[Jim Jones]

[quote=briansd1][quote=Jim Jones]

Also Brain I would like for you to personally advocate my celebration of the July 4th holiday celebrating American independence from an imperial Britain in Mexico. I would like police and governmental protection [/quote]
Jim, there are millions of Americans living abroad and they do so because they can enjoy a pretty good living.

In foreign countries, the police will give Americans better protection than their own citizens; because they know that if something happens to an American, our State Department comes down hard on them.

Go to any country where is there an American presence or American tourists. Americans celebrate the 4th of July just fine. Hotels have special events for Thanksgiving and Christmas. They even celebrate Halloween.

In the end, it doesn’t matter how other people treat us. It’s how we treat others that is important.[/quote]

Next time I am playing the role of an expat I will make sure to ask the hotel staff to take down the local nations flag on the 4th of July and raise the American one so I am not offended. I will make sure to pass along the anecdotal evidence you placed in this post to convince them that it is the right thing to do.

[Jim Jones]

[quote=briansd1]What is it with people who need to constantly fly the flag and yell from the top of the roof that America is the greatest?

If America is so great, we can let the greatness speak for itself; and we don’t need to constantly wave the flag to remind ourselves that we are the greatest. And we don’t need to worry about people who like to fly the Mexican flag.

Zeit posted a link on another thread about small penis, insecurity and craziness.[/quote]

Brian,

You exist is a world of complete relativism.

Let me speak for you in a more extreme form of relativism.

If Mexico is go great, we can let the greatness speak for itself; and we don’t need to constantly wave the flag to remind ourselves that we are the greatest. And we don’t need to worry about people who like to fly the American flag.

To me recognizing both sides of the coin is the purest form of liberalism. That seems to have been lost today.

Also Brain I would like for you to personally advocate my celebration of the July 4th holiday celebrating American independence from an imperial Britain in Mexico. I would like police and governmental protection and for all Mexicans to remove items of Mexican nationalism while I fly the American flag in Mexico city this summer because I would find that insensitive on my day of celebration. I also expect the Mexican national media to be entirely sympathetic to my cause. While in Mexico I also wish to be treated as an underrepresented minority seeking racial, economic and social justice in a world without borders as I am a person not an immigrant.

Brain you have to wake up and see the reality; not the one you are making up in your mind that exists in some ideal world where everyone is playing by the rules.

[Jim Jones]

[quote=briansd1]What is it with people who need to constantly fly the flag and yell from the top of the roof that America is the greatest?

If America is so great, we can let the greatness speak for itself; and we don’t need to constantly wave the flag to remind ourselves that we are the greatest. And we don’t need to worry about people who like to fly the Mexican flag.

Zeit posted a link on another thread about small penis, insecurity and craziness.[/quote]

Brian,

You exist is a world of complete relativism.

Let me speak for you in a more extreme form of relativism.

If Mexico is go great, we can let the greatness speak for itself; and we don’t need to constantly wave the flag to remind ourselves that we are the greatest. And we don’t need to worry about people who like to fly the American flag.

To me recognizing both sides of the coin is the purest form of liberalism. That seems to have been lost today.

Also Brain I would like for you to personally advocate my celebration of the July 4th holiday celebrating American independence from an imperial Britain in Mexico. I would like police and governmental protection and for all Mexicans to remove items of Mexican nationalism while I fly the American flag in Mexico city this summer because I would find that insensitive on my day of celebration. I also expect the Mexican national media to be entirely sympathetic to my cause. While in Mexico I also wish to be treated as an underrepresented minority seeking racial, economic and social justice in a world without borders as I am a person not an immigrant.

Brain you have to wake up and see the reality; not the one you are making up in your mind that exists in some ideal world where everyone is playing by the rules.

[Jim Jones]

[quote=briansd1]What is it with people who need to constantly fly the flag and yell from the top of the roof that America is the greatest?

If America is so great, we can let the greatness speak for itself; and we don’t need to constantly wave the flag to remind ourselves that we are the greatest. And we don’t need to worry about people who like to fly the Mexican flag.

Zeit posted a link on another thread about small penis, insecurity and craziness.[/quote]

Brian,

You exist is a world of complete relativism.

Let me speak for you in a more extreme form of relativism.

If Mexico is go great, we can let the greatness speak for itself; and we don’t need to constantly wave the flag to remind ourselves that we are the greatest. And we don’t need to worry about people who like to fly the American flag.

To me recognizing both sides of the coin is the purest form of liberalism. That seems to have been lost today.

Also Brain I would like for you to personally advocate my celebration of the July 4th holiday celebrating American independence from an imperial Britain in Mexico. I would like police and governmental protection and for all Mexicans to remove items of Mexican nationalism while I fly the American flag in Mexico city this summer because I would find that insensitive on my day of celebration. I also expect the Mexican national media to be entirely sympathetic to my cause. While in Mexico I also wish to be treated as an underrepresented minority seeking racial, economic and social justice in a world without borders as I am a person not an immigrant.

Brain you have to wake up and see the reality; not the one you are making up in your mind that exists in some ideal world where everyone is playing by the rules.

