[jstoesz]

[quote=SD Realtor]With regards to those writing code for a living and depending on W2 income, I can say that with 100% certainty that 0% of them have ever asked me to look at homes in MH or PL. Furthermore none of them have even asked me to put those areas in for a home search. They did not care about High Tech High school as well. They wanted a neighborhood that had alot of kids, that had a good school district and they were much more focussed on starting a family or growing an existing young family.

I am not sure if there is even a single Pigg poster or lurker with young children who has ever chimed in about wanting to raise the kids in Mission Hills or even 92103 for that matter. Maybe not so much for Point Loma but really, parse through the archives and you guys tell me how many posters you see making queries about raising kids in Mission Hills and Point Loma.

Please don’t get me wrong, these are beautiful places to live. However the demand for these places is much smaller then the demand for what the average engineer and his wife want.

One thing that I have found to be common with most my clients regardless of profession, race, or religion is that those with kids all wanted to be in the same spots. Again, CV, PQ, Scripps, Encinitas, 4S, some UC and Clairmont as well. None ever mentioned MH or PL. I am not saying that there are not exceptions to the rule. Bearish and Pem if you deal with young families every day and are trying to find them homes to live then you can chime in and let me know of how many of them are looking to raise thier families in MH or PL.

I know you guys all may have some exceptions to the rule, but based on my own experience of people I work with who have bought and who are looking they are exceptions and not anything more then that.[/quote]

I guess I am an exception to the rule. I am a Mechanical Engineer and my wife is a PA. So we are a professional couple with lots of education and making a very strong combined income, but the mere thought of CV or 4s is positively nauseating (and my wife even grew up in Irvine). So consider me the exception, because I wanted to raise kids in Pt. Loma, but that was not in the cards.

[jstoesz]

[quote=SD Realtor]With regards to those writing code for a living and depending on W2 income, I can say that with 100% certainty that 0% of them have ever asked me to look at homes in MH or PL. Furthermore none of them have even asked me to put those areas in for a home search. They did not care about High Tech High school as well. They wanted a neighborhood that had alot of kids, that had a good school district and they were much more focussed on starting a family or growing an existing young family.

I am not sure if there is even a single Pigg poster or lurker with young children who has ever chimed in about wanting to raise the kids in Mission Hills or even 92103 for that matter. Maybe not so much for Point Loma but really, parse through the archives and you guys tell me how many posters you see making queries about raising kids in Mission Hills and Point Loma.

Please don’t get me wrong, these are beautiful places to live. However the demand for these places is much smaller then the demand for what the average engineer and his wife want.

One thing that I have found to be common with most my clients regardless of profession, race, or religion is that those with kids all wanted to be in the same spots. Again, CV, PQ, Scripps, Encinitas, 4S, some UC and Clairmont as well. None ever mentioned MH or PL. I am not saying that there are not exceptions to the rule. Bearish and Pem if you deal with young families every day and are trying to find them homes to live then you can chime in and let me know of how many of them are looking to raise thier families in MH or PL.

I know you guys all may have some exceptions to the rule, but based on my own experience of people I work with who have bought and who are looking they are exceptions and not anything more then that.[/quote]

I guess I am an exception to the rule. I am a Mechanical Engineer and my wife is a PA. So we are a professional couple with lots of education and making a very strong combined income, but the mere thought of CV or 4s is positively nauseating (and my wife even grew up in Irvine). So consider me the exception, because I wanted to raise kids in Pt. Loma, but that was not in the cards.

[jstoesz]

[quote=bearishgurl]

Yes, I agree that it is crucial to employ “expectation mgmt” on today’s young adult generation, especially if one wage-earner of a couple decides they no longer wish to remain in that status.

The main reason behind the first-time buyer foreclosures today is that the majority of them purchased a property that was unsustainable when real life hit them in the face. They were too focused on living a lifestyle they had been “accustomed” to (living with parents) and did not “crunch the numbers” to determine what they could actually afford, or afford if one of the parties voluntarily quit working.

I don’t buy into the notion that there are no SFR’s avail in SD County for under $300K. There are many, and is has become clear to me that widespread ignorance is preventing today’s young buyers, with or without families, from considering them.

