[Kilohana]

[quote=ncounty4]For the record, we don’t feel “entitled” to anything. At 30 years old, we have paid off $150k in educational, consumer and auto debt from our younger years. We have also saved $150k+ not including maxing out our retirement accounts.

We don’t spend money on travel, clothes or expensive dinners. We live an extremely frugal life centered on saving for our kids and ourselves.

But I guess that just makes me “crap.” Seems like most of the nasty comments seem to be generationally-motivated…older people can’t believe that we can actually afford the payments on a $700k home…easily! Guess we should just live in a hovel until we’re 50.[/quote]

So our only options are to buy an overpriced home now – or live in a hovel until we’re 50? Really?

I understand that you’re frustrated and you feel that you’re a prime borrower, but the truth is we’re all subprime now. The RE market is nowhere near done tanking and your proposed transaction is more risk than banks can afford to take on at this time. It really is that simple.

If you’re itching to move into a bigger/nicer home, go rent a palace in an upscale neighborhood and wait out this storm. This is the best advice you will receive here.

One last thing – in discussing finances, don’t assume you’re at the top of the food chain. Your situation is good, but not nearly as impressive as you think it is. Jealousy has nothing to do with the response you received here.

[Kilohana]

[quote=ncounty4]For the record, we don’t feel “entitled” to anything. At 30 years old, we have paid off $150k in educational, consumer and auto debt from our younger years. We have also saved $150k+ not including maxing out our retirement accounts.

We don’t spend money on travel, clothes or expensive dinners. We live an extremely frugal life centered on saving for our kids and ourselves.

But I guess that just makes me “crap.” Seems like most of the nasty comments seem to be generationally-motivated…older people can’t believe that we can actually afford the payments on a $700k home…easily! Guess we should just live in a hovel until we’re 50.[/quote]

So our only options are to buy an overpriced home now – or live in a hovel until we’re 50? Really?

I understand that you’re frustrated and you feel that you’re a prime borrower, but the truth is we’re all subprime now. The RE market is nowhere near done tanking and your proposed transaction is more risk than banks can afford to take on at this time. It really is that simple.

If you’re itching to move into a bigger/nicer home, go rent a palace in an upscale neighborhood and wait out this storm. This is the best advice you will receive here.

One last thing – in discussing finances, don’t assume you’re at the top of the food chain. Your situation is good, but not nearly as impressive as you think it is. Jealousy has nothing to do with the response you received here.

[Kilohana]

[quote=ncounty4]For the record, we don’t feel “entitled” to anything. At 30 years old, we have paid off $150k in educational, consumer and auto debt from our younger years. We have also saved $150k+ not including maxing out our retirement accounts.

We don’t spend money on travel, clothes or expensive dinners. We live an extremely frugal life centered on saving for our kids and ourselves.

But I guess that just makes me “crap.” Seems like most of the nasty comments seem to be generationally-motivated…older people can’t believe that we can actually afford the payments on a $700k home…easily! Guess we should just live in a hovel until we’re 50.[/quote]

So our only options are to buy an overpriced home now – or live in a hovel until we’re 50? Really?

I understand that you’re frustrated and you feel that you’re a prime borrower, but the truth is we’re all subprime now. The RE market is nowhere near done tanking and your proposed transaction is more risk than banks can afford to take on at this time. It really is that simple.

If you’re itching to move into a bigger/nicer home, go rent a palace in an upscale neighborhood and wait out this storm. This is the best advice you will receive here.

One last thing – in discussing finances, don’t assume you’re at the top of the food chain. Your situation is good, but not nearly as impressive as you think it is. Jealousy has nothing to do with the response you received here.

[Kilohana]

[quote=ncounty4]For the record, we don’t feel “entitled” to anything. At 30 years old, we have paid off $150k in educational, consumer and auto debt from our younger years. We have also saved $150k+ not including maxing out our retirement accounts.

We don’t spend money on travel, clothes or expensive dinners. We live an extremely frugal life centered on saving for our kids and ourselves.

But I guess that just makes me “crap.” Seems like most of the nasty comments seem to be generationally-motivated…older people can’t believe that we can actually afford the payments on a $700k home…easily! Guess we should just live in a hovel until we’re 50.[/quote]

So our only options are to buy an overpriced home now – or live in a hovel until we’re 50? Really?

I understand that you’re frustrated and you feel that you’re a prime borrower, but the truth is we’re all subprime now. The RE market is nowhere near done tanking and your proposed transaction is more risk than banks can afford to take on at this time. It really is that simple.

If you’re itching to move into a bigger/nicer home, go rent a palace in an upscale neighborhood and wait out this storm. This is the best advice you will receive here.

One last thing – in discussing finances, don’t assume you’re at the top of the food chain. Your situation is good, but not nearly as impressive as you think it is. Jealousy has nothing to do with the response you received here.

[Kilohana]

[quote=ncounty4]For the record, we don’t feel “entitled” to anything. At 30 years old, we have paid off $150k in educational, consumer and auto debt from our younger years. We have also saved $150k+ not including maxing out our retirement accounts.