[Jim Jones]

[quote=briansd1]What is it with people who need to constantly fly the flag and yell from the top of the roof that America is the greatest?

If America is so great, we can let the greatness speak for itself; and we don’t need to constantly wave the flag to remind ourselves that we are the greatest. And we don’t need to worry about people who like to fly the Mexican flag.

Zeit posted a link on another thread about small penis, insecurity and craziness.[/quote]

Brian,

You exist is a world of complete relativism.

Let me speak for you in a more extreme form of relativism.

If Mexico is go great, we can let the greatness speak for itself; and we don’t need to constantly wave the flag to remind ourselves that we are the greatest. And we don’t need to worry about people who like to fly the American flag.

To me recognizing both sides of the coin is the purest form of liberalism. That seems to have been lost today.

Also Brain I would like for you to personally advocate my celebration of the July 4th holiday celebrating American independence from an imperial Britain in Mexico. I would like police and governmental protection and for all Mexicans to remove items of Mexican nationalism while I fly the American flag in Mexico city this summer because I would find that insensitive on my day of celebration. I also expect the Mexican national media to be entirely sympathetic to my cause. While in Mexico I also wish to be treated as an underrepresented minority seeking racial, economic and social justice in a world without borders as I am a person not an immigrant.

Brain you have to wake up and see the reality; not the one you are making up in your mind that exists in some ideal world where everyone is playing by the rules.

[Jim Jones]

[quote=briansd1]What is it with people who need to constantly fly the flag and yell from the top of the roof that America is the greatest?

If America is so great, we can let the greatness speak for itself; and we don’t need to constantly wave the flag to remind ourselves that we are the greatest. And we don’t need to worry about people who like to fly the Mexican flag.

Zeit posted a link on another thread about small penis, insecurity and craziness.[/quote]

Brian,

You exist is a world of complete relativism.

Let me speak for you in a more extreme form of relativism.

If Mexico is go great, we can let the greatness speak for itself; and we don’t need to constantly wave the flag to remind ourselves that we are the greatest. And we don’t need to worry about people who like to fly the American flag.

To me recognizing both sides of the coin is the purest form of liberalism. That seems to have been lost today.

Also Brain I would like for you to personally advocate my celebration of the July 4th holiday celebrating American independence from an imperial Britain in Mexico. I would like police and governmental protection and for all Mexicans to remove items of Mexican nationalism while I fly the American flag in Mexico city this summer because I would find that insensitive on my day of celebration. I also expect the Mexican national media to be entirely sympathetic to my cause. While in Mexico I also wish to be treated as an underrepresented minority seeking racial, economic and social justice in a world without borders as I am a person not an immigrant.

Brain you have to wake up and see the reality; not the one you are making up in your mind that exists in some ideal world where everyone is playing by the rules.

[Jim Jones]

[quote=Rich Toscano]I don’t think the relationship between rates going up and prices going down is so cut and dried. Look back at the early 80s – mortgage rates went well into the teens and home prices did not drop. Market activity shrieked to a halt, or so I’m told, but prices did not actually go down.

Generally speaking, there has been very little historical correlation between rates and housing expensiveness.

That said, a sufficiently violent rise in rates could certainly take down housing prices (especially given all the other factors in play). But I just don’t think it’s the done deal that a lot of people think (ie, “It’s ok if rates rise because prices will go down”).

Rich[/quote]

Rich,

I have heard your assessment of the situation with regard to the high rates in the 80’s before.

Can you see it possibly being different this time around based on three factors which to me come to mind?

1) The higher debt load of the average US consumer and home buyer

2) The reduced savings rate nationally

3) The longer life span of baby boomers who are financing their retirement and long term care need through the use of reverse mortgages instead of passing down the home to family members. Passing down the home would reduces supply while at the same time maintain long term price stability of the asset.

[Jim Jones]

[quote=Rich Toscano]I don’t think the relationship between rates going up and prices going down is so cut and dried. Look back at the early 80s – mortgage rates went well into the teens and home prices did not drop. Market activity shrieked to a halt, or so I’m told, but prices did not actually go down.

Generally speaking, there has been very little historical correlation between rates and housing expensiveness.

That said, a sufficiently violent rise in rates could certainly take down housing prices (especially given all the other factors in play). But I just don’t think it’s the done deal that a lot of people think (ie, “It’s ok if rates rise because prices will go down”).

Rich[/quote]

Rich,

I have heard your assessment of the situation with regard to the high rates in the 80’s before.

Can you see it possibly being different this time around based on three factors which to me come to mind?

1) The higher debt load of the average US consumer and home buyer

2) The reduced savings rate nationally

3) The longer life span of baby boomers who are financing their retirement and long term care need through the use of reverse mortgages instead of passing down the home to family members. Passing down the home would reduces supply while at the same time maintain long term price stability of the asset.

[Jim Jones]

[quote=Rich Toscano]I don’t think the relationship between rates going up and prices going down is so cut and dried. Look back at the early 80s – mortgage rates went well into the teens and home prices did not drop. Market activity shrieked to a halt, or so I’m told, but prices did not actually go down.

Generally speaking, there has been very little historical correlation between rates and housing expensiveness.

