[looking]

[quote=Looking2buysoon]Thanks, we used to rent a condo located in PQ (right by the 56 and 15) Despite some of our neighbors looking down on us for being renters we liked it and loved the location.

Trulia has tons of these 2 bedroom 2 baths listed at $175-250k. We are 26 and hope to be parents before 30 so our thinking is to maybe sneak into a condo or townhome. Stay in it for maybe 5 years or until our kid is old enough to run around and need more space.[/quote]
Somehow it seems that the moment you are expecting, the amount of stuff quadruples. In all seriousness though, there is a lot of stuff associated with kids even when they are infants.

I think in the situation you described I would think it is a better call to rent. If you only have 10k for a downpayment, how much do you have for emergencies?

[looking]

[quote=threadkiller]Yes don’t pay the fees,”if you are sure they are not mentioned in your lease” and make them take you to small claims court. The only thing second to thieving credit card companies is scumbag landlords.[/quote]
True… but be careful. They still have your security deposit. They have to justify costs but it doesn’t mean that those costs can’t be higher than normal which could eat into anything you get back. If you already expect nothing back, then you have less to lose.

[looking]

[quote=threadkiller]Yes don’t pay the fees,”if you are sure they are not mentioned in your lease” and make them take you to small claims court. The only thing second to thieving credit card companies is scumbag landlords.[/quote]
True… but be careful. They still have your security deposit. They have to justify costs but it doesn’t mean that those costs can’t be higher than normal which could eat into anything you get back. If you already expect nothing back, then you have less to lose.

[looking]

[quote=threadkiller]Yes don’t pay the fees,”if you are sure they are not mentioned in your lease” and make them take you to small claims court. The only thing second to thieving credit card companies is scumbag landlords.[/quote]
True… but be careful. They still have your security deposit. They have to justify costs but it doesn’t mean that those costs can’t be higher than normal which could eat into anything you get back. If you already expect nothing back, then you have less to lose.

[looking]

[quote=threadkiller]Yes don’t pay the fees,”if you are sure they are not mentioned in your lease” and make them take you to small claims court. The only thing second to thieving credit card companies is scumbag landlords.[/quote]
True… but be careful. They still have your security deposit. They have to justify costs but it doesn’t mean that those costs can’t be higher than normal which could eat into anything you get back. If you already expect nothing back, then you have less to lose.

[looking]

[quote=threadkiller]Yes don’t pay the fees,”if you are sure they are not mentioned in your lease” and make them take you to small claims court. The only thing second to thieving credit card companies is scumbag landlords.[/quote]
True… but be careful. They still have your security deposit. They have to justify costs but it doesn’t mean that those costs can’t be higher than normal which could eat into anything you get back. If you already expect nothing back, then you have less to lose.

[looking]

I lived in Oceanside for many years and I like the city, however, I personally would not live in Arrowood. It is very far out from where most people work. In rush hour in the morning and evening, it can easily take over 30min to get to I-5. Oceanside gets a bad rap for gang activity – I think that much of the city is just fine; HOWEVER, the area near Vandegrift and N. River Rd DOES have pretty significant gang activity. To get to Arrowood, you have to drive past that area. I think that the Arrowood development put in large higher-end houses in a place that really doesn’t make sense. Again, I have nothing against Oceanside itself but I would personally look at somewhere other than Arrowood.

[looking]

I lived in Oceanside for many years and I like the city, however, I personally would not live in Arrowood. It is very far out from where most people work. In rush hour in the morning and evening, it can easily take over 30min to get to I-5. Oceanside gets a bad rap for gang activity – I think that much of the city is just fine; HOWEVER, the area near Vandegrift and N. River Rd DOES have pretty significant gang activity. To get to Arrowood, you have to drive past that area. I think that the Arrowood development put in large higher-end houses in a place that really doesn’t make sense. Again, I have nothing against Oceanside itself but I would personally look at somewhere other than Arrowood.

[looking]

I lived in Oceanside for many years and I like the city, however, I personally would not live in Arrowood. It is very far out from where most people work. In rush hour in the morning and evening, it can easily take over 30min to get to I-5. Oceanside gets a bad rap for gang activity – I think that much of the city is just fine; HOWEVER, the area near Vandegrift and N. River Rd DOES have pretty significant gang activity. To get to Arrowood, you have to drive past that area. I think that the Arrowood development put in large higher-end houses in a place that really doesn’t make sense. Again, I have nothing against Oceanside itself but I would personally look at somewhere other than Arrowood.