We don’t spend money on travel, clothes or expensive dinners. We live an extremely frugal life centered on saving for our kids and ourselves.

But I guess that just makes me “crap.” Seems like most of the nasty comments seem to be generationally-motivated…older people can’t believe that we can actually afford the payments on a $700k home…easily! Guess we should just live in a hovel until we’re 50.[/quote]

So our only options are to buy an overpriced home now – or live in a hovel until we’re 50? Really?

I understand that you’re frustrated and you feel that you’re a prime borrower, but the truth is we’re all subprime now. The RE market is nowhere near done tanking and your proposed transaction is more risk than banks can afford to take on at this time. It really is that simple.

If you’re itching to move into a bigger/nicer home, go rent a palace in an upscale neighborhood and wait out this storm. This is the best advice you will receive here.

One last thing – in discussing finances, don’t assume you’re at the top of the food chain. Your situation is good, but not nearly as impressive as you think it is. Jealousy has nothing to do with the response you received here.

[Kilohana]

[quote=Aecetia]Be careful what you wish for.[/quote]

Is that a threat? 😉

Start posting links… I want to see what you’ve found!

[Kilohana]

[quote=Aecetia]Be careful what you wish for.[/quote]

Is that a threat? 😉

Start posting links… I want to see what you’ve found!

[Kilohana]

[quote=Aecetia]Be careful what you wish for.[/quote]

Is that a threat? 😉

Start posting links… I want to see what you’ve found!

[Kilohana]

[quote=Aecetia]Be careful what you wish for.[/quote]

Is that a threat? 😉

Start posting links… I want to see what you’ve found!

[Kilohana]

[quote=Aecetia]Be careful what you wish for.[/quote]

Is that a threat? 😉

Start posting links… I want to see what you’ve found!

[Kilohana]

[quote=svelte][quote=Kilohana][quote=SD Squatter]

Also, notice the choice of magazines in the bathroom: Rifleman 🙂

[/quote]

I don’t know about you, but I was actually *relieved* to see that those magazines were just “Rifleman” and not….yanno….exotic. ;)[/quote]

Hmmm. I would have prefered exotic to Rifleman! I’m a love not war typa guy. Though I do own my share of guns.[/quote]

Okay, you’re right. It would have been awesome to see a giant pile of Juggs on the bathroom counter next to the empty kleenex box. We would have had to close the thread – there is no possible way to top that. 😉 I love this thread so much!

[Kilohana]

[quote=svelte][quote=Kilohana][quote=SD Squatter]

Also, notice the choice of magazines in the bathroom: Rifleman 🙂

[/quote]

I don’t know about you, but I was actually *relieved* to see that those magazines were just “Rifleman” and not….yanno….exotic. ;)[/quote]

Hmmm. I would have prefered exotic to Rifleman! I’m a love not war typa guy. Though I do own my share of guns.[/quote]

Okay, you’re right. It would have been awesome to see a giant pile of Juggs on the bathroom counter next to the empty kleenex box. We would have had to close the thread – there is no possible way to top that. 😉 I love this thread so much!

[Kilohana]

[quote=svelte][quote=Kilohana][quote=SD Squatter]

Also, notice the choice of magazines in the bathroom: Rifleman 🙂

[/quote]

I don’t know about you, but I was actually *relieved* to see that those magazines were just “Rifleman” and not….yanno….exotic. ;)[/quote]

Hmmm. I would have prefered exotic to Rifleman! I’m a love not war typa guy. Though I do own my share of guns.[/quote]

Okay, you’re right. It would have been awesome to see a giant pile of Juggs on the bathroom counter next to the empty kleenex box. We would have had to close the thread – there is no possible way to top that. 😉 I love this thread so much!

[Kilohana]

[quote=svelte][quote=Kilohana][quote=SD Squatter]

Also, notice the choice of magazines in the bathroom: Rifleman 🙂

[/quote]

I don’t know about you, but I was actually *relieved* to see that those magazines were just “Rifleman” and not….yanno….exotic. ;)[/quote]

Hmmm. I would have prefered exotic to Rifleman! I’m a love not war typa guy. Though I do own my share of guns.[/quote]

Okay, you’re right. It would have been awesome to see a giant pile of Juggs on the bathroom counter next to the empty kleenex box. We would have had to close the thread – there is no possible way to top that. 😉 I love this thread so much!

[Kilohana]

[quote=svelte][quote=Kilohana][quote=SD Squatter]

Also, notice the choice of magazines in the bathroom: Rifleman 🙂

[/quote]

I don’t know about you, but I was actually *relieved* to see that those magazines were just “Rifleman” and not….yanno….exotic. ;)[/quote]

Hmmm. I would have prefered exotic to Rifleman! I’m a love not war typa guy. Though I do own my share of guns.[/quote]

Okay, you’re right. It would have been awesome to see a giant pile of Juggs on the bathroom counter next to the empty kleenex box. We would have had to close the thread – there is no possible way to top that. 😉 I love this thread so much!

[Author]

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