My post to the OP here was intended to be “expectation mgmt” in its highest form. This candid inquiry was put here for the express purpose of preventing yet another young native San Diegan defecting to the State of TX.

First timers have to start somewhere. And that somewhere is more often than not merely a stepping stone to a more suitable property at a later date. Yes, even in THIS market.[/quote]

BG this is pure bullshit. Where in SD can you buy for circa 225k in a safe neighborhood? Where can you buy in SD that is suitable for raising a family other than some far flung suburb? The crime rates in even chula vista (even the nice parts) seem pretty ridiculous for people who have immigrated from else where, not to mention the schools and caliber of neighbors. Seriously where can you buy a house big enough for raising a few kids in a safe neighborhood close to the city? El Cajon? Most people who want to buy in SD and raise a family do not care about the beach (or the freaking weather), they are looking for a standard of living that is on par with their wage and their outside experiences. SD does not offer this. Look no further than the NY times graphs that show how much income a SD family directs towards home payments. SD is full of people who spend way to much on housing. After that all the rest is obvious.

But to answer the OP’s question I suggest you determine your priorities. I have worked countless thoughtless jobs, some of which were better than others. But at the end of the day, it is all just work. Free time is hard to come by, but the answer is not a job as a barber or tile layer. My goal at this point in my life is to find a good paying job where I can work for the majority of the time remotely. That way you can structure your work around your life, not structure your life around your work. So if you want a mountain lifestyle, get into a tourism industry (or work remotely). If you want to live on acreage, buy a ranch and raise cattle (or work remotely). Life is work, and you will always have to work, but find work that lets you live where and how you desire. If you really think being a barber would be satisfactory, move to omaha (I hear it is a nice town) and cut hair. But if you are like me and need challenge and stress just to put on your pants in the morning, try to find a new job that gives you that, closer to where you want to live. I think SD is screwed in so many ways. I think S. Californians are the least happy, and the most superficial of any place I have come across. I am not interested in moving back, unless I can find the lifestyle I have come to expect. Don’t settle, make life what you want it to be. Don’t fear the hard decisions, but once you decide commit. Forget the path you are on, make your own way, and commit to the necessary sacrifices. It doesn’t sound like you care about the money (which is the best place to be to be happy), so forget the comfort or convenience of your current lifestyle and jump right in. But don’t be stupid blinded by your frustration of the 9-5 and make a plan for your future.

Forget the familiarity of SD, determine what you ultimately want, and commit to the sacrifices that get you there. If you have a plan carry it out. If putting your nose to the grindstone and working your 9-5 at qualcomm or whatever gets you to where you want to be in 10 years, pull you shit together, put your pants on and smear a smile on your face. Because redemption is not far away (even if it is ten years away). But if it is a hollow move of convenience throw it away, make a plan, and implement it to the end.

In closing for me, SD is just too screwed to take a second look at. Unless of course I am able to earn a premium to make up for all the baggage that SD has.

[jstoesz]

[quote=bearishgurl]

Yes, I agree that it is crucial to employ “expectation mgmt” on today’s young adult generation, especially if one wage-earner of a couple decides they no longer wish to remain in that status.

The main reason behind the first-time buyer foreclosures today is that the majority of them purchased a property that was unsustainable when real life hit them in the face. They were too focused on living a lifestyle they had been “accustomed” to (living with parents) and did not “crunch the numbers” to determine what they could actually afford, or afford if one of the parties voluntarily quit working.

I don’t buy into the notion that there are no SFR’s avail in SD County for under $300K. There are many, and is has become clear to me that widespread ignorance is preventing today’s young buyers, with or without families, from considering them.

My post to the OP here was intended to be “expectation mgmt” in its highest form. This candid inquiry was put here for the express purpose of preventing yet another young native San Diegan defecting to the State of TX.