That said, a sufficiently violent rise in rates could certainly take down housing prices (especially given all the other factors in play). But I just don’t think it’s the done deal that a lot of people think (ie, “It’s ok if rates rise because prices will go down”).

Rich[/quote]

Rich,

I have heard your assessment of the situation with regard to the high rates in the 80’s before.

Can you see it possibly being different this time around based on three factors which to me come to mind?

1) The higher debt load of the average US consumer and home buyer

2) The reduced savings rate nationally

3) The longer life span of baby boomers who are financing their retirement and long term care need through the use of reverse mortgages instead of passing down the home to family members. Passing down the home would reduces supply while at the same time maintain long term price stability of the asset.

[Jim Jones]

[quote=Rich Toscano]I don’t think the relationship between rates going up and prices going down is so cut and dried. Look back at the early 80s – mortgage rates went well into the teens and home prices did not drop. Market activity shrieked to a halt, or so I’m told, but prices did not actually go down.

Generally speaking, there has been very little historical correlation between rates and housing expensiveness.

That said, a sufficiently violent rise in rates could certainly take down housing prices (especially given all the other factors in play). But I just don’t think it’s the done deal that a lot of people think (ie, “It’s ok if rates rise because prices will go down”).

Rich[/quote]

Rich,

I have heard your assessment of the situation with regard to the high rates in the 80’s before.

Can you see it possibly being different this time around based on three factors which to me come to mind?

1) The higher debt load of the average US consumer and home buyer

2) The reduced savings rate nationally

3) The longer life span of baby boomers who are financing their retirement and long term care need through the use of reverse mortgages instead of passing down the home to family members. Passing down the home would reduces supply while at the same time maintain long term price stability of the asset.

[Jim Jones]

[quote=Rich Toscano]I don’t think the relationship between rates going up and prices going down is so cut and dried. Look back at the early 80s – mortgage rates went well into the teens and home prices did not drop. Market activity shrieked to a halt, or so I’m told, but prices did not actually go down.

Generally speaking, there has been very little historical correlation between rates and housing expensiveness.

That said, a sufficiently violent rise in rates could certainly take down housing prices (especially given all the other factors in play). But I just don’t think it’s the done deal that a lot of people think (ie, “It’s ok if rates rise because prices will go down”).

Rich[/quote]

Rich,

I have heard your assessment of the situation with regard to the high rates in the 80’s before.

Can you see it possibly being different this time around based on three factors which to me come to mind?

1) The higher debt load of the average US consumer and home buyer

2) The reduced savings rate nationally

3) The longer life span of baby boomers who are financing their retirement and long term care need through the use of reverse mortgages instead of passing down the home to family members. Passing down the home would reduces supply while at the same time maintain long term price stability of the asset.

[Jim Jones]

Can anyone validate my statement below?

Rising interest rates will lower the sale price of the property at the same time lowering the applicable property taxes. Some of this gain will be lost to the increased costs of borrowing. Those with cash available can make large down payments on a house with a lower purchase price stand to gain not only from that but lower borrowing costs associated with a reduced loan amount. Higher interest rates will lower the pool of potential borrows as risk becomes more of a factor for the loan originator increasing the negotiating power of the buyer at the same time lowering demand for homes currently on the market placing further downward pressure on asking prices.

If this is true will rising interest rates convince the small number of responsible savers to enter the market?

[Jim Jones]

Can anyone validate my statement below?

Rising interest rates will lower the sale price of the property at the same time lowering the applicable property taxes. Some of this gain will be lost to the increased costs of borrowing. Those with cash available can make large down payments on a house with a lower purchase price stand to gain not only from that but lower borrowing costs associated with a reduced loan amount. Higher interest rates will lower the pool of potential borrows as risk becomes more of a factor for the loan originator increasing the negotiating power of the buyer at the same time lowering demand for homes currently on the market placing further downward pressure on asking prices.

If this is true will rising interest rates convince the small number of responsible savers to enter the market?

[Jim Jones]

Can anyone validate my statement below?

Rising interest rates will lower the sale price of the property at the same time lowering the applicable property taxes. Some of this gain will be lost to the increased costs of borrowing. Those with cash available can make large down payments on a house with a lower purchase price stand to gain not only from that but lower borrowing costs associated with a reduced loan amount. Higher interest rates will lower the pool of potential borrows as risk becomes more of a factor for the loan originator increasing the negotiating power of the buyer at the same time lowering demand for homes currently on the market placing further downward pressure on asking prices.

If this is true will rising interest rates convince the small number of responsible savers to enter the market?

[Jim Jones]

Can anyone validate my statement below?

Rising interest rates will lower the sale price of the property at the same time lowering the applicable property taxes. Some of this gain will be lost to the increased costs of borrowing. Those with cash available can make large down payments on a house with a lower purchase price stand to gain not only from that but lower borrowing costs associated with a reduced loan amount. Higher interest rates will lower the pool of potential borrows as risk becomes more of a factor for the loan originator increasing the negotiating power of the buyer at the same time lowering demand for homes currently on the market placing further downward pressure on asking prices.

If this is true will rising interest rates convince the small number of responsible savers to enter the market?

[Author]

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