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joec
ParticipantThis is such a timely topic. I actually just changed my driving habits a few weeks ago as well and using my onboard computer (measures AVG MPG, current MPG, etc), I have noticed a decent improvement. I used to get 19-20 MPG, but here are my numbers so far when driving between 65-70 mph:
In 2 fuel fillups, I’ve gotten:
1st: 23.9 MPG (no aircon, about 30 psi tire pressure)
2nd: 22.2 MPG (lots of aircon the past week, raised tire pressure to 34 psi midway)I’ve read that using your aircon doesn’t matter too much when compared with an open window due to aerodynamic drag.
My 3rd fuel up should be interesting with no aircon and the higher tire pressure.
One good unintended thing with driving slow is it decreases road stress since people can pass me all they want and I don’t get as annoyed now.
ParticipantThis is such a timely topic. I actually just changed my driving habits a few weeks ago as well and using my onboard computer (measures AVG MPG, current MPG, etc), I have noticed a decent improvement. I used to get 19-20 MPG, but here are my numbers so far when driving between 65-70 mph:
In 2 fuel fillups, I’ve gotten:
1st: 23.9 MPG (no aircon, about 30 psi tire pressure)
2nd: 22.2 MPG (lots of aircon the past week, raised tire pressure to 34 psi midway)I’ve read that using your aircon doesn’t matter too much when compared with an open window due to aerodynamic drag.
My 3rd fuel up should be interesting with no aircon and the higher tire pressure.
One good unintended thing with driving slow is it decreases road stress since people can pass me all they want and I don’t get as annoyed now.
ParticipantSimilar to the topic, what would be a more ideal time when buying new construction? Since the developments are known already, it’s more based on a builder’s release schedule. I’m assuming after the fall school year starts, that’d be a better time since most folks won’t want to move during the holidays.
ParticipantSimilar to the topic, what would be a more ideal time when buying new construction? Since the developments are known already, it’s more based on a builder’s release schedule. I’m assuming after the fall school year starts, that’d be a better time since most folks won’t want to move during the holidays.
ParticipantSimilar to the topic, what would be a more ideal time when buying new construction? Since the developments are known already, it’s more based on a builder’s release schedule. I’m assuming after the fall school year starts, that’d be a better time since most folks won’t want to move during the holidays.
ParticipantSimilar to the topic, what would be a more ideal time when buying new construction? Since the developments are known already, it’s more based on a builder’s release schedule. I’m assuming after the fall school year starts, that’d be a better time since most folks won’t want to move during the holidays.
ParticipantSimilar to the topic, what would be a more ideal time when buying new construction? Since the developments are known already, it’s more based on a builder’s release schedule. I’m assuming after the fall school year starts, that’d be a better time since most folks won’t want to move during the holidays.
ParticipantI see similar rates from an online lender called oneeasyfee.com. I’ve been trying to dig up and find more info about them anywhere online, but there’s not much to be found. A family friend has used them for their home purchase last year and I haven’t heard anything negative or fradulant about them, but it’d be nicer to be able to get more info about them or hear of more customer experiences. Their rates are a ton lower than the credit unions or any other places I’ve found.
I entered my loan info and I also get rates of 5.75%-6% for a jumbo 30 year fixed loan with no impounds and 740+ credit with the fee depending on the closing cost.
Anyone able to find more info on them? They’re based in San Diego so maybe I should just drive to their office and walk right in.
ParticipantI see similar rates from an online lender called oneeasyfee.com. I’ve been trying to dig up and find more info about them anywhere online, but there’s not much to be found. A family friend has used them for their home purchase last year and I haven’t heard anything negative or fradulant about them, but it’d be nicer to be able to get more info about them or hear of more customer experiences. Their rates are a ton lower than the credit unions or any other places I’ve found.
I entered my loan info and I also get rates of 5.75%-6% for a jumbo 30 year fixed loan with no impounds and 740+ credit with the fee depending on the closing cost.
Anyone able to find more info on them? They’re based in San Diego so maybe I should just drive to their office and walk right in.
ParticipantI see similar rates from an online lender called oneeasyfee.com. I’ve been trying to dig up and find more info about them anywhere online, but there’s not much to be found. A family friend has used them for their home purchase last year and I haven’t heard anything negative or fradulant about them, but it’d be nicer to be able to get more info about them or hear of more customer experiences. Their rates are a ton lower than the credit unions or any other places I’ve found.
I entered my loan info and I also get rates of 5.75%-6% for a jumbo 30 year fixed loan with no impounds and 740+ credit with the fee depending on the closing cost.
Anyone able to find more info on them? They’re based in San Diego so maybe I should just drive to their office and walk right in.
ParticipantI see similar rates from an online lender called oneeasyfee.com. I’ve been trying to dig up and find more info about them anywhere online, but there’s not much to be found. A family friend has used them for their home purchase last year and I haven’t heard anything negative or fradulant about them, but it’d be nicer to be able to get more info about them or hear of more customer experiences. Their rates are a ton lower than the credit unions or any other places I’ve found.
I entered my loan info and I also get rates of 5.75%-6% for a jumbo 30 year fixed loan with no impounds and 740+ credit with the fee depending on the closing cost.
Anyone able to find more info on them? They’re based in San Diego so maybe I should just drive to their office and walk right in.
ParticipantI see similar rates from an online lender called oneeasyfee.com. I’ve been trying to dig up and find more info about them anywhere online, but there’s not much to be found. A family friend has used them for their home purchase last year and I haven’t heard anything negative or fradulant about them, but it’d be nicer to be able to get more info about them or hear of more customer experiences. Their rates are a ton lower than the credit unions or any other places I’ve found.
I entered my loan info and I also get rates of 5.75%-6% for a jumbo 30 year fixed loan with no impounds and 740+ credit with the fee depending on the closing cost.
Anyone able to find more info on them? They’re based in San Diego so maybe I should just drive to their office and walk right in.
ParticipantThanks for everyone’s quick answers.
I suppose my concern stems more specifically on:
Would the 10k be considered “debt” in the debt/income ratio calculation?My FICO is around 800 and total usable credit probably 20% so maybe 50k in credit available.
I just didn’t want to shop for a loan and be rejected since they see 10k on a credit card in my report for that month and that’d be way off the 26/38 debt/income ratios.
ParticipantThanks for everyone’s quick answers.
I suppose my concern stems more specifically on:
Would the 10k be considered “debt” in the debt/income ratio calculation?My FICO is around 800 and total usable credit probably 20% so maybe 50k in credit available.
I just didn’t want to shop for a loan and be rejected since they see 10k on a credit card in my report for that month and that’d be way off the 26/38 debt/income ratios.
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