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meadandale
Participant“The top financial obstacles people listed were, in order: the rising cost of living, health insurance or medical expenses, mortgage payments, debt, and fuel and energy costs.”
None of these really apply to my brother who just turned 57.
He was out of work for 6 weeks over christmas due to a back injury, he’s declared bankruptcy in the last few years because he owed about $40k in CC debt he had no hope of ever repaying.
But somehow he thought it was a good idea to buy not one but TWO flatscreen tv’s in the last few months (one for the bedroom and one for the living room). Wants to get himself a blueray player next and he needs a new entertainment center as his new flatscreen is sitting ghetto style on TOP of his current entertainment center with the old tv still in it.
That and he’s been sinking ever larger amounts of money into his coffee addiction for multiple espresso machines, coffee grinders and drip coffee makers, as well as outfitting himself with and ever growing roasting setup. But he’ll tell you he’s saving money on coffee.
Oh, and he has $0 in the bank, doesn’t own anything (except a 10 year old car that needs to be replaced) and has no pension–nada.
Participant“The top financial obstacles people listed were, in order: the rising cost of living, health insurance or medical expenses, mortgage payments, debt, and fuel and energy costs.”
None of these really apply to my brother who just turned 57.
He was out of work for 6 weeks over christmas due to a back injury, he’s declared bankruptcy in the last few years because he owed about $40k in CC debt he had no hope of ever repaying.
But somehow he thought it was a good idea to buy not one but TWO flatscreen tv’s in the last few months (one for the bedroom and one for the living room). Wants to get himself a blueray player next and he needs a new entertainment center as his new flatscreen is sitting ghetto style on TOP of his current entertainment center with the old tv still in it.
That and he’s been sinking ever larger amounts of money into his coffee addiction for multiple espresso machines, coffee grinders and drip coffee makers, as well as outfitting himself with and ever growing roasting setup. But he’ll tell you he’s saving money on coffee.
Oh, and he has $0 in the bank, doesn’t own anything (except a 10 year old car that needs to be replaced) and has no pension–nada.
Participant“The top financial obstacles people listed were, in order: the rising cost of living, health insurance or medical expenses, mortgage payments, debt, and fuel and energy costs.”
None of these really apply to my brother who just turned 57.
He was out of work for 6 weeks over christmas due to a back injury, he’s declared bankruptcy in the last few years because he owed about $40k in CC debt he had no hope of ever repaying.
But somehow he thought it was a good idea to buy not one but TWO flatscreen tv’s in the last few months (one for the bedroom and one for the living room). Wants to get himself a blueray player next and he needs a new entertainment center as his new flatscreen is sitting ghetto style on TOP of his current entertainment center with the old tv still in it.
That and he’s been sinking ever larger amounts of money into his coffee addiction for multiple espresso machines, coffee grinders and drip coffee makers, as well as outfitting himself with and ever growing roasting setup. But he’ll tell you he’s saving money on coffee.
Oh, and he has $0 in the bank, doesn’t own anything (except a 10 year old car that needs to be replaced) and has no pension–nada.
Participant“Who is more culpable the drug dealer or the junkie?”
Well, at least the sheeple are consistent. Many people advocate decriminalizing drug POSSESSION because of the number of drug users in jail.
Of course, they still want to throw the book at the people who SELL drugs. Clearly they are the only culpable ones.
However, at the end of the day, as long as there is demand, there will be someone there to fill it.
Yep, seems like the mortgage crisis.
Participant“Who is more culpable the drug dealer or the junkie?”
Well, at least the sheeple are consistent. Many people advocate decriminalizing drug POSSESSION because of the number of drug users in jail.
Of course, they still want to throw the book at the people who SELL drugs. Clearly they are the only culpable ones.
However, at the end of the day, as long as there is demand, there will be someone there to fill it.
Yep, seems like the mortgage crisis.
Participant“Who is more culpable the drug dealer or the junkie?”
Well, at least the sheeple are consistent. Many people advocate decriminalizing drug POSSESSION because of the number of drug users in jail.
