Forum Replies Created
-
AuthorPosts
-
LuckyInOC
ParticipantQ1-2009 FDIC banking numbers are in…
Provided below the three major FDIC asset types (‘Construction and land develeopment’, ‘1-4 family residential properties’, ‘Securred by nonfarm nonresidential properties’). ‘1-4 family residential properties’ is the largest percentage of assets currently past due. Development does have a large percentage in the ‘Assets in nonaccrual status’, no surprise there…
From the numbers below, it appears the 30-89 past due accounts on ‘1-4 family residentual properties’ have slightly reduced from the peak of 78.1 Bln to 75.0 Bln. The 90+ past due accounts for the same still rose slightly from 46.1 Bln to 57.0 Bln as compared to Q4-2007 at 14.3 Bln which was a massive jump for 2008. The ‘Assets in Nonaccrual Status’ (I assume are bank owned foreclosures) increased by 21.5 Bln this quarter alone. All last year, it increased by 19.1 Bln. The ‘Loan Charge-Offs’ have been still continuing to rise to the rate of 11.2 Bln this quarter alone. The foreclosures increase by 21.5 Bln this quarter leaving a possible 10.5 Bln in additional inventory. This may be the indicator the banks are holding on to foreclosures longer. Based on the Loan Charge-Offs, it doesn’t appear they are slowing the foreclosure process. This data represents all 8246 FDIC institutions across the nation. It still could be in local markets some hold backs are occuring.
It is interesting to note that of 2,719.6 Bln in ‘1-4 residential loans’ that 78.1 Bln or 2.87% of loans is in foreclosure. But like the stock market, the sales of only a small percentage of the shares drives the value of all the shares. Keep in mind, this is only data from FDIC institutions and not all real estate lending organizations.
Lucky In OC
FDIC banking info:
http://www2.fdic.gov/SDI/SOB/Past Due and Nonaccrual Assets – 30-89 days:
. Total:
. Q1-2009 158.3 B
. Q4-2008 157.9 B
. Q4-2007 108.0 B. Construction and land development:
. Q1-2009 20.2 B
. Q4-2008 17.0 B
. Q4-2007 11.4 B. 1-4 family residential properties:
. Q1-2009 75.0 B
. Q4-2008 78.8 B
. Q4-2007 51.5 B. Securred by nonfarm nonresidential properties:
. Q1-2009 14.7 B
. Q4-2008 11.4 B
. Q4-2007 7.5 BAssets past due 90 or more days:
. Total:
. Q1-2009 91.1 B
. Q4-2008 75.5 B
. Q4-2007 31.5 B. Construction and land development:
. Q1-2009 6.4 B
. Q4-2008 5.0 B
. Q4-2007 1.9 B. 1-4 family residential properties:
. Q1-2009 57.0 B
. Q4-2008 46.1 B
. Q4-2007 14.3 B. Securred by nonfarm nonresidential properties:
. Q1-2009 3.0 B
. Q4-2008 2.2 B
. Q4-2007 0.9 BAssets in nonaccral status (Foreclosures?):
. Total:
. Q1-2009 203.2 B
. Q4-2008 160.0 B
. Q4-2007 79.4 B. Construction and land development:
. Q1-2009 55.5 B
. Q4-2008 46.4 B
. Q4-2007 18.4 B. 1-4 family residential properties:
. Q1-2009 78.1 B
. Q4-2008 56.6 B
. Q4-2007 37.5 B. Securred by nonfarm nonresidential properties:
. Q1-2009 21.2 B
. Q4-2008 15.1 B
. Q4-2007 6.9 BLoan Charge-Offs and Recoveries (YTD):
. Total:
. Q1-2009 40.5 B
. Q4-2008 109.6 B
. Q4-2007 53.5 B. Construction and land development:
