[jonnycsd]

Regardless of how you “feel” about the situation, the equity loans will be full recourse against the borrower. Many lenders will “get what they can” in a short sale, then pursue the seller for the deficency balance. Tactics include wage garnishments and leins against any assets they can find.

The “non-recourse” loans mentioned in an earlier post only apply when the loan proceeds are used to purchase or improve (renovation or additions) the property.

This borrower is not out of the woods yet.

[jonnycsd]

The vast majority of income taxes paid do not fund services, but rather transfer the fruit of your labor to others who did not do the work. It does not redistribute wealth, rather it redistributes income. Hence Income Tax is just a form of idirect slavery and makes it harder for working people to accumulate wealth.

If you really want to tax the rich and provide relief for the poor, then the entire Income Tax approach should be thrown out the window. An ASSET tax hits the wealthy much harder than an income tax.

Some quick facts to help cut through the emmotion and ideology of this thread: The top 1% of earners pay 21.20% of all taxes paid at an average rate of 24%, the top 2 – 5% of earners pay 14.55% of all taxes at an average of 18% (Top 5% pay @36% of all tax) The bottom 50% pay 3% of all tax collected at an average rate of 2.98%.

[jonnycsd]

The vast majority of income taxes paid do not fund services, but rather transfer the fruit of your labor to others who did not do the work. It does not redistribute wealth, rather it redistributes income. Hence Income Tax is just a form of idirect slavery and makes it harder for working people to accumulate wealth.

If you really want to tax the rich and provide relief for the poor, then the entire Income Tax approach should be thrown out the window. An ASSET tax hits the wealthy much harder than an income tax.

Some quick facts to help cut through the emmotion and ideology of this thread: The top 1% of earners pay 21.20% of all taxes paid at an average rate of 24%, the top 2 – 5% of earners pay 14.55% of all taxes at an average of 18% (Top 5% pay @36% of all tax) The bottom 50% pay 3% of all tax collected at an average rate of 2.98%.

[jonnycsd]

The vast majority of income taxes paid do not fund services, but rather transfer the fruit of your labor to others who did not do the work. It does not redistribute wealth, rather it redistributes income. Hence Income Tax is just a form of idirect slavery and makes it harder for working people to accumulate wealth.

If you really want to tax the rich and provide relief for the poor, then the entire Income Tax approach should be thrown out the window. An ASSET tax hits the wealthy much harder than an income tax.

Some quick facts to help cut through the emmotion and ideology of this thread: The top 1% of earners pay 21.20% of all taxes paid at an average rate of 24%, the top 2 – 5% of earners pay 14.55% of all taxes at an average of 18% (Top 5% pay @36% of all tax) The bottom 50% pay 3% of all tax collected at an average rate of 2.98%.

[jonnycsd]

The vast majority of income taxes paid do not fund services, but rather transfer the fruit of your labor to others who did not do the work. It does not redistribute wealth, rather it redistributes income. Hence Income Tax is just a form of idirect slavery and makes it harder for working people to accumulate wealth.

If you really want to tax the rich and provide relief for the poor, then the entire Income Tax approach should be thrown out the window. An ASSET tax hits the wealthy much harder than an income tax.

Some quick facts to help cut through the emmotion and ideology of this thread: The top 1% of earners pay 21.20% of all taxes paid at an average rate of 24%, the top 2 – 5% of earners pay 14.55% of all taxes at an average of 18% (Top 5% pay @36% of all tax) The bottom 50% pay 3% of all tax collected at an average rate of 2.98%.

[jonnycsd]

The vast majority of income taxes paid do not fund services, but rather transfer the fruit of your labor to others who did not do the work. It does not redistribute wealth, rather it redistributes income. Hence Income Tax is just a form of idirect slavery and makes it harder for working people to accumulate wealth.

If you really want to tax the rich and provide relief for the poor, then the entire Income Tax approach should be thrown out the window. An ASSET tax hits the wealthy much harder than an income tax.

Some quick facts to help cut through the emmotion and ideology of this thread: The top 1% of earners pay 21.20% of all taxes paid at an average rate of 24%, the top 2 – 5% of earners pay 14.55% of all taxes at an average of 18% (Top 5% pay @36% of all tax) The bottom 50% pay 3% of all tax collected at an average rate of 2.98%.

[jonnycsd]

Per Peterb’s post – he is right on the money – shotguns are a superior home defense weapon.

Now, my original post was not clear that you should keep in practice with the rounds you will use. If you plan to use them, for any purpose, shoot them enough to know them. Thanks to Allan for pointing that out.

But there is no reason to ALWAYS shoot a “combat” load – that is just silly. In fact, for novice shooters working on technique it can be a great help to get comfortable with a light load, and move up as you get more comfortable (which is what I suggested) – especially if you are intimidated at first. Also, if you are going shoot a lot you may not want the real abuse that a hotter round will dish out.

