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JWM in SD
Participant“Is the above criteria somewhat limiting though?”
Yeah, that’s kind of the point. #1 is crucial. Can’t be without it.
Maybe a better question would be to ask for stratification of the DP sources according to those criteria.
Oh yeah AN, for the record, I fit 1 and 2, missed 3 by one year. Your question(s) don’t make sense to me. I don’t see how the Realtors don’t know if there has been a recent sale or a contingent sale by their clients that is sourcing the DP. They know this, they have to. As far as mommy and daddy /inheritance, well, technically they wouldn’t know unless they asked, but like FLU indicated, it can be rather obvious sometimes.
Participant“Is the above criteria somewhat limiting though?”
Yeah, that’s kind of the point. #1 is crucial. Can’t be without it.
Maybe a better question would be to ask for stratification of the DP sources according to those criteria.
Oh yeah AN, for the record, I fit 1 and 2, missed 3 by one year. Your question(s) don’t make sense to me. I don’t see how the Realtors don’t know if there has been a recent sale or a contingent sale by their clients that is sourcing the DP. They know this, they have to. As far as mommy and daddy /inheritance, well, technically they wouldn’t know unless they asked, but like FLU indicated, it can be rather obvious sometimes.
Participant“Is the above criteria somewhat limiting though?”
Yeah, that’s kind of the point. #1 is crucial. Can’t be without it.
Maybe a better question would be to ask for stratification of the DP sources according to those criteria.
Oh yeah AN, for the record, I fit 1 and 2, missed 3 by one year. Your question(s) don’t make sense to me. I don’t see how the Realtors don’t know if there has been a recent sale or a contingent sale by their clients that is sourcing the DP. They know this, they have to. As far as mommy and daddy /inheritance, well, technically they wouldn’t know unless they asked, but like FLU indicated, it can be rather obvious sometimes.
Participant“Is the above criteria somewhat limiting though?”
Yeah, that’s kind of the point. #1 is crucial. Can’t be without it.
Maybe a better question would be to ask for stratification of the DP sources according to those criteria.
Oh yeah AN, for the record, I fit 1 and 2, missed 3 by one year. Your question(s) don’t make sense to me. I don’t see how the Realtors don’t know if there has been a recent sale or a contingent sale by their clients that is sourcing the DP. They know this, they have to. As far as mommy and daddy /inheritance, well, technically they wouldn’t know unless they asked, but like FLU indicated, it can be rather obvious sometimes.
Participant“You ask a question that no one know the answer to, that’s why you didn’t get an answer JWM.”
Bullshit….they may not know for every single client, but they know in general where it’s coming from. SDR admitted as much not that long ago in one of the other threads.“The only info anyone know for sure is that there are people out there right now who are buying houses w/ plenty of $ down.”
But that is not the operative question now is it??? No. Why? Because the real question is whether that “unknown” source can overwhelm the onslaught of inventory on it’s way over the next couple of years and sustain the market. I think I know which way to bet on that one and it isn’t on the sideliners with cash.
Participant“You ask a question that no one know the answer to, that’s why you didn’t get an answer JWM.”
Bullshit….they may not know for every single client, but they know in general where it’s coming from. SDR admitted as much not that long ago in one of the other threads.“The only info anyone know for sure is that there are people out there right now who are buying houses w/ plenty of $ down.”
But that is not the operative question now is it??? No. Why? Because the real question is whether that “unknown” source can overwhelm the onslaught of inventory on it’s way over the next couple of years and sustain the market. I think I know which way to bet on that one and it isn’t on the sideliners with cash.
Participant“You ask a question that no one know the answer to, that’s why you didn’t get an answer JWM.”
Bullshit….they may not know for every single client, but they know in general where it’s coming from. SDR admitted as much not that long ago in one of the other threads.“The only info anyone know for sure is that there are people out there right now who are buying houses w/ plenty of $ down.”
But that is not the operative question now is it??? No. Why? Because the real question is whether that “unknown” source can overwhelm the onslaught of inventory on it’s way over the next couple of years and sustain the market. I think I know which way to bet on that one and it isn’t on the sideliners with cash.
Participant“You ask a question that no one know the answer to, that’s why you didn’t get an answer JWM.”
Bullshit….they may not know for every single client, but they know in general where it’s coming from. SDR admitted as much not that long ago in one of the other threads.“The only info anyone know for sure is that there are people out there right now who are buying houses w/ plenty of $ down.”
But that is not the operative question now is it??? No. Why? Because the real question is whether that “unknown” source can overwhelm the onslaught of inventory on it’s way over the next couple of years and sustain the market. I think I know which way to bet on that one and it isn’t on the sideliners with cash.
Participant“You ask a question that no one know the answer to, that’s why you didn’t get an answer JWM.”
Bullshit….they may not know for every single client, but they know in general where it’s coming from. SDR admitted as much not that long ago in one of the other threads.“The only info anyone know for sure is that there are people out there right now who are buying houses w/ plenty of $ down.”
But that is not the operative question now is it??? No. Why? Because the real question is whether that “unknown” source can overwhelm the onslaught of inventory on it’s way over the next couple of years and sustain the market. I think I know which way to bet on that one and it isn’t on the sideliners with cash.
Participant“I have never put a client in a bad position and never will.”
So every one of your clients in the past 5 years has been able to afford their home??? According to which standards?
A.) 15 to 20% down. 30 yr fixed and payment less than 40% of their take home pay??B). Exotic financing relying on appreciation for refinancing every 2 -3 years????
Not fishing for business??? You pretty quick to hand out your information in the other thread weren’t you???
Again, you think you are fooling people here, but you aren’t. Not by a long shot.
Participant“I have never put a client in a bad position and never will.”
So every one of your clients in the past 5 years has been able to afford their home??? According to which standards?
A.) 15 to 20% down. 30 yr fixed and payment less than 40% of their take home pay??B). Exotic financing relying on appreciation for refinancing every 2 -3 years????
Not fishing for business??? You pretty quick to hand out your information in the other thread weren’t you???
Again, you think you are fooling people here, but you aren’t. Not by a long shot.
Participant“I have never put a client in a bad position and never will.”
So every one of your clients in the past 5 years has been able to afford their home??? According to which standards?
A.) 15 to 20% down. 30 yr fixed and payment less than 40% of their take home pay??B). Exotic financing relying on appreciation for refinancing every 2 -3 years????
Not fishing for business??? You pretty quick to hand out your information in the other thread weren’t you???
Again, you think you are fooling people here, but you aren’t. Not by a long shot.
Participant“I have never put a client in a bad position and never will.”
So every one of your clients in the past 5 years has been able to afford their home??? According to which standards?
A.) 15 to 20% down. 30 yr fixed and payment less than 40% of their take home pay??B). Exotic financing relying on appreciation for refinancing every 2 -3 years????
Not fishing for business??? You pretty quick to hand out your information in the other thread weren’t you???
Again, you think you are fooling people here, but you aren’t. Not by a long shot.
Participant“I have never put a client in a bad position and never will.”
So every one of your clients in the past 5 years has been able to afford their home??? According to which standards?
A.) 15 to 20% down. 30 yr fixed and payment less than 40% of their take home pay??B). Exotic financing relying on appreciation for refinancing every 2 -3 years????
Not fishing for business??? You pretty quick to hand out your information in the other thread weren’t you???
Again, you think you are fooling people here, but you aren’t. Not by a long shot.
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