. Q1-2009 4.7 B
. Q4-2008 16.5 B
. Q4-2007 2.3 B. 1-4 family residential properties:
. Q1-2009 11.2 B
. Q4-2008 27.2 B
. Q4-2007 8.0 B. Securred by nonfarm nonresidential properties:
. Q1-2009 1.1 B
. Q4-2008 2.7 B
. Q4-2007 1.0 BNet Loans and Leases:
. Total:
. Q1-2009 7,540.5 B
. Q4-2008 7,700.1 B
. Q4-2007 7,804.0 B. All real estate loans:
. Q1-2009 4,700.5 B
. Q4-2008 4,705.0 B
. Q4-2007 7.781.8 B. Construction and land development:
. Q1-2009 566.9 B
. Q4-2008 590.9 B
. Q4-2007 629.5 B. 1-4 family residential properties:
. Q1-2009 2,719.6 B
. Q4-2008 2,713.5 B
. Q4-2007 2,852.9 B. Commercial real estate:
. Q1-2009 1,076.9 B
. Q4-2008 1,066.1 B
. Q4-2007 968.7 BParticipantQ1-2009 FDIC banking numbers are in…
Provided below the three major FDIC asset types (‘Construction and land develeopment’, ‘1-4 family residential properties’, ‘Securred by nonfarm nonresidential properties’). ‘1-4 family residential properties’ is the largest percentage of assets currently past due. Development does have a large percentage in the ‘Assets in nonaccrual status’, no surprise there…
From the numbers below, it appears the 30-89 past due accounts on ‘1-4 family residentual properties’ have slightly reduced from the peak of 78.1 Bln to 75.0 Bln. The 90+ past due accounts for the same still rose slightly from 46.1 Bln to 57.0 Bln as compared to Q4-2007 at 14.3 Bln which was a massive jump for 2008. The ‘Assets in Nonaccrual Status’ (I assume are bank owned foreclosures) increased by 21.5 Bln this quarter alone. All last year, it increased by 19.1 Bln. The ‘Loan Charge-Offs’ have been still continuing to rise to the rate of 11.2 Bln this quarter alone. The foreclosures increase by 21.5 Bln this quarter leaving a possible 10.5 Bln in additional inventory. This may be the indicator the banks are holding on to foreclosures longer. Based on the Loan Charge-Offs, it doesn’t appear they are slowing the foreclosure process. This data represents all 8246 FDIC institutions across the nation. It still could be in local markets some hold backs are occuring.
It is interesting to note that of 2,719.6 Bln in ‘1-4 residential loans’ that 78.1 Bln or 2.87% of loans is in foreclosure. But like the stock market, the sales of only a small percentage of the shares drives the value of all the shares. Keep in mind, this is only data from FDIC institutions and not all real estate lending organizations.
Lucky In OC
FDIC banking info:
http://www2.fdic.gov/SDI/SOB/Past Due and Nonaccrual Assets – 30-89 days:
. Total:
. Q1-2009 158.3 B
. Q4-2008 157.9 B
. Q4-2007 108.0 B. Construction and land development:
. Q1-2009 20.2 B
. Q4-2008 17.0 B
. Q4-2007 11.4 B. 1-4 family residential properties:
. Q1-2009 75.0 B
. Q4-2008 78.8 B
. Q4-2007 51.5 B. Securred by nonfarm nonresidential properties:
. Q1-2009 14.7 B
. Q4-2008 11.4 B
. Q4-2007 7.5 BAssets past due 90 or more days:
. Total:
. Q1-2009 91.1 B
. Q4-2008 75.5 B
. Q4-2007 31.5 B. Construction and land development:
. Q1-2009 6.4 B
. Q4-2008 5.0 B
. Q4-2007 1.9 B. 1-4 family residential properties:
