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meadandale
Participanthttp://en.wikipedia.org/wiki/Truth_in_Lending_Act
The Truth in Lending disclosure document (i.e. good faith estimate) is one of the first things you should have gotten from your broker, especially if they’ve already ‘found’ you a loan product.
You are 3 weeks into the lending process and a week from closing escrow and your broker hasn’t even disclosed the terms of the loan? Has she even locked your rate?
I’d fire her immediately and consider contacting the attorney general..but that’s just me. No house is worth getting screwed over for. It could end up costing you alot of money beyond the broker fees.
Participanthttp://en.wikipedia.org/wiki/Truth_in_Lending_Act
The Truth in Lending disclosure document (i.e. good faith estimate) is one of the first things you should have gotten from your broker, especially if they’ve already ‘found’ you a loan product.
You are 3 weeks into the lending process and a week from closing escrow and your broker hasn’t even disclosed the terms of the loan? Has she even locked your rate?
I’d fire her immediately and consider contacting the attorney general..but that’s just me. No house is worth getting screwed over for. It could end up costing you alot of money beyond the broker fees.
Participanthttp://en.wikipedia.org/wiki/Truth_in_Lending_Act
The Truth in Lending disclosure document (i.e. good faith estimate) is one of the first things you should have gotten from your broker, especially if they’ve already ‘found’ you a loan product.
You are 3 weeks into the lending process and a week from closing escrow and your broker hasn’t even disclosed the terms of the loan? Has she even locked your rate?
I’d fire her immediately and consider contacting the attorney general..but that’s just me. No house is worth getting screwed over for. It could end up costing you alot of money beyond the broker fees.
Participant“So…anybody else got advise?”
Yeah, run, don’t walk, away from this broker.
A legit broker should have been able to give you an estimate pretty quickly and should have provided you with a TIL disclosure document.
The fact that this broker is sandbagging you and making you even MORE nervous during a naturally stressful period in your life is certainly indefensible and bordering on criminal if she’s hiding something from you.
And, for her to start yelling at you? I’d have told her to eff off right then and there. There’s not reason to put up with that kind of bullcrap considering how much you are paying her to be treated like that.
Participant“So…anybody else got advise?”
Yeah, run, don’t walk, away from this broker.
A legit broker should have been able to give you an estimate pretty quickly and should have provided you with a TIL disclosure document.
The fact that this broker is sandbagging you and making you even MORE nervous during a naturally stressful period in your life is certainly indefensible and bordering on criminal if she’s hiding something from you.
And, for her to start yelling at you? I’d have told her to eff off right then and there. There’s not reason to put up with that kind of bullcrap considering how much you are paying her to be treated like that.
Participant“So…anybody else got advise?”
Yeah, run, don’t walk, away from this broker.
A legit broker should have been able to give you an estimate pretty quickly and should have provided you with a TIL disclosure document.
The fact that this broker is sandbagging you and making you even MORE nervous during a naturally stressful period in your life is certainly indefensible and bordering on criminal if she’s hiding something from you.
And, for her to start yelling at you? I’d have told her to eff off right then and there. There’s not reason to put up with that kind of bullcrap considering how much you are paying her to be treated like that.
Participant“So…anybody else got advise?”
Yeah, run, don’t walk, away from this broker.
A legit broker should have been able to give you an estimate pretty quickly and should have provided you with a TIL disclosure document.
The fact that this broker is sandbagging you and making you even MORE nervous during a naturally stressful period in your life is certainly indefensible and bordering on criminal if she’s hiding something from you.
And, for her to start yelling at you? I’d have told her to eff off right then and there. There’s not reason to put up with that kind of bullcrap considering how much you are paying her to be treated like that.
Participant“So…anybody else got advise?”
Yeah, run, don’t walk, away from this broker.
A legit broker should have been able to give you an estimate pretty quickly and should have provided you with a TIL disclosure document.
The fact that this broker is sandbagging you and making you even MORE nervous during a naturally stressful period in your life is certainly indefensible and bordering on criminal if she’s hiding something from you.
And, for her to start yelling at you? I’d have told her to eff off right then and there. There’s not reason to put up with that kind of bullcrap considering how much you are paying her to be treated like that.
ParticipantMy pet peeve?
Rude people in restaurants…
My local watering hole is a seat yourself kind of place. I can’t tell you how many times I’ve left a full beer at the bar or a bar table with a newspaper or book sitting right next to it to go to the restroom only to come back and find a couple of knuckleheads sitting on my stool in front of my beer.
And then they have the nerve to argue with me about the fact that I was sitting there….
ParticipantMy pet peeve?
Rude people in restaurants…
My local watering hole is a seat yourself kind of place. I can’t tell you how many times I’ve left a full beer at the bar or a bar table with a newspaper or book sitting right next to it to go to the restroom only to come back and find a couple of knuckleheads sitting on my stool in front of my beer.
And then they have the nerve to argue with me about the fact that I was sitting there….
ParticipantMy pet peeve?
Rude people in restaurants…
My local watering hole is a seat yourself kind of place. I can’t tell you how many times I’ve left a full beer at the bar or a bar table with a newspaper or book sitting right next to it to go to the restroom only to come back and find a couple of knuckleheads sitting on my stool in front of my beer.
And then they have the nerve to argue with me about the fact that I was sitting there….
ParticipantMy pet peeve?
Rude people in restaurants…
My local watering hole is a seat yourself kind of place. I can’t tell you how many times I’ve left a full beer at the bar or a bar table with a newspaper or book sitting right next to it to go to the restroom only to come back and find a couple of knuckleheads sitting on my stool in front of my beer.
And then they have the nerve to argue with me about the fact that I was sitting there….
ParticipantMy pet peeve?
Rude people in restaurants…
My local watering hole is a seat yourself kind of place. I can’t tell you how many times I’ve left a full beer at the bar or a bar table with a newspaper or book sitting right next to it to go to the restroom only to come back and find a couple of knuckleheads sitting on my stool in front of my beer.
And then they have the nerve to argue with me about the fact that I was sitting there….
Participantyou don’t need to hug trees to know that big cars pollute more and oil is running out. If you are so conscious about other environmental contributions, then why not take it one step further.
You know, you environmentalist types would have more credibility if you didn’t speak in half truths all the time.
Yes, big cars pollute more. However oil is NOT running out. There is plenty of oil in the ground that we refuse to drill for. We’d rather fight wars in the desert than drill off the coast.
However, I do agree that it would be nice if we had a coherent and forward thinking energy policy in this country that weaned us off of unrenewable energy sources.
However, for all of you Bush Bashers/Haters who desperately want a Democrat in office let me ask you: what exactly did Billary do about energy policy during their 8 years in office and why do you expect that another 4 or 8 years will be any different?
Hell, even Mr Global Warming himself did next to nothing during his 8 years as Vice President about energy policy.
But I digress.
Unfortunately, I can’t afford payments on two cars and as I stated above, I actually NEED a truck for…you know…truck stuff. However, if you are so concerned about the pending global cataclysm feel free to buy me a hybrid.
In the meantime, I’ll drive less and telecommute more.
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