First timers have to start somewhere. And that somewhere is more often than not merely a stepping stone to a more suitable property at a later date. Yes, even in THIS market.[/quote]

BG this is pure bullshit. Where in SD can you buy for circa 225k in a safe neighborhood? Where can you buy in SD that is suitable for raising a family other than some far flung suburb? The crime rates in even chula vista (even the nice parts) seem pretty ridiculous for people who have immigrated from else where, not to mention the schools and caliber of neighbors. Seriously where can you buy a house big enough for raising a few kids in a safe neighborhood close to the city? El Cajon? Most people who want to buy in SD and raise a family do not care about the beach (or the freaking weather), they are looking for a standard of living that is on par with their wage and their outside experiences. SD does not offer this. Look no further than the NY times graphs that show how much income a SD family directs towards home payments. SD is full of people who spend way to much on housing. After that all the rest is obvious.

But to answer the OP’s question I suggest you determine your priorities. I have worked countless thoughtless jobs, some of which were better than others. But at the end of the day, it is all just work. Free time is hard to come by, but the answer is not a job as a barber or tile layer. My goal at this point in my life is to find a good paying job where I can work for the majority of the time remotely. That way you can structure your work around your life, not structure your life around your work. So if you want a mountain lifestyle, get into a tourism industry (or work remotely). If you want to live on acreage, buy a ranch and raise cattle (or work remotely). Life is work, and you will always have to work, but find work that lets you live where and how you desire. If you really think being a barber would be satisfactory, move to omaha (I hear it is a nice town) and cut hair. But if you are like me and need challenge and stress just to put on your pants in the morning, try to find a new job that gives you that, closer to where you want to live. I think SD is screwed in so many ways. I think S. Californians are the least happy, and the most superficial of any place I have come across. I am not interested in moving back, unless I can find the lifestyle I have come to expect. Don’t settle, make life what you want it to be. Don’t fear the hard decisions, but once you decide commit. Forget the path you are on, make your own way, and commit to the necessary sacrifices. It doesn’t sound like you care about the money (which is the best place to be to be happy), so forget the comfort or convenience of your current lifestyle and jump right in. But don’t be stupid blinded by your frustration of the 9-5 and make a plan for your future.

Forget the familiarity of SD, determine what you ultimately want, and commit to the sacrifices that get you there. If you have a plan carry it out. If putting your nose to the grindstone and working your 9-5 at qualcomm or whatever gets you to where you want to be in 10 years, pull you shit together, put your pants on and smear a smile on your face. Because redemption is not far away (even if it is ten years away). But if it is a hollow move of convenience throw it away, make a plan, and implement it to the end.

In closing for me, SD is just too screwed to take a second look at. Unless of course I am able to earn a premium to make up for all the baggage that SD has.

[jstoesz]

[quote=bearishgurl]

Yes, I agree that it is crucial to employ “expectation mgmt” on today’s young adult generation, especially if one wage-earner of a couple decides they no longer wish to remain in that status.

The main reason behind the first-time buyer foreclosures today is that the majority of them purchased a property that was unsustainable when real life hit them in the face. They were too focused on living a lifestyle they had been “accustomed” to (living with parents) and did not “crunch the numbers” to determine what they could actually afford, or afford if one of the parties voluntarily quit working.

I don’t buy into the notion that there are no SFR’s avail in SD County for under $300K. There are many, and is has become clear to me that widespread ignorance is preventing today’s young buyers, with or without families, from considering them.

My post to the OP here was intended to be “expectation mgmt” in its highest form. This candid inquiry was put here for the express purpose of preventing yet another young native San Diegan defecting to the State of TX.

First timers have to start somewhere. And that somewhere is more often than not merely a stepping stone to a more suitable property at a later date. Yes, even in THIS market.[/quote]

BG this is pure bullshit. Where in SD can you buy for circa 225k in a safe neighborhood? Where can you buy in SD that is suitable for raising a family other than some far flung suburb? The crime rates in even chula vista (even the nice parts) seem pretty ridiculous for people who have immigrated from else where, not to mention the schools and caliber of neighbors. Seriously where can you buy a house big enough for raising a few kids in a safe neighborhood close to the city? El Cajon? Most people who want to buy in SD and raise a family do not care about the beach (or the freaking weather), they are looking for a standard of living that is on par with their wage and their outside experiences. SD does not offer this. Look no further than the NY times graphs that show how much income a SD family directs towards home payments. SD is full of people who spend way to much on housing. After that all the rest is obvious.