. Q1-2009 57.0 B
. Q4-2008 46.1 B
. Q4-2007 14.3 B. Securred by nonfarm nonresidential properties:
. Q1-2009 3.0 B
. Q4-2008 2.2 B
. Q4-2007 0.9 BAssets in nonaccral status (Foreclosures?):
. Total:
. Q1-2009 203.2 B
. Q4-2008 160.0 B
. Q4-2007 79.4 B. Construction and land development:
. Q1-2009 55.5 B
. Q4-2008 46.4 B
. Q4-2007 18.4 B. 1-4 family residential properties:
. Q1-2009 78.1 B
. Q4-2008 56.6 B
. Q4-2007 37.5 B. Securred by nonfarm nonresidential properties:
. Q1-2009 21.2 B
. Q4-2008 15.1 B
. Q4-2007 6.9 BLoan Charge-Offs and Recoveries (YTD):
. Total:
. Q1-2009 40.5 B
. Q4-2008 109.6 B
. Q4-2007 53.5 B. Construction and land development:
. Q1-2009 4.7 B
. Q4-2008 16.5 B
. Q4-2007 2.3 B. 1-4 family residential properties:
. Q1-2009 11.2 B
. Q4-2008 27.2 B
. Q4-2007 8.0 B. Securred by nonfarm nonresidential properties:
. Q1-2009 1.1 B
. Q4-2008 2.7 B
. Q4-2007 1.0 BNet Loans and Leases:
. Total:
. Q1-2009 7,540.5 B
. Q4-2008 7,700.1 B
. Q4-2007 7,804.0 B. All real estate loans:
. Q1-2009 4,700.5 B
. Q4-2008 4,705.0 B
. Q4-2007 7.781.8 B. Construction and land development:
. Q1-2009 566.9 B
. Q4-2008 590.9 B
. Q4-2007 629.5 B. 1-4 family residential properties:
. Q1-2009 2,719.6 B
. Q4-2008 2,713.5 B
. Q4-2007 2,852.9 B. Commercial real estate:
. Q1-2009 1,076.9 B
. Q4-2008 1,066.1 B
. Q4-2007 968.7 BParticipantQ1-2009 FDIC banking numbers are in…
Provided below the three major FDIC asset types (‘Construction and land develeopment’, ‘1-4 family residential properties’, ‘Securred by nonfarm nonresidential properties’). ‘1-4 family residential properties’ is the largest percentage of assets currently past due. Development does have a large percentage in the ‘Assets in nonaccrual status’, no surprise there…
From the numbers below, it appears the 30-89 past due accounts on ‘1-4 family residentual properties’ have slightly reduced from the peak of 78.1 Bln to 75.0 Bln. The 90+ past due accounts for the same still rose slightly from 46.1 Bln to 57.0 Bln as compared to Q4-2007 at 14.3 Bln which was a massive jump for 2008. The ‘Assets in Nonaccrual Status’ (I assume are bank owned foreclosures) increased by 21.5 Bln this quarter alone. All last year, it increased by 19.1 Bln. The ‘Loan Charge-Offs’ have been still continuing to rise to the rate of 11.2 Bln this quarter alone. The foreclosures increase by 21.5 Bln this quarter leaving a possible 10.5 Bln in additional inventory. This may be the indicator the banks are holding on to foreclosures longer. Based on the Loan Charge-Offs, it doesn’t appear they are slowing the foreclosure process. This data represents all 8246 FDIC institutions across the nation. It still could be in local markets some hold backs are occuring.
It is interesting to note that of 2,719.6 Bln in ‘1-4 residential loans’ that 78.1 Bln or 2.87% of loans is in foreclosure. But like the stock market, the sales of only a small percentage of the shares drives the value of all the shares. Keep in mind, this is only data from FDIC institutions and not all real estate lending organizations.
