over the life of the loan with buying down. Now lets say the ratio of the total cost of payments to the price of the house is 2.37,ballpark figure. If the amount you save divided by the cost of buying down is larger than 2.37 then assuming the economy stays the same over the next 30 years the smart thing would be to buy down. My ratio was 2.37 and the second ratio was 5.3 so I paid the points. A no brainer for me, if the numbers are closer then you have to get out your magic ball and guess what the economy will do over the next 30 years.
ParticipantIt’s simple just calculate how much the total payments would be at one rate and then do the same thing at the lower rate, then take the difference between these 2 huge numbers and that is how much you would save over the life of the loan with buying down. Now lets say the ratio of the total cost of payments to the price of the house is 2.37,ballpark figure. If the amount you save divided by the cost of buying down is larger than 2.37 then assuming the economy stays the same over the next 30 years the smart thing would be to buy down. My ratio was 2.37 and the second ratio was 5.3 so I paid the points. A no brainer for me, if the numbers are closer then you have to get out your magic ball and guess what the economy will do over the next 30 years.
ParticipantIf you are a member of Costco I would check them out. Got a Samsung there a while back. I’m not normally a fan of Samsung products, but I originally liked it a lot. Then I found out the hard way if you turn the temp down too low the water dispenser lines freeze up. I suspect every brand has design flaws, which is amazing since they have been making fridge/freezers for like what a 100 years or so now. While I’m on my soap box let me state I have yet to find the perfect coffee maker that is a grind and brew. What I really liked about the Samsung is it was big enough to hold a Costco pizza in the box (just barely). If you want the best deal on used appliances I would recommend the Habitat for Humanity Resale store.
ParticipantIf you are a member of Costco I would check them out. Got a Samsung there a while back. I’m not normally a fan of Samsung products, but I originally liked it a lot. Then I found out the hard way if you turn the temp down too low the water dispenser lines freeze up. I suspect every brand has design flaws, which is amazing since they have been making fridge/freezers for like what a 100 years or so now. While I’m on my soap box let me state I have yet to find the perfect coffee maker that is a grind and brew. What I really liked about the Samsung is it was big enough to hold a Costco pizza in the box (just barely). If you want the best deal on used appliances I would recommend the Habitat for Humanity Resale store.
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