But to answer the OP’s question I suggest you determine your priorities. I have worked countless thoughtless jobs, some of which were better than others. But at the end of the day, it is all just work. Free time is hard to come by, but the answer is not a job as a barber or tile layer. My goal at this point in my life is to find a good paying job where I can work for the majority of the time remotely. That way you can structure your work around your life, not structure your life around your work. So if you want a mountain lifestyle, get into a tourism industry (or work remotely). If you want to live on acreage, buy a ranch and raise cattle (or work remotely). Life is work, and you will always have to work, but find work that lets you live where and how you desire. If you really think being a barber would be satisfactory, move to omaha (I hear it is a nice town) and cut hair. But if you are like me and need challenge and stress just to put on your pants in the morning, try to find a new job that gives you that, closer to where you want to live. I think SD is screwed in so many ways. I think S. Californians are the least happy, and the most superficial of any place I have come across. I am not interested in moving back, unless I can find the lifestyle I have come to expect. Don’t settle, make life what you want it to be. Don’t fear the hard decisions, but once you decide commit. Forget the path you are on, make your own way, and commit to the necessary sacrifices. It doesn’t sound like you care about the money (which is the best place to be to be happy), so forget the comfort or convenience of your current lifestyle and jump right in. But don’t be stupid blinded by your frustration of the 9-5 and make a plan for your future.

Forget the familiarity of SD, determine what you ultimately want, and commit to the sacrifices that get you there. If you have a plan carry it out. If putting your nose to the grindstone and working your 9-5 at qualcomm or whatever gets you to where you want to be in 10 years, pull you shit together, put your pants on and smear a smile on your face. Because redemption is not far away (even if it is ten years away). But if it is a hollow move of convenience throw it away, make a plan, and implement it to the end.

In closing for me, SD is just too screwed to take a second look at. Unless of course I am able to earn a premium to make up for all the baggage that SD has.

[jstoesz]

[quote=bearishgurl]

Yes, I agree that it is crucial to employ “expectation mgmt” on today’s young adult generation, especially if one wage-earner of a couple decides they no longer wish to remain in that status.

The main reason behind the first-time buyer foreclosures today is that the majority of them purchased a property that was unsustainable when real life hit them in the face. They were too focused on living a lifestyle they had been “accustomed” to (living with parents) and did not “crunch the numbers” to determine what they could actually afford, or afford if one of the parties voluntarily quit working.

I don’t buy into the notion that there are no SFR’s avail in SD County for under $300K. There are many, and is has become clear to me that widespread ignorance is preventing today’s young buyers, with or without families, from considering them.

My post to the OP here was intended to be “expectation mgmt” in its highest form. This candid inquiry was put here for the express purpose of preventing yet another young native San Diegan defecting to the State of TX.

First timers have to start somewhere. And that somewhere is more often than not merely a stepping stone to a more suitable property at a later date. Yes, even in THIS market.[/quote]

BG this is pure bullshit. Where in SD can you buy for circa 225k in a safe neighborhood? Where can you buy in SD that is suitable for raising a family other than some far flung suburb? The crime rates in even chula vista (even the nice parts) seem pretty ridiculous for people who have immigrated from else where, not to mention the schools and caliber of neighbors. Seriously where can you buy a house big enough for raising a few kids in a safe neighborhood close to the city? El Cajon? Most people who want to buy in SD and raise a family do not care about the beach (or the freaking weather), they are looking for a standard of living that is on par with their wage and their outside experiences. SD does not offer this. Look no further than the NY times graphs that show how much income a SD family directs towards home payments. SD is full of people who spend way to much on housing. After that all the rest is obvious.