Most people who are shooting 38s with a .357 revolver are doing it because they are cheaper, not for the reduced kick.

You can learn plenty at the range despite what Allan says. If you are interested in combat training, I’d recommend going to a true combat school with professional instructors. You will have a great time and learn a ton.

[jonnycsd]

Per Peterb’s post – he is right on the money – shotguns are a superior home defense weapon.

Now, my original post was not clear that you should keep in practice with the rounds you will use. If you plan to use them, for any purpose, shoot them enough to know them. Thanks to Allan for pointing that out.

But there is no reason to ALWAYS shoot a “combat” load – that is just silly. In fact, for novice shooters working on technique it can be a great help to get comfortable with a light load, and move up as you get more comfortable (which is what I suggested) – especially if you are intimidated at first. Also, if you are going shoot a lot you may not want the real abuse that a hotter round will dish out.

Most people who are shooting 38s with a .357 revolver are doing it because they are cheaper, not for the reduced kick.

You can learn plenty at the range despite what Allan says. If you are interested in combat training, I’d recommend going to a true combat school with professional instructors. You will have a great time and learn a ton.

[jonnycsd]

Per Peterb’s post – he is right on the money – shotguns are a superior home defense weapon.

Now, my original post was not clear that you should keep in practice with the rounds you will use. If you plan to use them, for any purpose, shoot them enough to know them. Thanks to Allan for pointing that out.

But there is no reason to ALWAYS shoot a “combat” load – that is just silly. In fact, for novice shooters working on technique it can be a great help to get comfortable with a light load, and move up as you get more comfortable (which is what I suggested) – especially if you are intimidated at first. Also, if you are going shoot a lot you may not want the real abuse that a hotter round will dish out.

Most people who are shooting 38s with a .357 revolver are doing it because they are cheaper, not for the reduced kick.

You can learn plenty at the range despite what Allan says. If you are interested in combat training, I’d recommend going to a true combat school with professional instructors. You will have a great time and learn a ton.

[jonnycsd]

Per Peterb’s post – he is right on the money – shotguns are a superior home defense weapon.

Now, my original post was not clear that you should keep in practice with the rounds you will use. If you plan to use them, for any purpose, shoot them enough to know them. Thanks to Allan for pointing that out.

But there is no reason to ALWAYS shoot a “combat” load – that is just silly. In fact, for novice shooters working on technique it can be a great help to get comfortable with a light load, and move up as you get more comfortable (which is what I suggested) – especially if you are intimidated at first. Also, if you are going shoot a lot you may not want the real abuse that a hotter round will dish out.

Most people who are shooting 38s with a .357 revolver are doing it because they are cheaper, not for the reduced kick.

You can learn plenty at the range despite what Allan says. If you are interested in combat training, I’d recommend going to a true combat school with professional instructors. You will have a great time and learn a ton.

[jonnycsd]

Per Peterb’s post – he is right on the money – shotguns are a superior home defense weapon.

Now, my original post was not clear that you should keep in practice with the rounds you will use. If you plan to use them, for any purpose, shoot them enough to know them. Thanks to Allan for pointing that out.

But there is no reason to ALWAYS shoot a “combat” load – that is just silly. In fact, for novice shooters working on technique it can be a great help to get comfortable with a light load, and move up as you get more comfortable (which is what I suggested) – especially if you are intimidated at first. Also, if you are going shoot a lot you may not want the real abuse that a hotter round will dish out.

Most people who are shooting 38s with a .357 revolver are doing it because they are cheaper, not for the reduced kick.

You can learn plenty at the range despite what Allan says. If you are interested in combat training, I’d recommend going to a true combat school with professional instructors. You will have a great time and learn a ton.

[jonnycsd]

The kick depends on how much gunpowder is loaded in the cartridge – for target practice you might want a lighter load. If you are looking to blast through walls to kill the bad guy on the other side, go with a hotter load (of course you wont mind the kick so much under that scenario). Ask at the range, they can steer you to the right ammo.

[jonnycsd]

The kick depends on how much gunpowder is loaded in the cartridge – for target practice you might want a lighter load. If you are looking to blast through walls to kill the bad guy on the other side, go with a hotter load (of course you wont mind the kick so much under that scenario). Ask at the range, they can steer you to the right ammo.

[jonnycsd]

The kick depends on how much gunpowder is loaded in the cartridge – for target practice you might want a lighter load. If you are looking to blast through walls to kill the bad guy on the other side, go with a hotter load (of course you wont mind the kick so much under that scenario). Ask at the range, they can steer you to the right ammo.

[jonnycsd]

The kick depends on how much gunpowder is loaded in the cartridge – for target practice you might want a lighter load. If you are looking to blast through walls to kill the bad guy on the other side, go with a hotter load (of course you wont mind the kick so much under that scenario). Ask at the range, they can steer you to the right ammo.

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