Of course, they still want to throw the book at the people who SELL drugs. Clearly they are the only culpable ones.
However, at the end of the day, as long as there is demand, there will be someone there to fill it.
Yep, seems like the mortgage crisis.
Participant“Who is more culpable the drug dealer or the junkie?”
Well, at least the sheeple are consistent. Many people advocate decriminalizing drug POSSESSION because of the number of drug users in jail.
Of course, they still want to throw the book at the people who SELL drugs. Clearly they are the only culpable ones.
However, at the end of the day, as long as there is demand, there will be someone there to fill it.
Yep, seems like the mortgage crisis.
Participant“Who is more culpable the drug dealer or the junkie?”
Well, at least the sheeple are consistent. Many people advocate decriminalizing drug POSSESSION because of the number of drug users in jail.
Of course, they still want to throw the book at the people who SELL drugs. Clearly they are the only culpable ones.
However, at the end of the day, as long as there is demand, there will be someone there to fill it.
Yep, seems like the mortgage crisis.
ParticipantI read the book.
Yeah, it was very consumer sympathetic. But, you have to wonder about the banks that continue to send credit card offers to someone who is delinquent and going foreclosure with that very same bank.
Some of the things I took away from it:
* People see credit as an affirmation of their worth. They figure that a bank won’t offer them credit if they can’t pay for it. Wrong or right, this is how many of the sheep feel.
* Banks aren’t so much about banking anymore but about marketing debt. Tellers aren’t CSR’s for the bank but closers.
There’s some more but it’s been awhile since I read it.
ParticipantI read the book.
Yeah, it was very consumer sympathetic. But, you have to wonder about the banks that continue to send credit card offers to someone who is delinquent and going foreclosure with that very same bank.
Some of the things I took away from it:
* People see credit as an affirmation of their worth. They figure that a bank won’t offer them credit if they can’t pay for it. Wrong or right, this is how many of the sheep feel.
* Banks aren’t so much about banking anymore but about marketing debt. Tellers aren’t CSR’s for the bank but closers.
There’s some more but it’s been awhile since I read it.
ParticipantI read the book.
Yeah, it was very consumer sympathetic. But, you have to wonder about the banks that continue to send credit card offers to someone who is delinquent and going foreclosure with that very same bank.
Some of the things I took away from it:
* People see credit as an affirmation of their worth. They figure that a bank won’t offer them credit if they can’t pay for it. Wrong or right, this is how many of the sheep feel.
* Banks aren’t so much about banking anymore but about marketing debt. Tellers aren’t CSR’s for the bank but closers.
There’s some more but it’s been awhile since I read it.
ParticipantI read the book.
Yeah, it was very consumer sympathetic. But, you have to wonder about the banks that continue to send credit card offers to someone who is delinquent and going foreclosure with that very same bank.
Some of the things I took away from it:
* People see credit as an affirmation of their worth. They figure that a bank won’t offer them credit if they can’t pay for it. Wrong or right, this is how many of the sheep feel.
* Banks aren’t so much about banking anymore but about marketing debt. Tellers aren’t CSR’s for the bank but closers.
There’s some more but it’s been awhile since I read it.
ParticipantI read the book.
Yeah, it was very consumer sympathetic. But, you have to wonder about the banks that continue to send credit card offers to someone who is delinquent and going foreclosure with that very same bank.
Some of the things I took away from it:
* People see credit as an affirmation of their worth. They figure that a bank won’t offer them credit if they can’t pay for it. Wrong or right, this is how many of the sheep feel.
* Banks aren’t so much about banking anymore but about marketing debt. Tellers aren’t CSR’s for the bank but closers.
There’s some more but it’s been awhile since I read it.
ParticipantAll the people that I know living in CV bought there with trade up money. One traded up in CV. Bought an early model, it doubled in value and they traded up. Must be nice having a million+ dollar house for the same mortgage that I have.
Of course, the property taxes, mello roos and hoa’s eat you alive….
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