But to answer the OP’s question I suggest you determine your priorities. I have worked countless thoughtless jobs, some of which were better than others. But at the end of the day, it is all just work. Free time is hard to come by, but the answer is not a job as a barber or tile layer. My goal at this point in my life is to find a good paying job where I can work for the majority of the time remotely. That way you can structure your work around your life, not structure your life around your work. So if you want a mountain lifestyle, get into a tourism industry (or work remotely). If you want to live on acreage, buy a ranch and raise cattle (or work remotely). Life is work, and you will always have to work, but find work that lets you live where and how you desire. If you really think being a barber would be satisfactory, move to omaha (I hear it is a nice town) and cut hair. But if you are like me and need challenge and stress just to put on your pants in the morning, try to find a new job that gives you that, closer to where you want to live. I think SD is screwed in so many ways. I think S. Californians are the least happy, and the most superficial of any place I have come across. I am not interested in moving back, unless I can find the lifestyle I have come to expect. Don’t settle, make life what you want it to be. Don’t fear the hard decisions, but once you decide commit. Forget the path you are on, make your own way, and commit to the necessary sacrifices. It doesn’t sound like you care about the money (which is the best place to be to be happy), so forget the comfort or convenience of your current lifestyle and jump right in. But don’t be stupid blinded by your frustration of the 9-5 and make a plan for your future.

Forget the familiarity of SD, determine what you ultimately want, and commit to the sacrifices that get you there. If you have a plan carry it out. If putting your nose to the grindstone and working your 9-5 at qualcomm or whatever gets you to where you want to be in 10 years, pull you shit together, put your pants on and smear a smile on your face. Because redemption is not far away (even if it is ten years away). But if it is a hollow move of convenience throw it away, make a plan, and implement it to the end.

In closing for me, SD is just too screwed to take a second look at. Unless of course I am able to earn a premium to make up for all the baggage that SD has.

[jstoesz]

[quote=bearishgurl]

Yes, I agree that it is crucial to employ “expectation mgmt” on today’s young adult generation, especially if one wage-earner of a couple decides they no longer wish to remain in that status.

The main reason behind the first-time buyer foreclosures today is that the majority of them purchased a property that was unsustainable when real life hit them in the face. They were too focused on living a lifestyle they had been “accustomed” to (living with parents) and did not “crunch the numbers” to determine what they could actually afford, or afford if one of the parties voluntarily quit working.

I don’t buy into the notion that there are no SFR’s avail in SD County for under $300K. There are many, and is has become clear to me that widespread ignorance is preventing today’s young buyers, with or without families, from considering them.

My post to the OP here was intended to be “expectation mgmt” in its highest form. This candid inquiry was put here for the express purpose of preventing yet another young native San Diegan defecting to the State of TX.

First timers have to start somewhere. And that somewhere is more often than not merely a stepping stone to a more suitable property at a later date. Yes, even in THIS market.[/quote]

BG this is pure bullshit. Where in SD can you buy for circa 225k in a safe neighborhood? Where can you buy in SD that is suitable for raising a family other than some far flung suburb? The crime rates in even chula vista (even the nice parts) seem pretty ridiculous for people who have immigrated from else where, not to mention the schools and caliber of neighbors. Seriously where can you buy a house big enough for raising a few kids in a safe neighborhood close to the city? El Cajon? Most people who want to buy in SD and raise a family do not care about the beach (or the freaking weather), they are looking for a standard of living that is on par with their wage and their outside experiences. SD does not offer this. Look no further than the NY times graphs that show how much income a SD family directs towards home payments. SD is full of people who spend way to much on housing. After that all the rest is obvious.

But to answer the OP’s question I suggest you determine your priorities. I have worked countless thoughtless jobs, some of which were better than others. But at the end of the day, it is all just work. Free time is hard to come by, but the answer is not a job as a barber or tile layer. My goal at this point in my life is to find a good paying job where I can work for the majority of the time remotely. That way you can structure your work around your life, not structure your life around your work. So if you want a mountain lifestyle, get into a tourism industry (or work remotely). If you want to live on acreage, buy a ranch and raise cattle (or work remotely). Life is work, and you will always have to work, but find work that lets you live where and how you desire. If you really think being a barber would be satisfactory, move to omaha (I hear it is a nice town) and cut hair. But if you are like me and need challenge and stress just to put on your pants in the morning, try to find a new job that gives you that, closer to where you want to live. I think SD is screwed in so many ways. I think S. Californians are the least happy, and the most superficial of any place I have come across. I am not interested in moving back, unless I can find the lifestyle I have come to expect. Don’t settle, make life what you want it to be. Don’t fear the hard decisions, but once you decide commit. Forget the path you are on, make your own way, and commit to the necessary sacrifices. It doesn’t sound like you care about the money (which is the best place to be to be happy), so forget the comfort or convenience of your current lifestyle and jump right in. But don’t be stupid blinded by your frustration of the 9-5 and make a plan for your future.