Lucky In OC
FDIC banking info:
http://www2.fdic.gov/SDI/SOB/Past Due and Nonaccrual Assets – 30-89 days:
. Total:
. Q1-2009 158.3 B
. Q4-2008 157.9 B
. Q4-2007 108.0 B. Construction and land development:
. Q1-2009 20.2 B
. Q4-2008 17.0 B
. Q4-2007 11.4 B. 1-4 family residential properties:
. Q1-2009 75.0 B
. Q4-2008 78.8 B
. Q4-2007 51.5 B. Securred by nonfarm nonresidential properties:
. Q1-2009 14.7 B
. Q4-2008 11.4 B
. Q4-2007 7.5 BAssets past due 90 or more days:
. Total:
. Q1-2009 91.1 B
. Q4-2008 75.5 B
. Q4-2007 31.5 B. Construction and land development:
. Q1-2009 6.4 B
. Q4-2008 5.0 B
. Q4-2007 1.9 B. 1-4 family residential properties:
. Q1-2009 57.0 B
. Q4-2008 46.1 B
. Q4-2007 14.3 B. Securred by nonfarm nonresidential properties:
. Q1-2009 3.0 B
. Q4-2008 2.2 B
. Q4-2007 0.9 BAssets in nonaccral status (Foreclosures?):
. Total:
. Q1-2009 203.2 B
. Q4-2008 160.0 B
. Q4-2007 79.4 B. Construction and land development:
. Q1-2009 55.5 B
. Q4-2008 46.4 B
. Q4-2007 18.4 B. 1-4 family residential properties:
. Q1-2009 78.1 B
. Q4-2008 56.6 B
. Q4-2007 37.5 B. Securred by nonfarm nonresidential properties:
. Q1-2009 21.2 B
. Q4-2008 15.1 B
. Q4-2007 6.9 BLoan Charge-Offs and Recoveries (YTD):
. Total:
. Q1-2009 40.5 B
. Q4-2008 109.6 B
. Q4-2007 53.5 B. Construction and land development:
. Q1-2009 4.7 B
. Q4-2008 16.5 B
. Q4-2007 2.3 B. 1-4 family residential properties:
. Q1-2009 11.2 B
. Q4-2008 27.2 B
. Q4-2007 8.0 B. Securred by nonfarm nonresidential properties:
. Q1-2009 1.1 B
. Q4-2008 2.7 B
. Q4-2007 1.0 BNet Loans and Leases:
. Total:
. Q1-2009 7,540.5 B
. Q4-2008 7,700.1 B
. Q4-2007 7,804.0 B. All real estate loans:
. Q1-2009 4,700.5 B
. Q4-2008 4,705.0 B
. Q4-2007 7.781.8 B. Construction and land development:
. Q1-2009 566.9 B
. Q4-2008 590.9 B
. Q4-2007 629.5 B. 1-4 family residential properties:
. Q1-2009 2,719.6 B
. Q4-2008 2,713.5 B
. Q4-2007 2,852.9 B. Commercial real estate:
. Q1-2009 1,076.9 B
. Q4-2008 1,066.1 B
. Q4-2007 968.7 BParticipantQ1-2009 FDIC banking numbers are in…
Provided below the three major FDIC asset types (‘Construction and land develeopment’, ‘1-4 family residential properties’, ‘Securred by nonfarm nonresidential properties’). ‘1-4 family residential properties’ is the largest percentage of assets currently past due. Development does have a large percentage in the ‘Assets in nonaccrual status’, no surprise there…
From the numbers below, it appears the 30-89 past due accounts on ‘1-4 family residentual properties’ have slightly reduced from the peak of 78.1 Bln to 75.0 Bln. The 90+ past due accounts for the same still rose slightly from 46.1 Bln to 57.0 Bln as compared to Q4-2007 at 14.3 Bln which was a massive jump for 2008. The ‘Assets in Nonaccrual Status’ (I assume are bank owned foreclosures) increased by 21.5 Bln this quarter alone. All last year, it increased by 19.1 Bln. The ‘Loan Charge-Offs’ have been still continuing to rise to the rate of 11.2 Bln this quarter alone. The foreclosures increase by 21.5 Bln this quarter leaving a possible 10.5 Bln in additional inventory. This may be the indicator the banks are holding on to foreclosures longer. Based on the Loan Charge-Offs, it doesn’t appear they are slowing the foreclosure process. This data represents all 8246 FDIC institutions across the nation. It still could be in local markets some hold backs are occuring.
It is interesting to note that of 2,719.6 Bln in ‘1-4 residential loans’ that 78.1 Bln or 2.87% of loans is in foreclosure. But like the stock market, the sales of only a small percentage of the shares drives the value of all the shares. Keep in mind, this is only data from FDIC institutions and not all real estate lending organizations.