[looking]

I lived in Oceanside for many years and I like the city, however, I personally would not live in Arrowood. It is very far out from where most people work. In rush hour in the morning and evening, it can easily take over 30min to get to I-5. Oceanside gets a bad rap for gang activity – I think that much of the city is just fine; HOWEVER, the area near Vandegrift and N. River Rd DOES have pretty significant gang activity. To get to Arrowood, you have to drive past that area. I think that the Arrowood development put in large higher-end houses in a place that really doesn’t make sense. Again, I have nothing against Oceanside itself but I would personally look at somewhere other than Arrowood.

[looking]

I lived in Oceanside for many years and I like the city, however, I personally would not live in Arrowood. It is very far out from where most people work. In rush hour in the morning and evening, it can easily take over 30min to get to I-5. Oceanside gets a bad rap for gang activity – I think that much of the city is just fine; HOWEVER, the area near Vandegrift and N. River Rd DOES have pretty significant gang activity. To get to Arrowood, you have to drive past that area. I think that the Arrowood development put in large higher-end houses in a place that really doesn’t make sense. Again, I have nothing against Oceanside itself but I would personally look at somewhere other than Arrowood.

[looking]

[quote=streak]So, should we from the outset buy a home for cash and not be concerned with mortgages and interest rates, re-financing down the line, or do we still rent, paying for 6 months in advance at a time waiting for a decent credit score in order to get a mortgage and at the same time be at the mercy of a landlord paying upwards of $4000 per month for something that will never be ours?

We cant be the first new immigrants with this problem, how have others dealt with it?[/quote]

You are probably correct that with no credit history in the US it will be difficult to get a mortgage but you shouldn’t have to pay 6 months in advance to rent. I know many many people who have come from overseas who immediately rent a place. All the foreign postdocs for UCSD and Scripps find housing. I also know executives from overseas who rent >$10,000/month houses (in the LA area). And as you said, coming on vacation and living here are completely different things.

[looking]

[quote=streak]So, should we from the outset buy a home for cash and not be concerned with mortgages and interest rates, re-financing down the line, or do we still rent, paying for 6 months in advance at a time waiting for a decent credit score in order to get a mortgage and at the same time be at the mercy of a landlord paying upwards of $4000 per month for something that will never be ours?

We cant be the first new immigrants with this problem, how have others dealt with it?[/quote]

You are probably correct that with no credit history in the US it will be difficult to get a mortgage but you shouldn’t have to pay 6 months in advance to rent. I know many many people who have come from overseas who immediately rent a place. All the foreign postdocs for UCSD and Scripps find housing. I also know executives from overseas who rent >$10,000/month houses (in the LA area). And as you said, coming on vacation and living here are completely different things.

[looking]

[quote=streak]So, should we from the outset buy a home for cash and not be concerned with mortgages and interest rates, re-financing down the line, or do we still rent, paying for 6 months in advance at a time waiting for a decent credit score in order to get a mortgage and at the same time be at the mercy of a landlord paying upwards of $4000 per month for something that will never be ours?

We cant be the first new immigrants with this problem, how have others dealt with it?[/quote]

You are probably correct that with no credit history in the US it will be difficult to get a mortgage but you shouldn’t have to pay 6 months in advance to rent. I know many many people who have come from overseas who immediately rent a place. All the foreign postdocs for UCSD and Scripps find housing. I also know executives from overseas who rent >$10,000/month houses (in the LA area). And as you said, coming on vacation and living here are completely different things.

[looking]

[quote=streak]So, should we from the outset buy a home for cash and not be concerned with mortgages and interest rates, re-financing down the line, or do we still rent, paying for 6 months in advance at a time waiting for a decent credit score in order to get a mortgage and at the same time be at the mercy of a landlord paying upwards of $4000 per month for something that will never be ours?

We cant be the first new immigrants with this problem, how have others dealt with it?[/quote]

You are probably correct that with no credit history in the US it will be difficult to get a mortgage but you shouldn’t have to pay 6 months in advance to rent. I know many many people who have come from overseas who immediately rent a place. All the foreign postdocs for UCSD and Scripps find housing. I also know executives from overseas who rent >$10,000/month houses (in the LA area). And as you said, coming on vacation and living here are completely different things.

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