Forget the familiarity of SD, determine what you ultimately want, and commit to the sacrifices that get you there. If you have a plan carry it out. If putting your nose to the grindstone and working your 9-5 at qualcomm or whatever gets you to where you want to be in 10 years, pull you shit together, put your pants on and smear a smile on your face. Because redemption is not far away (even if it is ten years away). But if it is a hollow move of convenience throw it away, make a plan, and implement it to the end.

In closing for me, SD is just too screwed to take a second look at. Unless of course I am able to earn a premium to make up for all the baggage that SD has.

[jstoesz]

That 40k number I assume includes appreciation. Just like to point out that buying a decade ago was a better time for appreciation than today. Then again, who knows maybe we are on the precipice of another leg up!

[jstoesz]

That 40k number I assume includes appreciation. Just like to point out that buying a decade ago was a better time for appreciation than today. Then again, who knows maybe we are on the precipice of another leg up!

[jstoesz]

That 40k number I assume includes appreciation. Just like to point out that buying a decade ago was a better time for appreciation than today. Then again, who knows maybe we are on the precipice of another leg up!

[jstoesz]

That 40k number I assume includes appreciation. Just like to point out that buying a decade ago was a better time for appreciation than today. Then again, who knows maybe we are on the precipice of another leg up!

[jstoesz]

That 40k number I assume includes appreciation. Just like to point out that buying a decade ago was a better time for appreciation than today. Then again, who knows maybe we are on the precipice of another leg up!

[jstoesz]

a neighborhood to me has a few defining characteristics. None of these are deal breakers, but a majority is necessary to define what I am looking for.

1) walkable to something (resaurants, gas station, movie theater, grocery store, Yatch club (I kid)).

2. Has a name (la mesa, del mar, shelter island, solana, encinitas, roseville, you know what I mean, tract names don’t count, singing meadows need not apply)

3. has side walks (I guess this buttresses on number 1)

4. Organic (this may be synonymous with custom homes and custom commercial centers but I don’t think it has to be) It just has to come about organically as in no plans.

5. Character (yup I am leaving this undefined, but it probably has to do with #4)

6. History (I want vintage photos)

7. walkable (but I repeat myself)

[jstoesz]

a neighborhood to me has a few defining characteristics. None of these are deal breakers, but a majority is necessary to define what I am looking for.

1) walkable to something (resaurants, gas station, movie theater, grocery store, Yatch club (I kid)).

2. Has a name (la mesa, del mar, shelter island, solana, encinitas, roseville, you know what I mean, tract names don’t count, singing meadows need not apply)

3. has side walks (I guess this buttresses on number 1)

4. Organic (this may be synonymous with custom homes and custom commercial centers but I don’t think it has to be) It just has to come about organically as in no plans.

5. Character (yup I am leaving this undefined, but it probably has to do with #4)

6. History (I want vintage photos)

7. walkable (but I repeat myself)

[jstoesz]

a neighborhood to me has a few defining characteristics. None of these are deal breakers, but a majority is necessary to define what I am looking for.

1) walkable to something (resaurants, gas station, movie theater, grocery store, Yatch club (I kid)).

2. Has a name (la mesa, del mar, shelter island, solana, encinitas, roseville, you know what I mean, tract names don’t count, singing meadows need not apply)

3. has side walks (I guess this buttresses on number 1)

4. Organic (this may be synonymous with custom homes and custom commercial centers but I don’t think it has to be) It just has to come about organically as in no plans.

5. Character (yup I am leaving this undefined, but it probably has to do with #4)

6. History (I want vintage photos)

7. walkable (but I repeat myself)

[Author]

Posts