Lucky In OC
FDIC banking info:
http://www2.fdic.gov/SDI/SOB/Past Due and Nonaccrual Assets – 30-89 days:
. Total:
. Q1-2009 158.3 B
. Q4-2008 157.9 B
. Q4-2007 108.0 B. Construction and land development:
. Q1-2009 20.2 B
. Q4-2008 17.0 B
. Q4-2007 11.4 B. 1-4 family residential properties:
. Q1-2009 75.0 B
. Q4-2008 78.8 B
. Q4-2007 51.5 B. Securred by nonfarm nonresidential properties:
. Q1-2009 14.7 B
. Q4-2008 11.4 B
. Q4-2007 7.5 BAssets past due 90 or more days:
. Total:
. Q1-2009 91.1 B
. Q4-2008 75.5 B
. Q4-2007 31.5 B. Construction and land development:
. Q1-2009 6.4 B
. Q4-2008 5.0 B
. Q4-2007 1.9 B. 1-4 family residential properties:
. Q1-2009 57.0 B
. Q4-2008 46.1 B
. Q4-2007 14.3 B. Securred by nonfarm nonresidential properties:
. Q1-2009 3.0 B
. Q4-2008 2.2 B
. Q4-2007 0.9 BAssets in nonaccral status (Foreclosures?):
. Total:
. Q1-2009 203.2 B
. Q4-2008 160.0 B
. Q4-2007 79.4 B. Construction and land development:
. Q1-2009 55.5 B
. Q4-2008 46.4 B
. Q4-2007 18.4 B. 1-4 family residential properties:
. Q1-2009 78.1 B
. Q4-2008 56.6 B
. Q4-2007 37.5 B. Securred by nonfarm nonresidential properties:
. Q1-2009 21.2 B
. Q4-2008 15.1 B
. Q4-2007 6.9 BLoan Charge-Offs and Recoveries (YTD):
. Total:
. Q1-2009 40.5 B
. Q4-2008 109.6 B
. Q4-2007 53.5 B. Construction and land development:
. Q1-2009 4.7 B
. Q4-2008 16.5 B
. Q4-2007 2.3 B. 1-4 family residential properties:
. Q1-2009 11.2 B
. Q4-2008 27.2 B
. Q4-2007 8.0 B. Securred by nonfarm nonresidential properties:
. Q1-2009 1.1 B
. Q4-2008 2.7 B
. Q4-2007 1.0 BNet Loans and Leases:
. Total:
. Q1-2009 7,540.5 B
. Q4-2008 7,700.1 B
. Q4-2007 7,804.0 B. All real estate loans:
. Q1-2009 4,700.5 B
. Q4-2008 4,705.0 B
. Q4-2007 7.781.8 B. Construction and land development:
. Q1-2009 566.9 B
. Q4-2008 590.9 B
. Q4-2007 629.5 B. 1-4 family residential properties:
. Q1-2009 2,719.6 B
. Q4-2008 2,713.5 B
. Q4-2007 2,852.9 B. Commercial real estate:
. Q1-2009 1,076.9 B
. Q4-2008 1,066.1 B
. Q4-2007 968.7 BParticipantI had one company come by and paint our curb numbers…
Our old numbers were perfectly fine.
We indicated that we did not want it done.They still painted it, only better…
They got the address wrong:
Should have been 2102
Was 2101I had to paint over it until the next company
came around a painted it correctly.
Can’t remember if I paid the second company.Luck In OC
ParticipantI had one company come by and paint our curb numbers…
Our old numbers were perfectly fine.
We indicated that we did not want it done.They still painted it, only better…
They got the address wrong:
Should have been 2102
Was 2101I had to paint over it until the next company
came around a painted it correctly.
Can’t remember if I paid the second company.Luck In OC
ParticipantI had one company come by and paint our curb numbers…
Our old numbers were perfectly fine.
We indicated that we did not want it done.They still painted it, only better…
They got the address wrong:
Should have been 2102
Was 2101I had to paint over it until the next company
came around a painted it correctly.
Can’t remember if I paid the second company.Luck In OC
ParticipantI had one company come by and paint our curb numbers…
Our old numbers were perfectly fine.
We indicated that we did not want it done.They still painted it, only better…
They got the address wrong:
Should have been 2102
Was 2101I had to paint over it until the next company
came around a painted it correctly.
Can’t remember if I paid the second company.Luck In OC
ParticipantI had one company come by and paint our curb numbers…
Our old numbers were perfectly fine.
We indicated that we did not want it done.They still painted it, only better…
They got the address wrong:
Should have been 2102
Was 2101I had to paint over it until the next company
came around a painted it correctly.
Can’t remember if I paid the second company.Luck In OC
ParticipantWe don’t have ATT U-verse yet.
We just have regular phone, DSL internet, cell, and Dishnetwork all on one bill. It is cost about $150/mo. 400 min on 2 cells, Long Distance on land, 5.0 internet speed, 200+ channels (no hd yet) w/ no premium movie channels. Two set tops (1 DVR) that drive 4 or more TV’s. They multiplex the signal from each set top using separate channel (i.e. Channel 60). So you can tune any TV on the common cable for the tuner. If I had more than 4 TV’s, I only would buy another UHF controller(s), but still only have 4 tuners. We have 3 kids, 4-tuners usually enough with PS2, Computer, & Wii. They need to go outside and play sometime…
We plan on upgrading to U-verse with 4-tuner HD DVR when I break down and buy 50″ LCD.
Lucky In OC
ParticipantWe don’t have ATT U-verse yet.
We just have regular phone, DSL internet, cell, and Dishnetwork all on one bill. It is cost about $150/mo. 400 min on 2 cells, Long Distance on land, 5.0 internet speed, 200+ channels (no hd yet) w/ no premium movie channels. Two set tops (1 DVR) that drive 4 or more TV’s. They multiplex the signal from each set top using separate channel (i.e. Channel 60). So you can tune any TV on the common cable for the tuner. If I had more than 4 TV’s, I only would buy another UHF controller(s), but still only have 4 tuners. We have 3 kids, 4-tuners usually enough with PS2, Computer, & Wii. They need to go outside and play sometime…
We plan on upgrading to U-verse with 4-tuner HD DVR when I break down and buy 50″ LCD.
Lucky In OC
ParticipantWe don’t have ATT U-verse yet.
We just have regular phone, DSL internet, cell, and Dishnetwork all on one bill. It is cost about $150/mo. 400 min on 2 cells, Long Distance on land, 5.0 internet speed, 200+ channels (no hd yet) w/ no premium movie channels. Two set tops (1 DVR) that drive 4 or more TV’s. They multiplex the signal from each set top using separate channel (i.e. Channel 60). So you can tune any TV on the common cable for the tuner. If I had more than 4 TV’s, I only would buy another UHF controller(s), but still only have 4 tuners. We have 3 kids, 4-tuners usually enough with PS2, Computer, & Wii. They need to go outside and play sometime…
We plan on upgrading to U-verse with 4-tuner HD DVR when I break down and buy 50″ LCD.
Lucky In OC
ParticipantWe don’t have ATT U-verse yet.
We just have regular phone, DSL internet, cell, and Dishnetwork all on one bill. It is cost about $150/mo. 400 min on 2 cells, Long Distance on land, 5.0 internet speed, 200+ channels (no hd yet) w/ no premium movie channels. Two set tops (1 DVR) that drive 4 or more TV’s. They multiplex the signal from each set top using separate channel (i.e. Channel 60). So you can tune any TV on the common cable for the tuner. If I had more than 4 TV’s, I only would buy another UHF controller(s), but still only have 4 tuners. We have 3 kids, 4-tuners usually enough with PS2, Computer, & Wii. They need to go outside and play sometime…
We plan on upgrading to U-verse with 4-tuner HD DVR when I break down and buy 50″ LCD.
Lucky In OC
ParticipantWe don’t have ATT U-verse yet.
We just have regular phone, DSL internet, cell, and Dishnetwork all on one bill. It is cost about $150/mo. 400 min on 2 cells, Long Distance on land, 5.0 internet speed, 200+ channels (no hd yet) w/ no premium movie channels. Two set tops (1 DVR) that drive 4 or more TV’s. They multiplex the signal from each set top using separate channel (i.e. Channel 60). So you can tune any TV on the common cable for the tuner. If I had more than 4 TV’s, I only would buy another UHF controller(s), but still only have 4 tuners. We have 3 kids, 4-tuners usually enough with PS2, Computer, & Wii. They need to go outside and play sometime…
We plan on upgrading to U-verse with 4-tuner HD DVR when I break down and buy 50″ LCD.
Lucky In OC
-
AuthorPosts
